So, we’re spending about $27 billion on the subsidies alone. How many of the 9.9 enrolled were covered elsewhere prior to buying on the exchange and how many were Medicaid-eligible prior to the ACA? Just a few basic questions, methinks, especially since health care costs and insurance premiums are on the rise.
Tell me again how the ACA is going to reduce the deficit and bend the health care cost curve down.
If you want the government to be the only option for your health care please do not insult our veterans who have endured the consequences of the horrible healthcare offered by the VA.
Exactly, Patriot. Those poor Veterans in there later years are really getting the worst of a socialist plan. I feel SO bad for them. My dad was in WWII – he was in Normandy – a paratrooper. When he became ill with cancer back in the 80s he never, ever wanted to go to a VA hospital. I guess the were pretty bad back then too.
I just looked at your link. We are so screwed. My boss is now paying $700 a month for my insurance. I hate to think of what it might be next year. And, he’s already told me that if it keeps going up I’m going to have to contribute to the premium. Affordable Care Act, my a$$.
I’m not sure why I keep repeating myself, but here goes.
The VA system is not all bad. Yes, there are some facilities that do piss poor work and are horrible people. However, it has been my experience that there are EXCELLENT hospitals and doctors offices in the VA. Both my father and my husband have used the VA and were treated wonderfully. I would have no problem going to a VA clinic.
KY, its just like everything else in this world, only the bad get the pub. Its a shame how a few drag down the entire system.
September 10, 2015 at 1:32 pm
Patriot says:
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KY with all due respect to your father and husband who both served our country and deserved the highest quality healthcare the VA’s IG July report summarized a government system that is so incompetent thousands of veterans possibly as high as 307,000 or 35% of 867,000 pending enrollees may have died waiting for VA benefits. The record keeping is so poor no one can determine a precise number. http://www.washingtonexaminer.com/confirmed-one-third-of-the-vets-on-vas-waiting-list-are-dead/article/2571313
September 10, 2015 at 3:04 pm
Agent says:
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Patriot, you are 100% correct on the VA. Only three of the perps in the VA have been fired for wrongdoing. To say their record is abysmal is putting it mildly. Socialized medicine will never work and the VA is the best example.
September 10, 2015 at 4:39 pm
integrity matters says:
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Hey Sally, Obama promised significant savings for everybody from the start. Another lie.
I’m not sure what fantasyworld you live in, but costs will continue to rise. Obamacare did nothing to fix the real problems with the healthcare cost drivers. Instead, he added millions of chronically sick people into the mix.
Most people can figure out the math that high costs plus worse loss experience does not equal lower premiums.
Becoming a republican means denying a part of yourself that the government basically intentionally created.
I would know, I did it. The allure is powerful. I hate power at this point, because I know how I was owned.
There’s no denying what these folks do. I don’t care what happens, I will never vote democrat, due to how they get power.
September 14, 2015 at 11:37 pm
UW says:
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We won’t see a decrease with Obamacare.That was never the point. The point was to slow down the rate of increase in the rates, and to cover more people. With an aging population the rates should go up. Under the ACA the rate of increase has slowed down significantly, even with the Republican states doing everything they can to sabotage it.
Too bad the trend over 20 years has never shown that, and for the last 20 years democrats have tried to say that a random explosion was occurring or would soon be occurring from the older generation.
You’re falling for an old trick. The same lie as to why the labor participation rate is going down. This isn’t a new lie. I posted numbers on that as well, showing that older people in the 60+ range has gone up in the work force, as in the aren’t retiring and the percentage of those working hit hardest is 24-54. The working age.
What we have now is a shrinking working economy, and various factors which should be causing deflation. However, we are pumping out money causing absurd inflation, regardless of the factors the government uses to weigh inflation (which are horrible) the cost of living has exploded. Rent, etc. In 2003 the cost to rent a 2 bedroom in my area was $500. It is now $1000 at the cheapest, and that is for a crap unit. That is a doubling. It has been $1000 since 2010. I know this sounds off topic, but connect the dots for your party. They always lie and they are responsible for most this mess. Not republicans.
And republicans do not try to sabotage health care. They had multiple options.
You want to know why the government propped up the housing market? For property taxes. That is the reason. Secondarily some of them had friends in big banks. These were democrats sabotaging the housing market. But you don’t hold them accountable for that. It must have been with good intentions to keep the housing costs high correct? They even said that was their goal. Explain to me why the housing costs should be kept high. How this relates to above is the democrats actually do sabotage things. The republicans disagree, democrats literally sabotage. Disagreeing is not sabotaging. Unless you can prove to me that their plans would have done similar things to the above that democrats did with housing, it would be a difference of how best to do something. Not sabotaging which you can literally see above the democrats did to fill government coffers.
Bob, your link on Bawney Frank was good. However, he is a lying, thieving Progressive Socialist Democrat who also has been guilty of lying to the country. He and Chris Dodds said that Fannie & Freddie were sound and no cause for alarm when they were in charge of monitoring them. Shortly thereafter, the sub prime mess manifested itself and the great recession followed. He should be in prison next to Madoff and take Dodds with him.
September 16, 2015 at 5:13 pm
bob says:
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Agent,
I had another link showing about 15 times Obama said that the purpose of the ACA was to save families $2,500 in premium.
I said to UW really? That was NEVER stated to be the purpose? Because Obama didn’t get that memo.
The second link was Barney Frank to hammer that point home, because even the Liberal Barney Frank said Obama lied about it.
That was the purpose of that link.
September 16, 2015 at 5:50 pm
Agent says:
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Bob, back in the day when Obama was flying all over the country trying to sell Obamacare, he made at least 39 speeches with the same mantra, if you like your plan, you can keep it, if you like your doctor, you can keep him and the average family would save $2,500 per year. He has managed to take lying to an art form. The low information people just ate it up like it was gospel.
September 16, 2015 at 6:35 pm
bob says:
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It is silly isn’t it?
Being democrat to the younger folks is like being on a prestigious team who stopped all racism and hate in the world. It feels good to think of yourself as a good guy against the bad guy.
Also, for many it is solitude from criticism and tough choices.
For example; Following the bible regarding gay marriage.
I’ve looked at many passages. Even being ok with gay behavior is actually not acceptable. It is our job to state that it is wrong. I used to think otherwise but after much reading it’s clear that spreading truth is part of being Christian, and that is hard to do. A kid would have a hard time of it. So they take the path of least resistance thinking they are the good guy. They say they are open minded and love gay people.
We all love sinners. But no other sin do we tell people it is ok to engage in it. None. Or declare ourselves a name based on it proudly.
Would I say I can’t stop lying, I’m a liar and wear it proudly?
I steal and I can’t stop stealing. I’m a stealer.
But in the case of being gay: I’m gay. I’m proud of being gay. Other people need to accept that I’m gay.
…
Yeah.
September 15, 2015 at 2:45 pm
bob says:
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Also, tell that to Barney Frank, who to save his own butt as the public starts to figure this out, called Obama on lying
I know you think you’re well researched UW, but you’re not.
You’re clearly not paying attention. I understand the allure of the democrat party. But I have no clue how they pulled off what they did.
Aren’t you the least bit scared by their power?
I use civil rights often to scare people about democrats. It’s not to call the republicans saints, it’s to point out that the republicans quite the contrary were annihilated in the 60’s and it doesn’t make sense.
Look a LBJ. In public look what he said about black people. They guy was inherently racist. Look at the voting, look at the 1957 bill for civil rights, look at Eisenhower, who said nothing racist. ONE president passed a civil rights bill, finally, after republicans had been pushing for it, and then all the public thought of republicans as racist. They convinced people that the south was bigoted, and there was a flip. One problem here: The Southern states were always republican, even when it was anti slavery, even when it was pro civil rights. If they wanted to switch to a bigoted party, they would have switched democrat to try and stomp out the civil rights. Instead, the democrats actually have people convinced the southerners are racist homophobes, and that those type of people are the republican party.
That is power. That is wrong. That is the political party who reigned supreme in the house and senate for 40 years after they pulled that off.
That is what to fear. Go research it yourself. These are plain facts. Then consider how you were indoctrinated to the left. It wasn’t chance. It happened in school. These guys have innate power that needs to be broken.
Actually Yogi, 6 million had the policies they liked cancelled and were forced to try Obamacare because the market had no alternative to offer. Also, many pools were closed down who insured the problem health people that could not previously get coverage in the standard market. That threw all the chronically sick into Obamacare/Medicaid and they are having so many claims, the whole system is screwed up and no wonder the rate increases going on across the country with some in the mid 30% range. Thank you Obamacare!
Agent; yes, I was too lazy to look up the exact numbers.
In addition to what you wrote, the ACA social insurance program pool has also been distorted by removal of some good risks who were granted exemptions; e.g. unions, ‘favored’ companies. Those are relatively good risks compared to others because those workers are generally more healthy than the unemployed or disabled (your term: ‘chronically sick’). With those 2k or so entities granted exemptions from the ACA, the needed average rate for the risks subject to the ACA (‘residual pool’) will increase.
Why didn’t Jonathan Gruber project this would happen when exemptions were granted? (sarcasm intended)
Yogi, new bulletin just received from Blue Cross. They got hacked yet again and in upstate New York had 7 million customers personal information hacked including Socials, dates of birth etc etc. After the last incident, apparently their geeks didn’t improve the firewalls or site security. It doesn’t give one a warm fuzzy feeling when hackers have a field day with a company, does it?
They should have hired the geeks who wiped Clintons server clean. Seems they are very good at protecting data from ‘prying eyes’.
September 14, 2015 at 11:39 pm
UW says:
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If their policy was cancelled, and there was no alternative, that means they had an absolute horseshit plan, that covered almost nothing. Every study has showed that the “cancelled” policies offered minimal, substandard coverage.
The increase in the premiums was already expected to increase dramatically because of the aging population. The ACA has significantly decreased the rate of increase, or the second derivative, all while covering far more people, providing better coverage, and making the policies in effect much better.
I see you are a disciple of Jonathon Gruber UW. His lies have already been exposed. The increase in premiums are the result of Obamacare and taking in all the habitually ill and putting them in with the healthy.
The coverage is not better for the average American, and those Americans who chose cheap plans CHOSE them. That’s their choice. You don’t get to police choices, AND call yourself a liberal who is open minded.
You’re twisted in yourself the same way every college aged kid is.
Moving on: You should NOT instinctively trust the studies on the ACA, but should look at the methodology. Many have shown this is a bad plan and is NOT lowering, but rather increasing premiums.
The CBO itself said the democrat plan would increase premiums and spending.
The CBO itself said the republican plan would decrease it.
While this is from the republican webpage, they are quoting a CBO report.
The ability to force people to buy insurance (more people insured) is not in itself a benefit unless it actually brings down the premium, or lowers spending, which the CBO bluntly says it doesn’t do.
You are twisting what the plan is doing.
The ACA compared to the Republican plan increases premiums despite eliminating choice. That is the worst of all worlds.
Forcing people to buy insurance is not a benefit.
Talking about their crap policies doesn’t help people as a whole, since those people who don’t have crap policies aren’t being helped either as you attempted to claim.
If they want their policies like crap, you don’t get to say how affected people are per their choice.
Now the rest of us who do want policies, our policies are more expensive.
Bob, let’s not forget how the tax penalty keeps increasing each year a person doesn’t buy from this Progressive plan. I believe the second year penalty is $695 if I recall.
September 17, 2015 at 5:11 pm
bob says:
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The best part is:
No new taxes to do this. There are all sorts of new taxes as part of Obama’s plan.
I don’t know how people support it over the republican plan.
It takes away freedoms, taxes more, spends more, and doesn’t fix the system in any way.
If we wanted to simply make a subsidy for poor people that wold have been better than this mess.
September 10, 2015 at 4:34 pm
integrity matters says:
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Let’s not forget that these numbers INCLUDE people that registered for Medicare. Those people would have qualified for Medicare prior to Obamacare. So the REAL number of people who now have health insurance (and didn’t have it or Medicaid previously) is significantly lower.
Figures lie and Liars figure.
Burwell’s comment “Millions of Americans are benefiting from the peace of mind that comes with having quality coverage at a price they can afford,” is a hoot. Straight from the media BS playbook.
I’m sure there are some that are sleeping better because they “have” insurance. I am also sure there is probably an equal or greater number that cannot afford being forced into buying the coverage and were okay with that because they were reasonably healthy.
integrity, let’s not forget the people who applied, found out their deductibles and out of pocket was two to three times higher than their old policies. Many people cannot pay a $3,000 deductible before coverage kicks in. They have to arrange a pay plan just on the deductible and really don’t have coverage unless it is a serious illness or injury. I really can’t see many people having peace of mind with this monstrocity. I think Burwell got her talking points from Jonathon Gruber.
Everyone who has worked in insurance for more than a nanosecond knows the shell game of raising a deductible to lower a premium, to appease a customer.
The tough thing to do is reduce or control underlying claim costs.
What WAS done by the White House and Gruber was ‘over-lying’ about future premiums under the ACA.
Yes, they talked a good game, didn’t they and the low information voters fell for it hook, line and sinker and now reality has set in big time all across the country.
Now that the plan is an abysmal failure, they call for Republicans to come up with a plan or they say it is just proof that we need single payer in this country. Idiots, all of them.
Not true about Medicare; it was expanded greatly, except in some Republican states, where they want to destroy the program, and have refused the money to expand the program.
You are as goofy as they come. Do you not know the difference between Medicare and Medicaid? If southern states expanded Medicaid, they would be on the hook for it in the future and their budgets would be decimated.
Texas Agent, very few in the Federal government ever get fired. They simply retire with a pension and medical coverage for life. On another note I read yesterday that according to data published by the Bureau of Labor Statistics, government jobs now outnumber manufacturing jobs by nearly 1.8 to 1. Almost 22,000,000 people work for local, state, and federal agencies, compared to 12,329,000 workers in the manufacturing sector.
Patriot, I saw that stat as well. We have a very entrenched bureaucracy in this country which is added to with every passing administration. Obama has created jobs in this country, government jobs. With all the scandals associated with IRS, EPA, VA and other departments and agencies, we don’t get much bang for our bucks. They are agenda driven and inefficient and the waste is enormous. Manufacturing employers have seen the handwriting on the wall and have re-located to Mexico, China primarily where they can operate and make some money. All this because our corporate taxes are the highest in the developed world and we regulate heavily.
Agent, and no one is held accountable for any of the scandals. The incompetency and the disregard for the rule of law is deplorable. The ACA is already having a detrimental impact on our country that will only embolden the growth of more government control over our lives. Unfortunately the worse is yet to come.
Patriot, one thing to be thankful for is that so far, no one has set off a bomb on our soil this year on 9/11.
I think once that Progressive Democrats saw that they could get away with things, lie unmercifully and that people weren’t paying attention, it gave them license to do just about anything and not get prosecuted for it. Look at what Hilliary has done. She keeps saying it was allowed to have a personal server to house state secrets. Allowed by who? We do have laws and she violated at least 12 of them, but she is Hilliary and above the law, in her mind. I hope Trey Gowdy tears her a new one when she appears in October.
September 17, 2015 at 5:49 pm
Agent says:
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Patriot, did you see the other article on Jay Fishman of Travelers about all the start ups going offshore because of the more favorable tax treatment they get and less regulation? It is absolutely true and insurance companies are no different than manufacturing regarding the onerous taxes imposed by Progressive Socialist Democrats.
Agent- I read the article. I’ve had the pleasure of hearing Mr. Fishman speak on several occasions . He is a true visionary and a great leader. To your point on the offshore start ups. Look at the growth of the reinsurance sector in Bermuda. Not one new reinsurance company has been formed in the US since 1975. The Progressives do not understand capital will seek its lowest cost of entry. The US was once the leader in the new business formations we now have more businesses dying than being formed.
September 14, 2015 at 11:42 pm
UW says:
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How the fuck do you people make a living in the insurance industry? Most of the comments here are completely wrong, and not even close to reality. I get a lot of people don’t work in the health industry, but even the statements about how it works makes me really question what they know about insurance in the most basic way.
Bob, pay UW & Confused no mind. They are nasty individuals who spout off their Progressive nonsense. They are Obama lovers and he can do no wrong in their eyes and they don’t think he lied for a solid year about his plans.
So, we’re spending about $27 billion on the subsidies alone. How many of the 9.9 enrolled were covered elsewhere prior to buying on the exchange and how many were Medicaid-eligible prior to the ACA? Just a few basic questions, methinks, especially since health care costs and insurance premiums are on the rise.
Tell me again how the ACA is going to reduce the deficit and bend the health care cost curve down.
Health insurance premiums see smallest increase in 15 years
http://money.cnn.com/2012/11/14/pf/health-insurance-premiums/
It has bent the curve, but we won’t see an actual decrease until we move to single payer. Baby steps, but still steps.
In the wrong direction…
Sally is not mentioning the projected increases for 2016 which are projected to be as high as 60%.
http://forbes.com/sites/realspin/2015/06/10/why-are-the-2016-obamacare-rate-increases-so-large/
If you want the government to be the only option for your health care please do not insult our veterans who have endured the consequences of the horrible healthcare offered by the VA.
Exactly, Patriot. Those poor Veterans in there later years are really getting the worst of a socialist plan. I feel SO bad for them. My dad was in WWII – he was in Normandy – a paratrooper. When he became ill with cancer back in the 80s he never, ever wanted to go to a VA hospital. I guess the were pretty bad back then too.
I just looked at your link. We are so screwed. My boss is now paying $700 a month for my insurance. I hate to think of what it might be next year. And, he’s already told me that if it keeps going up I’m going to have to contribute to the premium. Affordable Care Act, my a$$.
I’m not sure why I keep repeating myself, but here goes.
The VA system is not all bad. Yes, there are some facilities that do piss poor work and are horrible people. However, it has been my experience that there are EXCELLENT hospitals and doctors offices in the VA. Both my father and my husband have used the VA and were treated wonderfully. I would have no problem going to a VA clinic.
KY, its just like everything else in this world, only the bad get the pub. Its a shame how a few drag down the entire system.
KY with all due respect to your father and husband who both served our country and deserved the highest quality healthcare the VA’s IG July report summarized a government system that is so incompetent thousands of veterans possibly as high as 307,000 or 35% of 867,000 pending enrollees may have died waiting for VA benefits. The record keeping is so poor no one can determine a precise number. http://www.washingtonexaminer.com/confirmed-one-third-of-the-vets-on-vas-waiting-list-are-dead/article/2571313
Patriot, you are 100% correct on the VA. Only three of the perps in the VA have been fired for wrongdoing. To say their record is abysmal is putting it mildly. Socialized medicine will never work and the VA is the best example.
Hey Sally, Obama promised significant savings for everybody from the start. Another lie.
I’m not sure what fantasyworld you live in, but costs will continue to rise. Obamacare did nothing to fix the real problems with the healthcare cost drivers. Instead, he added millions of chronically sick people into the mix.
Most people can figure out the math that high costs plus worse loss experience does not equal lower premiums.
Nothing at all to do with the ACA. Have you researched this?
I am not finding the link right now, but one of the fact check sites already reported on this, and the reason why.
The ACA was not it. The recession had a huge affect into it. Remember the worries about “deflation”? This was part of it.
The ACA has had no affect on lowering premiums.
http://www.nationaljournal.com/health-care/2014/01/06/recession-not-obamacare-is-slowing-health-spending
Read and learn.
Bob, don’t expect UW to learn anything from your link. He is convinced like the other low information idiots who think Obamacare is wonderful.
Agent,
Becoming a republican means denying a part of yourself that the government basically intentionally created.
I would know, I did it. The allure is powerful. I hate power at this point, because I know how I was owned.
There’s no denying what these folks do. I don’t care what happens, I will never vote democrat, due to how they get power.
We won’t see a decrease with Obamacare.That was never the point. The point was to slow down the rate of increase in the rates, and to cover more people. With an aging population the rates should go up. Under the ACA the rate of increase has slowed down significantly, even with the Republican states doing everything they can to sabotage it.
Too bad the trend over 20 years has never shown that, and for the last 20 years democrats have tried to say that a random explosion was occurring or would soon be occurring from the older generation.
You’re falling for an old trick. The same lie as to why the labor participation rate is going down. This isn’t a new lie. I posted numbers on that as well, showing that older people in the 60+ range has gone up in the work force, as in the aren’t retiring and the percentage of those working hit hardest is 24-54. The working age.
What we have now is a shrinking working economy, and various factors which should be causing deflation. However, we are pumping out money causing absurd inflation, regardless of the factors the government uses to weigh inflation (which are horrible) the cost of living has exploded. Rent, etc. In 2003 the cost to rent a 2 bedroom in my area was $500. It is now $1000 at the cheapest, and that is for a crap unit. That is a doubling. It has been $1000 since 2010. I know this sounds off topic, but connect the dots for your party. They always lie and they are responsible for most this mess. Not republicans.
And republicans do not try to sabotage health care. They had multiple options.
You want to know why the government propped up the housing market? For property taxes. That is the reason. Secondarily some of them had friends in big banks. These were democrats sabotaging the housing market. But you don’t hold them accountable for that. It must have been with good intentions to keep the housing costs high correct? They even said that was their goal. Explain to me why the housing costs should be kept high. How this relates to above is the democrats actually do sabotage things. The republicans disagree, democrats literally sabotage. Disagreeing is not sabotaging. Unless you can prove to me that their plans would have done similar things to the above that democrats did with housing, it would be a difference of how best to do something. Not sabotaging which you can literally see above the democrats did to fill government coffers.
Bob, your link on Bawney Frank was good. However, he is a lying, thieving Progressive Socialist Democrat who also has been guilty of lying to the country. He and Chris Dodds said that Fannie & Freddie were sound and no cause for alarm when they were in charge of monitoring them. Shortly thereafter, the sub prime mess manifested itself and the great recession followed. He should be in prison next to Madoff and take Dodds with him.
Agent,
I had another link showing about 15 times Obama said that the purpose of the ACA was to save families $2,500 in premium.
I said to UW really? That was NEVER stated to be the purpose? Because Obama didn’t get that memo.
The second link was Barney Frank to hammer that point home, because even the Liberal Barney Frank said Obama lied about it.
That was the purpose of that link.
Bob, back in the day when Obama was flying all over the country trying to sell Obamacare, he made at least 39 speeches with the same mantra, if you like your plan, you can keep it, if you like your doctor, you can keep him and the average family would save $2,500 per year. He has managed to take lying to an art form. The low information people just ate it up like it was gospel.
It is silly isn’t it?
Being democrat to the younger folks is like being on a prestigious team who stopped all racism and hate in the world. It feels good to think of yourself as a good guy against the bad guy.
Also, for many it is solitude from criticism and tough choices.
For example; Following the bible regarding gay marriage.
I’ve looked at many passages. Even being ok with gay behavior is actually not acceptable. It is our job to state that it is wrong. I used to think otherwise but after much reading it’s clear that spreading truth is part of being Christian, and that is hard to do. A kid would have a hard time of it. So they take the path of least resistance thinking they are the good guy. They say they are open minded and love gay people.
We all love sinners. But no other sin do we tell people it is ok to engage in it. None. Or declare ourselves a name based on it proudly.
Would I say I can’t stop lying, I’m a liar and wear it proudly?
I steal and I can’t stop stealing. I’m a stealer.
But in the case of being gay: I’m gay. I’m proud of being gay. Other people need to accept that I’m gay.
…
Yeah.
Also, tell that to Barney Frank, who to save his own butt as the public starts to figure this out, called Obama on lying
http://www.huffingtonpost.com/2014/08/01/barney-frank-obama-lie_n_5642132.html
Spoken by a hardcore democrat.
I know you think you’re well researched UW, but you’re not.
You’re clearly not paying attention. I understand the allure of the democrat party. But I have no clue how they pulled off what they did.
Aren’t you the least bit scared by their power?
I use civil rights often to scare people about democrats. It’s not to call the republicans saints, it’s to point out that the republicans quite the contrary were annihilated in the 60’s and it doesn’t make sense.
Look a LBJ. In public look what he said about black people. They guy was inherently racist. Look at the voting, look at the 1957 bill for civil rights, look at Eisenhower, who said nothing racist. ONE president passed a civil rights bill, finally, after republicans had been pushing for it, and then all the public thought of republicans as racist. They convinced people that the south was bigoted, and there was a flip. One problem here: The Southern states were always republican, even when it was anti slavery, even when it was pro civil rights. If they wanted to switch to a bigoted party, they would have switched democrat to try and stomp out the civil rights. Instead, the democrats actually have people convinced the southerners are racist homophobes, and that those type of people are the republican party.
That is power. That is wrong. That is the political party who reigned supreme in the house and senate for 40 years after they pulled that off.
That is what to fear. Go research it yourself. These are plain facts. Then consider how you were indoctrinated to the left. It wasn’t chance. It happened in school. These guys have innate power that needs to be broken.
Cancel 3.3 million insureds. Bind 3.3 million insureds.
Repeat two more times. Voila! 9.9m enrolled in the ACA.
Actually Yogi, 6 million had the policies they liked cancelled and were forced to try Obamacare because the market had no alternative to offer. Also, many pools were closed down who insured the problem health people that could not previously get coverage in the standard market. That threw all the chronically sick into Obamacare/Medicaid and they are having so many claims, the whole system is screwed up and no wonder the rate increases going on across the country with some in the mid 30% range. Thank you Obamacare!
Agent; yes, I was too lazy to look up the exact numbers.
In addition to what you wrote, the ACA social insurance program pool has also been distorted by removal of some good risks who were granted exemptions; e.g. unions, ‘favored’ companies. Those are relatively good risks compared to others because those workers are generally more healthy than the unemployed or disabled (your term: ‘chronically sick’). With those 2k or so entities granted exemptions from the ACA, the needed average rate for the risks subject to the ACA (‘residual pool’) will increase.
Why didn’t Jonathan Gruber project this would happen when exemptions were granted? (sarcasm intended)
Yogi, new bulletin just received from Blue Cross. They got hacked yet again and in upstate New York had 7 million customers personal information hacked including Socials, dates of birth etc etc. After the last incident, apparently their geeks didn’t improve the firewalls or site security. It doesn’t give one a warm fuzzy feeling when hackers have a field day with a company, does it?
They should have hired the geeks who wiped Clintons server clean. Seems they are very good at protecting data from ‘prying eyes’.
If their policy was cancelled, and there was no alternative, that means they had an absolute horseshit plan, that covered almost nothing. Every study has showed that the “cancelled” policies offered minimal, substandard coverage.
The increase in the premiums was already expected to increase dramatically because of the aging population. The ACA has significantly decreased the rate of increase, or the second derivative, all while covering far more people, providing better coverage, and making the policies in effect much better.
I see you are a disciple of Jonathon Gruber UW. His lies have already been exposed. The increase in premiums are the result of Obamacare and taking in all the habitually ill and putting them in with the healthy.
The coverage is not better for the average American, and those Americans who chose cheap plans CHOSE them. That’s their choice. You don’t get to police choices, AND call yourself a liberal who is open minded.
You’re twisted in yourself the same way every college aged kid is.
Moving on: You should NOT instinctively trust the studies on the ACA, but should look at the methodology. Many have shown this is a bad plan and is NOT lowering, but rather increasing premiums.
The CBO itself said the democrat plan would increase premiums and spending.
The CBO itself said the republican plan would decrease it.
http://www.speaker.gov/press-release/cbo-confirms-gop-plan-will-lower-health-care-premiums-lower-deficit-without-tax-hikes
While this is from the republican webpage, they are quoting a CBO report.
The ability to force people to buy insurance (more people insured) is not in itself a benefit unless it actually brings down the premium, or lowers spending, which the CBO bluntly says it doesn’t do.
You are twisting what the plan is doing.
The ACA compared to the Republican plan increases premiums despite eliminating choice. That is the worst of all worlds.
Forcing people to buy insurance is not a benefit.
Talking about their crap policies doesn’t help people as a whole, since those people who don’t have crap policies aren’t being helped either as you attempted to claim.
If they want their policies like crap, you don’t get to say how affected people are per their choice.
Now the rest of us who do want policies, our policies are more expensive.
Bob, let’s not forget how the tax penalty keeps increasing each year a person doesn’t buy from this Progressive plan. I believe the second year penalty is $695 if I recall.
The best part is:
No new taxes to do this. There are all sorts of new taxes as part of Obama’s plan.
I don’t know how people support it over the republican plan.
It takes away freedoms, taxes more, spends more, and doesn’t fix the system in any way.
If we wanted to simply make a subsidy for poor people that wold have been better than this mess.
Let’s not forget that these numbers INCLUDE people that registered for Medicare. Those people would have qualified for Medicare prior to Obamacare. So the REAL number of people who now have health insurance (and didn’t have it or Medicaid previously) is significantly lower.
Figures lie and Liars figure.
Burwell’s comment “Millions of Americans are benefiting from the peace of mind that comes with having quality coverage at a price they can afford,” is a hoot. Straight from the media BS playbook.
I’m sure there are some that are sleeping better because they “have” insurance. I am also sure there is probably an equal or greater number that cannot afford being forced into buying the coverage and were okay with that because they were reasonably healthy.
integrity, let’s not forget the people who applied, found out their deductibles and out of pocket was two to three times higher than their old policies. Many people cannot pay a $3,000 deductible before coverage kicks in. They have to arrange a pay plan just on the deductible and really don’t have coverage unless it is a serious illness or injury. I really can’t see many people having peace of mind with this monstrocity. I think Burwell got her talking points from Jonathon Gruber.
Everyone who has worked in insurance for more than a nanosecond knows the shell game of raising a deductible to lower a premium, to appease a customer.
The tough thing to do is reduce or control underlying claim costs.
What WAS done by the White House and Gruber was ‘over-lying’ about future premiums under the ACA.
Yes, they talked a good game, didn’t they and the low information voters fell for it hook, line and sinker and now reality has set in big time all across the country.
Now that the plan is an abysmal failure, they call for Republicans to come up with a plan or they say it is just proof that we need single payer in this country. Idiots, all of them.
Not true about Medicare; it was expanded greatly, except in some Republican states, where they want to destroy the program, and have refused the money to expand the program.
You are as goofy as they come. Do you not know the difference between Medicare and Medicaid? If southern states expanded Medicaid, they would be on the hook for it in the future and their budgets would be decimated.
That’s okay, Trump will fix it :)He will Fire all of them!
Texas Agent, very few in the Federal government ever get fired. They simply retire with a pension and medical coverage for life. On another note I read yesterday that according to data published by the Bureau of Labor Statistics, government jobs now outnumber manufacturing jobs by nearly 1.8 to 1. Almost 22,000,000 people work for local, state, and federal agencies, compared to 12,329,000 workers in the manufacturing sector.
Patriot, I saw that stat as well. We have a very entrenched bureaucracy in this country which is added to with every passing administration. Obama has created jobs in this country, government jobs. With all the scandals associated with IRS, EPA, VA and other departments and agencies, we don’t get much bang for our bucks. They are agenda driven and inefficient and the waste is enormous. Manufacturing employers have seen the handwriting on the wall and have re-located to Mexico, China primarily where they can operate and make some money. All this because our corporate taxes are the highest in the developed world and we regulate heavily.
Agent, and no one is held accountable for any of the scandals. The incompetency and the disregard for the rule of law is deplorable. The ACA is already having a detrimental impact on our country that will only embolden the growth of more government control over our lives. Unfortunately the worse is yet to come.
Patriot, one thing to be thankful for is that so far, no one has set off a bomb on our soil this year on 9/11.
I think once that Progressive Democrats saw that they could get away with things, lie unmercifully and that people weren’t paying attention, it gave them license to do just about anything and not get prosecuted for it. Look at what Hilliary has done. She keeps saying it was allowed to have a personal server to house state secrets. Allowed by who? We do have laws and she violated at least 12 of them, but she is Hilliary and above the law, in her mind. I hope Trey Gowdy tears her a new one when she appears in October.
Patriot, did you see the other article on Jay Fishman of Travelers about all the start ups going offshore because of the more favorable tax treatment they get and less regulation? It is absolutely true and insurance companies are no different than manufacturing regarding the onerous taxes imposed by Progressive Socialist Democrats.
Agent- I read the article. I’ve had the pleasure of hearing Mr. Fishman speak on several occasions . He is a true visionary and a great leader. To your point on the offshore start ups. Look at the growth of the reinsurance sector in Bermuda. Not one new reinsurance company has been formed in the US since 1975. The Progressives do not understand capital will seek its lowest cost of entry. The US was once the leader in the new business formations we now have more businesses dying than being formed.
How the fuck do you people make a living in the insurance industry? Most of the comments here are completely wrong, and not even close to reality. I get a lot of people don’t work in the health industry, but even the statements about how it works makes me really question what they know about insurance in the most basic way.
How did a Media Matter or Moveon.org troll get on an Insurance blog, especially with a filthy mouth? Go play in the sewer!
Bob, pay UW & Confused no mind. They are nasty individuals who spout off their Progressive nonsense. They are Obama lovers and he can do no wrong in their eyes and they don’t think he lied for a solid year about his plans.
Point out a few in this particular post.
Or did you just reference past posts to discredit current ones?
You can’t discredit everything a person says by saying they have occasionally been wrong.