September 3, 2007

Environmental Casualty Coverage

Nuts & Bolts: USAssure Insurance Services provides enhancements such as general liability, automobile, workers’ compensation, owners and contractors protective liability, as well as umbrella/excess coverage. Our target market includes, but is not limited to: environmental contractors, consultants and engineers, environmental remediation, asbestos/lead abatement, Emergency response, and storage tank installation/removal.

p:Dollars: Up to $2 million.

p:Carrier: Rated “A” by A.M. Best. Admitted.

States: All, except Hawaii.

Contact: Jenny Roberts at 904-224-8970 or e-mail

Garage Liability

Nuts & Bolts: McFall General Agency Inc. is offering six ‘A’ rated companies that provide garage liability, DOL, GKLL, property, crime broad form extension for used care dealers, motorcycle dealers & repair, auto repair, etc. Can also write stand alone GKLL, MTC, on-hook, DOL.

Dollars: $100,000 to $1 million.

Carrier: All rated “A” by A.M. Best. Non-admitted.

States: Idaho, Oregon and Washington.

Contact: Erika Hinshaw at 800-452-9412, ext 163 or e-mail

OCP & Railroad Protective Liability

Nuts & Bolts: OCP & Railroad Protective Liability quotes with an admitted market quoted within 24 hours. Visit for the online application to complete and submit.

Dollars: Up to $2 million.

Carrier: Mid Continent. a member of Great American Insurance Group rated “A” IX by A.M. Best. Admitted.

States: All, except New York and Washington.

Contact: Susan Jones at 866-883-7692 or e-mail

Monoline & Package Terrorism

Nuts & Bolts: The Midlands Management Corp. specializes in writing monoline and package terrorism. Midlands is presently offering coverage for liability, property, auto liability, auto physical damage, & CBNR (chemical, biological, nuclear & radiological) risks. This market can provide primary terrorism coverages or excess terrorism. Midlands is willing to write in other states and says it will look at any risk seeking terrorism coverage. Public entities, government contractors, municipality/office risks, or any general business are welcome. A complete ACORD submission is preferred.

Dollars: Up to $75 million for most risks; higher limits available.

Carrier: Lloyds rated “A” by A.M. Best. Non-admitted.

States: Ark., Colo., Kan., La., Minn., Miss., Mo., Neb., N.J., N.M., Okla., Tenn., Texas. Va., Wyo.

Contact: Brandon Davis at 800-800-4007 or e-mail

Jeweler’s Block

Nuts & Bolts: J Driesassur USA LLC is offering jeweler’s block insurance coverage for world-wide stock and liability insurance for jewelers and diamond dealers.

Dollars: $10,000 to $500 million.

Carrier: Lloyds rated “A” by A.M. Best. Non-admitted.

States: All.

Contact: Rahul Roy at 212-949-5300 or e-mail

Builder’s Risk/COC

Nuts & Bolts: AmWINS Insurance Brokerage of California is offering competitive COC policies written on Westchester paper. There are competitive and low rates as well as quick quotation turn-around. Agents and brokers need ACORD application to start. Company is able to write certain risks on home builder’s reporting form that offers up to 90 days coverage after certificate of occupancy is issued.

Dollars: Up to $25 million; higher limits available for other construction types.

Carrier: Westchester Surplus Lines Ins. Co rated “A+” by A. M. Best. Non-admitted.

States: All.

Contact: Linette Jackson at 818-772-3859 or e-mail

Child Care Centers

Nuts & Bolts: Markel Insurance Co. is offering coverage to all types of licensed child care centers. Available coverage includes GL, umbrella, sexual abuse/molestation, corporal punishment, child care providers/teachers professional, communicable disease/food contamination, and property.

Dollars: Varies, please see

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Carrier: Denise McLaughlin at: 804-527-7506 or e-mail dmclaughlin@

Environmental Consultants-Contractors

Nuts & Bolts: ELM Insurance Brokers announces a new addition to its E&O/D&O/EPLI/ crime and fiduciary suite of products: environmental liability for consultants and contractors’ on a third party liability basis including general liability potential first party coverage for site pollution liability.

Dollars: $500,000 to $25 million.

Carrier: Rated “A+” by A.M. Best. Non-admitted.

States: All.

Contact: Fred Fisher at 310-322-1301 or e-mail

Self-Storage Insurance

Nuts & Bolts: StorageFirst is a business insurance program designed for the unique exposures of self-storage, mobile storage, and document management/storage operations. Open to any licensed independent agent.

Dollars: $50,000 to $500 million.

Carrier: Travelers Insurance rated “A+” by A.M. Best. Admitted.

States: All.

Contact: Tom Laden at 800-853-4663 or e-mail

Allied Medical Organizations

Nuts & Bolts: Travis-Pedersen Associates, Inc. is offering a policy that covers a range of medical malpractice and general liability exposures. Allied healthcare facilities are those businesses that provide medical services directly to a patient or client and are ancillary to physician and hospital care. Included in this group are home healthcare agencies, supplemental medical staffing, hospices, dialysis centers, medical testing laboratories, substance abuse rehabilitation and outpatient rehabilitation facilities for the impaired.

Dollars: $100,000 to $10 million.

Carrier: Rated “A” by A. M. Best. Admitted.

States: Ala., Ark., Ariz., Alaska, Calif., Colo., Conn., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Md., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., D.C., W.V., Wis.

Contact: Matthew Gervin at 312-279-3695 or e-mail

Insurance Agents E&O Program

Nuts & Bolts: Brown & Brown of California, Inc. – Programs Division has a new market designed for agents that have been in the industry three or more years with revenue under $3 million and less than 30 licensed staff members. Program is admitted in all states for both property/casualty and/or life agents. There is a broad definition of insured. Defense outside limit of liability and “damages only” deductible is available. Program offered on a retail basis only.

Dollars: $1 million to $10 million.

Carrier: American Automobile Ins. Co., rated “A” XV by A. M. Best. Admitted.

States: All.

Contact: Mary Serafino at 800-280-7250, ext. 340 or e-mail

Courier/Expedited Local Delivery

Nuts & Bolts: Innovative Insurance Solutions, Inc. (IISI) has a new program specifically designed for couriers/package delivery and others in the expedited local delivery industry. IISI is the exclusive program manager, with the authority to quote, bind and service the policies in-house. Available coverages include auto liability, auto physical damage, cargo and general liability.

Dollars: $1 million CSL; $1 million per occurrence/$2 million aggregate.

Carrier: Rated “A-” VIII by A. M. Best. Admitted and non-admitted.

States: All.

Contact: Lee Duncan at 775-782-6663 or e-mail

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Insurance Journal West September 3, 2007
September 3, 2007
Insurance Journal West Magazine

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