South Dakota Judge Sides With Liberty Mutual in Bad Faith Dispute

May 23, 2019

  • May 23, 2019 at 1:44 pm
    Mark Ambrose says:
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    NO! You having to demolish your home because you didn’t get the plans approved by the people it should be approved by are not covered under your insurance policy, Liberty Mutual isn’t going to pay for your defense because they should have no dog in this fight.

  • May 23, 2019 at 1:58 pm
    Augustine says:
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    What a nightmare scenario. Talk about terrible neighbors making you demolish your house… What a nightmare… No doubt this was built and permit were likely obtained…

    • May 23, 2019 at 2:00 pm
      Augustine says:
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      **No doubt when this was built permits were obtained**. I live in a historic district and it is pretty much IMPOSSIBLE to do anything without permits being pulled. I seriously doubt these homeowners set out to build a nonconforming home…

      • May 28, 2019 at 9:01 am
        NC P&C Agent says:
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        Sounds like the building department messed up. IF this is the case, they should sue THEM, but looks like Liberty didn’t do wrong in this case.

        • May 28, 2019 at 9:32 am
          Augustine says:
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          There is a possibility that this was an E&O claim pertaining to failure to offer sufficient law and ordinance coverage…

  • May 23, 2019 at 2:41 pm
    TheOCG says:
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    Google the home. It was beautiful and it was completed and lived in! Why didn’t the neighbor’s bring suit when the walls and roof were being framed? Of course it’s possible they did and the Sapienza’s just went ahead and built since they had approved plans.
    [News article did say the plans were approved prior to construction and they have an attorney suing the building department.]

  • May 29, 2019 at 9:30 am
    jsmooth says:
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    Liberty will not be held liable for this. If anyone is, it will be the Building Department who issued the permits. They should know the law better than anyone and if you cannot get correct information from them, who can you trust? It’s a shame they had to demolish their beautiful home. Does anyone know by just how much the home was “overbuilt”? It seems entirely stupid to force a homeowner to demolish their home if it was only too tall by a few feet, or too close to the neighbors property line by just a tad. If it was egregious, then I can at least see part of the problem. If not, this reeks of some neighbors being upset over a beautiful new home being built.



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