State Farm Personal Articles Policy

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NCIndie
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State Farm Personal Articles Policy

Post by NCIndie » Fri Oct 18, 2019 5:44 am

Hello! If a client just has her auto and personal articles policies with State Farm, and moves her auto, can she keep her pap with State Farm? She has a $5K mountain bike and I'm having trouble finding a standard carrier that will insure it. Her current homeowner's policy is in my agency and they won't cover it. Thank you!

wariline
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Re: State Farm Personal Articles Policy

Post by wariline » Fri Oct 18, 2019 11:49 am

Not a SF agent - sorry can't help answering it. I'm curious, however, which homeowner carrier you used for the client? They have a sublimit on bicycles?

NCIndie
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Re: State Farm Personal Articles Policy

Post by NCIndie » Fri Oct 18, 2019 11:53 am

It was State Auto...no sublimit on bikes.

wariline
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Re: State Farm Personal Articles Policy

Post by wariline » Fri Oct 18, 2019 12:06 pm

there should be some coverage for the bike then, unless they have a high deductible. You can always get a standalone policy though. Some may not be too fond of writing bikes, and may require the insured to have some jewelry coverage.

NCIndie
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Re: State Farm Personal Articles Policy

Post by NCIndie » Fri Oct 18, 2019 12:10 pm

Thank you for the advice!

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