Handyman, Gen Liability

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CIScommercial
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Posts: 6
Joined: Tue Nov 30, 2010 1:59 am

Handyman, Gen Liability

Post by CIScommercial »

Any one can provide info on where to go to get a small handyman business Gen Liability policy?? No painting, just some fence work and some minor concrete grinding. max payroll 300 K per year. 90 % of the work is fences repair and maintenance, ( wood fencing).
Thanks
gudgn
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Posts: 1
Joined: Mon Jan 31, 2011 11:41 am

Re: Handyman, Gen Liability

Post by gudgn »

I had a handyman that I wrote with Colonial General under $700 in AZ. Handyman has been in business for 3 years, no prior insurance.
kiswest
Insurance Journal Fan
Posts: 5
Joined: Wed Jan 26, 2011 2:11 pm

Re: Handyman, Gen Liability

Post by kiswest »

Try Builders & Tradesman Insurance Services or BTIS in Sacramento area. They are pretty reasonable
LadyBroker
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Posts: 366
Joined: Fri Oct 13, 2006 9:10 pm
Location: Southern California

Re: Handyman, Gen Liability

Post by LadyBroker »

Colony is very aggressive on this class in California. However, your risk does not sound like a handyman, with $300,000 in payroll. In California, a handyman is limited to jobs under $500, and is not required to be licensed to do that sort of work.

You may have more luck marketing this risk as a true artisan contractor.
"It's a typical day, on the road to Utopia.."
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