Where Do I Find Protection Class

[loudmouth]

I have started doing business out of my state and many of the wholesalers that I'm working with require that I have the protection class of the building on acord form. Without actually going to the property and taking measurements are there other methods of obtaining this information.


I thought the wholesalers would have tools to determine this information.

[carterrud]

go to the county auditor's page and put in the location that will give you square footage

[mbieniek]

what does the protection class have to do with the square footage?

[VAAcctMgr]

If you have access to SAGE (SilverPlume) you can find all the protection classes published there. If you have a close relationship with one of your UW's, they should also be able to help you. Hope that helps!

[VAAcctMgr]

Most cities now have websites and you can look under the Real Estate Assessment Section and search by property address. It will give you construction, date built, square footage, last "sale" price of the property, etc. All of this information is published public knowledge available on-line and at City/County Courthouses.

[loudmouth]

info has been vary helpful. My understanding was that hte UW would be able to obtain this information. As an UW they should be verifing the info on the Acord apps.

[ISOWriter]

-Deleted Post-

[wlunday]

I know or State, Washington, has the WSRB, Washington State Rating Bureau. Their web site has all that stuff... personal and commercial protection class, maps, whatever I need for an out-of-town case. You can also call the risk's local fire station information officer and ask, they generally know.

Swymmer

[CATHIEA]

Protection class is determined by the number of miles to a fire station and the accessability of hydrants. It has not one thing to do with the square footage of a building. If your risk is located in a metro area with a fire dept within 5 miles and hydrants within 1,000 ft you're looking at a PC 2 to 5 (which incidently have exactly the same rate with every company). All you have to do is ask the client for the info. Incidently - when you write property coverage - no matter who the carrier is - you should know the protection class and put it on the app or else you are perceived by underwriters as unprofessional.

[pita3333]

I think the other posters are confused and thinking of the CSP code which includes the Protection Class...as well as the construction.

[miinsguy]

Contact ISO and Order the paper version of Community Mitigation Classification Manual and what State. The Michigan Guide costs $125 a year.

http://www.iso.com

[TheInsKid]

We use Silver Plume, (on line) have all of the states available. Great product and very easy to find any PC for any city in any state. Worth every penney.