Understanding Premises and Dram Shop Liability Triggers

By | July 17, 2012

  • July 17, 2012 at 4:25 pm
    William S. Vaughn, ARM says:
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    At City of Seattle venues and facilities where alcoholic beverages are served/sold, our principal loss prevention technique is to require a server with State of WA Mandatory Alcohol Server Training (MAST). This applies even when the server is not stautorily required to have that certification, such as a hosted bar social event or a no-host bar for a 501(c)3 non-profit fundraising event. Note that neither of these instances require commercial liquor liability as they fall under the “host liquor liability” exception to the liquor liability exclusion in a standard CGL policy.

  • January 24, 2017 at 3:58 pm
    Bernard Clyde says:
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    It is interesting to see how dram shop liabilities vary from state to state, though only a couple of examples were listed. Everyone should look closely at their state’s social host liability law for more information. Dram shop consultant services’ availability usually differs in each state.



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