Richard – I think they were attempting to collect from a CGL policy and not an EPL policy where the trigger for coverage would be the “wrongful act” of sexual harrassment by a supervisor. It they are talking about an EPL policy, then, I would steer clear from placing coverage with the 3 companies indicated!
The first exclusion in a CGL Policy is Exclusion a. Expected or Intended Injury. When is Sexual Harassment ever considered to be “unintentional”??
Richard – I think they were attempting to collect from a CGL policy and not an EPL policy where the trigger for coverage would be the “wrongful act” of sexual harrassment by a supervisor. It they are talking about an EPL policy, then, I would steer clear from placing coverage with the 3 companies indicated!
The article does not state what policies were in question?
It sounds like the article is saying intentional acts are not covered under any policy.
What is the point of purchasing an EPL policy?
I looked at a couple of EPL coverage parts and I don’t see the exclusion for intentional acts?
It seems it is specific to the insurance companies named….National Grange Mutual Insurance, Union Mutual Insurance and Cooperative Insurance.
I’m not familier with any of these companies.
They have to be talking about CGL policies. I doubt any of the companies write EPLI.
I CANNOT GET THE COMMENTS POSTED. I DO NOT BELIEVE INTENTIONAL ACTS SHOULD BE COVERED IN EITHER POLICY. I BELIEVE THEY SHOULD BE EXCLUDED