Motorcycle Rental Coverage

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Miguelito
Insurance Journal Addict
Posts: 30
Joined: Mon Mar 30, 2009 11:03 am

Motorcycle Rental Coverage

Post by Miguelito »

OK Boy's and Girls..........

A local business man and homeowner wants to rent a Harley with friends on occasion. He does not own a motorcycle but does have the CA_DMV endorsement. The Harley coverage for LIABILITY is "supplemental", not primary. Allied (current PL policy carrier) will not cover him for primary.

Are there any California carriers or programs that allow for primary AUTO LIABILITY for the occasional rental of a motorcycle on an "as needed" basis?
jtownagent
Insurance Journal Addict
Posts: 64
Joined: Thu May 06, 2010 10:44 am
Location: New England

Re: Motorcycle Rental Coverage

Post by jtownagent »

1) Look for another auto carrier that will do it. ( Good luck)
2) Look at personal umbrella policies and see if they drop down for non-owned and rented motorcycles.
3) Avoidance-Tell your client not to do it.
This is an interesting question. I look forward to other theoretical and practical answers. :shock:
jz20
Insurance Journal Fan
Posts: 1
Joined: Mon Jul 18, 2011 8:15 am

Re: Motorcycle Rental Coverage

Post by jz20 »

Your friend needs to find another Motorcycle rental operator. Coverage is out there.
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