Claims Examiner

Posted on Apr 13 Austin, TX


Texas Windstorm Insurance Association



Do you love live music, great food, and plenty of outdoor activities? Austin is selected the "Best City
for the Next Decade" (Kiplinger) and "Best Place to Live in the U.S." (U.S. News & World Report) and Texas Windstorm Insurance Association is in the heart of the city!

We value smart, energetic, and flexible people who want to make a daily contribution toward helping serve
our policyholders and employees. If that's you, we may have just the right opportunity for you.

We are currently seeking a Property Claims Examiner who knows the industry and enjoys a fast-paced
team environment. Well, if you're looking for a rewarding career that's more than a paycheck, it's time to claim your future with the TWIA/TFPA Claims department. We offer opportunities with the personal satisfaction of public service - efficiently providing essential property insurance products and services for eligible Texas policyholders when no one else will.

POSITION SUMMARY: The Claims Examiner is responsible for demonstrating an understanding of insurance principles, claims investigation, damage evaluation, and resolution of property claims, creating a positive customer experience. A Claims Examiner provides prompt, cost effective and efficient examination, investigation, evaluation, and payment of insurance claims by exercising independent decision making skills and judgment within designated authority.

ESSENTIAL FUNCTIONS:
The following are the usual, basic and essential functions of the Claims Examiner position. However, this job description does not preclude the performance of other duties by the incumbent. These functions are not to be construed as an exhaustive list of all responsibilities, duties, and skills required.

  • Demonstrates a customer centric attitude
  • Analyzes and manages claims by verifying coverage and investigating and gathering pertinent information to determine the exposure on the claim
  • Maintains well-developed action plans for an appropriate and timely resolution in accordance with established policies and procedures
  • Recognizes and properly addresses coverage issues, potential fraud, and subrogation potential
  • Calculates and assigns timely and appropriate reserves to claims; monitors reserve adequacy throughout the life of the claim
  • Conducts detailed damage and bill reviews and controls claim expenses
  • Pays and processes claims within designated authority level or denies payments where no coverage, liability, or compensability exists
  • Enters claim payments and reserves on claims on computer system, inputting concise and accurate file documentation
  • Communicates decisions in a clear and professional manner

REQUIRED EDUCATION AND EXPERIENCE:
  • 1-3 years' experience examining P&C Residential Property.Associate's degree (or equivalent experience in lieu of a degree)Texas Adjuster License
  • TWIA/TFPA is catastrophe-driven. We are requiring the Claims Examiner to work extended hours and to travel to different locations (Texas only) in times of a catastrophe event.

PREFERRED EDUCATION AND EXPERIENCE:
  • Bachelor's degree, 3.0 cumulative GPA or higher
  • AIC, and/or CPCU designation

Benefits at TWIA/TFPA:
We offer an excellent Health & Welfare benefits package that
includes medical, dental, vision, life, accident, and disability insurance, and
a retirement savings package that includes a 401(k) plan with 6% matching
contributions and an employer paid pension plan. We also offer competitive pay,
performance incentives, and career growth with our Training & Professional
Development program. In addition, we provide a healthy environment and
work/life balance along with paid holidays, personal days, paid vacation, and
sick leave.

TWIA & TFPA
is not accepting unsolicited assistance from search firms for this employment
opportunity. All resumes submitted on behalf of an applicant by a third party
to any employee at TWIA & TFPA via-email, the Internet or in any form
and/or method will be deemed the sole property of TWIA & TFPA. No fee will
be paid to any third party in the event the candidate is hired by TWIA &
TFPA as a result of the referral or through other means, unless TWIA & TFPA
have previously entered into a contract for placement assistance with such
party.