Redistribution!!! FEMA is bankrupt and now they want your healthcare. FEMA did the same thing, allowed older and higher risk homes to buy at lower rates and now you see where it got us? Wake up people.
How does one explain American exceptionalism? In my life, there are a ton of explanations! How does one explain America’s failure? those who voted for Barrack Obama. Can’t blame him. He told us throughout his campaign.
PM, the country we grew up in was exceptional. In recent years, the effects of the Progressive Liberal views being taught in the public union schools which emphasizes “entitlement” mentality combined with a level of distraction we have not seen before has allowed out country to decline noticeably. People are more interested in downloading a new app than pay attention to what is going on in the country. Have you ever tried to have a conversation with a cell addict? It is virtually impossible to get their attention. They are going to get a rude awakening in the next year or so and wonder what happened while they slumbered.
PM, those of us who were paying attention could see where this guy was coming from in the first few months of his campaign. When he told Joe the Plumber that we have to spread the wealth around, that did it for me. Since then, it has been one Progressive Socialist idea after another and none of them have done the country any good. The country is in decline under this President and his Healthcare program is imploding. They just announced another delay in implementation to 2015, the Medical Devices tax is going away. Even the Democrats in the Senate think that was a bad idea.
Liars:
Nancy Pelosi
Harry Reid
Kathleen Sebelius
Barack Obama
The one thing Nancy did not lie about though. To find out what’s in the bill we first have to pass the bill. How prophetic (or should I say pathetic) those words were.
Dave, I saw a new study done by Actuaries which predict rating. They are predicting an overall health insurance average rate increase of 32% under Obamacare. So much for the Affordable Care Act, right? There really isn’t a way to accept several million new enrollees who have health issues and have acceptable rates. There won’t be enough healthy young coming in to offset all the sick people. They will pay their tax, do without until they get sick and then run to the exchange to get coverage. I think we have called this adverse selection in the past. This redistribution scheme will implode at some point, meanwhile a bunch of citizens will have their plans ruined and be put on Medicaid like policies and Business Groups will be scaled back because of affordability or they will drop plans entirely and pay the tax. What a deal!
One of the biggest sources for increase in healthcare costs is frivolous lawsuits. Think of healthcare as you do gasoline. You can reduce the amount you spend on gasoline in two ways. Cheaper gas and using less of it. Now think of healthcare. Because of frivolous lawsuits and the costs involved with them, the price of healthcare is greater. And because of defensive medicine to help protect one from frivolous lawsuits we consume more of it in unnecessary tests and procedures. Both items drive up the costs of healthcare because Obama needs to take care of his ambulance chasing lawyer buddies, the biggest contributors to the Democratic party.
I agree Dave. Instead of doing the right thing for the people and doing Tort Reform, they accepted the money from the Trial Lawyers and left it out of the legislation. These politicians are a bunch of thieving crooks and by the way, most of them are lawyers so they weren’t about to kill the golden goose.
Dave, I agree with you re the costs. There is no way that the care can be “Affordable” when so many people are entering the system.
I have yet to receive a response from any politician regarding the future availability of additional doctors, nurses, physician’s assistants & hospital beds. The country is already short of medical personnel, how are we to handle millions of additional people? How long will we have to wait for appointments? I forsee rationing.
In my opinion, this is one big pyramid scheme that makes Madoff look like an amateur.
Pelosi also wants to raise the minimum wage to $10.50. I am sure that will cause a dramatic increase in hiring by small business, right? Way to create jobs, Nancy.
Cost shifting due to a strict community rate. It’s a shell game, but those in the individual will all be screwed when the high risk people flow in. For the poor, the upper middle class and wealthy will be subsidizing them in the form of cost-shifted tax credits which will be available to lower incomes but phase out at a percentage of poverty.
Yougin’ when all is said and done, my employeer paid health insurance is going to cost a lot more then it does now. I’ve already been told that I’ll be on some goverment program come October 1st which oddly enough is the expiration date of my plan. Don’t me give this crap about discriminatory practices because when all is said and done it’s still going to cost everyone an arm and a leg to have coverage no matter what. Socialized medicare here we come.
Actually, youngin’ was quoting the article: “The law, also known as “Obamacare,” eliminates discriminatory market practices that have imposed higher rates on women and people with medical conditions.”
I don’t think youngin’ was saying the practice is discriminatory. In fact, I think youngin’ was trying to explain premiums are higher for people who have higher cost to the insurer.
Youngin, you made a goofy statement. “All” citizens health insurance costs are going to rise dramatically to subsidize all the sick people coming in. Do you really think this is just about women and people with medical conditions? As a “youngin”, you will be subsidizing them to pay for their healthcare. I hope you like your next rate increase.
I think any women would gladly give up maternity benefits to men if either gender could have babies. Another silly comment that puts the burden of child birth back on women, two, three fold…
Katie, I assume you are also troubled with the lower premiums women pay for Auto insurance because they are generally better drivers and the lower premiums they pay for life insurance because they generally live longer. Otherwise what you’re saying is sex based pricing discrimination against men is OK, but not so for women. That would be hypocritical, right?
Some people deserve more equality than others Dave ;)
These type of women are a huge part of Obama’s base. Have you read the articles in rage talking about how they should have the same health care costs, and it’s about “equality”?
Bob, Women use the doctor many more times than men because they have more “plumbing” issues among other things. Rates have always reflected usage of medical facilities. I have been to Emergency Rooms and Doctors offices and I promise you at least two thirds are women every time. Equality in rates? Level the playing field? Redistribute the wealth? Catchwords for the left.
March 27, 2013 at 5:13 pm
realist says:
Like or Dislike:
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Currently, at a certain age, men are charged more than women.
This article and HHS’ spin reminds me of the time when Sec. Sibelius said that the massive increase in ‘free’ first-dollar coverage for preventive care services (09/2010) would only be a premium increase of 1.4%. Anyone remember what the real resulting increase was? Wasn’t it between five and nine percent?
I love the terminology they use…discriminatory pricing. Yes it is totally unfair to charge people more money when they have more claims..crazy stuff! I think we need to have Obama act quickly to help those in the auto/home market. All those poor people who get penalized for speeding, causing accidents, drinking/driving, and burning down their homes because they fall asleep smoking on their couch….please somebody help them!!!
Is it discriminatory when a customers credit score falls due to the lousy economy that is growing at a .4% pace, record unemployment etc? The companies are putting people in higher tier rating for Auto & Home premiums if their scores decline and this is at a time they can afford it least. So much for fairness. Perhaps Obama should just tell the insurance industry they cannot raise rates no matter what. He likes to control things so this should not be a problem.
Hey Wvagt, I am sorry to see on the news about your Sheriff up there being gunned down because he wanted to clean up the drug trade in his town. Sounds a lot like Buford Pusser in the movie Walking Tall when he clashed with the bad guys. Hopefully, they will give the perp the needle for this murder.
We need a leader that we can all rally around!
ObamaCare is a lie foisted onto the American Public all in the name of an Ideal, a subjective notion of fairness and Justice as defined by WHOM??? Not me.
ObamaCare passed at 11:00 pm Christmas Eve without 1 Republican vote, Average projected rate increases are between 14% and over 100% under ObamaCare
Adverse selection, redistribution scheme, the plan/procedure/policy will implode, it cannot survive mathematically, we will all have Medicaid like policies, frivolous lawsuits, defensive medicine, $60 to $200 Billion in tort reform NOT even addressed, http://www.youtube.com/watch?feature=endscreen&v=54bUQUa_ZBc&NR=1
The only people who like this law are the “not really all that poor” people who will have it paid for. It is interesting that if I make $46,030.00 I do not get any help but if I make $46,020.00 I get a $4,125.00 tax credit. Or did I read that wrong? http://healthreform.kff.org/Subsidycalculator.aspx#incomeAgeTables
President Obama and his ilk, his breed, his special Class of compatriots are purposely dumbing down and bankrupting the once great nation and if you have truly researched his familial lineage, his mysterious education and the people he has associated with his entire live you cannot deny this.
I think you nailed it Independent. Wow, you are in Illinois and are familiar with all the bad actors from that state. I am sure you have your hands full trying to do business up there.
Hey Independent, did you catch the latest proclamation from our leader? He actually had a message to young people on how to manage their money. This is from a guy who has increased the debt by $6Trillion in a little more than 4 years. On this pace, the country will have over a $20 Trillion debt before he leaves office and the very unsustainable Obamacare in full swing. What a wonderful example of a leader we have.
I might add Independent that the study also showed that the level of unemployment in the 18-25 age group was 25% and for the 25-34 age group was right at 20%. That is a lot of GenX people that are unemployed or underemployed which includes the failure to launch people that live with Mom and play on their ipad or iphone all day and have few marketable skills. Perhaps Obama can put them to work as Navigators for Obamacare and the 15 page app that will have to be filled out.
We need a leader! Hmm. I thought you belonged to an organization whose job it was to lead and help us get our message out. Are you not ralling around the NHU? Do you not pay dues to the NHU. Does not the NHU pay a bunch of really smart people to do what you are talking about.
Price differentiation for women and persons with pre-existing conditions is not a “discriminatory practice”. It is charging a fair price for the level of services expected. If anything, leveling the premium is more unfair as some people will be paying more than the services provided to them while others will pay less.
I think this is fine to ensure more access to healthcare, I am just not OK with the language used.
Hey Actuaryf, I saw a report the other day done by Actuaries which concluded that the overall premium increase across the country for all Americans would be 32%. There will be no one paying less no matter what gender or status they have. The Affordable Care Act is totally unaffordable and many on the liberal side need to wake up and smell the coffee.
OBama speaks in opposites like my 8 yr old grand son does. When he tells me he has been bad (with a smile on his face), that usually means he has bee real good.
The sooner we all learn how to speak OBama(Webster be damned), the better we will be.
Don’t you just love it FFA when the Labor Dept says that unemployment is getting better and the rate keeps going down? What they fail to tell the folks is that 450,000 more people dropped out of the labor force so they are not counted. These unemployed are now running down to Social Security to get on disability since they just “can’t work”. We have a bunch of failure to launcy young people on the gravy train now and have no intention of working when they can take advantage of the “entitlements” being offered.
Well agent, in my local town, a few new stores opened up. City hall is touting how business in town is booming. I still count over 20 store fronts vacant as a whole bunch pulled out.
Now, they are harrasing the bars. when City HAll wnet on an approval stamp a thon with Liquor Licesnes, what did they expect? What they got was an increase in DUI revenues and a whole bunch of Bar Fights spilling out onto mail st.
How many of these few new stores will be there in a couple of years with the business environment being what it is? We know that politicians are excellent liars and they try to paint a rosy picture and it mostly differs with reality. Most of those guys wouldn’t have a clue how to run a business and make a profit. All they know how to do is regulate and tax and do things that guarantee failure of businesses.
Redistribution!!! FEMA is bankrupt and now they want your healthcare. FEMA did the same thing, allowed older and higher risk homes to buy at lower rates and now you see where it got us? Wake up people.
How does one explain American exceptionalism? In my life, there are a ton of explanations! How does one explain America’s failure? those who voted for Barrack Obama. Can’t blame him. He told us throughout his campaign.
PM, the country we grew up in was exceptional. In recent years, the effects of the Progressive Liberal views being taught in the public union schools which emphasizes “entitlement” mentality combined with a level of distraction we have not seen before has allowed out country to decline noticeably. People are more interested in downloading a new app than pay attention to what is going on in the country. Have you ever tried to have a conversation with a cell addict? It is virtually impossible to get their attention. They are going to get a rude awakening in the next year or so and wonder what happened while they slumbered.
PM, those of us who were paying attention could see where this guy was coming from in the first few months of his campaign. When he told Joe the Plumber that we have to spread the wealth around, that did it for me. Since then, it has been one Progressive Socialist idea after another and none of them have done the country any good. The country is in decline under this President and his Healthcare program is imploding. They just announced another delay in implementation to 2015, the Medical Devices tax is going away. Even the Democrats in the Senate think that was a bad idea.
How can you tell when a poltician is lying?
When their lips are moving.
Liars:
Nancy Pelosi
Harry Reid
Kathleen Sebelius
Barack Obama
The one thing Nancy did not lie about though. To find out what’s in the bill we first have to pass the bill. How prophetic (or should I say pathetic) those words were.
Dave, I saw a new study done by Actuaries which predict rating. They are predicting an overall health insurance average rate increase of 32% under Obamacare. So much for the Affordable Care Act, right? There really isn’t a way to accept several million new enrollees who have health issues and have acceptable rates. There won’t be enough healthy young coming in to offset all the sick people. They will pay their tax, do without until they get sick and then run to the exchange to get coverage. I think we have called this adverse selection in the past. This redistribution scheme will implode at some point, meanwhile a bunch of citizens will have their plans ruined and be put on Medicaid like policies and Business Groups will be scaled back because of affordability or they will drop plans entirely and pay the tax. What a deal!
One of the biggest sources for increase in healthcare costs is frivolous lawsuits. Think of healthcare as you do gasoline. You can reduce the amount you spend on gasoline in two ways. Cheaper gas and using less of it. Now think of healthcare. Because of frivolous lawsuits and the costs involved with them, the price of healthcare is greater. And because of defensive medicine to help protect one from frivolous lawsuits we consume more of it in unnecessary tests and procedures. Both items drive up the costs of healthcare because Obama needs to take care of his ambulance chasing lawyer buddies, the biggest contributors to the Democratic party.
Watch this video of Howard Dean a very liberal Democrat saying they are all afraid to take on the plaintiff’s bar. Truly disgusting!
http://www.youtube.com/watch?v=N9HcWd5ifBA&list=FL9lJuRBjktDPY_TeM76IBSw&index=27
I agree Dave. Instead of doing the right thing for the people and doing Tort Reform, they accepted the money from the Trial Lawyers and left it out of the legislation. These politicians are a bunch of thieving crooks and by the way, most of them are lawyers so they weren’t about to kill the golden goose.
Dave, I agree with you re the costs. There is no way that the care can be “Affordable” when so many people are entering the system.
I have yet to receive a response from any politician regarding the future availability of additional doctors, nurses, physician’s assistants & hospital beds. The country is already short of medical personnel, how are we to handle millions of additional people? How long will we have to wait for appointments? I forsee rationing.
In my opinion, this is one big pyramid scheme that makes Madoff look like an amateur.
Pelosi also wants to raise the minimum wage to $10.50. I am sure that will cause a dramatic increase in hiring by small business, right? Way to create jobs, Nancy.
Cost shifting due to a strict community rate. It’s a shell game, but those in the individual will all be screwed when the high risk people flow in. For the poor, the upper middle class and wealthy will be subsidizing them in the form of cost-shifted tax credits which will be available to lower incomes but phase out at a percentage of poverty.
“Discriminatory practices like charging more for women and people with medical conditions.”
You mean the people who have higher health care costs?
Yougin’ when all is said and done, my employeer paid health insurance is going to cost a lot more then it does now. I’ve already been told that I’ll be on some goverment program come October 1st which oddly enough is the expiration date of my plan. Don’t me give this crap about discriminatory practices because when all is said and done it’s still going to cost everyone an arm and a leg to have coverage no matter what. Socialized medicare here we come.
Actually, youngin’ was quoting the article: “The law, also known as “Obamacare,” eliminates discriminatory market practices that have imposed higher rates on women and people with medical conditions.”
I don’t think youngin’ was saying the practice is discriminatory. In fact, I think youngin’ was trying to explain premiums are higher for people who have higher cost to the insurer.
JW, you don’t know youngin’.
Ok.
Youngin, you made a goofy statement. “All” citizens health insurance costs are going to rise dramatically to subsidize all the sick people coming in. Do you really think this is just about women and people with medical conditions? As a “youngin”, you will be subsidizing them to pay for their healthcare. I hope you like your next rate increase.
see my comment to AA – discussion threads really need a saracasm font
I think any women would gladly give up maternity benefits to men if either gender could have babies. Another silly comment that puts the burden of child birth back on women, two, three fold…
Katie, I assume you are also troubled with the lower premiums women pay for Auto insurance because they are generally better drivers and the lower premiums they pay for life insurance because they generally live longer. Otherwise what you’re saying is sex based pricing discrimination against men is OK, but not so for women. That would be hypocritical, right?
Some people deserve more equality than others Dave ;)
These type of women are a huge part of Obama’s base. Have you read the articles in rage talking about how they should have the same health care costs, and it’s about “equality”?
Homerun on your comment by the way!
Bob, Women use the doctor many more times than men because they have more “plumbing” issues among other things. Rates have always reflected usage of medical facilities. I have been to Emergency Rooms and Doctors offices and I promise you at least two thirds are women every time. Equality in rates? Level the playing field? Redistribute the wealth? Catchwords for the left.
Currently, at a certain age, men are charged more than women.
This article and HHS’ spin reminds me of the time when Sec. Sibelius said that the massive increase in ‘free’ first-dollar coverage for preventive care services (09/2010) would only be a premium increase of 1.4%. Anyone remember what the real resulting increase was? Wasn’t it between five and nine percent?
I love the terminology they use…discriminatory pricing. Yes it is totally unfair to charge people more money when they have more claims..crazy stuff! I think we need to have Obama act quickly to help those in the auto/home market. All those poor people who get penalized for speeding, causing accidents, drinking/driving, and burning down their homes because they fall asleep smoking on their couch….please somebody help them!!!
Is it discriminatory when a customers credit score falls due to the lousy economy that is growing at a .4% pace, record unemployment etc? The companies are putting people in higher tier rating for Auto & Home premiums if their scores decline and this is at a time they can afford it least. So much for fairness. Perhaps Obama should just tell the insurance industry they cannot raise rates no matter what. He likes to control things so this should not be a problem.
Be careful what you wish for, they may be listening…
Hey Wvagt, I am sorry to see on the news about your Sheriff up there being gunned down because he wanted to clean up the drug trade in his town. Sounds a lot like Buford Pusser in the movie Walking Tall when he clashed with the bad guys. Hopefully, they will give the perp the needle for this murder.
Liar Liar Liar
We need a leader that we can all rally around!
ObamaCare is a lie foisted onto the American Public all in the name of an Ideal, a subjective notion of fairness and Justice as defined by WHOM??? Not me.
ObamaCare passed at 11:00 pm Christmas Eve without 1 Republican vote, Average projected rate increases are between 14% and over 100% under ObamaCare
Adverse selection, redistribution scheme, the plan/procedure/policy will implode, it cannot survive mathematically, we will all have Medicaid like policies, frivolous lawsuits, defensive medicine, $60 to $200 Billion in tort reform NOT even addressed,
http://www.youtube.com/watch?feature=endscreen&v=54bUQUa_ZBc&NR=1
The only people who like this law are the “not really all that poor” people who will have it paid for. It is interesting that if I make $46,030.00 I do not get any help but if I make $46,020.00 I get a $4,125.00 tax credit. Or did I read that wrong?
http://healthreform.kff.org/Subsidycalculator.aspx#incomeAgeTables
President Obama and his ilk, his breed, his special Class of compatriots are purposely dumbing down and bankrupting the once great nation and if you have truly researched his familial lineage, his mysterious education and the people he has associated with his entire live you cannot deny this.
I think you nailed it Independent. Wow, you are in Illinois and are familiar with all the bad actors from that state. I am sure you have your hands full trying to do business up there.
Hey Independent, did you catch the latest proclamation from our leader? He actually had a message to young people on how to manage their money. This is from a guy who has increased the debt by $6Trillion in a little more than 4 years. On this pace, the country will have over a $20 Trillion debt before he leaves office and the very unsustainable Obamacare in full swing. What a wonderful example of a leader we have.
I might add Independent that the study also showed that the level of unemployment in the 18-25 age group was 25% and for the 25-34 age group was right at 20%. That is a lot of GenX people that are unemployed or underemployed which includes the failure to launch people that live with Mom and play on their ipad or iphone all day and have few marketable skills. Perhaps Obama can put them to work as Navigators for Obamacare and the 15 page app that will have to be filled out.
We need a leader! Hmm. I thought you belonged to an organization whose job it was to lead and help us get our message out. Are you not ralling around the NHU? Do you not pay dues to the NHU. Does not the NHU pay a bunch of really smart people to do what you are talking about.
How is it working for you so far?
Bob Kennedy
Price differentiation for women and persons with pre-existing conditions is not a “discriminatory practice”. It is charging a fair price for the level of services expected. If anything, leveling the premium is more unfair as some people will be paying more than the services provided to them while others will pay less.
I think this is fine to ensure more access to healthcare, I am just not OK with the language used.
By the way, I am a woman …
Hey Actuaryf, I saw a report the other day done by Actuaries which concluded that the overall premium increase across the country for all Americans would be 32%. There will be no one paying less no matter what gender or status they have. The Affordable Care Act is totally unaffordable and many on the liberal side need to wake up and smell the coffee.
OBama speaks in opposites like my 8 yr old grand son does. When he tells me he has been bad (with a smile on his face), that usually means he has bee real good.
The sooner we all learn how to speak OBama(Webster be damned), the better we will be.
Don’t you just love it FFA when the Labor Dept says that unemployment is getting better and the rate keeps going down? What they fail to tell the folks is that 450,000 more people dropped out of the labor force so they are not counted. These unemployed are now running down to Social Security to get on disability since they just “can’t work”. We have a bunch of failure to launcy young people on the gravy train now and have no intention of working when they can take advantage of the “entitlements” being offered.
Well agent, in my local town, a few new stores opened up. City hall is touting how business in town is booming. I still count over 20 store fronts vacant as a whole bunch pulled out.
Now, they are harrasing the bars. when City HAll wnet on an approval stamp a thon with Liquor Licesnes, what did they expect? What they got was an increase in DUI revenues and a whole bunch of Bar Fights spilling out onto mail st.
How many of these few new stores will be there in a couple of years with the business environment being what it is? We know that politicians are excellent liars and they try to paint a rosy picture and it mostly differs with reality. Most of those guys wouldn’t have a clue how to run a business and make a profit. All they know how to do is regulate and tax and do things that guarantee failure of businesses.