State Insurance Commissioners Lack Consensus on Cancellations

By and | November 21, 2013

  • November 21, 2013 at 11:39 am
    john says:
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    Anna and Alex- Love your leftist spin “substandard plans”. When you guys grow up, do you plan to write for MSNBC ?

  • November 21, 2013 at 12:32 pm
    jack says:
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    “substandard health plans” – you guys write a lot of material for MSNBC as well?

  • November 21, 2013 at 1:54 pm
    bob says:
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    Right on, Jack! I have written a lot of individual health policies for my clients that are being cancelled, and NONE of them are “substandard”. I don’t sell that kind of a product, and neither do the vast majority of agents or companies.

    • November 21, 2013 at 2:46 pm
      JACK says:
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      pretty damn sad when you come to IJ for info and all you get is the same spin you get on:

      yahoo,nbc,abc,cbs,cnn,msnbc,npr,snoopes,etc.

      really sad IJ, really sad!!!

      • November 22, 2013 at 11:00 am
        Ron says:
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        We also get the same spin from Fox, Drudge, Heritage Foundation, Breitbart, Hannity, etc.

        It comes from both sides.

  • November 21, 2013 at 2:13 pm
    Lucky says:
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    Shameful. Obviously the president of the NAIC didn’t feel unanimity of opinion was necessary in order to discuss the issue. I’m embarassed that Adam Hamm is from my state.

    • November 22, 2013 at 8:37 am
      jw says:
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      Really? Do you have any idea all the law changes that were put in place for the ACA? Just because the president of the NAIC went to the meeting, doesn’t mean he approves of the “fix.” Just reading what he said about the meeting tells me it accomplished nothing. Obama acknowledged the issues. He didn’t agree to work with the states. He just acknowledged that there are issues.

  • November 21, 2013 at 2:38 pm
    FFA says:
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    OBama is just an incompetent boob. What an idiot! He hires a company that can not do the job that is not even an American Company – what recourse do we have for our $650M flop / defective product – then tries to blame the mess on American Companies that had no problem with their infrastructure. Still don’t.

    Your right lucky, Shameful. He has turned the USA into a laughing Stock.

    • November 21, 2013 at 3:05 pm
      Agent says:
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      FFA, I think the lack of attendance by the Commissioners speaks volumes, don’t you? Commissioners can’t go against their state laws or they will be fired. Many state legislatures are in hiatus so there will be no laws passed permitting Commisioners to do what the President is asking them to do.

      • November 21, 2013 at 3:12 pm
        JACK says:
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        and you can bet he knows that so now he can blame the big bad insurance carriers. he’s a real piece of work.

        • November 21, 2013 at 4:05 pm
          Agent says:
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          I would have liked to be a fly on the wall when he met with the insurance company executives. I can hear them now. Mr. President, you want us to do what? We spent three years getting our systems ready and millions of dollars and then the law said we had to cancel the “substandard” policies we had in place and now, you want us to re-instate them for a year? Are you prepared to bail us out when we do this and the PreX claims come in to pay all the medical bills? By the way, we aren’t seeing any young people signing up and you told us they would come flooding in to pay for this. What is that all about? Have you ever heard about adverse selection? We could have set up a Pool to take all the sick people and now we have to take them. What part of this do you not understand?

          • November 21, 2013 at 4:27 pm
            FFA says:
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            He 9Obama) didn’t ask for their 9NAIC)input to begin with, now he wants them to bail him out.

            Do you think he has enough rope to hang himself?

            WALKER FOR PRES!!!!! YEA CHEESLAND!!!

          • November 21, 2013 at 5:01 pm
            Agent says:
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            Yes FFA, Between the unrest of the insurance companies and the Insurance Commissioners, I think he does have enough rope to hang himself. He thinks he can just wave a magic wand or pull a rabbit out of the hat and all will be well.

            I, too like Walker. We need true leaders with Conservative solutions to the vexing problems with government. This government has proven they are inept, wasteful and have the wrong ideology for a free society. I hope when the dust settles and the country gets back on track that Progressive Socialism is set back for another 100 years. I wonder what would happen if the 5 million + who have had their policies cancelled marched on Washington and picketed the White House and HHS. It could come to that since it is such a vital issue and many people will be hurt so bad financially.

          • November 22, 2013 at 10:49 am
            Ron says:
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            Agent,

            I need to disagree with you again. I hope Progressive Socialism goes away forever!!

      • November 21, 2013 at 4:51 pm
        FFA says:
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        Agent, I think your Rangers pulled off a major deal that may put them over the top.
        They should have never let Demps walk… Must be OBamas fault, hey????

        • November 21, 2013 at 5:43 pm
          Agent says:
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          Well FFA, I have a few reservations about Fielder, but we will see. Ian Kinsler is a very good second baseman that can hit and I hate to see him go, but Detroit couldn’t afford Fielder when they had to sign Scherzer, their Cy Young pitcher. Perhaps Detroit will part ways with Verlander and Texas can get him. They need arms. I think the young guy Profar will be fine at second base and he can hit and run as well. Should be an interesting off season to see where players go. Texas has a history of renting a pitcher and then can’t sign them to a long term deal. I think a lot of pitchers don’t like pitching in Texas park because it is a hitters park and their ERA goes up and their bargaining power down. Some years back, they made a run at Randy Johnson and he turned them down for that very reason.

          • November 21, 2013 at 6:39 pm
            FFA says:
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            I see the Cubs making a play for the big name free agent pitchers like Verlander. That’s Theos plan. bring in some great free agent arms and then trade them right before the dead line for the best prospects in the system. You saw that with Demps.
            Soon, he will have a group of youngsters that can actually play and make a run for – well not last place. Maybe even second (Sometimes I just crack myself up).

          • November 21, 2013 at 11:17 pm
            Sargeant Major says:
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            Agent,
            I think I called the Tiger’s unloading Fielder scenario last week or so. Maybe Illitch reads IJ- LOL Fielder can hit but has always had problems in the play offs. Also we needed to keep Scherzer. Kinsler is a nice add but we now have 3 second basemen so I suspect Omar Infante is up for trade and I liked him. Trade you Infante for Yu Darvish or even Joe Nathan?

        • November 25, 2013 at 11:00 am
          Agent says:
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          Ron, I would settle for 100 years since we will be long gone by then. Progressive Socialism got its roots back in Teddy Roosevelts day, continued on through Woodrow Wilson and FDR and now has reared its ugly head with recent Presidents with the current one being the worst of the lot. We should all request that the writings of John Maynard Keynes be thrown in the dumpster since his theories of big government spending and priming the pump has only led to $17 Trillion of debt for the country.

          • November 25, 2013 at 12:13 pm
            Ron says:
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            Agent,

            Typical Conservative, you only care about yourself and not future generations.

            You mean like how President Reagan increased government spending and the deficit during his term?

            http://www.tradingeconomics.com/united-states/government-spending
            http://useconomy.about.com/od/people/fl/Deficit-by-President.htm

            If you have a source that shows President Reagan cut spending and decreased the deficit, please provide. And stop blaming the Democtatic Congress. The buck stops with the President.

          • November 25, 2013 at 12:55 pm
            Agent says:
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            Actually Ron, I do care for future generations who have been saddled with tremendous debt at the hands of Progressive Liberals. You are a typical Progressive even though you say you are Independent. What a joke! By the way, most Independents excluding yourself give the current President a 27% approval rating. They seem to have more sense than you do. I think your father in law had you pegged just about right. I think he described you as a Socialist, Progressive leftist if I remember right on your admission. Should be a Happy Thanksgiving in your family.

          • November 25, 2013 at 1:53 pm
            Ron says:
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            Agent,

            If you actually cared about future generations, then you should have agreed with me that Progeressive Socialism needs to be gone FOREVER, not just for the remainder of out time.

            Every President since Herbert Hoover has added to the debt during their term and I do not believe they were all Progressive Liberals. President Reagan added $1.86 TRILLION to the national debt. Are you prepared to call him a Progressive Liberal? He definitely did not lower our debt, which is what we are told to expect from a Conservative Republican.

            Still waiting for data to debunk mine.

            My father-in-law collects Social Security, a union pension, is on Medicare, and used to collect food stamps while he complains that others do the same. He is a typical, hypocritical Conservative. You would like him.

            So, now that a majority of Independents do not approve of the President, you think we have sense? Too late, you have insulted us too much to now say we have sense because we agree with you.

  • November 21, 2013 at 8:32 pm
    David Berry says:
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    Okay folks. Let’s talk turkey. We have 47 million without health insurance (plus cancelled plans now). Agents are not in the conversation. Neither the DNC nor the GOP has answers. Now that this an actual law and the GOP doesn’t have enough votes to overturn a vito, what are the solutions? Be realistic. Regardless of how you feel, nothing differently can possibly happen until 2017 (if the GOP sweeps legislative and executive branches only). So what is the agent solution?

    • November 21, 2013 at 11:49 pm
      Sargeant Major says:
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      David,

      I don’t think it will work. It was bad legislation, poorly thought out and pitifully executed at the cost of trillions in tax payer dollars and over run cost. So, Americans had the best healthcare system in the world that covered 85% of the people. This plan ruined it for everyone and 15% of those covered lost their plans. that means the 15% that had insurance don’t and the 15% that ACA was supposed to cover either don’t want it, can’t pay for it or can’t sign up. That means we now have 30% without insurance. What a screwed up mess. How to fix it?

      * Repeal the law and start over. You can’t fix the Titanic. The hole is to big and it is sinking So take a mulligan and start over.

      *Next, leave the 85% who have insurance alone!

      *For the 15% that don’t have it find out what makes up the 15%. For example we should not provide insurance for anyone that is NOT a U.S. Citizen- Period. If you are illegal, go home and have your home country take care of you. Sort out the pool.

      * If you are a U.S. Citizen and are able bodied, you should be required to work after a certain period of time or get cut off. Medicaid and welfare are supposed to be temporary assistance programs not pension plans for the lazy, corrupt and fraudsters. So they come off of Medicaid and go on the new plan (call it Medicaid 2). They work and supplement the healthcare premium at some rate.

      * I know this might sound crazy (to vets maybe) require those on Medicaid 2 to go to VA hospitals for care and treatment. The government could have used the money they wasted on a website that does not work and will now cost over a Billion to fix it(original forecast 90 Mill)to build new VA hospitals and renovate or update others. Plus the government should have better cost control with the VA. I know, some will say the government does not know what cost control is but still follow along

      *Require all federal government employees to also participate in the new plan- Medicaid 2. This would help with the overall adverse problem and over the long term help control cost. It is a bigger pool.
      * In fact you could require all state employees to participate and that should smooth the data and cause the premium to be much more stable.

      I think that a plan like this could be implemented for less money that what they have already spent and certainly far less than what the total cost is now projected. Plus the 85% of the people that are now pis*ed would be happy and want to make me President. That would be bad for left wing socialists.

      Semper Fi

      • November 22, 2013 at 10:25 am
        FFA says:
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        Sarge, wow. A workable solution to the initial problem.
        Now, address the underlying cause of the rates being pushed through the roof… Common Sense medicine instead of Defensive Medicine.
        Change the Legal system to the English method – you sue me, you lose, you pay every penny of my defense and then pay to restore my reputation – you seem to be on to something here.

        • November 22, 2013 at 5:08 pm
          Sargeant Major says:
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          I like the UK law, I think the call it Kings rule of law? You sue and lose you pay it all. That stops frivolous lawsuits. I think if we call ACA dead and repeal it and do what I suggested, the healthcare system settles down to what it was or close to it from a product and rate perspective. Not to mention that “YOU CAN KEEP YOUR DOCTOR IF YOU LIKE”
          The rest goes to what I call Medicaid 2 (Medicaid expanded). The freight is paid by federal employees, state employees, able bodied workers who pay on a graduated premium scale and the ACTUAL people who need Medicaid get it from cheap to free (for a certain period of time and yes, with some exceptions)
          Also, expenses are cut as you are cutting off the able bodied lazy people, supplemented by the able bodied who now pay and gotten rid of all non US citizens. So at the end of the day it works like a retro. You have an expected premium, a minimum and a maximum. The cost is based on the expected premium. At the end of the experience period the plan participants either pay the same, get a little back or pay more for poor experience. Costs less than the ACA travesty, costs less than what Medicaid costs now and sorry Fed and state employees you now have to pay like the regular working man and woman.
          Put me in coach I am ready to play!

      • November 25, 2013 at 12:45 pm
        Celtica says:
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        SM: It was bad legislation, poorly thought out and pitifully executed at the cost of trillions in tax payer dollars and over run cost

        You mean like Iraq and Afghanistan. Yeah, that was Bush.

        • November 25, 2013 at 12:57 pm
          Agent says:
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          Celtica, I hate to correct you, but Obama was the one who said Afghanistan was the right war for the right reasons. All Bush did was go in there and clean out the Taliban so they couldn’t provide cover to Al Quida and let them train there. We are still there and shouldn’t be.

          • November 25, 2013 at 2:48 pm
            Celtica says:
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            Dear Agent: I see you started drinking the Thanksgiving hard cider early. You should stay away from the keyboard when you do this.

            Bush did not clean out the Taliban and had no interest in looking for Bin Laden. Nice try with revisonist history — but Obama is still cleaning up Bush’s mess in Afghanistan.

        • November 25, 2013 at 1:28 pm
          LiveFree says:
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          Celtica,

          While I agree with you that those wars where costly and useless (regardless of which president is to blame for it), you always change the subject (always to those wars btw) as a defense of your political party and it’s not a very effective method. It just shows you feel you can’t win the debate on merits of the issue at hand.

          • November 25, 2013 at 2:51 pm
            Celtica says:
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            Yes, Live Free, when it comes to the ACA spending it is well to remember that Bush killed Americans with his wars and Obama wants to help Americans.

          • November 25, 2013 at 3:28 pm
            Agent says:
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            Celtica, If Obama really wants to help Americans, he would resign from office because he is doing far more damage with his far left agenda than GW ever did. Are you from the school that would say GW shouldn’t have retaliated against the Taliban/Al Quida for killing 3,000+ of our citizens? If you are, you are certainly lacking in Patriotism and caring about all the innocent Americans killed on 9-11.

          • November 25, 2013 at 3:41 pm
            Celtica says:
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            Dear Agent: The only fly in your ointment is that Bush didn’t look for Bin Laden. Obama did. Not only that, Bin Laden was never in Iraq. Bush just wanted an excuse to invade. Nice touch to invoke the memory of 3,000 Americans killed on 9-11.

            BTW, the cost of the Bush wars is estimated at $4 trillion.
            http://en.wikipedia.org/wiki/Financial_cost_of_the_Iraq_War

            When the ACA approach the above amount, then we’ll talk about Obama’s shortcomings. Until then, expect to see the cost of the Bush wars in reply to your numerous ACA postings.

          • November 25, 2013 at 4:51 pm
            LiveFree says:
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            So your strategy is to compare how terrible they both are? And you still choose to support one of them? I just don’t see the logic. Maybe it’s the lesser of two evils fallacy, but either way it is flawed.

            Also IMO I believe they are both equally terrible at foreign and domestic policy. Bush increased government spending and Obama still has troops at war (Weren’t there talks of a 10 year extension last week!?).

          • November 25, 2013 at 5:12 pm
            Celtica says:
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            Livefree, may strategy is not to compare which plan is worse. Clearly, the Bush was was terrible in concept and execution. I agree with the ACA in concept; however, the website rollout is a diaster for those states that chose not to implement their own plan. It is actually working in those states the embraced it.

    • November 22, 2013 at 8:46 am
      JACK says:
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      David- The president can resign and the democrats can vote to repeal the law. It’s the best thing to do at this point. Agents have to follow the law, their is no agent solution. Don’t try to put this on insurance carriers and agents that represent them.

      • November 25, 2013 at 3:41 pm
        Celtica says:
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        Jack, we’ll get right on that.

    • November 22, 2013 at 10:14 am
      Libby says:
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      The agent’s solution is to target the people that do not qualify for subsidies. If you make over $45,000 single or $95,000 family you will get no subsidy, so there is no point in going through healthcare.gov. Leave that for those that need subsidies.

      The people that don’t qualify for subsidies are obviously working and have some money. They would much rather have personalized service and someone else doing the research to get the best plan for the money.

    • November 22, 2013 at 10:57 am
      Ron says:
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      Sarge and Jack do not answer Dave’s question and present unrealistic solutions. I actually agree with Sarge’s solutions, they are just not realistic at this point.

      Libby actually came up with a solution requested by Dave based on reality.

      • November 22, 2013 at 11:28 am
        FFA says:
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        Ron, there are several solutions. Seems OBama just wont consider any of them that make sense.

        I have had Libby Plan moving since 10/01 via EDDM. Nothing but tire kickers… Gonna revise the strategy. Thinking about sending out blank apps inviting them to come in with everything pre filled except the coverage info so we can hammer out a plan face to face.

        • November 22, 2013 at 12:41 pm
          Libby says:
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          Wow, FFA. You’ve had the Libby plan for a whole 53 days and haven’t broken even yet? I’d definitely throw in the towel.

          I read an article that said there would be an initial rush on 10/1 for coverage from those people that are planners. Then there will be another bigger rush in March when the deadline approaches. I know for me, I am a procrastinator so would fall in the second category. I’m the one chasing the mailman down the road on April 14th.

          • November 22, 2013 at 3:22 pm
            Patti Cake in the East says:
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            Libby–you do know that you can file your taxes on line, right? You can also purchase healthcare on li…..oh…wait..no you can’t!!

          • November 22, 2013 at 4:32 pm
            Libby says:
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            Yeah, PC. I’m showing my age with that comment. LOL!

          • November 25, 2013 at 2:30 pm
            FFA says:
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            I don’t scrap the plans that quickly. I know its a six month deal. With the news that hit on Friday, looking like I need to delay any marketing until next year on the plan. Waiting to see carries response. That have already disconnected the links for the FMM. Whats next for IL? stay tuned…

          • November 25, 2013 at 2:43 pm
            FFA says:
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            And Libby “You’ve had the Libby plan for a whole 53 days and haven’t broken even yet”, you criticized me when I initially put my plan on line telling me I need to focus on the subsidized people.

            At this point, we were both wrong. You blame Bush and I’ll blame OBama. Either way, I tried something that is not working.

            Agent was right to stay away. P & c has once again proven to be the right direction for me. Guess that’s Regans fault.

          • November 25, 2013 at 3:13 pm
            Libby says:
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            Well, FFA. If you remember correctly I also said I thought agents that tried to do both P&C and benefits can not do either very well. That is why most brokerages have a P&C Dept and a Benefits Dept. It is very hard to master both disciplines. I applaude you for trying, but blame it on me.

          • November 25, 2013 at 4:07 pm
            FFA says:
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            Libby, not trying to master Benefits. Individual Health. Build that then bring in a benefits man.

          • November 25, 2013 at 4:24 pm
            Libby says:
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            It’s all the same to me, FFA. If it’s not bricks and mortar, I don’t do it.

          • November 25, 2013 at 5:35 pm
            FFA says:
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            Smart…. I though I would write 20 or so polices average about $1200 per. Put a little frosting on the cake. But… Not.

          • November 26, 2013 at 11:39 am
            FFA says:
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            Libby says – “It’s all the same to me, FFA. If it’s not bricks and mortar, I don’t do it.”

            If it brings in revenue, I do. That’s the reason for Market reps & GA’s. I kick the door open, they do the lifting.

          • November 26, 2013 at 11:41 am
            Libby says:
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            I never knew any marketing reps or GA’s that would come in and sell for me.

          • November 26, 2013 at 11:58 am
            FFA says:
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            Libby, then your with the wrong people.
            My function is kick open the door and if you can believe it – SHUT MY MOUTH… That’s don’t happen very often (shut my moth). But, that’s how I have my Aflack book built. And what few Group Health on the books, that how they got there. That’s how they stay there. whats left that is.

          • November 26, 2013 at 12:09 pm
            Libby says:
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            That’s my job. The producer kicks the door in, I gather info, market & propose. We make the sale.

            I love to sell, but don’t want to prospect. They love prospecting, but don’t want to get bogged down with minutae. It’s a beautiful thing. Made them lots of money and I do what I love doing.

          • November 26, 2013 at 1:20 pm
            FFA says:
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            Libby says – “That’s my job. The producer kicks the door in, I gather info, market & propose. We make the sale. ”

            In my neck of the woods, your the market rep and I am the producer.

          • November 26, 2013 at 1:28 pm
            Libby says:
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            Does the market rep work for you or the carrier?? I work for the agency and then handle the account. The producer goes out and kicks more doors down.

      • November 22, 2013 at 4:58 pm
        Sargeant Major says:
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        No Ron, it is workable. My bet is, that if it had a chance it might make it unless some bleeding socialist Democrats step in the way and want to give even more free stuff to everyone including some dope dealer who just got here from Meheeco.

        • November 25, 2013 at 10:57 am
          Libby says:
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          I think Ron means it’s not workable while the Democrats have a majority in the Senate.

        • November 25, 2013 at 10:58 am
          Ron says:
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          Sarge,

          What part of “I actually agree with Sarge’s solutions, they are just not realistic at this point.” do you not understand. Where did I say your soultion was not workable?

          Why do the righties on this blog have such poor reading comprehension?

          Dave was looking for a REALISIC, not necessarily workable, agent solution.

          He even conceded that there would likely be no change in the law until 2017, assuming the Republicans actually provide a viable Presidential candidate in the eyes of Independents.

          • November 25, 2013 at 11:07 am
            Agent says:
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            So Ron, you continue to say that the righties on this blog have poor reading comprehension. You can’t even spell REALISTIC so what does that make you, illiterate? Sargeant puts forth good ideas and you automatically debunk them. By the way, the American People have awakened now to 5 million + cancellations and they know who did that to them. We could easily have up to 100 million cancellations in 2014 when the Group cancellations kick in. We all know who did this to the American People. It wasn’t the Republicans by the way.

          • November 25, 2013 at 11:18 am
            Ron says:
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            Agent,

            Do you know the difference between reading comprehension and spelling? Or the difference between a misspelling and a typo? This is a blog without editors. I am 99.9% confident that your posts have had some misspellings/typos. The difference is that I am not an arogant, self-righteous blowhard who has to point every minor error someone makes when typing. I actually have facts, with cited sources, to debunk you. All you have on me are petty grammatical errors. I prefer to be in my position.

            I apologize for the typo. Will you ever apologize for your poor reading comprehension further evidenced by your statement, “Sargeant puts forth good ideas and you automatically debunk them.” as a reply to my posts where I restated; I AGREE WITH SARAGE’S SOLUTIONS!!!!!!!!!!!!!!!!!!!!!!!!!

            I only stated that they are not realistic based on the current political environment. Do you understand the difference between workable and realistic?

          • November 25, 2013 at 12:25 pm
            Libby says:
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            And Agent, you refer to WWII as WW11. As far as I know, we haven’t hit World War Eleven yet.

          • November 25, 2013 at 12:44 pm
            Ron says:
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            Correction: “SARGE’S”, NOT “SARAGE’S”

          • November 25, 2013 at 3:14 pm
            Libby says:
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            Don’t sweat the typos, Ron. We all make them.

    • November 25, 2013 at 10:52 am
      Agent says:
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      Sargeant, Nathan is already gone since he was a free agent. He will be 39 next year, so whoever gets him will have a short window on his career. Texas has several first basemen so they will be gone soon and hopefully a good deal can be made for another arm. Fielder will probably like hitting in Arlington and will probably hit more homeruns there than in Detroit. Sorry, but Darvish is locked up in Texas and the Rangers paid so much to get him, he is there for the foreseeable future.

      • November 25, 2013 at 1:11 pm
        Agent says:
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        Ron, Who has been proven right on this disaster? You don’t listen to me, Sargeant, FFA, Integrity, Jack, Bob and just keep on with your line about reading comprehension. If we give you the Conservative viewpoint, you tend to disagree 90% of the time and then somehow blame Republicans for the mess made. Conservatives are not capable of making a mess this colossal and should not be blamed. I see some who say the Republicans should offer a plan to save the day. They were told to get lost and we don’t need your ideas or plan. This is a 100% Democrat mess and it won’t be cleaned up anytime soon unless the whole deal is scrapped and an admission is made it was a huge mistake and replaced by something that makes sense. I don’t look for the President to ever admit his plan was bad for the country so here we are still arguing over a failed law.

        • November 25, 2013 at 2:01 pm
          Ron says:
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          Agent,

          I will ask one more time; when did I EVER state that I support this law? Why do you keep providing more evidence of your poor reading comprehension? I just stated multiple times that I agree with Sarge’s and the Republican solutions to helath care. Did you miss that part of my posts? My problem with the Republicans is simple; they should have implemented these solutions when they were in power, period.

          Please provide one example where I have disagreed with a fiscal conservative viewpoint. I needed to specify fiscal because I am admittedly against most of the social platforms of Conservatives because they are an infringement upon the rights of citizens. It should be easy if I disagree with the Conservative viewpoints 90% of the time.

          I am not arguing about the law, just my frustration with the poor reading comprehension of you, Sarge, and other righties on this blog.

    • November 25, 2013 at 2:55 pm
      Agent says:
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      Actually Ron, I would like your father in law a lot since he can see right through you. If your figures are right about Reagan, you might want to check on where that spending came from. Do you not remember Tip O’Neil (D) welching on his spending agenda during the Reagan years? By the way, assuming I accept your figures on $1.86 Trillion for 8 years, that would average a little more than $232 Billion per year which is a far cry from the $6 Trillion your President has rung up in about 5 years or about a $1.2 Trillion annual average. $232 Billion average looks pretty good to me compared to the out of control spending we have today. You must have been studying that new Core Curriculum in school to give out this nonsense? I don’t have to debunk your post because you did it for me. Ronnie would have had to be in office 25 years to equal what this guy has done in a little more than 5.

      • November 25, 2013 at 3:21 pm
        Libby says:
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        Well, Agent, you only helped to prove our point. $1,86T adjuster for inflation would be $5.1T today. Not much different that $6T. You’re not too good at math. Are you sure you have an Economics degree?

        • November 25, 2013 at 3:51 pm
          Ron says:
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          Libby,

          Agent has shown zero evidence that he has an Economics degree. I would be happy if he utilized some data and/or statistics or other evidence to support his positions along with a cited source. I could only imagine how quickly I would have been thrown out of the Economics program if all I said was, “Friedman is good and Keynes is bad”.

          • November 25, 2013 at 5:40 pm
            Agent says:
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            Actually Ron, you should have provided your professor some metrics on why Keynes was bad and Friedman was good. I did and got an A for doing it. My professor gave us info and we wrote a paper on it. He agreed 100% that massive Keynsian spending, priming the pump for the economy was a bad thing to do and he was absolutely correct in view of the reality facing this country of $17 Trillion in debt. It is too bad that your pea sized brain does not recognize the fallacy of Keynes and his theories.

          • November 25, 2013 at 6:14 pm
            Ron says:
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            Agent,

            President Reagan incorporated some Keynesian economics too. Are you prepared to call him a pea brain?

            http://economistsview.typepad.com/economistsview/2012/06/paul-krugman-reagan-was-a-keynesian.html

            http://www.bloomberg.com/news/2011-06-21/ronald-reagan-s-accidental-keynesian-stimulus-echoes.html

          • November 26, 2013 at 7:41 am
            Ron says:
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            Agent,

            Congratulations on getting an A on a paper that supported your professor’s point of view. What a good little lemming. I have written papers that go against my professors beliefs and have gotten A’s because they were well thought out and supported by data, statistics and facts. I did not always convince them to change their minds, but I did provoke them in a positive way and they appreciated the work and research I did.

            Did your paper include any data and statistics? Did you cite your sources?

      • November 25, 2013 at 3:38 pm
        Ron says:
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        Agent,

        Have you renounced your citizenship and moved out of the country? If not, President Obama is your President too. Like it or not.

        Do not question my figures that I provide with a cited source unless you provide your own with a cited source.

        You did not debunk my premise that Conservative Republican President Reagan DID NOT LOWER SPENDING AND DEBT. I do not care why. If President Obama is responsible for spending, debt and deficit, so is President Reagan, period.

        Here are some more eye opening numbers about our debt by party. Since President Carter, Democratic Presidents have added a toal of $6.776 trillion and Republican Presidents have added $9.263 trillion. By average per year, Democratic Presidents have added $423.5 billion per year and Republican Presidents have added $463.15 per year.

        http://useconomy.about.com/od/usdebtanddeficit/p/US-Debt-by-President.htm

        Please tell me again why we should elect more Republican Presidents if we are trying to lower our debt?

        • November 25, 2013 at 4:28 pm
          Libby says:
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          Because me say:

          Republicans = Friedman
          Democrats = Keynes

          Friedman good. Keynes bad. Ugh.

          • November 25, 2013 at 5:36 pm
            FFA says:
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            Libby, I club you over head. Drag you back to cave by hair. Grunt…

          • November 26, 2013 at 9:08 am
            Libby says:
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            Oh, FFA. You sweet talker, you.

        • November 25, 2013 at 5:45 pm
          Agent says:
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          Libby, I hate to disappoint you, but Progressives on both sides of the aisle have subscribed to Keynes theories. We have a bunch of RINO’s that have bought into it as well. The best examples are McCain and his joined at the hip mate Lindsay Graham followed closely by McConnell. They are all for big spending government and all should say bye bye since they are part of the problem, not the solution.

          • November 25, 2013 at 6:44 pm
            Ron says:
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            Agent,

            Are you going to respond to my post that shows Republican Presidents have added more to the debt than Democrats that include Presidents Carter and Obama?

            You mean Progressives like Presidents Reagan, George H.W. Bush and George W. Bush. They have all incorporated some form of Keynesian economics.

            I have a feeling that they would be greatly insulted by you for referring to them as Progressives and/or RINOs.

          • November 26, 2013 at 9:11 am
            Libby says:
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            Agent, that’s because the Dems and RINO’s, as you call them, always inherit a financial disaster from the Reps. The theory is you use Keynsian theories when the economy is sluggish to get it going and then Friedman’s theories when it’s doing well. It’s appropriate to incorporate both theories in a well-developed and balanced economic plan. There. And I don’t even have an economics degree.

  • November 25, 2013 at 11:10 am
    Nan says:
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    So, the republican governors “snub” the president when he reaches out to address a problem then they whine that he doesn’t reach out to them about anything. Geesh… are they all schizophrenic? Maybe those states need to start electing people who are capable and willing to find solutions to issues instead of whining about everything! Maybe Santa can deliver a new attitude to the gop for 2014.

    • November 25, 2013 at 12:26 pm
      Libby says:
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      Not schizophrenic. Sophmoric.

    • November 25, 2013 at 1:03 pm
      Agent says:
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      Actually Nan, the Republican governors have done an excellent job managing their state’s budgets and they were quite correct to reject the Medicaid expansion since that will kill their budgets in the near future. Whatever snubs they have done was well deserved. Even Democrats are very unhappy with recent events and 39 of them voted for a fix on the cancellation issue. More will be joining the party soon since they have re-election issues and they will be blamed for the disaster of Obamacare.

      • November 25, 2013 at 3:22 pm
        Libby says:
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        Dream on, Agent. Me thinks you are in for a rude awakening.

        • November 25, 2013 at 4:04 pm
          Agent says:
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          Libby, you should review the comments of some Democratic House and Senate candidates sometime. They can run from this issue, but they can’t hide and that is why many are in favor of repeal now. The next effort will be lead by Democrats, not just Republicans. They are unwilling to fall on their sword for this Socialist in Chief.

          • November 25, 2013 at 4:31 pm
            Libby says:
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            Agent – I don’t care if both parties flip flop on their views. The American people are not a stupid as you think. They see both parties stonewalling and not doing their job looking after the country. Both parties will be shaken up come election time. Besides, they can vote repeal all they want. It will be vetoed by Obama. Let’s spend the time fixing it. Not doing more of the same and expecting a different result.

        • November 25, 2013 at 4:27 pm
          FFA says:
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          I don’t know Libby…. Durbin taking heat in IL. Gonna be interesting. People in DC need to be fired. Anyone on the ballot got to be nervous. Maybe no Unemployment money left for them.

          • November 25, 2013 at 4:29 pm
            Libby says:
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            Yes, I agree, FFA. But that means ALL incumbants, not just the Democrat ones.

          • November 25, 2013 at 5:28 pm
            FFA says:
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            Yes it does… The Fire them all movement is gaining momentum.. Everyone of them needs to be held accountable. Even OBama himself.

          • November 25, 2013 at 5:49 pm
            Agent says:
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            Libby, the people have been stupid the past two presidential elections. They woke up to some degree in the mid terms of 10 and then went right back to being stupid in 12. Now, they are fully awake when this government is in charge of getting their healthcare policies cancelled. That is getting into their pocket books big time. With the President’s approval rating and competence in the toilet and getting worse, there will be hell to pay in 14.

          • November 25, 2013 at 9:30 pm
            Celtica says:
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            Agent: Back at ya for the 2000 and 2004 presidential elections.

          • November 26, 2013 at 12:26 pm
            Agent says:
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            FFA, How did the land of Lincoln end up with such a raft of bad politicians? Durbin is particularly nauseating and we know how Chicago is and how it has spawned leftists and crooks and community organizers.

          • November 26, 2013 at 12:55 pm
            FFA says:
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            Agent, I just don’t know the answer to that. Capone set the tone back in the day.

            I know your not a Rahm fan, but he does have crime stats down and graduation rates up. Seems to somehow got a gang truce in effect for Safe School Passage as I have not seen one killing during safe passage hours on the news. Nor has the predicted gang violence bled into the schools as a result of him closing the schools. Seems kids are there to learn which is a change of pace from the prior norm. Crooks like Blago got things done on the play to pay basis. One that stick n my head was the timely construction of the hospital. Open Road Toll would be another. If he were still in play, I am sure we would have land based casinos at Navy Pier.

            One solid year does not make for the entire term, but progress is being made.

            Next up – union thugs at McCormick Place before that becomes a useless structure. Rosemont seems to be making a major play for the Convention business. Of course, Vegas & FLA have taken some of that from Chicago already.

    • November 25, 2013 at 2:58 pm
      FFA says:
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      I missed the part about reaching out to governors. I though it stated they were reaching out to Ins commissioners.

      If I were a Gov, I would stay out of the way of this train wreck.

      • November 25, 2013 at 3:58 pm
        Agent says:
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        FFA, there are 30 Republican Governors in this country who are doing a good job for their constituents. I think we agreed that Scott Walker is one of the best. He is doing good with a blue state legislature and a big union presence. What a juggling act he must have. The unions found out he was for real when they tried to recall him for trimming their power. I think the Democrats knew they had to go to insurance companies and commissioners to try to get something done because they knew the Governors would not budge. Why make a trainwreck out of state budgets? It is bad enough on the federal level.

        • November 25, 2013 at 4:23 pm
          FFA says:
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          Walker is doing what needs to be done. Makes the hard decisions that no one else would. No easy way out for him. Roll up the sleeves and take the hard road…

        • November 25, 2013 at 4:37 pm
          Libby says:
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          30 Republican governors and only 19 states with a surplus from the Feds. 50 – 19 = 31 states that receive more in federal spending than they pay in federal taxes. Hmmmm. I wonder if there is a correlation there?

          No thanks. I’ll take my chances on the other side.

  • November 25, 2013 at 1:45 pm
    LiveFree says:
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    The republican vs democrat blame game debate is mind numbing and I don’t see how the party followers don’t notice it. Most of it is just pointing out how the other party’s ideas are terrible and not representing their own parties ideas. When will they start to realize that both parties are right about the other one being wrong? Wake me up then and we can all have a real discussion.

  • November 25, 2013 at 2:38 pm
    FFA says:
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    My comprehension may be off a bit, but I thought Celtica was the last man standing defending this mess and blaming Bush.

    Per Ian Hunter, Your never Alone With A Schizophrenic. Its just another night on the other side of life…

    • November 25, 2013 at 3:24 pm
      Libby says:
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      One of my all time favorites! Cleveland Rocks! Friday on My Mind!

      • November 25, 2013 at 4:03 pm
        FFA says:
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        Libby – I am shocked… BoDeans too???

        • November 25, 2013 at 4:38 pm
          Libby says:
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          I still have to try them out. My girlfriend has Pandora. I’ll ask her to play some for me.

          • November 25, 2013 at 5:25 pm
            FFA says:
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            Go old school. Love/Hope/Sex/Dreams & Black & White their two best efforts. Scattered B side hits through the years (Closer to Free). We have Eddie Money & Blue Oyster Cult coming to town in December on the same stage.

          • November 26, 2013 at 9:12 am
            Libby says:
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            Sweet! I remember roller skating to Don’t Fear the Reaper. I’m really showing my age, aren’t I?

          • November 26, 2013 at 9:23 am
            Ron says:
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            I need more cowbell!!

          • November 26, 2013 at 11:00 am
            FFA says:
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            I saw BOC in their hay day in the old Amphitheatre.

        • November 25, 2013 at 5:55 pm
          Agent says:
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          FFA, I don’t know if you are a fan of Hawaii 50, but the great Carol Burnett was on the last show and she still looks good and she sang a song at the end of it and she can still sing as well. I was a big fan when she had her comedy show and with Tim Conway & Harvey Korman, they were the best in the business. I miss shows like that since there is so little worth watching anymore.

          • November 26, 2013 at 10:54 am
            FFA says:
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            Yes Agent, In my opinion, that was a good one. Watch that all the time.
            Growing up as a kid, always watched that show. I believe it was Sunday night. I was expecting the little ear tug at the end of her song, but didn’t come.

            Cleaning up my parents house, just came across an Englebert Humperdink Cassett.

            We have some awesome talent coming into town the next two months. Frankie Valley tribute to name a few.

    • November 25, 2013 at 4:00 pm
      Agent says:
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      You are right FFA. Even Libby has cooled her heels somewhat. Celtica just goes off blaming Bush for wars and ignores what this President has been doing. What a one track mind. Frankly, it is tiresome and she should just go away.

      • November 25, 2013 at 4:39 pm
        Libby says:
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        I think Celtica would agree that we feel the same about some on your side, too.

  • November 25, 2013 at 2:46 pm
    FFA says:
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    No need for Tort reform. Just read this article posted in the Mid West section today.

    $15 Million Awarded in Illinois Childbirth Death Lawsuit.

    West Chester is Cook County.

    • November 25, 2013 at 2:58 pm
      Agent says:
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      FFA, I read an article today that the State of Illinois is having trouble paying its bills yet again. They were flush with tax revenue for a short while and now that it has slowed down, vendors are being slow paid again. Is that right?

  • November 25, 2013 at 3:08 pm
    FFA says:
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    Agent… Again??? Gay marriage was more important then the budget issues. Only thing that I know of that was flush was political careers in toilets.

    I don’t watch the news much any more as it just bugs the crap out of me. Sports on ABC – Mark Giangreco best in the biz. WGN in the AM while I am getting ready for the day.



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