Primary Flood Coverage

Nuts & Bolts: Monarch E&S announces a new program for primary flood coverage, both personal and commercial lines.

Dollars: Limits of $250,000 per dwelling, $100,000 for personal property for personal lines and $500,000 per building, $500,000 business personal property for commercial lines. Excess limits also available with Lloyds market. Deductibles and premiums vary.

Carrier: American Bankers rated “A,” admitted.