Underwriter II

Posted on Oct 4 Fort Worth, TX

Job Category: Operations
As an Underwriter II, you will:

  • Review credit applications and render appropriate credit decision within credit policy requirements and in compliance with all regulations
  • Review policy and/or pricing exceptions and assist in daily operations
  • Structure decisions to maximize profit and enhance dealer relationships
  • Decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved
  • Meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics
  • Coordinate with Manufacturing Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort
  • Initiate sales calls via telephone, and where appropriate, prepare written follow-up
  • Provide prompt, accurate responses to all internal and external customer inquiries
  • Three to five years of underwriting experience required, with Auto Finance underwriting experience strongly desired
  • Excellent verbal and written communication skills
  • Strong problem solving, organizational, negotiation, and interpersonal skills
  • Highly skilled in credit decisioning, with a solid understanding of credit and applicable federal and state regulations relative to consumer lending
  • A comprehensive knowledge of indirect loan and lease programs, bank products and services
  • PC literate with a good working knowledge of common application software
  • Results-oriented with a high level of personal initiative and proven leadership ability
  • Full spectrum lending experience is preferred
  • Experience reviewing credit bureaus