Insurers Worried About Data From Federal Health Exchange

By and Drew Armstrong | October 8, 2013

  • October 8, 2013 at 11:43 am
    InsGuy says:
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    If you think a state will forego their adverse decision notification laws, due to an issue with a federal exchnage, you may be mistaken.

    If you’ve got a name and address, you had better notify them at least 30-45 days prior to Jan. 1 or you may get stuck with what you’ve got.

    • October 8, 2013 at 1:38 pm
      ned says:
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      Aren’t you stuck with what you’ve got anyway? No pre-ex exclusions, community rating, … What adverse decisions are you allowed to make?

      • October 8, 2013 at 5:12 pm
        InsGuy says:
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        “If we don’t see it in the next two to three weeks, it’s time for red flags. The concern is some people could get to Jan. 1, and not have coverage.”

        So, based on your comment all they should need is a name, addrees, email, phone??

        Does coverage start before they pay premium if the company can’t quote a price?

  • October 8, 2013 at 1:57 pm
    sl says:
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    Too bad more states didn’t take the offered federal money and set up their own health exchange. That is a much more managable model. How ironic…seems like the states that spew the most hateful remarks towards the federal government are the very ones that wouldn’t set up their own state run exchange.

    • October 8, 2013 at 2:38 pm
      ExciteBiker says:
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      SL, don’t you get it? That is the whole point! Make every effort to block, defund, obstruct, delay, kneecap, wound, and otherwise demonstrate any and every inefficacy, glitch and problem with the ACA. It would not surprise me if shadow money groups are currently funding cyber attacks on Healthcare.gov to make it tough to people to use the website.

      It is absolute insanity.

      In Texas, we can all thank Governor “Oops” Perry for losing billions of dollars in badly needed funding and for his steadfast failure to create a state exchange. Rick Perry apparently prefers to let Obama set up the exchange in Texas– how come? Why does Rick Perry prefer Texans to use healthcare.gov instead of an exchange Texans could have created?

      Meanwhile, the Junior Senator from Canada seized Boehner’s power to control the House caucus, and Boehner seemingly prefers to let him do it rather than risk the wrath of the Koch brothers’ money.

      And we have news outlets painting this as a “negotiation” when in fact it is a hostage situation. When you pull out a gun and start taking hostages, the SWAT team will eventually go in to end the crisis. It remains to be seen exactly how the GOP will surrender and whether or not they will suffer a political death as a result. Every single second the leadership allows absolute morons like Louie Gohmert to grandstand in front of the cameras is a another railroad stake in the coffin of a rational, effective, and politically viable GOP.

      • October 8, 2013 at 2:42 pm
        Libby says:
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        Let them self-implode. They deserve it.

        • October 9, 2013 at 11:28 am
          Celtica says:
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          Totally agree. All the Democrats need do is sit back and watch how the self-serving Tea Party faction inside the GOP inflict mortal wounds inside their own party.

          Think withholding $100,000 to families of recently killed soldiers won’t stick to the GOP? Think again. They will get slathered in blame. And they deserve every slather.

      • October 9, 2013 at 11:44 am
        Captain Planet says:
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        ExciteBiker,
        You hit the railroad spike on the head with a sledgehammer in the Study. Some of those on the right need to get a ‘clue’. Oh, gotta love puns. I’m here all day people, tip your servers.

      • October 14, 2013 at 1:07 pm
        FFA says:
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        Or maybe the states realized this was over their head and Trusted OBama Admin to get it right???? I wouldn’t trust anything Illinois for good reason….

        • October 15, 2013 at 1:30 pm
          Libby says:
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          Trusted Obama? Bwahahahahaha! Since when? They’ve done everything they could to thwart this, including refusing to set up their exchange and passing over 40 bills to repeal this legislature. I think you’re cracking up, FFA.

          • October 15, 2013 at 1:30 pm
            Libby says:
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            Cuz you’re certainly cracking me up!

          • October 15, 2013 at 4:21 pm
            FFA says:
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            I think they are all nuts. Every one of them. Playing the blame game. And now, here this mess is being jammed down our throats…

    • October 8, 2013 at 5:13 pm
      InsGuy says:
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      To get the money, you had to agree to expand Medicare.

      • October 8, 2013 at 6:06 pm
        Agent says:
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        I think it was Medicaid that was to be expanded, wasn’t it? Medicare is shrinking because $716 Billion is being taken from it to fund Obamacare.

  • October 8, 2013 at 3:58 pm
    Agent says:
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    Faulty, inaccurate, incomplete data from the government website? Say it isn’t so. $300 million+ allocated to set this up and plenty of time and the website won’t work and people can’t sign up and there are those that still want to blame the right because it won’t work. I think the government didn’t hire very good geeks to set up the federal exchange and this is more than just a glitch.

    • October 8, 2013 at 4:48 pm
      Libby says:
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      Maybe you should have set up your own exchange. After all, Agent, what do you expect of the Federal Government? You have no-one to blame but yourself.

      • October 8, 2013 at 5:16 pm
        InsGuy says:
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        I thought you were expecting a solution to the medical insurance issues in the US? Isn’t this the bee’s knee’s everyone?

    • October 8, 2013 at 4:48 pm
      Libby says:
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      BTW – Colorado is not having problems…

      • October 8, 2013 at 6:07 pm
        Agent says:
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        Are you having a Rocky Mountain high puffing on that legalized weed Libby?

  • October 8, 2013 at 6:13 pm
    Baxtor says:
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    So how does it work if you sign up and don’t pay your premium? Do they give you 10 days and you’re cancelled? And if so, at tax time, can you say you bought insurance and get your subsidy? If that’s the case, I can see alot of fraud where people will buy it, a month later stop paying, and put their policy number on their taxes and collect their check. In the meantime, we are still paying their medical care for when they go to the hospital uninsured and then giving them another check at the end of the year for tax time.

  • October 9, 2013 at 9:18 am
    TxLady says:
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    There was ample time to program and test out this system before implemenation, yet it is a mess. Not sure if the gocernment programmed and tested it or if they went with a contractor.Either way, whoever it was and whoever in government was at the top and responsible for creating this software, testing and implementing it, is a complete and total moron. I’d bet money on a political appointee with zero experience in software development and implementation.

    • October 9, 2013 at 11:30 am
      Celtica says:
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      And yet…what’s hogging the headlines, day in and day out, national and worldwide. Yep, the GOP debacle of trying to negotiate while holding a gun to the head of the president.

      Good move.

      • October 9, 2013 at 2:46 pm
        earlybird says:
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        I dont understand why anyone with insurance experience thought AFA/ObamaCare would work. It is a blatant attack on the working middle class. Another redistribution of the income of the workers to pay for health care of the non-working public. We are seeing customers with 400 monthly healthcare premiumns get increases to 1300 per mo. I say let this new system implode on its own. but dont let the government default. Get to work on why the credit line has to be increased and stop it there.

  • October 14, 2013 at 1:46 pm
    FFA says:
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    When a leader cant lead for what ever reason, he needs to step aside and let someone in that can lead.
    This was all Obamas idea, concept, his baby to oversee implementation. The success or failure is all on his and only his shoulders.
    For you people that want to blame the states or the republicans, take a step back and rethink your position. He did not do his due diligence. This mess is his fault.



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