Individual Health Policies Cost Insurers Less Than Group

By | November 13, 2006

  • November 13, 2006 at 7:25 am
    You will find news, liquor, OP says:
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    Insurance Risk Management includes unobstructed observance of Veterans of the armed services Medical Records.

    It\’s not enough that service men & women served their Country with honor & blood. But, where as insurance carrier\’s like Foundation Health Corporation, uses them as some living proof, that real events such as alcohol and drug abuse is \”open ended policy\” to demoralize families of service members in the future.

    So, convinced of their selective self worthiness, \”overrides any factual\” injecting \”a family flaw\” subjective medical indication to injury.

    To me a Country possessed with Serious flaws in Honor & Blood.

    With the advent of State Farm Insurance Group\’s de·ner·vate Pronunciation (d-nrvt)
    tr.v. de·ner·vat·ed, de·ner·vat·ing, de·ner·vates

    To deprive (an organ or body part) of a nerve supply, as by surgically removing or cutting a nerve or by blocking a nerve connection with drugs.

    Please directed your attention!

    http://www.kingmanchamber.org/members-directory/alphabetical_listing/mbr_detail.php?mid=3260&PHPSESSID=b0abb76938dbc2bdcfe1f46f9

    Image your independent changes with a State Farm Insurance Policy.

    http://www.mobility-advisor.com/all-terrain-wheel-chair.html

  • November 13, 2006 at 10:11 am
    Hal says:
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    Shazam, y\’all.
    You mean if you buy a policy with less benefits the premiums are lower and you get less paid at claim time?
    Dang. Imagine that!
    This is a real lesson in the obvious. I hope they didn\’t spend money to discover this.

  • November 13, 2006 at 2:29 am
    Southern Agent says:
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    Another equally credible study shows it gets dark on the East Coast before it gets dark on the West Coast.

  • November 13, 2006 at 6:56 am
    NG says:
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    Yes, it\’s because they won\’t WRITE ANYONE on a personal policy, so of course they spend less. The only people who can get invidual coverage are those who have absolutely no preexisting conditions. Otherwise, it\’s COBRA or HIPAA for you!

  • November 21, 2006 at 4:19 am
    Shrinivas Shikhare says:
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    What are the drivers for higher cost in case of employer sponsored/group insurance policies?

  • December 8, 2006 at 11:14 am
    Hal says:
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    Group policies have benefits that as an individual you likely won\’t buy. Dental for example. Alcohol rehab if you don\’t drink at all. Drug rehab if you don\’t think you could ever be affected. A lot of things people think won\’t or can\’t happen to them gets left off of individual policies because they don\’t want to pay for it.



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