Top 10 Causes of Workplace Injuries

January 16, 2015

  • January 16, 2015 at 2:46 pm
    Agent says:
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    In my view, newly hired and not trained employees should be right up there with the other categories as reasons why employees are injured on the job. They will have all the types of injuries listed and inexperience will lead to those injuries.

    • January 16, 2015 at 4:30 pm
      Rosenblatt says:
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      All depends on the industry, though, right? I mean, if someone starts a new job as an insurance agent, “inexperience and poor training” wouldn’t be a likely excuse for a W/C claim. Now if you’re working in a warehouse and operating heavy machinery, then I’m with you – inexperience and poor/no training will very likely result in a higher frequency of W/C claims.

      • January 20, 2015 at 2:59 pm
        Agent says:
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        Yes Rosenblatt, there is a reason why Clerical & Sales have the lowest WC rate. Not much exposure for those classes. Industrial, Construction, Manufacturing which the employees do manual lifting or work machines have the most injuries and inexperienced people hired because of growth are susceptible to frequency issues.

      • January 22, 2015 at 9:53 am
        Risky Business says:
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        That would certainly depend on the types of tasks the “insurance agent” would have to do. If perhaps the agent needs to climb a ladder to an upper level for audit purposes, then he/ she should be trained on fall protection, ladder setup…
        In the same light, if the agent is parked behind a desk keyboarding and using the phone all day. Ergonomics would play a large part in injury prevention. So yes… training is still a very important part in most any job position.

        • January 22, 2015 at 11:18 am
          Agent says:
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          Risky, do I detect a bit of sarcasm in your post?

          • January 22, 2015 at 1:54 pm
            FFA says:
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            Risky, different class codes for the two different job descriptions exist for that very reason.

          • January 23, 2015 at 10:24 am
            Agent says:
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            Hi FFA, how about a good one for Friday?

            Title: A Dying Priest’s Last Request

            In Washington D.C., an old priest lay dying in the hospital. For years, he served the people of the nation’s capitol and was well known among the elected officials. He motioned to the nurse to come near.
            Yes, Father? said the nurse.
            I would like to see President Obama and Senator Reid before I die, whispered the priest.
            I will see what I can do Father, replied the nurse.
            The nurse sent the request to the President and Reid and waited for a response.
            Soon the word arrived; the President and Reid would be delighted to visit the priest.
            As they went to the hospital, Obama commented to Reid, I don’t know why the old priest wants to see us, but it will certainly help our images. Reid agreed that it was good for them.
            When they arrived at the room, the priest took Obama’s hand in his right hand and Reid’s in his left. There was a look of serenity in the priest’s face.
            Finally, President Obama spoke. “Father, of all the people you could have chosen, why did you choose us to be with you as you near the end?
            The old priest slowly replied, “I have always tried to pattern my life after our Lord and Savior Jesus Christ”.

            Amen, said Obama.
            Amen, said Reid.

            The priest continued, “Jesus died between two lying thieves; I would like to do the same”.

          • January 23, 2015 at 4:22 pm
            Libby says:
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            FFA – the insurance agent would still be classified as Outside Sales whether he climbs a ladder to inspect a roof or not. So the class doesn’t always address every exposure to risk. That’s Risky Business’ point. You would train that insurance agent on fall protection and a desk jockey on ergonomics. You can’t tell me training isn’t the key to loss prevention. Regardless of the class code.

    • January 19, 2015 at 3:09 pm
      Libby says:
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      Actually, inexperience is not the root cause of the loss with new hires. It’s lack of training. Address your training and orientation program and you can hire all the inexperienced workers you need.

      • January 20, 2015 at 3:02 pm
        Agent says:
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        I agree that training is the big issue. However, there is a learning curve before the new employees can do their job safely. Some of my customers had their worst experience on the brand new employees getting hurt within a few weeks of hire.

        • January 20, 2015 at 3:51 pm
          Libby says:
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          I agree. I have client who is a new start-up warehousing operation. They have hired 500 people in the last 6 months and are looking to double that shortly. They can’t get the bodies in fast enough. Needless to say, we are working with them on orientation, training, and a buddy/mentoring system for new hires along with a strong return to work ethic so we can prevent our claims from getting out of control. It’s actually been alot of fun working with them.

          • January 20, 2015 at 4:52 pm
            Rosenblatt says:
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            Whoa. Wait a minute, excuse me – hold on. Did Agent, Libby AND Rosenblatt all just agree on something? Can we mark down this date and time in our record books so we don’t forget it is possible that we can all agree on a topic every now and again? :D

          • January 20, 2015 at 5:22 pm
            Agent says:
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            Rosenblatt, as long as the discussion is on P&C, agreement is more likely. When the subject matter is on social issues, Healthcare etc., it rapidly deteriorates into name calling and credits deducted. I wish there were more articles on P&C that we deal with daily and we would all get along better.

          • January 22, 2015 at 1:55 pm
            FFA says:
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            See Rose, Blue Moons happen..

  • January 19, 2015 at 2:08 pm
    An Actuary says:
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    “OSHA reports workplace fatalities have been reduced by more than 65 percent and occupational injury and illness rates have declined by 67 percent. At the same time, U.S. employment has almost doubled.”

    Isn’t that rather misleading? Hasn’t employment stagnated or even shrunk in the industries that tend to produce workplace fatalities? Did OSHA really expect all these call center jobs to have the same rate of workplace fatalities as the old manufacturing jobs that we’ve exported?

    • January 20, 2015 at 3:06 pm
      Agent says:
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      Actuary, there has been a lot of industrial jobs exported to other countries because of cheaper labor, production costs and taxation. This country is becoming more like a service economy. It is really kind of sad that we don’t make much anymore.

  • January 20, 2015 at 1:37 pm
    Richard G says:
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    No falls to higher level, huh?

  • January 23, 2015 at 8:38 am
    Parker Beauchamp says:
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    This is a great piece that highlights an important topic. Another consideration to help companies prevent on-the-job injuries is hiring based on skill set, experience and overall wellbeing. When businesses conduct background checks, they should be cognizant of any previous workers’ comp claims made by each candidate. If the company hires someone that made a claim in the past—and that same employee re-aggravates their previous injury—the company can go back or cost-share the claim with the previous carrier (if the employee had one.)

    Many of the most common workplace injuries can be prevented through advanced planning, communication and training. Risk management solutions (e.g. hiring protocols, establishing clear safety procedures, proper training, and maintaining a clean and organized work environment), are vital to prevent on-the-job injuries.

    • January 23, 2015 at 9:50 am
      Agent says:
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      Parker, I am a big fan of trade schools who teach several trades, safety, personal protective equipment use etc. When the person applies for a job, all he/she needs to do is get acclimated to his/her specific job and follow his/her supervisors instructions. Unfortunately, we see more and more young people who really don’t want to work, are unreliable, get injured because they didn’t follow safety procedures.

      • January 23, 2015 at 2:43 pm
        Rosenblatt says:
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        ‘Unfortunately, we see more and more young people who really don’t want to work, are unreliable, get injured because they didn’t follow safety procedures.

        …and those damn young whippersnappers won’t stay off my lawn either!

        • January 23, 2015 at 4:40 pm
          Agent says:
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          Rosenblatt, did you really say this or has your moniker been stolen like mine was? This doesn’t sound like your language.

    • January 23, 2015 at 4:27 pm
      Libby says:
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      Parker – you can not go back a previous employer for contribution in every state. In many, you get them as you hired them. In others there many be a second injury fund. WC is state specific, so there are no one-size fits all answers when it comes to that.

  • January 23, 2015 at 4:28 pm
    Libby says:
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    I feel shades of booger on IJ these days! Missed ya pal!



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