single security guard worker's comp
Moderators: Josh, independent guy
Forum rules
Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
single security guard worker's comp
I have a laundromat owner that wants to hire his own security guard, he currently has a security guard hired through a security guard firm but wants to hire him on his own. Is that possible, will anyone offer worker's comp on a single security guard?
-
LadyBroker
- Insurance Journal Addict
- Posts: 366
- Joined: Fri Oct 13, 2006 9:10 pm
- Location: Southern California
Re: single security guard worker's comp
The guard would then also have to buy his own General Liability insurance, since that is currently provided through the guard's firm. He might want to look into that cost, because it's not going to be cheap.
"It's a typical day, on the road to Utopia.."
-
waltmarkers
- Insurance Journal Enthusiast
- Posts: 13
- Joined: Tue May 26, 2009 10:52 am
Re: single security guard worker's comp
Is there a reason he can't be paid on a W2 and be an employee of the laundromat? He would be automatically covered under existing comp. If you do that he doesn't need separate GL - and it's very likely that the current workers comp carrier would never ask about the security exposure.