So how many of you who fear or belittle a public option for healthcare graduated from public colleges or universities? You know, the public option for education. A lot of people who can’t get into or afford private colleges have received very good educations at public universities and grad schools. So when you say the government can’t run anything (last I checked the government also ran the military) or will put private operations out of business, how do you explain the coexistence of state universities and colleges alongside private schools? Where would America be without its public universities?
Oh… and one more thing.. why is a poorly run government program , and I acknowledge there are many, but why is that a reason to distrust ALL public programs? Do you lose faith in private enterprise because some private businesses fail or perform poorly; in fact thousands of small businesses fail every year but that doesn’t mean private enterprise is the wrong model for some ventures. Similarly, a public option makes sense in some sectors of the economy.
Given that I have a choice between not going to college at all in addition to choosing between either a public or private institution, your comparison is completely invalid. THIS program will force us (if the proponents get 100% of their way) to buy into something that effects our very way of BEING, not just education (a small portion of someone’s existence). Further, public universities rarely, if ever, enjoy the reputation or prestige of a private university as it is universally agreed among those who know that they are an inferior substitute to a private education. Once the government began funding education, they demanded control over curriculum. Today, we teach American students how “special” they are as opposed to grammar, math and world history. I don’t want health insurance based upon false “self-esteem.” I want superior coverage. Real coverage, not some phony government substitute.
at least they have the hutzpah to propose a plan. Now all we will hear is Dick Cheney and Sean Hannity criticize and no one on their side will offer any plan. I am happy we have leaders that propose solutions rather than just say no no no
Rosie, take off your rosed colored glasses. Proposing a bad plan does not take much hutzpa! The good plans were all swept under the rug and not covered by the media.
What does this plan accomplish and at what cost? I have not seen anything in the plans that actually addresses inherent cost increase. This just takes the guts out of an industry. The Fed is overstepping their boundary here with this approach – again. I am hoping that this plan gets **** canned. It is a bad approach. To answer your question about the Republican plan – Obama didn’t really want to hear it – so it didn’t get a chance to take root.
This whole healthcare reform is payback to the Unions who elected (One Big A$$ Mistake America) Think about the savings to Unions who have unfunded healthcare plans for the retirees and They also have those Cadilac plans paid for by large bankrupt bailed out corporations. No wonder why the Cadilac tax is gone.
THIS WILL BE THE BIGEST KILLER OF JOBS THIS COUNTRY HAS EVER SEEN.
And noth8ng to address why insurance premiums are up. Maybe it’s because when Medicare/Medicaid only pay a doctor $30 for a $100 procedure, the doctor charges the next guy $170? My daughter just graduated and aged off our policy. Here in NY, she doesn’t qualify for any of the state programs because she doesn’t have a job yet and has savings that exceed the assets limit for medicaid. Yet in the private sector the only plan we found with doctors coverage costs more than $900 per month. She is uninsured because you can’t pay $900 a month with little or no income. This bill will do nothing to help her. Why can’t government force insurers to offer reasonably priced insurance to individuals as a condition of offering group insurance in the same state? That would open up the market quite a bit. Companies in NY that offer group are only offering individual insurance if you qualify for one of the state plans.
“Democratic Representative Marion Berry of Arkansas said he was undecided if he would support the measure because he was concerned about how it would be paid for and he wanted to see more money taken from the drugmakers and insurance industry.
“If they aren’t squealing to the high heavens, we haven’t hit them hard enough,” he told reporters.”
Please tell me this idiot isn’t the coke-snorting former mayor of D.C. Or perhaps his less intelligent second cousin-in-law’s inbred brother…….
for the 47 million uninsured in this great nation of ours. We’re uninsured due to pre-existing conditions – I’m a rape and severe child abuse survivor with Post Traumatic stress, anxiety, depression -lack of permanent employment, out of control health insurance premium increases.
Why do some sneer at the thought of all Americans having access to affordable health care? Millions of us are down on our luck right now, struggling like hell to pay for shelter and food, earnestly seeking viable re-employment. When I see comments of some here in IJ, I cringe. Heartless, lofty, snide comments about the unemployed and uninsured. They are my fellow insurance professionals and they don’t care if I live or die.
The cities with the highest standard of living around the world are in countries with government-run medical coverage. Zurich, Vancouver, Vienna, to name a few. The highest ranked US city is Honolulu #27.
Sorry for your situation. But it has to be paid for by someone. Maybe they could address cost of care. When you go for your anxiety treatments how much does it cost for the doctor to spend 30 minutes of his time? What are his expenses? The drugs you take cost money, How much? Why so much? In order to see this specialist you need to see another doctor for the referral. How much does it cost for this unnecessary visit cost? The doctor has to call your health insurer to see if it is covered and pay a secretary to track it down for you. Wouldnt it be nice if we all knew we had this coverage and the deductible was on your card?
I am not under the care of any physician, nor shrink nor do I take meds for my condition. Been there, done that years ago. Meditation, exercise, prayer, and volunteering are my therapies. But my conditions are on my medical records. And that makes me an “undesirable.”
Just wondering because I have read some material that suggests that to be uninsured in America is not to say that medical care is denied or unavailable.
All of the current plans being talked about limit the carriers ability to deny coverage for preexisting illnesses, and thats good. But none of the plans do anything to reduce cost, but only increase the cost of healthcare. Here are a few of my solutions to the rising cost of healthcare. I am sure you can think of many more as well.
No sacred cows!!
The only way we will benefit from Healthcare Reform is if we have no sacred cows.
1. Doctors can not make a million dollars a year, Lets subsidize their education rather than their salary. They need fee schedules. They should not be able to own rehab and testing labs where they send us for test to prove something they already know. Why do we have to pay one doctor to get a referral to another doctor? That’s crazy. Give us a prescription that lasts for our life if we have a disease that requires we take medicine for life.
2. Insurance companies need standard policy forms like we have in personal auto and Homeowners policy. HO3 H05 HO8. etc. They also need an excess profit law where they must return a certain profit back if they make too much money. Establishing affordable premiums should be easy to develop, due to the law of large numbers and mortality tables and an extraordinary amount of statistical data available to actuaries. Carriers are entitled to a fair profit, key word fair when it comes to health insurance. I don’t care if the make a fortune on my car insurance I can always find someone to insure my car.
3. Pharmaceutical companies need to sell us their medicine for the same amount they sell to Canada and only make a certain profit margin after R & D.
4. Lawyers- We need to get them out of the business of sucking on society. We need National mandatory Tort reform for those blood sucking leaches.
5. Congressmen are not allowed to take any political contributions from any entity which is involved in heathcare. Insurance Companies, Lawyers, Doctors. Etc. You see what happened when Dodd and Frank got sweetheart deals from Countrywide and expounded how Freddie and Fannie were in great financial shape as federal regulaters were warning them about collapse . We all almost went broke. Oh by the way all congressmen and senators will be required to take whatever plan they establish for us and pay half the premium. While we are at it they have to forgo their current retirement plan of %100 percent of their annual salary and replace it with Social Security. But they shouldn’t worry; we as their employer will pay half of this benefit like our employers do for us. Welcome to being and American citizen.
6. Get Chiropractors out of healthcare. For goodness sakes my vet has more training than they do. News flash! They are not doctors..
7. Hospitals can’t charge $3000 for an emergency room visit. They should be paid by the hour and that does not include the waiting room. $15. Aspirin. Give me a break. If someone is going to die and believe me doctors know this, don’t keep me alive for 3 miserable days with life support so you can charge my insurance or my family 25k more.
8. Computerize our health records and allow us to send them to any doctor we want, whenever we want. Health insurers and any other entity including the government can not obtain them without our written consent every time they are retrieved. That does not mean we sign it or not get insurance. Doctors seem to think this will save a tremendous amount of money and be able to treat patients better. Oh well, they get it, if it saves us money.
9. All employers are required to pay half the health insurance premium for their employees, all employees will be required to pay the other half. This would lower cost due to the ones who have it now pay for the uninsured. We should be able to take our insurance with us when we leave an employer and the previous employers plan not affected regarding our claims, etc. No group rates based on age, everyone pays the same. That includes the poor or the rich. Healthcare is not a right it is a privilege remember no sacred cows and that includes us.
10. NO GOVERNMENT INVOLVEMENT AFTER THESE ITEMS ARE DONE. LETS SEE WHAT HEALTH INSURANCE COST’S AFTER THIS.
Health insurers rank 35th out of the top 50 industries. The health insurance industries profit margin for 2008 was 2.2%
If you are in the industry you would know that the profit in health insurance is minimal. Healthcare costs are rising at 7% per year. It doesnt take a rocket scientist to figure that the premiums have to go up and benefits down in order for the health insurers to make their measly 2.2% profit margin.
What do you do with the folks that still say they can’t afford the health care? It’s medical insurance or food……Throw them in jail, then they get 3 squares, roof over their head, and free medical care, and conjugal visits……
ranged from $500 to $1400 a month. $5,000 to $10,000 deductibles. I’m over 40. Excluded pre-existing conditions for a year – I have a very minor medical condition – strokes, a bunch of other stuff and any and all mental health care.
I am glad for all you working people that have good medical care. I did too until I was laid off.
Cobra extended, employers has to pay 60% of the premium and be reimburesed by the feds. Unemployment was extended and will be again soon.
WE NEED JOBS! This bill kills jobs. If you were an employer, do you think that this government is going to make you pay more or less if you hire someone now?
Then why would you want to be looking to hire now? The conservative model works, give tax incentives to small business who employees new people, not tax increases and new taxes for have existing employees.
LIBERALS JUST DO NOT GET IT! Government spending and taxes kill jobs. The only jobs they create are government jobs which we all will have to pay for in the form of new taxes.
Yes the government is hiring and yes your taxes are going to go up. Job loses since Obama took office 7.5 million. No small business are hiring due to uncertainty of economy and taxes.
3 million jobs are at risk due to Cap and Trade legislation that Obama is pushing.
A lot of people in government in my state are reaching retirement age and need to be replaced. Got that straight from a government job recruiter at a recent job fair.
Check this out! It’s pretty cool to know that the alumni of the state university I could afford have made so many fantastic contributions to society and the world.
It isn’t worth arguing with idiots who do not understand insurance. Those for this “public option” sham have no clue how insurance works. They want something for nothing and don’t want to have to work for it. Medical care isn’t free. To insure someone with “minor” issues like a stroke (ha- minor my rear-end) you have to take into consideration the risk of that person having another one- and one that is much more serious (say they lose the ability to use limbs or one side of their body and require extensive medical care). That isn’t cheap. An insurance company cannot pay $300,000+ in care and only get $250 a month from the person. If you want it covered- you have to pay for it. Simple concept that seems lost today.
Joan, don’t you just love folks likes Gus who put words in your mouth? Gus, Joan said, “idiots who don’t understand insurance.” Frankly, I cringe every time the President says the government will provide coverage for people without regard to pre-existing conditions or current health status. I’m just buying some popcorn and picking a seat because I’m sure there is going to be plenty of drama when this one really hits the fan.
Exactly, Brokette! I shudder every time I hear someone say that all things should be covered at a “fair” price. What is fair? What the people want to pay or the true cost of covering their ailments? Insurance is the transfer of risk. This applies to all insurance- home, auto, business, health, etc. No company or govt owes anyone auto, home, business, or health insurance. Plus, the company paying the claims has the right to determine what is fair and what is covered- not the layperson wanting everything covered for nothing.
This will get very interesting if the public option is passed. I predict wages to go down, jobs to be lost, private insurers to go under, and the govt debt to skyrocket higher than what even the CBO is calling for (which is greatly higher than Pelosi, Reid, or Obama are saying). This will not be pretty. I just wonder if the country can recover after this mess.
A discussion of this new health benefit (tax) has been going on in my office. My office is quite small, less than ten employees. All but three have health insurance provided by their spouses employers.
Our company operates to the point that we only want to make sure that the bills are paid and the employees are well compensated. We are not really worried abut excess profits as long as everybody has a job and there is enough in the till to carry over during emergencies. It is a great company to work for. It is more like a mom, pop, brother, sister organization. We all take care of each other.
This proposal from mr media and his circus of clowns will just about kill our little company. We have requested quotes for the three employees that do not have any coverage. They have ranges from $2,500 to $4,000 per month. My little company cannot afford $48K a year in additional expenses, even though it would be a tax write-off.
And before someone speaks and says it is your right for the coverage, maybe it is, but I am one of the three without the coverage. I would rather have the job than lose it due to the expense mr telprompters new taxation will impose.
Actually, that is what it is, a new form of tax. Where is it going to stop with the givaway democrats?
…got theirs:
“Section 2531, entitled “Medical Liability Alternatives,” establishes an incentive program for states to adopt and implement alternatives to medical liability litigation. [But]…… a state is not eligible for the incentive payments if that state puts a law on the books that limits attorneys’ fees or imposes caps on damages.”
So lets see, not only will there be no malpractice reform, but you states that have caps, you better remove them or “NO SOUP FOR YOU”
That sucks. Your company tries to do the right thing and gets smacked in the face.
And no, it is not anyone’s “right” to have coverage. The employer has no obligation to take care of employee’s health insurance nor does the government.
So how many of you who fear or belittle a public option for healthcare graduated from public colleges or universities? You know, the public option for education. A lot of people who can’t get into or afford private colleges have received very good educations at public universities and grad schools. So when you say the government can’t run anything (last I checked the government also ran the military) or will put private operations out of business, how do you explain the coexistence of state universities and colleges alongside private schools? Where would America be without its public universities?
Oh… and one more thing.. why is a poorly run government program , and I acknowledge there are many, but why is that a reason to distrust ALL public programs? Do you lose faith in private enterprise because some private businesses fail or perform poorly; in fact thousands of small businesses fail every year but that doesn’t mean private enterprise is the wrong model for some ventures. Similarly, a public option makes sense in some sectors of the economy.
“Obama and liberals believe the option would create more choice for consumers.”
I think I just threw up in my mouth after reading this.
Given that I have a choice between not going to college at all in addition to choosing between either a public or private institution, your comparison is completely invalid. THIS program will force us (if the proponents get 100% of their way) to buy into something that effects our very way of BEING, not just education (a small portion of someone’s existence). Further, public universities rarely, if ever, enjoy the reputation or prestige of a private university as it is universally agreed among those who know that they are an inferior substitute to a private education. Once the government began funding education, they demanded control over curriculum. Today, we teach American students how “special” they are as opposed to grammar, math and world history. I don’t want health insurance based upon false “self-esteem.” I want superior coverage. Real coverage, not some phony government substitute.
at least they have the hutzpah to propose a plan. Now all we will hear is Dick Cheney and Sean Hannity criticize and no one on their side will offer any plan. I am happy we have leaders that propose solutions rather than just say no no no
Rep. John Shadegg has a plan, but it doesn’t get publicized. So, yes, there are other plans being offered by the Republicans.
Rosie, take off your rosed colored glasses. Proposing a bad plan does not take much hutzpa! The good plans were all swept under the rug and not covered by the media.
If this #$#$%^& does pass, I look forward to Rosie’s whine when she has to wait to see a doctor and her premiums skyrocket. Seems ignorance is bliss …
Proposing a plan? It is very very easy to spend OTHER PEOPLE’S MONEY. What ‘hutzpah’ does that take?
Rosie,
What does this plan accomplish and at what cost? I have not seen anything in the plans that actually addresses inherent cost increase. This just takes the guts out of an industry. The Fed is overstepping their boundary here with this approach – again. I am hoping that this plan gets **** canned. It is a bad approach. To answer your question about the Republican plan – Obama didn’t really want to hear it – so it didn’t get a chance to take root.
This whole healthcare reform is payback to the Unions who elected (One Big A$$ Mistake America) Think about the savings to Unions who have unfunded healthcare plans for the retirees and They also have those Cadilac plans paid for by large bankrupt bailed out corporations. No wonder why the Cadilac tax is gone.
THIS WILL BE THE BIGEST KILLER OF JOBS THIS COUNTRY HAS EVER SEEN.
“The only problem with socialism is that eventualy you run out of other people’s money.”
Ronald Reagan.
The “public option” will never pass in our lifetime. Too many special interests and conservative obstacles in the way.
And noth8ng to address why insurance premiums are up. Maybe it’s because when Medicare/Medicaid only pay a doctor $30 for a $100 procedure, the doctor charges the next guy $170? My daughter just graduated and aged off our policy. Here in NY, she doesn’t qualify for any of the state programs because she doesn’t have a job yet and has savings that exceed the assets limit for medicaid. Yet in the private sector the only plan we found with doctors coverage costs more than $900 per month. She is uninsured because you can’t pay $900 a month with little or no income. This bill will do nothing to help her. Why can’t government force insurers to offer reasonably priced insurance to individuals as a condition of offering group insurance in the same state? That would open up the market quite a bit. Companies in NY that offer group are only offering individual insurance if you qualify for one of the state plans.
“Democratic Representative Marion Berry of Arkansas said he was undecided if he would support the measure because he was concerned about how it would be paid for and he wanted to see more money taken from the drugmakers and insurance industry.
“If they aren’t squealing to the high heavens, we haven’t hit them hard enough,” he told reporters.”
Please tell me this idiot isn’t the coke-snorting former mayor of D.C. Or perhaps his less intelligent second cousin-in-law’s inbred brother…….
for the 47 million uninsured in this great nation of ours. We’re uninsured due to pre-existing conditions – I’m a rape and severe child abuse survivor with Post Traumatic stress, anxiety, depression -lack of permanent employment, out of control health insurance premium increases.
Why do some sneer at the thought of all Americans having access to affordable health care? Millions of us are down on our luck right now, struggling like hell to pay for shelter and food, earnestly seeking viable re-employment. When I see comments of some here in IJ, I cringe. Heartless, lofty, snide comments about the unemployed and uninsured. They are my fellow insurance professionals and they don’t care if I live or die.
Why not just expand Medicare to include all the uninsured and leave the rest of us alone – we’re going to pay for it no matter what….
Yeah, really. Even though you may think something, doesn’t mean you should air it publically.
You haven’t seen much yet. Wait until Joe Nutz gets on here.
The cities with the highest standard of living around the world are in countries with government-run medical coverage. Zurich, Vancouver, Vienna, to name a few. The highest ranked US city is Honolulu #27.
Sorry for your situation. But it has to be paid for by someone. Maybe they could address cost of care. When you go for your anxiety treatments how much does it cost for the doctor to spend 30 minutes of his time? What are his expenses? The drugs you take cost money, How much? Why so much? In order to see this specialist you need to see another doctor for the referral. How much does it cost for this unnecessary visit cost? The doctor has to call your health insurer to see if it is covered and pay a secretary to track it down for you. Wouldnt it be nice if we all knew we had this coverage and the deductible was on your card?
REFORM YES! SOCIALIZED MEDICINE NO!
Have you been denied medical care?
I am not under the care of any physician, nor shrink nor do I take meds for my condition. Been there, done that years ago. Meditation, exercise, prayer, and volunteering are my therapies. But my conditions are on my medical records. And that makes me an “undesirable.”
Do you know you can be denied health insurance if you are a victim of domestic abuse? http://www.associatedcontent.com/article/2259587/domestic_abuse_victims_get_no_health.html?cat=17
Just wondering because I have read some material that suggests that to be uninsured in America is not to say that medical care is denied or unavailable.
Man, that is just plain wrong and messed up.
These carriers are denying care for some of the most petty reasons…..just to line their pockets with more cash than they’ll ever know what to do with.
You answered your ending question with your first statement!!!
REFORM YES! SOCIALIZED MEDICINE NO!
All of the current plans being talked about limit the carriers ability to deny coverage for preexisting illnesses, and thats good. But none of the plans do anything to reduce cost, but only increase the cost of healthcare. Here are a few of my solutions to the rising cost of healthcare. I am sure you can think of many more as well.
No sacred cows!!
The only way we will benefit from Healthcare Reform is if we have no sacred cows.
1. Doctors can not make a million dollars a year, Lets subsidize their education rather than their salary. They need fee schedules. They should not be able to own rehab and testing labs where they send us for test to prove something they already know. Why do we have to pay one doctor to get a referral to another doctor? That’s crazy. Give us a prescription that lasts for our life if we have a disease that requires we take medicine for life.
2. Insurance companies need standard policy forms like we have in personal auto and Homeowners policy. HO3 H05 HO8. etc. They also need an excess profit law where they must return a certain profit back if they make too much money. Establishing affordable premiums should be easy to develop, due to the law of large numbers and mortality tables and an extraordinary amount of statistical data available to actuaries. Carriers are entitled to a fair profit, key word fair when it comes to health insurance. I don’t care if the make a fortune on my car insurance I can always find someone to insure my car.
3. Pharmaceutical companies need to sell us their medicine for the same amount they sell to Canada and only make a certain profit margin after R & D.
4. Lawyers- We need to get them out of the business of sucking on society. We need National mandatory Tort reform for those blood sucking leaches.
5. Congressmen are not allowed to take any political contributions from any entity which is involved in heathcare. Insurance Companies, Lawyers, Doctors. Etc. You see what happened when Dodd and Frank got sweetheart deals from Countrywide and expounded how Freddie and Fannie were in great financial shape as federal regulaters were warning them about collapse . We all almost went broke. Oh by the way all congressmen and senators will be required to take whatever plan they establish for us and pay half the premium. While we are at it they have to forgo their current retirement plan of %100 percent of their annual salary and replace it with Social Security. But they shouldn’t worry; we as their employer will pay half of this benefit like our employers do for us. Welcome to being and American citizen.
6. Get Chiropractors out of healthcare. For goodness sakes my vet has more training than they do. News flash! They are not doctors..
7. Hospitals can’t charge $3000 for an emergency room visit. They should be paid by the hour and that does not include the waiting room. $15. Aspirin. Give me a break. If someone is going to die and believe me doctors know this, don’t keep me alive for 3 miserable days with life support so you can charge my insurance or my family 25k more.
8. Computerize our health records and allow us to send them to any doctor we want, whenever we want. Health insurers and any other entity including the government can not obtain them without our written consent every time they are retrieved. That does not mean we sign it or not get insurance. Doctors seem to think this will save a tremendous amount of money and be able to treat patients better. Oh well, they get it, if it saves us money.
9. All employers are required to pay half the health insurance premium for their employees, all employees will be required to pay the other half. This would lower cost due to the ones who have it now pay for the uninsured. We should be able to take our insurance with us when we leave an employer and the previous employers plan not affected regarding our claims, etc. No group rates based on age, everyone pays the same. That includes the poor or the rich. Healthcare is not a right it is a privilege remember no sacred cows and that includes us.
10. NO GOVERNMENT INVOLVEMENT AFTER THESE ITEMS ARE DONE. LETS SEE WHAT HEALTH INSURANCE COST’S AFTER THIS.
Health insurers rank 35th out of the top 50 industries. The health insurance industries profit margin for 2008 was 2.2%
If you are in the industry you would know that the profit in health insurance is minimal. Healthcare costs are rising at 7% per year. It doesnt take a rocket scientist to figure that the premiums have to go up and benefits down in order for the health insurers to make their measly 2.2% profit margin.
What do you do with the folks that still say they can’t afford the health care? It’s medical insurance or food……Throw them in jail, then they get 3 squares, roof over their head, and free medical care, and conjugal visits……
Reduce the cost; and you reduce the premium.
ranged from $500 to $1400 a month. $5,000 to $10,000 deductibles. I’m over 40. Excluded pre-existing conditions for a year – I have a very minor medical condition – strokes, a bunch of other stuff and any and all mental health care.
I am glad for all you working people that have good medical care. I did too until I was laid off.
Cobra extended, employers has to pay 60% of the premium and be reimburesed by the feds. Unemployment was extended and will be again soon.
WE NEED JOBS! This bill kills jobs. If you were an employer, do you think that this government is going to make you pay more or less if you hire someone now?
Then why would you want to be looking to hire now? The conservative model works, give tax incentives to small business who employees new people, not tax increases and new taxes for have existing employees.
LIBERALS JUST DO NOT GET IT! Government spending and taxes kill jobs. The only jobs they create are government jobs which we all will have to pay for in the form of new taxes.
Yes, the Government is hiring.
http://www.usajobs.com
Yes the government is hiring and yes your taxes are going to go up. Job loses since Obama took office 7.5 million. No small business are hiring due to uncertainty of economy and taxes.
3 million jobs are at risk due to Cap and Trade legislation that Obama is pushing.
A lot of people in government in my state are reaching retirement age and need to be replaced. Got that straight from a government job recruiter at a recent job fair.
Check this out! It’s pretty cool to know that the alumni of the state university I could afford have made so many fantastic contributions to society and the world.
http://www.psu.jobs/50Ways.html
Penn State researchers just might come up with a cure for cancer. They are certainly trying!!
http://live.psu.edu/story/39438
Hmmm…… instition, huh? Way to miss my whole point about choice. And, yes, I graduated from a public university.
GDP up 3% last quarter hurray! now this job killer and debt monster is proposed.
Call your Senator let them know you cant pay more for healthcare and taxes.
The democracy will cease to exist when you take away from those who are willing to work and give to those who would not.
Thomas Jefferson
Whoops! I should not be posting before I put on my glasses.
Point taken, Brokette. Have a nice weekend and a very Happy Halloween.
It isn’t worth arguing with idiots who do not understand insurance. Those for this “public option” sham have no clue how insurance works. They want something for nothing and don’t want to have to work for it. Medical care isn’t free. To insure someone with “minor” issues like a stroke (ha- minor my rear-end) you have to take into consideration the risk of that person having another one- and one that is much more serious (say they lose the ability to use limbs or one side of their body and require extensive medical care). That isn’t cheap. An insurance company cannot pay $300,000+ in care and only get $250 a month from the person. If you want it covered- you have to pay for it. Simple concept that seems lost today.
So anyone who disagrees with Joan is an idiot. Hmmm…even private college grads? Even others in the insurance industry?
Joan, don’t you just love folks likes Gus who put words in your mouth? Gus, Joan said, “idiots who don’t understand insurance.” Frankly, I cringe every time the President says the government will provide coverage for people without regard to pre-existing conditions or current health status. I’m just buying some popcorn and picking a seat because I’m sure there is going to be plenty of drama when this one really hits the fan.
Exactly, Brokette! I shudder every time I hear someone say that all things should be covered at a “fair” price. What is fair? What the people want to pay or the true cost of covering their ailments? Insurance is the transfer of risk. This applies to all insurance- home, auto, business, health, etc. No company or govt owes anyone auto, home, business, or health insurance. Plus, the company paying the claims has the right to determine what is fair and what is covered- not the layperson wanting everything covered for nothing.
This will get very interesting if the public option is passed. I predict wages to go down, jobs to be lost, private insurers to go under, and the govt debt to skyrocket higher than what even the CBO is calling for (which is greatly higher than Pelosi, Reid, or Obama are saying). This will not be pretty. I just wonder if the country can recover after this mess.
Hey Gus- what do private college grads have to do with healthcare or insurance?
A discussion of this new health benefit (tax) has been going on in my office. My office is quite small, less than ten employees. All but three have health insurance provided by their spouses employers.
Our company operates to the point that we only want to make sure that the bills are paid and the employees are well compensated. We are not really worried abut excess profits as long as everybody has a job and there is enough in the till to carry over during emergencies. It is a great company to work for. It is more like a mom, pop, brother, sister organization. We all take care of each other.
This proposal from mr media and his circus of clowns will just about kill our little company. We have requested quotes for the three employees that do not have any coverage. They have ranges from $2,500 to $4,000 per month. My little company cannot afford $48K a year in additional expenses, even though it would be a tax write-off.
And before someone speaks and says it is your right for the coverage, maybe it is, but I am one of the three without the coverage. I would rather have the job than lose it due to the expense mr telprompters new taxation will impose.
Actually, that is what it is, a new form of tax. Where is it going to stop with the givaway democrats?
…got theirs:
“Section 2531, entitled “Medical Liability Alternatives,” establishes an incentive program for states to adopt and implement alternatives to medical liability litigation. [But]…… a state is not eligible for the incentive payments if that state puts a law on the books that limits attorneys’ fees or imposes caps on damages.”
So lets see, not only will there be no malpractice reform, but you states that have caps, you better remove them or “NO SOUP FOR YOU”
That sucks. Your company tries to do the right thing and gets smacked in the face.
And no, it is not anyone’s “right” to have coverage. The employer has no obligation to take care of employee’s health insurance nor does the government.