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Coverage for third party use of auto policy

Posted: Mon Aug 18, 2014 3:29 pm
by PaulGreen
What are:

1) Occasional and permissive user on an existing auto policy and,
2) Policy to cover the driving of hired and non-owned automobiles

What do they cover and in which situations? In case of commercial use, does the policy 1) cover also if the personal policy does not cover permissive use?

Thanks