CG 20 10 11 85 and CG 20 37
Posted: Tue Sep 25, 2018 8:13 am
I still see contracts expressing their need for the CG 20 10 11 85 form and I ask...where have they been for the past 20 years?
Then some will ask for CG 20 37 but it can prove difficult to obtain. Many insurers are not ready to give up "put to its intended use" and I don't blame them. Also seen is a vanilla request for CG 20 37 but never specifying which CG 20 37.
Some contracts will ask for the CG 20 10 11 85 or its equivalent form? The only true "equivalent" form is the CG 20 10 11 85 so what part do they want equivalent? We can all guess and even when asked, they have no answer for who or what part they want.
Scheduling of each AI and each location is hazardous (could miss adding), time consuming and costs the insured extra money. The Broad Form AI solves the previous three but what about the "put to its intended use" clause? Is it in your Broad Form AI endorsement?
So the question is most insurers have opted not to provide such coverage - what do you personally do if you can not obtain an acceptable CG 20 37?
"Completed Operations (CG 20 37 07 04), that will provide the additional insured coverage for injury or damage that occurs after the work is completed—work that is included within the "products-completed operations hazard."
Then some will ask for CG 20 37 but it can prove difficult to obtain. Many insurers are not ready to give up "put to its intended use" and I don't blame them. Also seen is a vanilla request for CG 20 37 but never specifying which CG 20 37.
Some contracts will ask for the CG 20 10 11 85 or its equivalent form? The only true "equivalent" form is the CG 20 10 11 85 so what part do they want equivalent? We can all guess and even when asked, they have no answer for who or what part they want.
Scheduling of each AI and each location is hazardous (could miss adding), time consuming and costs the insured extra money. The Broad Form AI solves the previous three but what about the "put to its intended use" clause? Is it in your Broad Form AI endorsement?
So the question is most insurers have opted not to provide such coverage - what do you personally do if you can not obtain an acceptable CG 20 37?
"Completed Operations (CG 20 37 07 04), that will provide the additional insured coverage for injury or damage that occurs after the work is completed—work that is included within the "products-completed operations hazard."