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I am new
Posted: Wed Jan 31, 2007 12:30 pm
by Robert Johnson
I am
Is he covered
Posted: Wed Jan 31, 2007 12:32 pm
by Robert Johnson
I have a question. I have a freind that wants to allow his mother to borrow his car.
If something happens will his collission and comprehension cover his car, will his liabiity cover the car?
Posted: Wed Jan 31, 2007 12:55 pm
by Big Dog
Does his mother know how to drive? Does she have a drivers license?
permissive user
Posted: Wed Jan 31, 2007 1:58 pm
by LadyBroker
He needs to read his insurance policy, as not all policies allow Permissive Users.
Mom Driving
Posted: Wed Jan 31, 2007 2:04 pm
by doyourhomework
Also look for "resident relatives" in the definitions of permitted drivers. If Mom lives on her own apart from him in a separate residence, that alone would disqualify her.
Re: permissive user
Posted: Wed Jan 31, 2007 2:19 pm
by independent guy
LadyBroker wrote:He needs to read his insurance policy, as not all policies allow Permissive Users.
Exactly.
The bottom line is, someone needs to read the insurance policy, and call the agent/company and ask.
Posted: Wed Jan 31, 2007 2:27 pm
by Robert Johnson
Yes his mother can drive and does have her own insurance. His mother's car will be in the shop.
His insurance is with AIG.
I looked at my own policy and it seems the key is that he must give her permission but I am not with AIG.
Posted: Thu Feb 01, 2007 2:33 pm
by scott
If your friend has a question about his insurance, he should call his agent.
If he doesn't feel comfortable asking his agent or insurer a question like this he needs to change agents.