Thank you Obama for screwing with the Healthcare of the nation. This is just the reaction we expected with more employers getting off the benefits bandwagon and sending people to the exchanges that don’t work.
The private exchanges work, though. They are operated by a benefit company and don’t have all the government issues the public exchanges have. So, what’s the problem?
So KYjw, apparently you have not been following the travails of the private exchanges after they received hundreds of millions of dollars to set them up. Have you not seen the myriad of stories published recently? Oregon never wrote one policy on theirs and closed down with directors resigning etc. Delaware is another with major problems. The most surprising was Massachusetts who had experience with Romneycare and it is not good and needs more money. Perhaps your Kentucky exchange works, but not many of the others do.
Agent, apparently you haven’t followed anything. They’re not talking about State or Federal exchanges. These are private exchanges set up by employers to give their employees options for benefit coverages. Try to keep up. It’s almost 2015 for Christ’s sake.
KYjw, Blue Cross of Texas offers 3 plans, Bronze, Silver & Platinum just like Healthcare.gov with the same choices, premiums, deductibles etc. From the quotes we see, it is just as unaffordable. Their website may be more secure and they haven’t been hacked yet that I know of like Healthcare.gov.
September 12, 2014 at 10:06 am
Libby says:
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Just what the hell does that have to do with the topic at hand? Are you so dense you don’t understand what a PRIVATE exchange is?
Then what does work? From my viewpoint, nothing prior to Obamacare has been shown to control costs or remove wait times. Asked my Ortho’s billing specialist to give me a price to have knee surgery (I care about the price because I have a $10k deductible). After 20 minutes she came back with NO answer. She said they don’t know the cost and can only provide their fee and cannot calculate hospital, anesthesiologist, etc. I don’t know many industries that could survive like this. I think I’ll try it – “Mr. Smith, here’s your home insurance policy. I have no idea what it will cost but you’ll receive a bill in a few months”.
Have the same issue with my ortho. My primary told me to call my ortho. They told me to go to my insurance carrer. Insurance carrier told me to go back to the ortho. Going in tomorrow for the procedure and will wait for the sticker shock. I’ve got a large deductible, too.
Libby, you are still in complete denial after 4 years and listening to all the lies of the administration and swallowing them hook, line and sinker. Amazing!
Libby, you posted this in September. Things have changed with the latest revelations of massive fraud, deception and calling voters stupid by your hero, Professor Gruber.
“obviously this trend has nothing to do with Obamacare, which is benefiting from a bit of a tailwind here”
And also ignores a spike right in 2010 2011 time frame. So in other words, about 2 years of a huge spike, two years where it seems to repeat a pattern that has already been happening for some time. I’m going to need to see that the spike doesn’t occur again if we have 2 years of spike and 2 years of decline.
Also, you are not comparing the growth of incomes.
Agent, the facts aren’t aligning with your world view and the Drudge persepctive, are they? Stinks when you find out is actually YOU who is being lied to. If you want the truth, you have to drop the Faux News. They have created the most misinformed audience in the US.
Planet, even your insults are bad. Fox News is the only outlet that reports the real news. You need to drop the Huffington Post, MSNBC, Media Matters and Moveon.org. By the way, GW’s predictions of what would happen in Iraq if we pulled out are all ringing true while your President hits the links. Perhaps you should go to DC and see if you can get a job caddying for him. All that is required is that you show up with adoring eyes and agree with him on everything and say that’s good when he has a 6 footer for bogey.
I had a prediction of what would have happened if we never went into Iraq in the first place. It was nothing. Too bad GW did haven’t the foresight to see the same prediction.
Libby, did you also predict that your President saying that the Afghan war was the right war for the right reasons? How did that work out for us? Also, GW had 48 nations that agreed with his decision on Iraq and got involved. Obama has 9 with no troops furnished. Albania??? All they will contribute is lip service.
I agreed with his decision. GW lied through his teeth to get 48 nations and almost all of America (including some Democrats) to agree with him. I knew it was all a farce when they showed that video with the supposed trucks full of WMD’s. There was no way.
September 12, 2014 at 2:31 pm
Louie says:
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EVERY major intelligence agency said that Saddam had WMD’s, going all the way back to the Clinton era and prior to it. Saddam had a history of using chemical weapons in the Iran-Iraq war and against his own citizens (the Kurds). Iraqis were routinely tortured for going against the Hussein regime. He repeatedly violated the no-fly zone set up after Operation Desert Storm.
He easily could have avoided the war had he simply allowed UN inspectors in to certify that he did NOT have any WMDs. Prior to the invasion, truck convoys were seen en masse going into SYRIA (ever wonder where they got the chemical weapons)?
Many mistakes have been made in the Iraq invasion, but to say that Bush masterminded a lie to get us involved in the war is ridiculous at best. What would the purpose be? Was Bush somehow able to convince MI6, the KGB, and every other intelligence agency that Saddam posed a threat? What should we have done?
Louie, we only had 17 UN resolutions condemning Sadam and demanding he let inspectors in to see what he had or didn’t have. There was a good reason why he didn’t want inspectors in. By the time action was taken, he had spirited the weapons out of the country and Syria got them and eventually started using them on their people.
September 15, 2014 at 8:55 am
txmouthbreatherboogereatertx says:
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If we only listened to those that predicted what would happen if we went into Iraq to begin with. Remember President Cheney saying it would be a battle of no more that a few weeks?
You have been quiet on the other forums Planet. How do you like you new Senator up there in Iowa after she handed your Democrat his head? Iowans certainly wanted a change and the Democratic brand took a big hit nationwide. I bet you nearly went into cardiac arrest when races kept getting called early and often.
I am actually dealing with this right now- although not as a retiree. I am not eligible for a subsidy, and I have been using a private exchange that pre-existed the Affordable Care Act. It works fine. There is this concept called an “agent” that has guided me through. No problem. The price is a problem, my first quote was nearly double my current premium, but I did find some more reasonable options (although my choice of hospitals is much narrower and I am going to lose my primary care doctor). There are always going to be trade-offs.
Libby, you and Captain Planet keep believing what you want to believe if it helps you sleep at night. It’s like the line from Jack Nicholson – YOU CAN”T HANDLE THE TRUTH. Trouble is, we NEVER get the truth from this administration.
As much as I don’t like Obama, I have to say the guy before him was just as bad. I blame George Bush…for Obama. To damn one is not to praise the other.
Wally, I actually blame the Republican Party for Obama. You couldn’t have a worse candidate than John McCain. Obama wouldn’t have won against a legitimate candidate. Once Obama had his hooks into this country, he was almost impossible to beat the second time. Romney would have been a better President, but he was not aggressive enough to go after the chosen one on domestic and foreign affairs. We are reaping what was sown now. By the way, everything GW said about the vaccum created by Obama in Iraq has come to pass. GW had his flaws for sure, but Obama is clueless.
“Obama wouldn’t have won against a legitimate candidate.” Agent, I have been trying to tell you this for years, but you continually argue with me about it. If the republicans could get a decent candidate, one that focused on the economy rather than trying to set the country back 100 years on social matters, you would get the votes. I don’t know why your side can’t figure that out.
Libby, as long as the Republicans send RINO’s up against the Progressive Democrats, they will lose because they are much the same with spending, bad foreign policy, bad economic policy. None could be as bad as far as governance than Obama. Even the idiot Biden wouldn’t have been as bad. All he would do is grin at the camera and make doofus remarks. We need real leadership and it is not happening with either party.
September 15, 2014 at 12:34 pm
txmouthbreatherboogereatertx says:
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Libby, Agent was relevant 100 years ago. Can’t you understand why he wants us to go back in time? He mentioned that he was a Baby Boomer. What he didn’t tell you is the War he was born after. It was the Civil War not Dubya Dubya II
October 18, 2014 at 2:20 pm
J says:
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HOW SAD! These people have worked loyally for these companies for decades(generally 25+ years)and that hard work and loyalty are rewarded by cutting their lifetime pensions and benefits so the corporate coffers, and likely bonuses, can grow faster and larger. This is a complete dishonor to those who helped the corporations grow into the massive conglomerates they are today.
Alcoa is lying about retiree health care coverage. They went through this charade about transferring older employees to “One Exchange” for better servicing, but the bottom line is that they did not have the decency or integrity to tell retirees they were dropping coverage. They are giving my wife and I a one-time deposit of $700 into each of our accounts and then abandoning all of their responsibility and no more contributions. This is a company that did not highlight that fact in all the gibberish they sent us about “One Exchange.” This is a company with no soul, and I hope when all the geniuses who brought this about are old they are deserted by their employer.
I retired after serving 33 1/2 years with ALCOA. Started out well. Alcoa furnished medical Ins and $35000 life insurance. When I started on Medicare, they furnished Medicare supplement, but cut my life ins to $17;500. Then in 2015 Towers Watson “to save me money”. That lasted for a while and then they said I no longer had money in my acct to pay for the supplement. They really helped me ” save” money. I now pay $352.24 monthly which amounts to $4230.48 a year, and it goes up each year. Thanks to Alcoa for saving me money !!! They also sent me a check in 2018 for $3500.00 and terminated my life Ins.
Maybe the salaried employees should have belonged to a Union. Also thanks to Obama.
Please tell me if I have an Advantage plan with Humana if my pharmacy is now with a Humana pharmacy. Did Alcoa enroll us with a plan through Humana? My wife and me are really confused. We had Humana advantage plan this year but didnt enroll in it this for next year because A letter stated Alcoa was enrolling us in Humana. Can you please check and see if we are enrolled in anything. We dont want to start the year without coverage of some kind. My name is Houston and I worked for the Arkansas plant 34 years untill 2000. Please dont post this comment. Just answer it for me, please! Thank you
Thank you Obama for screwing with the Healthcare of the nation. This is just the reaction we expected with more employers getting off the benefits bandwagon and sending people to the exchanges that don’t work.
The private exchanges work, though. They are operated by a benefit company and don’t have all the government issues the public exchanges have. So, what’s the problem?
So KYjw, apparently you have not been following the travails of the private exchanges after they received hundreds of millions of dollars to set them up. Have you not seen the myriad of stories published recently? Oregon never wrote one policy on theirs and closed down with directors resigning etc. Delaware is another with major problems. The most surprising was Massachusetts who had experience with Romneycare and it is not good and needs more money. Perhaps your Kentucky exchange works, but not many of the others do.
Agent, apparently you haven’t followed anything. They’re not talking about State or Federal exchanges. These are private exchanges set up by employers to give their employees options for benefit coverages. Try to keep up. It’s almost 2015 for Christ’s sake.
Agent, the PRIVATE exchanges are not the ones having problems. You are mixing up two completely different things.
KYjw, Blue Cross of Texas offers 3 plans, Bronze, Silver & Platinum just like Healthcare.gov with the same choices, premiums, deductibles etc. From the quotes we see, it is just as unaffordable. Their website may be more secure and they haven’t been hacked yet that I know of like Healthcare.gov.
Just what the hell does that have to do with the topic at hand? Are you so dense you don’t understand what a PRIVATE exchange is?
Libby, it has everything to do with Benghazi
B.S. !!!!!!!!!!!!
Then what does work? From my viewpoint, nothing prior to Obamacare has been shown to control costs or remove wait times. Asked my Ortho’s billing specialist to give me a price to have knee surgery (I care about the price because I have a $10k deductible). After 20 minutes she came back with NO answer. She said they don’t know the cost and can only provide their fee and cannot calculate hospital, anesthesiologist, etc. I don’t know many industries that could survive like this. I think I’ll try it – “Mr. Smith, here’s your home insurance policy. I have no idea what it will cost but you’ll receive a bill in a few months”.
Have the same issue with my ortho. My primary told me to call my ortho. They told me to go to my insurance carrer. Insurance carrier told me to go back to the ortho. Going in tomorrow for the procedure and will wait for the sticker shock. I’ve got a large deductible, too.
Good luck Libby.
Thanks. You, too.
Good luck Libby. Surgery sucks no matter.
My latest beef with Obama Care is that we are supposed to get 9 CE hours for the training. Well, not in Illinois….
SWFLA – Tort reform would work. Before, during and after Obama Care… Never gonna happen.
There IS no problem. That’s the problem with Agent. He wants so bad for there to be a problem, but there just isn’t.
Libby, you are still in complete denial after 4 years and listening to all the lies of the administration and swallowing them hook, line and sinker. Amazing!
Libby, you posted this in September. Things have changed with the latest revelations of massive fraud, deception and calling voters stupid by your hero, Professor Gruber.
“With health costs rising dramatically…”.
The most dramatic aspect of recent health costs increases is how much lower they are than in the past: http://goo.gl/A3OcWN
Be prepared for your source to be attacked, Jim.
Your source here says:
“obviously this trend has nothing to do with Obamacare, which is benefiting from a bit of a tailwind here”
And also ignores a spike right in 2010 2011 time frame. So in other words, about 2 years of a huge spike, two years where it seems to repeat a pattern that has already been happening for some time. I’m going to need to see that the spike doesn’t occur again if we have 2 years of spike and 2 years of decline.
Also, you are not comparing the growth of incomes.
http://www.forbes.com/sites/theapothecary/2014/09/15/growing-burden-of-employer-provider-health-care-has-accelerated-under-obamacare/
Just saying.
Agent might not be very good at making his points, but you are not looking at every angle of this progressing.
Agent, the facts aren’t aligning with your world view and the Drudge persepctive, are they? Stinks when you find out is actually YOU who is being lied to. If you want the truth, you have to drop the Faux News. They have created the most misinformed audience in the US.
Planet, even your insults are bad. Fox News is the only outlet that reports the real news. You need to drop the Huffington Post, MSNBC, Media Matters and Moveon.org. By the way, GW’s predictions of what would happen in Iraq if we pulled out are all ringing true while your President hits the links. Perhaps you should go to DC and see if you can get a job caddying for him. All that is required is that you show up with adoring eyes and agree with him on everything and say that’s good when he has a 6 footer for bogey.
I had a prediction of what would have happened if we never went into Iraq in the first place. It was nothing. Too bad GW did haven’t the foresight to see the same prediction.
Libby, did you also predict that your President saying that the Afghan war was the right war for the right reasons? How did that work out for us? Also, GW had 48 nations that agreed with his decision on Iraq and got involved. Obama has 9 with no troops furnished. Albania??? All they will contribute is lip service.
I agreed with his decision. GW lied through his teeth to get 48 nations and almost all of America (including some Democrats) to agree with him. I knew it was all a farce when they showed that video with the supposed trucks full of WMD’s. There was no way.
EVERY major intelligence agency said that Saddam had WMD’s, going all the way back to the Clinton era and prior to it. Saddam had a history of using chemical weapons in the Iran-Iraq war and against his own citizens (the Kurds). Iraqis were routinely tortured for going against the Hussein regime. He repeatedly violated the no-fly zone set up after Operation Desert Storm.
He easily could have avoided the war had he simply allowed UN inspectors in to certify that he did NOT have any WMDs. Prior to the invasion, truck convoys were seen en masse going into SYRIA (ever wonder where they got the chemical weapons)?
Many mistakes have been made in the Iraq invasion, but to say that Bush masterminded a lie to get us involved in the war is ridiculous at best. What would the purpose be? Was Bush somehow able to convince MI6, the KGB, and every other intelligence agency that Saddam posed a threat? What should we have done?
Louie, we only had 17 UN resolutions condemning Sadam and demanding he let inspectors in to see what he had or didn’t have. There was a good reason why he didn’t want inspectors in. By the time action was taken, he had spirited the weapons out of the country and Syria got them and eventually started using them on their people.
If we only listened to those that predicted what would happen if we went into Iraq to begin with. Remember President Cheney saying it would be a battle of no more that a few weeks?
You have been quiet on the other forums Planet. How do you like you new Senator up there in Iowa after she handed your Democrat his head? Iowans certainly wanted a change and the Democratic brand took a big hit nationwide. I bet you nearly went into cardiac arrest when races kept getting called early and often.
I am actually dealing with this right now- although not as a retiree. I am not eligible for a subsidy, and I have been using a private exchange that pre-existed the Affordable Care Act. It works fine. There is this concept called an “agent” that has guided me through. No problem. The price is a problem, my first quote was nearly double my current premium, but I did find some more reasonable options (although my choice of hospitals is much narrower and I am going to lose my primary care doctor). There are always going to be trade-offs.
Libby, you and Captain Planet keep believing what you want to believe if it helps you sleep at night. It’s like the line from Jack Nicholson – YOU CAN”T HANDLE THE TRUTH. Trouble is, we NEVER get the truth from this administration.
As much as I don’t like Obama, I have to say the guy before him was just as bad. I blame George Bush…for Obama. To damn one is not to praise the other.
Wally, I actually blame the Republican Party for Obama. You couldn’t have a worse candidate than John McCain. Obama wouldn’t have won against a legitimate candidate. Once Obama had his hooks into this country, he was almost impossible to beat the second time. Romney would have been a better President, but he was not aggressive enough to go after the chosen one on domestic and foreign affairs. We are reaping what was sown now. By the way, everything GW said about the vaccum created by Obama in Iraq has come to pass. GW had his flaws for sure, but Obama is clueless.
“Obama wouldn’t have won against a legitimate candidate.” Agent, I have been trying to tell you this for years, but you continually argue with me about it. If the republicans could get a decent candidate, one that focused on the economy rather than trying to set the country back 100 years on social matters, you would get the votes. I don’t know why your side can’t figure that out.
Libby, as long as the Republicans send RINO’s up against the Progressive Democrats, they will lose because they are much the same with spending, bad foreign policy, bad economic policy. None could be as bad as far as governance than Obama. Even the idiot Biden wouldn’t have been as bad. All he would do is grin at the camera and make doofus remarks. We need real leadership and it is not happening with either party.
Libby, Agent was relevant 100 years ago. Can’t you understand why he wants us to go back in time? He mentioned that he was a Baby Boomer. What he didn’t tell you is the War he was born after. It was the Civil War not Dubya Dubya II
HOW SAD! These people have worked loyally for these companies for decades(generally 25+ years)and that hard work and loyalty are rewarded by cutting their lifetime pensions and benefits so the corporate coffers, and likely bonuses, can grow faster and larger. This is a complete dishonor to those who helped the corporations grow into the massive conglomerates they are today.
Alcoa is lying about retiree health care coverage. They went through this charade about transferring older employees to “One Exchange” for better servicing, but the bottom line is that they did not have the decency or integrity to tell retirees they were dropping coverage. They are giving my wife and I a one-time deposit of $700 into each of our accounts and then abandoning all of their responsibility and no more contributions. This is a company that did not highlight that fact in all the gibberish they sent us about “One Exchange.” This is a company with no soul, and I hope when all the geniuses who brought this about are old they are deserted by their employer.
Amen brother. Looks like we got it real good !
I retired after serving 33 1/2 years with ALCOA. Started out well. Alcoa furnished medical Ins and $35000 life insurance. When I started on Medicare, they furnished Medicare supplement, but cut my life ins to $17;500. Then in 2015 Towers Watson “to save me money”. That lasted for a while and then they said I no longer had money in my acct to pay for the supplement. They really helped me ” save” money. I now pay $352.24 monthly which amounts to $4230.48 a year, and it goes up each year. Thanks to Alcoa for saving me money !!! They also sent me a check in 2018 for $3500.00 and terminated my life Ins.
Maybe the salaried employees should have belonged to a Union. Also thanks to Obama.
Please tell me if I have an Advantage plan with Humana if my pharmacy is now with a Humana pharmacy. Did Alcoa enroll us with a plan through Humana? My wife and me are really confused. We had Humana advantage plan this year but didnt enroll in it this for next year because A letter stated Alcoa was enrolling us in Humana. Can you please check and see if we are enrolled in anything. We dont want to start the year without coverage of some kind. My name is Houston and I worked for the Arkansas plant 34 years untill 2000. Please dont post this comment. Just answer it for me, please! Thank you