Gun Liability Insurance Measures Facing Uphill Battle in State Legislatures

By and | April 12, 2013

  • April 12, 2013 at 9:28 am
    W_B says:
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    To supporters of the Constitution, an F or D grade is a good thing. Need more Ds and Fs! Anyone notice the most liberal states are the ones trying to take away protected rights? Any connection there?… naw, move on, nothing to see.

  • April 12, 2013 at 1:44 pm
    Dave says:
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    I am embarrased to be from Illinois. I will be moving out in due time.

    • April 12, 2013 at 2:54 pm
      Jon says:
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      Unfortunately, I won’t be leaving the state.

      Instead, I’ll make sure to fight for continued 2nd Amendment rights.

    • April 12, 2013 at 3:32 pm
      Agent says:
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      You are welcome down here in Texas. Gun laws are not the only thing that is undesirable in Illinois. The politicians are really doing a number on the state. Businesses are closing, moving due to excessive taxation and regulation. Someone from Illinois please tell me one thing emanating from that state that is positive for business or improving the cost of living or lowering cost of doing business. I will be waiting.

      • April 12, 2013 at 4:15 pm
        Captain Planet says:
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        Which part of the state? I used to live there and still have family there. Caterpillar does quite well and so do any of my friends who work there. The ag sector in general is pretty strong in IL. The Cubs, White Sox, Bulls, Bears, and Blackhawks are positive for business. Are you speaking strictly about taxes? I know the taxes in IL are high. So are their gas prices, especially the closer you get to Chi-town.

        • April 14, 2013 at 9:42 am
          Dave says:
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          Caterpillar may do quite well here, but it is not due to the business climate and taxes in Illinois. It’s because most of their manufacturing facilities are located outside of Illinois. More and more in China and right to work states in the U.S. Better that you get your facts straight captain.

          • April 15, 2013 at 9:39 am
            Agent says:
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            Dave, if I remember correctly, Caterpillar was really struggling with Obamacare and how it was going to affect them so they applied for and received a “Waiver” as did many other large businesses and unions.

          • April 15, 2013 at 9:41 am
            Captain Planet says:
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            Dave,
            Oh, well, then that goes for a majority of big business. Big business will always seek cheap labor (China and elsewhere). That’s why the right-to-work-for-less idea has taken off. I do agree, IL taxes are high. I stated that in my original post. There are a lot of excellent marketing firms in Chicago, too. The advertising business in general is also strong in IL. My dad made a good living in it.

            Those are some business positives for Agent who asked the question. The service sector, especially in the Chicagoland area, is also unbelievable. I have a good friend who made over $100,000 in less than a year as a server at Foca De Chao. So, if you’re pulling in that kind of dough as a waiter then I guess the cost of living can also be a little higher. Pay your people less, like an average worker in a right to work for less state, and then yes, you’ll need to have a lower cost of living to offset the lower wages/benefits.

          • April 18, 2013 at 4:53 pm
            Agent says:
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            Dave, Have you ever noticed Planet’s diatribe against Texas ala right to work for less state? He has never even been here and he is sure we are eating rice and beans even though Texas economy is the 12th largest in the world. If you are in the Dallas Ft Worth Metroplex, there are row after row of Fortune 500 companies with very large operations and they provide very good jobs without the help of unions. If we were to stack up his Iowa economy, it is a small fraction of what is going on in Texas.

  • April 12, 2013 at 2:34 pm
    Bill says:
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    Surely there’s no correlation between Illinois not allowing conceal carry permits and having one of the highest (if not the highest) crime rates in the nation. Gee…I wonder who carries guns besides law enforcement? Hey Dave, come on down to Texas….you will have your permit within a week after establishing residency!

    • April 17, 2013 at 3:42 pm
      Agent says:
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      So Planet, you say that the business sector is booming in Chicago. Perhaps the Advertising Agencies are the purveyors of all the bad advertising thrown onto the air waves every night of the week. They are mostly nauseating and are pointed toward immature, brain dead people. After a few of them, I have to switch channels they are so bad. Maybe you should ask FFA how business is in the area since he lives there. Business is leaving or going out of business right and left. Crime is out of control and they had 4 murders and 21 injured just last weekend with all their strict gun laws. Unfortunately for the citizens, the criminal perps bought their guns on the street corner. I don’t think Rhahm’s plan is working, do you?

  • April 12, 2013 at 2:50 pm
    Captain Planet says:
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    Which protected rights are certain states trying to take away? Can you give examples?

    • April 12, 2013 at 5:15 pm
      Jon says:
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      Capt,

      One of the legislators in the article was quoted as referring to gun ownership as a “privelige.”

      It is a right, not a privelige.

      There’s an example.

      Feinstein has gone on record stating that if she could, she would take every privately owned gun away from citizens of the country.

      • April 15, 2013 at 9:30 am
        Captain Planet says:
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        Jon,
        I understand you have examples of individuals who would like to take guns away, but what states have actually tried to take this right away?

        • April 17, 2013 at 2:32 pm
          Jon says:
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          The City of Chicago–until recently, had one of the, if not the strictest, gun bans.

          Washington D.C. Another example.

          Both were sued, and ultimately the Supreme Court ruled the bans illegal under the Constitution.

          So now, you have legislators trying to end-run around the Constitution–some to make guns as illegal as possible (the laughable revised “assault” weapon ban), or cost prohibitive (mandatory insurance).

  • April 12, 2013 at 5:27 pm
    Expert says:
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    Politicians who introduce or support Bills and laws mandating liability insurance for the owner/user os a gun are simply displaying their gross ignorance of what that insurance may – or may not – cover. Yet, they forge ahead in their blissful ignorance. What is the “negligent” use of a firearm? If you shoot a home invader, or a car jacker, is that an intentional act or a negligent act? See the problem politicos?

  • April 13, 2013 at 1:06 pm
    Jim says:
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    My homeowners insurance policy provides coverage for the accidental discharge of a firearm. It also covers me for negligence in any accidental unintended use of the firearm resulting in property damage or injury, unless that firearm was used by a resident or relative who lives under my roof and is considered an insured under my policy (e.g. Adam Lanza, living at home). If a person lives in my home then takes the firearm on a rampage because I have negligently stored it, the insurance company invokes the intentional use exclusion common on every type of policy and denies the claim. No insurer writes a policy that covers loss by intentional use. Who will have to back these policies? The state? Or do we buy the policies that will always deny any claim if submitted? The idea is not well thought out. Or are you going to make insurance companies change the way they do business?

  • April 15, 2013 at 6:33 pm
    Sargent Major says:
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    Agent said- Caterpillar was really struggling with Obamacare and how it was going to affect them so they applied for and received a “Waiver” as did many other large businesses and unions.

    Agent, if you recall when the Obama healthcare plan was published, Caterpillar reviewed it and put up a reserve on their books for about 100 million dollars (I think that was correct maybe more). It made Obama mad and he went to Caterpillar and made a speech. Gee, next thing you know they are talking waiver.

  • April 16, 2013 at 9:01 am
    Captain Planet says:
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    Way to stay on topic, Agent and Sgt. Major. So, what are you saying about the companies that have a knee-jerk reaction to the PPACA? Papa John’s also had a knee jerk reaction yet they are still handing out what, 1,000,000 or 2,000,000 pizzas or something? And, paying Payton Manning to sponsor their product. But, don’t worry about the people who actually make and deliver the product. F them! Oh well, their pizza sucks anyhow.

  • April 17, 2013 at 1:29 pm
    Sragent Major says:
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    Well captain,
    I believe it was you who raised Cat as an example. All I did was state the facts that Cat did put up a big provisional reserve for obamacare. It has nothing to do with your pizza pilate as if anyone cares. Way to stay on the subject

    • April 17, 2013 at 3:33 pm
      Agent says:
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      Sargent, getting back to the gun issue, I saw an article the other day that Remington had been getting uncomfortable about what was going on in NY, they were thinking about leaving. Lo and behold, they were awarded an $80 million contract to build weapons for the government including assault rifles. This is with our tax money by the way. They have decided to stay in NY now that they are flush with the government money. Way to sell out Remington. I won’t be buying any more from them or their ammunition. All this took was greasing a few palms and they made it happen.

    • April 18, 2013 at 12:58 pm
      Agent says:
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      Sargent, Hooray for our side. The Senate failed to get the Gun Control Bill through and actually had 5 Democrats vote against it. The President threw a fit and accused the NRA of lying. This is from the Liar in Chief who has lied about everything from the first day in office. This bill is not about gun control. This is all about control and disarming the people to push an agenda.

      • April 26, 2013 at 3:26 pm
        Sargent Major says:
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        Hello agent,

        Yes, it failed but not by much. There were 46 Democrats who supported the bill, including the two Senators from my state. One of those is retiring so he don’t care and the other is just an idiot with a bad mouth. At least it was done in a Democratic controlled Senate. Can you imagine what Obutthead would have said if it failed due to Republicans?



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