Employers Plan Big Changes for Employee Medical Plans for Next Year

October 7, 2009

  • October 8, 2009 at 10:51 am
    matt says:
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    With stats like these, it is a no brainer to ridicule anyone who might suggest reform of the system is needed.

    Who the heck can complain about higher deductibles, co-pays, out of pocket expenses, increased premium, and increased employee contribution?

    I for one don’t want the government screwing up our awesome health care system. KEEP GOVURNMINT OUT OF MY MEDICARE!!!

  • October 8, 2009 at 2:42 am
    Bill says:
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    No sacred cows!!
    The only way we will benefit from Healthcare Reform is if we have no sacred cows.

    1. Doctors can not make a million dollars a year, Lets subsidize their education rather than their salary. They need fee schedules. They should not be able to own rehab and testing labs where they send us for test to prove something they already know. Why do we have to pay one doctor to get a referral to another doctor? That’s crazy. Give us a prescription that lasts for our life if we have a disease that requires we take medicine for life.

    2. Insurance companies need standard policy forms like we have in personal auto and Homeowners policy. HO3 H05 HO8. etc. They also need an excess profit law where they must return a certain profit back if they make too much money. Establishing affordable premiums should be easy to develop, due to the law of large numbers and mortality tables and an extraordinary amount of statistical data available to actuaries. Carriers are entitled to a fair profit, key word fair when it comes to health insurance. I don’t care if the make a fortune on my car insurance I can always find someone to insure my car.

    3. Pharmaceutical companies need to sell us their medicine for the same amount they sell to Canada and only make a certain profit margin after R & D.

    4. Lawyers- We need to get them out of the business of sucking on society. We need National mandatory Tort reform for those blood sucking leaches.

    5. Congressmen are not allowed to take any political contributions from any entity which is involved in heathcare. Insurance Companies, Lawyers, Doctors. Etc. You see what happened when Dodd and Frank got sweetheart deals from Countrywide and expounded how Freddie and Fannie were in great financial shape as federal regulaters were warning them about collapse . We all almost went broke. Oh by the way all congressmen and senators will be required to take whatever plan they establish for us and pay half the premium. While we are at it they have to forgo their current retirement plan of %100 percent of their annual salary and replace it with Social Security. But they shouldn’t worry; we as their employer will pay half of this benefit like our employers do for us. Welcome to being and American citizen.

    6. Get Chiropractors out of healthcare. For goodness sakes my vet has more training than they do. News flash! They are not doctors..

    7. Hospitals can’t charge $3000 for an emergency room visit. They should be paid by the hour and that does not include the waiting room. $15. Aspirin. Give me a break. If someone is going to die and believe me doctors know this, don’t keep me alive for 3 miserable days with life support so you can charge my insurance or my family 25k more.

    8. Computerize our health records and allow us to send them to any doctor we want, whenever we want. Health insurers and any other entity including the government can not obtain them without our written consent every time they are retrieved. That does not mean we sign it or not get insurance. Doctors seem to think this will save a tremendous amount of money and be able to treat patients better. Oh well, they get it, if it saves us money.

    9. All employers are required to pay half the health insurance premium for their employees, all employees will be required to pay the other half. This would lower cost due to the ones who have it now pay for the uninsured. We should be able to take our insurance with us when we leave an employer and the previous employers plan not affected regarding our claims, etc. No group rates based on age, everyone pays the same. That includes the poor or the rich. Healthcare is not a right it is a privilege remember no sacred cows and that includes us.


  • October 8, 2009 at 2:48 am
    Sam says:
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    Funny how many people are for reform and they are not even paying for their insurance, their employer is! until they realize what health insurance is costing the think that it is fine. Well you are all about to find out when the government puts forth a plan and all small business owners go to the plan because it will be less expensive than the current situation. Then all of you who have your insurance paid for by your employer will be paying 50% and 20% more in tax withholding you will not be very happy with Obama.

  • October 9, 2009 at 10:55 am
    djones says:
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    Bravo Bill. I totally agree with you. Especially #’s 3 & 4.

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