Just don’t sign on with Horace Mann. The agents are usually nice as can be, but if you file a claim you’ll get lowballed first, and then have your policy dropped. I had my home broken into. I lost about 6K worth of belongings. Horace Mann paid less then 3K, then dropped my policy. They are worthless. I wish I had read the reviews before I signed on. They are one of the lowest rated companies. Almost 60% have rated them unfavorably, and the Florida insurance commission gave them a grade of F. As a company for educators, you think the F would bother them.
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Just don’t sign on with Horace Mann. The agents are usually nice as can be, but if you file a claim you’ll get lowballed first, and then have your policy dropped. I had my home broken into. I lost about 6K worth of belongings. Horace Mann paid less then 3K, then dropped my policy. They are worthless. I wish I had read the reviews before I signed on. They are one of the lowest rated companies. Almost 60% have rated them unfavorably, and the Florida insurance commission gave them a grade of F. As a company for educators, you think the F would bother them.