New Markets

Accidental Death and Dismemberment

Market Detail: Charity First (www.charityfirst.com) offers coverage for volunteers and/or participants of nonprofit organizations while participating in approved and supervised activities. Pays for ER visits, hospitalization, recovery period for the injury and more. Products are subject to availability and qualifications by state.

Available limits: As needed

Carrier: AIG

States: All states

Contact: Frank Tarantino at 415-536-4037 or e-mail: frank_tarantino@charityfirst.com

Household Goods Movers – Cargo

Market Detail: TCB Insurance Programs (www.tcbinspro.com) is a wholesale insurance broker with a market for household goods movers and motor truck cargo coverage. No appointment required.

Available limits: Minimum $5,000, maximum $50,000

Carrier: Unable to disclose, non-admitted

States: All states

Contact: Thomas Bradshaw at 574-583-8661 or e-mail: thom@tcbinspro.com

Labor Unions

Market Detail: laborinsurance.com is a division of the NGL Group that specifically addresses the needs and concerns of officers and directors of labor unions, and the millions of working men and woman across the U.S. Partners Jeffrey Greenfield and Ken Hehir, along with the management team, combine more than 200 years of insurance and financial experience to provide guidance, leadership, and options.

Available limits: As needed

Carrier: Call for more information

States: All states except Alaska and Ks.

Contact: Ken Hehir at 516-599-1100 or e-mail: kenh@nglgroup.com

For-Hire, Commercial Auto

Market Detail: Helios Protection (www.heliosprotection.com) offers coverage for taxi cab, limos, black cars, commercial fleets. Helios Protection Inc. (Helios) is a rapidly growing reinsurance platform specializing in commercial auto, trucking and specialized niche program business. It focuses on middle-market businesses ($100 million to $500 million in revenue) that are spending more than $1 million a year insuring their business against unexpected losses.

Available limits: Minimum $30,000, maximum $1 million

Carrier: Worth, admitted

States: Texas only

Contact: Luke Sweetser at 214-725-7314 or e-mail: lms@helioscoverage.com

Pizzerias and Delivery

Market Detail: Koele Inc. (ww.mypizzainsurance.net) offers a full suite of insurance products dedicated solely to pizzerias and pizza delivery stores.

Available limits: As needed

Carrier: Unable to disclose

States: All states except Alaska and Hawaii

Contact: Chris Kelley at 712-441-1366 or e-mail: chris@koeleinc.com

Environmental Consultants

Market Detail: UCPM Environmental (www.ucpm.com) Insurance specializes in securing the broadest coverage.

Available limits: As needed

Carrier: Unable to disclose

States: All states

Contact: Customer service at 800-685-8185

Miscellaneous Professional Liability

Market Detail: Cooper & McCloskey (www.cmiprorisk.com) offers miscellaneous professional liability coverage for: answering services; auctioneers; business managers; collection agents; consultants; escrow agents; franchisors; mortgage brokers; printers; public relations firms; training consultants; and more.

Available limits: As needed

Carrier: Unable to disclose

States: Alaska, Ariz., Calif., Colo., Hawaii, Ill., Nev., N.Y., Ohio, Ore., Texas and Wash.

Contact: Customer service at 414-433-7700

Smoke Shops

Market Detail: Calco Commercial Insurances’ (www.calcoinsurance.com) smoke shop insurance coverage features low annual premiums and coverage for theft included. Target accounts include: new ventures; existing accounts; claims history; smoke shops; hookah lounges; vape shops and vape lounges. Coverage includes: general liability; building coverage; business personal property; business income and extra expense; contingent business income; theft coverage; sign and glass coverage.

Available limits: Minimum $500,000, maximum $2 million

Carrier: Unable to disclose

States: All states except Ala., Miss., and W. Va.

Contact: Customer service at 800-877-2525