Court: Homeowner’s Policy Won’t Pay Damages for Overdose Death

By | August 24, 2009

  • August 24, 2009 at 12:40 pm
    Lee says:
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    Good decision. The mother didn’t teach her son very well to begin with. Plus, the kid basically stole the drugs and tried to mimic Michael Jackson. The mother shouldn’t profit from this.

  • August 24, 2009 at 1:06 am
    wudchuck says:
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    i agree. first of all, it was not only the mother wanting the money but also the individual who was prescribed the painkillers. here’s the first question: where was the pills located? if in a medicine cabinet, how is it otherwise? anyone in the family could have reached for them, including a friend, if nosey! it was illegal for anyone to use, because it was not prescribed to the young lad.

    i am glad the court got it right.

  • August 24, 2009 at 2:28 am
    Astro says:
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    What ever happened to holding yourself accountable? The parent was negligent…period. If the kids mental state was as “fragile” as she claims, she should have known better than to leave pills laying around.

    Its always sad to read accounts such as this but sueing a company to fatten your own pockets b/c you were too ignorant to keep dangerous drugs hidden from an unstable kid is not a solution to the problem.

  • August 24, 2009 at 5:27 am
    Teacher says:
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    Astro,
    Re-read the article…or just read it before commenting.

  • August 25, 2009 at 8:43 am
    NB says:
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    The teenager was 18 and an ADULT not a child. He also broke the law by taking drugs not prescribed for him. I don’t see why a claim was allowed to go this far in the first place. I feel sorry for the death of the young adult but this was not the homeowners fault!!

  • August 31, 2009 at 10:02 am
    Mark says:
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    NB pointed out what I was about to say. This fellow was 18. An Adult. Any care to store the prescription meds in a secure place expired when this kid turned 18. The house belonged to this man, and he was well within his rights to leave the meds wherever he felt was most convenient.

    Of course, I’d look closer at the relationship. Perhaps the “who is an insured” wording should be changed to reflect cohabitation that is evident these days. If my son took my meds, my HO policy would not respond. Thes kid and his mother were clearly full-time residents in this house. in my opinion, that SHOULD preclude them from any hope of collecting 3rd party liability payments.



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