Quick Life and Insurance Brokerage America

[Skilxaw]

Does anyone use Quick Life or Insurance Brokerage America?

If so, which do you prefer....Seem conveinient...you like the company and price, send in appointment paperwork with product application.

IBA says commissions come to you directly from the Insurer.

Is there any downside?

I have spoke with life marketers, but don't want to "jump the gun" appointing through someone who isn't going to pay when commissions come in. I've read bad things about some of them in the forum.
These two seem more advantageous than dealing with a limited market accsess FMO.

Any insight would be greatly appreciated.

Thanks.

Independent Agent in a non pre-appointed state.