Demographic Shifts Impacting Underwriting, Pricing

June 2, 2009

  • June 4, 2009 at 8:01 am
    Shetowee says:
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    Simple facts.

    1. There are too many companies selling insurance that don’t like to pay claims, because they can’t afford to do that without making a profit.

    2. Hospitals and Doctors are are screwed up on over what to charge, because they are trying to collect huge amounts from the ones that have insurance, too make up for the lack of customers and for the ones who can not pay.

    3. As more people become uninsured the higher medical cost will rise.

    SIMPLE SOLUTION.

    1. NATIONAL NON FOR PROFIT HEALTH POOL

    2. INCLUDES PREVENTIVE CARE (xray & diagnostic & 6 month WELL EXAM)

    3. less the 1 % administrative COST

    4. NO NONSENSE MEDICAL TREATMENT (i.e. no AD & D, NO DEPRESSION, NO DRUG REHABS, NO WHIP LASH, NO PAIN MEDS FOR PAIN THAT DOES NOT EXIST OR CAN’T be proven to exist)

    5. Let the insurance companies compete for what they can afford to cover, which isn’t much.

  • June 8, 2009 at 12:00 pm
    RUSTUPID says:
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    The government isn’t capable of running
    any private business–but they want more
    and more. This is suppose to be a free
    market. Not a Socialist country.
    And the remark about no depression or no
    meds for pain that can’t be proven to
    exist–May God Almighty strike you down
    with deep clinical depression with severe
    chronic pain and Fibromyalgia, and
    Heel Spurs and then you have the right
    to make such a statement.
    Prove to a dentist that you have a toothache when he can’t find a cause!
    Menstrual Pain? And apparantly you
    have never had a child with ADD. I
    chose not to medicate him, but he had
    problems with school all the way through.
    YOU ARE THE ONE FULL OF BULL.
    You are speaking to things that you do
    not have a clue about.I bet you are
    an atheist as well. You can’t see Him
    so He must not exist.



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