Mass. Agents Launch Site on Mandatory Health Insurance Law

In an effort to clarify business and individual responsibilities under the Massachusetts Health Reform Act, the Massachusetts Association of Health Underwriters (MassAHU) has launched the Web site at

The Web site is a central repository of information complete with all necessary forms needed for employers and individuals to adhere to the landmark legislation that requires health insurance for every Massachusetts resident. Individuals who do not obtain coverage will lose their state personal income tax exemption.

The Web site details employer responsibilities in a question and answer format. Commonly asked questions posed to MassAHU member-brokers who are on the front lines advising employers of their responsibilities include:

What are the obligations as an employer with 11 or more full-time equivalent employees?
Who is considered a full-time employee?
What is a Fair Share Reasonable Contribution?
Who must complete the Employer Health Insurance Responsibility Disclosure form?
How does a firm know if it has11 or more full-time-equivalent employees?
Who is exempt?
How to set up a Section 125 Cafeteria Plan.

Questions related to individual responsibilities are also answered on the Web site.

In addition, the latest Mass Health Reform Act bulletins are posted, and the site features a healthcare blog with contributions from experts in the field.

MassAHU represents employee benefit and health insurance brokers in the state.

Source: MassAHU