This does not make any sense. I have a family member who is a full-time, working, single mother. She makes too much money to receive any kind of assistance with food, housing, or Medicaid and she does not receive healthcare from her job. She lives very meagerly. Our family helps her out with groceries each week, clothing and shoes for her child, and books. Penalizing her for this does not help anyone. Repeal AHCA.
I have a sister that signed up for the AHCA and yes her premium is only $ 17 a month but her deductible is 1/3 her annual income. What good is the coverage if you can’t afford to pay your deductible. Not to mention a lot of doctor offices will not accept her AHCA coverage. She has to call 10 doc offices / specialist before they will accept the coverage. We need to repeal this and start over!! Be sure to use your voice every November!
Dont believe the hype.you can avoid fines with exemptions.you can also get more affordable coverage if you qualify.you can even get coverage and pay the max fine and for some it comes out cheaper.low deductibles low out of pocket expense.its available.
brett, what country do you live in? Are you talking about Medicaid? Is that a good plan to be on? Ask your doctor if he accepts Medicaid patients. Many don’t!
not talking about medicaid.phcs and cigna networks underwritten policy not aca approved but great coverage none the less.if you can get an exemption its a no brainer
October 22, 2015 at 5:34 pm
Agent says:
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Hey Texas, the law was designed to fail so the people would demand Single Payer government administered coverage. Since we know all about how efficient government is at anything, I hardly think that is the answer.
I hope you and Agent are right. We couldn’t even get a public option out of the Democrats.
October 27, 2015 at 5:40 pm
bob says:
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And…there goes Planet again.
A single payer option is not a good option.
Subsidized combined with private is the best, when done right. This law however was not.
October 23, 2015 at 9:40 pm
Don't Call Me Shirley says:
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The program was designed by the conservative Heritage Foundation. I don’t think they wanted people to demand Single Payer. In fact, they designed it as their alternative to universal healthcare. Hopefully it will backfire, and we’ll get what we should have had all along.
Why do they call it a fine when Supreme Ct ruled it to be a tax?
Answer: Doesn’t that depend on which part of the Supreme Court ruling you are reading? They bent over backwards illogically to find it the correct way in different parts so that they could rule it constitutional.
FFA, before I forget it, sorry about the Cubs getting swept. I was hoping for a good series and possibly seeing the Cubs in the World Series. That Mets bunch are very tough with both pitching and hitting. Being a young team, the Cubs should be in there for a while and maybe the next time will be different when they have more experience.
To your question, the government can call it anything they want because they can. They don’t operate on the rule of law anymore and the Supremes made a big mistake ruling it Constitutional to start with and calling it a tax was an out for them.
This is not a problem. Obama will find a way to unilaterally amend the ACA, once again, to exempt or reduce the impact on his union friends, and to subsidize anyone lower than middle class Americans, so that the burden falls only on them.
David, have you been following the demise of the so called Health Co-Ops which have had at least 9 outright fail and many others on the verge of collapse. A bad idea to a disastrous law.
Doesn’t the goverment get it???? Young, especially single parents can’t afford health insurance! Then they want to fine them? Don’t they get the fact that these families would love to have health insurance but what comes first…. food or health insurance???? Food would win out for my kids every time! GET A GRIP!
Answer: The government gets it very much. As long as the Democrats and Obama serve their constituents, the poor and the unions, all is ok. The fines are too small, and will stay too small, to make healthy people sign up. Then you have a “death spiral” as only the sick and “so-so” folks join. Which makes the needed premium go up even more, and so on.
Thank the Democrats when November elections come. If you like what your President has done, you can keep his party in power for another session.
Debbie, if a young family or single parent poor person does not pay Federal Income tax, I wonder how they can be “fined”/taxed to the tune of $695. Good luck getting it out of them if they are living paycheck to paycheck or on government assistance.
Um…maybe the government will give them less money (you know how taxes work, right, if you earn below a certain income there is no tax, but instead THE GOVERNMENT GIVES YOU MONEY in the form of the earned income credit).
Good one David. I had forgotten about the Earned Income Tax Credit part of the Progressive Tax Code. Perhaps the fine/tax could be deducted from the refund they get for not paying taxes. $1,000 return – $695 Fine/Tax = $305 net. Then, they can complain that they thought Obamacare was going to be free to them.
Good idea FFA, I think we should start the day countdown until he departs. We did that for Carter & Clinton back in the day. That would be a day of rejoicing.
Get, Socialism has never provided any incentives for people to innovate and improve their lives. It is all Statist big government Socialism, pure and simple.
What innovations are there in paying for health care?
Doctors, administrators and staff, medical devices, pharmaceuticals, equipment and anything else used to administer care would remain privatized and for-profit.
By the way, the government completed the research and development of the Internet and the space program. They are capable of driving innovation.
Nope. Best solution is to allow the private companies to operate separately. The government can handle people who are poor with a government funded option.
Profit does help the health industry as a side comment. No person making $100k a year is ever going to be as driven as a bunch of people making millions investing the premiums to build further capital.
If you want to remove the profit section you will degrade quality by comparison to keeping it and making it work.
For example: Making it illegal to exclude pre existing conditions, or alternatively making it illegal to decline types of claims that would normally be declined to increase profits.
However, this happens much less than you imply as it is. I have only seen a handful of examples, and even in those cases, the majority are cases that they receive coverage and then go bankrupt.
We have two words for Norway, Crazy Socialist. By the way, if Texas was a sovereign country, they would have the 12th largest economy in the world by GDP and they have more exports than California and New York combined. The labor force is 13,126,900 as of 1-1-15 and the unemployment rate is 4.4% which is much better than the blue states who are losing people to outward migration, many to Texas.
The U.S. is ranked 10th happiest after many “socialist” countries. In addition, it received high marks for health due, in part, to having the highest level of government spending on healthcare.
Obesity in Norway is 10%. They even considered an obesity tax. A big part of why these people have less health spending is their lifestyle choices.
Obesity in U.S: 27.7%
I’ll post links below this on the proof.
As of now the opinion is that obesity takes 8 years off your life, and this is not assuming that people who eat poorly are more likely to have cancer.
Are you ready for some fun math? We have 17.7% more of our population exposed to a reduction of 8 years off their lifespan due to lifestyle choices. Yet we still have a near life expectancy to the average in the OECD of 80.1 (78.7) and Norway is at 83.4.
Now for the math I was talking about: You can lower their life expectancy to account for the perceived risk due to obesity of 8 years loss for that 17.7% of the population.
Now more interesting: That means our obesity rate is double theirs. Quiz question: Where does most spending come from? People who need it. Who are going to need it more? Fat people or skinny?
Well, there’s your answer to the reason behind our spending differences.
Then do the math for unnatural deaths, aka vehicular deaths, homicides, or deaths that have nothing to do with the failure of the healthcare system but that differ Norway to U.S.
This accounts for some of the difference in the life expectancy as well. When adjusted you can see our healthcare is keeping our fat butts alive. It costs a lot of money but it’s doing it.
How happy someone is does not mean they know the system.
I could be happy until the cows come home, it won’t increase my knowledge or say anything about how a system works.
Bob says “What do we call the government taking more revenues than they pay out?”
I say – Non Existent!
Good one Bob…
November 5, 2015 at 11:47 am
Agent says:
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FFA, no matter how much Progressives raise taxes and no matter how much they collect in tax revenue, they will always spend much more, hence the regular $500 Billion or more deficit each and every year and they have to keep raising the debt ceiling. It is due to reach $20 Trillion by the time Obama leaves office and future leaders will have to deal with it. Can we see another downgrade in our credit rating in the future? You bet!
What’s the average salary and/or hourly wage in TX? Also, if TX was a sovereign nation, it wouldn’t have all the military bases and NASA, not to mention all the other government handouts TX receives. Oh, and TX is turning purple, Agent. Whether you like it or not.
Purple?????? Is that why Wendy Davis lost in a record landslide to Greg Abbott? By the way, Iowa is turning red with your two conservative Senators with Joni Ernst being the new addition. Have some more free range chicken on us.
I think we both know who shows up in the midterms. That’s been a problem for Democrats for some time. As an Independent, I show up and actually did vote for some Republicans on the midterm ticket. Not Joni, though. She’s acts like a flipping nut bag. No wonder she garnered all that RWNJ support.
Now, back to my original questions to you about average TX hourly wage and salary and just how many jobs you might actually have without the public sector (ones where people aren’t going to be blown up, mind you)…
October 27, 2015 at 12:55 pm
Celtica says:
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Oh yeah, Iowa is really going red — Carson and Trump lead the pack. Completely unelectable in 2016.
October 27, 2015 at 5:19 pm
Agent says:
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While you are trolling Planet downgrading Texas, why do you think that Blue State Massachusetts based Liberty Mutual is building a million square foot building in Plano, Tx. to house 4,000 employees? Why did Illinois based State Farm move a large operation to the DFW metroplex from Illinois? These companies are no fools despite what you might think. They know where the future lies and it is not in the frozen tundra up north.
By the way, the majority of Iowans elected Joni. They have a lot more sense than you do.
October 28, 2015 at 8:57 am
Captain Planet says:
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Actually, Agent, the majority of Iowans did not vote for Ernst. She had 588,575 votes. Bruce had 494,370. “Others” had 44,401. The total of which is 1,127,346 votes. Iowa’s population is 3,107,000, roughly. So, the majority of Iowans did not vote for anyone at all. Nearly 2,000,000 people stayed home.
Still don’t want to answer my questions, huh? That’s all right, rhetorical anyhow, which is why you won’t answer it.
October 28, 2015 at 12:43 pm
bob says:
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Planet,
You’re arguing semantics in order to find a way to disregard what agent said.
In order to make the case that more Iowans are blue, you would have to show that the people who didn’t vote wouldn’t have voted as they did, or would have. Which you can’t do.
All you did was try to disprove Agent based on semantics in this scenario without any proof to the contrary.
I mean really, you could just as easily argue that Obama didn’t receive the majority vote either.
But you yourself have made the argument that he did when Agent said Obama was not his president.
57.5% of people voted in 2012. Obama got 51.%.
This means only 29.325% of Americans voted for Obama.
But would you ever, EVER try to argue that the general public did not want Obama as president? That there wasn’t a trend behind that with the country voting left?
That the country was in fact leaning right?
October 28, 2015 at 3:48 pm
Ron says:
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bob,
Agent said, “By the way, the majority of Iowans elected Joni. They have a lot more sense than you do.”
Captain Planet proved that statement to be false, period. It is not semantics, it is a fact.
If Agent meant that the majority of Iowa voters elected her, he would have been correct. Try holding Agent accountable for not being accurate in his statement.
Here is another fact, President Obama is every United States citizen’s president, period. Unless you renounce your citizenship and move to another country, that is the way it is.
Captain Planet, if you previously made the statement that the majority of United States citizens voted for President Obama, and not U.S. voters, you are just as guilty as Agent.
October 28, 2015 at 6:07 pm
bob says:
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Ron,
I should have used the word semiotic. This is why you are so inept at politics. You aren’t even arguing properly. You know what agent meant, and you’re arguing against how he said it, knowing what he meant.
That is a semiotic argument (arguing about how he is saying something, not the topic itself.) when you essentially know better. This is pointless to the topic at hand. It makes arguments last far longer than they should, and it is willful discrediting tactics that make conversations take too damn long Ron! Let’s not debate how someone used English when we know what he meant. Let’s debate the concept.
So he left out the word VOTERS. Irrelevant. We know what he meant.
“Here is another fact, President Obama is every United States citizen’s president, period. Unless you renounce your citizenship and move to another country, that is the way it is.”
I DON’T CARE. You’re trying to make me care and it’s why you brought it up. Right here you have no reason to say this except to say shame on you, you conservative for rejecting your president! I have never said Obama is not my president. Regardless of this fact, you saying this would still be a semiotic piece of garbage argument! You know what a human means when they say this person is not my president. You know they mean they don’t like him. This is like the smart ass who has to say “You mean MAY I go to the bathroom, not CAN”. When in fact you know what the person meant. Arguing about how someone says something when you know what they mean t is insane. Language is fluid. What this means is people shape language to what they want, language doesn’t shape people. Do you get the point in that? When I referenced agent, and you make it personal to me, as if to insinuate some crap about my character based on how I speak, it is dishonest, and I’m going to take it personal Ron!
Your ignorance astounds me. Go look up a bit about semiotic arguments.
October 28, 2015 at 6:13 pm
bob says:
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In other words to make it shorter Ron:
You know what Agent meant. Stop trying to make a semiotic argument about how he said something.
The question here is: Is the state going to go red?
Planet provided some useful information, but the one regarding the total voters, could just as easily be applied to Obama. It serves no purpose in the conversation, whatsoever.
October 28, 2015 at 6:14 pm
bob says:
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In fact,
Not only does it serve no purpose, it is solely about how agent said something.
That’s all. Not about the concept of what agent clearly meant to says, but how he said it.
All that is, is extremely condescending…Really.
October 29, 2015 at 8:54 am
Captain Planet says:
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Ron,
I don’t read Bob’s comments EVER, but I gather he suggested I said the majority of Americans voted for President Obama. I never said that. I did, however, point out that Agent guaranteed Romney would win in a blowout. That didn’t exactly come to fruition.
October 29, 2015 at 3:39 pm
bob says:
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Planet:
A: I said you could just as easily say it about Obama, but that you haven’t. Which means you’re dishonestly using a semiotic argument style that has no purpose.
B: The never reading my comments is a flaw on your end, not mine. The way you deal with bullies (which you think I am) is not to ignore them. This is actually a form of bullying. It is to ignore their anger, and positive redirect. You can literally cause a bully to become a sociopath murderer by saying let’s ignore him for life because he has issues.
C:
“Actually, Agent, the majority of Iowans did not vote for Ernst. She had 588,575 votes. Bruce had 494,370. “Others” had 44,401. The total of which is 1,127,346 votes. Iowa’s population is 3,107,000, roughly. So, the majority of Iowans did not vote for anyone at all. Nearly 2,000,000 people stayed home. ”
This comment is what I referenced, and by stating it, you made a pointless statement, which could equally as easily be applied to Obama (whether you said that or not) the existence of that ability makes your argument there a pointless one.
I’m aware you were arguing whether or not a state would vote red, of which the above had no bearing on it, except to accuse agent of misspeaking.
November 3, 2015 at 1:54 pm
FFA says:
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Celtica, with the latest round of policies being Non Renewed in the Exchange, who ever speaks of getting rid of the ACA is going to get a lot of votes. Spent 1.5 hours on the phone this Am with a client that cant keep her plan while the market place is trying to force her into an HOM which she has repeatedly told them she dont want. The she says no 30% co Insurance, 20% and they still try and jam it down her throat. Has she taken their advice, she would have lost all her docs. Every one of them including her lady parts doc.
To all you agents that declined to participate in this mess, that is a wise choice….
If you vote for someone that is not going to repeal or fix this thing, you just dont care about average Joes’ in the middle class or lower.
Bob, we can argue semantics 24/7 on election results. The facts showed Ernst with nearly 100,000 more votes than her Democratic opponent and she “won” fair and square. Iowans picked the right candidate and sent her to Washington to represent them.
By the way, Kentucky picked a Republican governor for the first time in 4 decades and he won over a hand picked rising star Democrat who was pro Obamacare and pro Democrat big spender. They also picked a black female Republican for Lieutenant Governor. This marks quite a shift in their belief system and a rejection of Obama once again.
November 5, 2015 at 10:45 am
Agent says:
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FFA, did you see the story about 870,000 Co-op consumers being kicked to the curb on the failures of the Obama endorsed Co-ops that we funded with $2.4 Billion to set up? Now, they have to go to Healthcare.gov in the enrollment period and try to get coverage. I am sure they will like those deductibles, higher out of pocket, limited networks and of course, the higher premium they will see.
November 5, 2015 at 12:43 pm
Agent says:
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FFA, I saw a funny political cartoon this morning. It showed a voter with his trash bin on the edge of a cliff and he was dumping his garbage over it. It was labled “Liberalism”. There are hopeful signs that the voters are starting to get it more and more. 900 state legislative seats, 69 House Seats and 14 Senate seats have changed hands since Obama was first elected. I think that qualifies for taking out the trash. All we have to do now is change out the Presidency in about 14 months.
November 5, 2015 at 2:36 pm
FFA says:
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So the cost of the failures are topping $2.4Bill? Add another Bill on for the web site. I wonder if that money could have put all uninsured on an HMO…
October 26, 2015 at 11:15 am
Celtica says:
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People without health care insurance will sooner or later end up in the Emergency Room as a last resort. Who pays for that? Everyone.
Obamacare was supposed to fix the emergency room problem, but didn’t. Now, people with coverage with high deductibles are still using the emergency rooms for care and have to arrange for pay plans because they can’t afford the deductible.
FFA, on the internet, it said only 442 days remained on Obama’s second term. We are starting the countdown.
October 27, 2015 at 12:53 pm
Celtica says:
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Obamacare was designed to provide medical insurance for the uninsured, not solve the Emergency Room problem. And it’s nonsensical that people with high deductibles (and I am one of them) go to the emergency room at a higher rate than their doctor at a lower non-emergency rate.
Celtica, trolls like you and Libby proudly proclaimed for three years, that the Emergency Room problem would be solved by Obamacare.
By the way, another Co-Op just went belly up in South Carolina which makes 9 so far and the rest of them are teetering on insolvency after receiving nearly a billion to set them up to handle Obamacare. It is kind of like giving loans to green energy and we know how they turned out with the taxpayer getting the screws.
Trolls? Really, darling, I thought I meant more than that to you.
And for the record, I never, ever, ever, ever said anything about solving an emergency room problem. That is purely a figment of your convoluted imagination…darling.
October 28, 2015 at 12:49 pm
Agent says:
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Celtica, I have a better memory than you do and you were joined at the hip with Libby on comments ever since the “law” was passed extolling the virtues of Obamacare and how it was going to solve all the vexing problems of Healthcare, be more affordable, keep people out of the emergency rooms since that was the most expensive way to treat people etc. Her favorite line was – what are you complaining about, it hasn’t even been fully implemented yet. We have seen how it has been implemented, how it was one convoluted lie after another by the Progressives.
October 28, 2015 at 2:35 pm
Agent says:
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Good analysis Bob. It will bounce right off the hard headed Progressives skulls without making a dent in their belief system. We know of one poster that was stupid enough to vote for Obama twice. 7 years of this governance is about to end, thank goodness. It is encouraging that many of the left leaning posters say they will not support Hilliary, no matter what. If not her, I wonder if they will show up at the polls at all. Socialist Democrats are all in now and there is no one else since Biden decided he wanted no part of it.
Bob, Progressive Liberalism is a mental disease since they always interpret what we say backwards. They will also argue with a fence post trying to prove their point. The ones who voted for Obama twice are the worst by far. No Common sense whatsoever and very little sense of right and wrong.
And no, I don’t mean debunk my comments against you.
I mean my comments regarding health.
Use a little math like I did for the life expectancy. Think for yourself, using other facts to form your own conclusion, not with some opinion piece doing it for you.
Bob, I would imagine that you know plenty of liberals up there in Washington state who are married to Progressive ideology and are as arrogant as some on this site. There is a good reason why we call Washington, Oregon and California the left coast.
So also while Agent said liberals are a mental disease, you just said republicans are stoopid.
You still believe the right does more pandering with no evidence.
Pandering is what the democrats did with gay marriage. Pandering is what the democrats did in WA state with the law regarding celebratory fees, solely to tell the gays they got the Church, even though the republicans were ready to pass a law for gay discrimination.
Pandering is planned parenthood. Really. All services handled there can be handled elsewhere. Anyone who says otherwise is a liar. While planned parenthood doesn’t only perform abortions, that’s the point. They couldn’t afford to be solely a provider of the services they are getting funding for. They are getting those to be able to be the biggest abortion provider. While I don’t care about that, I do care that these funds would be best handled by clinics, which republicans have said they will put all the funding back into clinics, unrestricted. Pandering is then trying to keep planned parenthood around and threaten shut downs saying women will lose their health benefits if it is closed.
Why don’t you talk to me a bit about pandering, you idiotic piece of trash.
Bob, I see that Ron has you stirred up. You have told me before to not take his bait. Take your own advice and blow him off. I don’t respond to him anymore. He can just twist in the wind with some others of his ilk.
By the way, I watched enough of the debate last night to see the Progressive commentators make complete fools of themselves with their loaded, unfair and biased questions. Rubio & Cruz really put them in their place and by the response of the audience, they were cheering the Republican responses and there were boos on some of the questions. There is an old saying, what doesn’t kill you makes you stronger. As I said earlier in another post, Progressive Liberalism is a mental disease. Last night proved it once again whether you believe me or not.
I agree – those “moderators” were horrible, their questions were lacking in substance to put it nicely, and they let the candidates walk all over them.
Bob, sorry you missed the debate. Had you seen it, you would have been amazed at the Progressive agenda on display. It mirrored what we see on this blog all the time. Ted Cruz took them completely apart and Rubio did much the same. All CNBC did was unify the candidates against the agenda.
October 30, 2015 at 5:46 pm
Agent says:
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Bob, a year or so ago, you mentioned that your boss might be offering a partnership to you. I hope that came true. There is nothing better in this business than being an owner of an agency business, even with the headaches that sometimes comes with it. If it hasn’t happened yet, hopefully it will.
November 2, 2015 at 10:51 am
confused says:
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‘There is nothing better in this business than being an owner of an agency business’
that’s just, like, your opinion, man
November 6, 2015 at 5:24 pm
Agent says:
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Bob, it looks like SCOTUS is going to hear the case on the mandates compelling religious institutions to provide birth control, abortion coverage etc. The most prominent of the suits involve the Little Sisters of the Poor nuns who objected to the mandates.
In your opinion, do you think the Court will cave to Obama again or show some spine and strike it down? Maybe they have actually read that Obamacare is in dire circumstances, the Co-ops are failing, the exchanges are failing and enrollment is on the decline.
October 29, 2015 at 11:57 am
Ron says:
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bob,
I have no problem debating the topics with you. The problem is that either I agree with you 100% or you state I am using the wrong methodology, false equivalencies or untrustworthy data/sources. Nobody can win a debate with you because you do not debate fairly.
With that said, what topic would you like to debate?
Please quote me where I said the right does more pandering? Please stop putting words in my mouth.
Why are taking the Lord’s name in vain? That is a sin.
Ron, I’m not doing that anymore. I don’t have the time to pick up a second full-time job, a non-paying one at that, especially as it makes no difference in how people talk to each other on this site.
How am I being pandered to? You just made some big assumptions…Which you said I don’t do. So that makes you what? Self righteous for the comment which has no purpose other than to attack me, a hypocrite in regards to assumptions, which is linked to arrogance, and in order to say I’m a moron,
Well…Go ahead and debunk my comments with logic above…Unless you want to make this solely about my personality again, which makes you a schmuck and a moron.
Also: I have asked you lately to make your case strictly based on facts, and you have failed each time.
I asked you to prove how republicans were bigger hypocrites. Typically you say I’m proof, or Agent is proof, ah yes that works. That time you said you already had and didn’t need to. Only you didn’t. I provided you examples.
You’re a damn fool, and I’m sick of it. Grow up, you fresh college grad snot nosed brat.
so tired of reading all these antagonistic, insulting, demeaning, and long-winded fighting posts. we can yell over each other 100 times in every article and nothing ever changes. i really like what Agent has done recently by not responding to people who get make him angry or insult him. it’s cleaned up a lot of the disgusting conversations he’s been a part of in the past. i would hope others could take Agent’s lead and just let all the negativity go for a while. (i can’t believe i just wrote that). once things get heated, we should just pull the rip-cord on the conversation and move on. fighting like this does nobody any good and accomplishes nothing.
If you are against the Death Penalty, but support abortion, you might be a liberal.
We have several of those on this blog, right?
October 29, 2015 at 1:35 pm
Captain Planet says:
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Confused wrote, ” i would hope others could take Agent’s lead and just let all the negativity go for a while.”
Yes, nothing but sunshine and unicorn farts from these 2 Agent posts YESTERDAY:
Agent says:
Good analysis Bob. It will bounce right off the hard headed Progressives skulls without making a dent in their belief system. We know of one poster that was stupid enough to vote for Obama twice. 7 years of this governance is about to end, thank goodness. It is encouraging that many of the left leaning posters say they will not support Hilliary, no matter what. If not her, I wonder if they will show up at the polls at all. Socialist Democrats are all in now and there is no one else since Biden decided he wanted no part of it.
Agent says:
Bob, Progressive Liberalism is a mental disease since they always interpret what we say backwards. They will also argue with a fence post trying to prove their point. The ones who voted for Obama twice are the worst by far. No Common sense whatsoever and very little sense of right and wrong.
Must say I agree and have noticed that Agent has chilled some. He does deserve recognition for that. I used to like reading his post for a different point of view…maybe we will see that side again. I love when people have different views and opinions, part of what makes America a great place to be. I still can’t stand Boob…aka Bob, but that will never change…he is true definition of a bully and has zero social skills and one awful temperament.
While I don’t expect him to reply, I sincerely hope Agent reads the last few posts in this thread. After all, we’re defending his actions and giving him credit where credit is due. Hopefully that will reinforce his current behavior as I think it’s working out great for everyone.
Here’s hoping for a safe Halloween to everyone & all their circles. Hope you’ve got enough PEL or HO LIAB coverage just in case! :)
Bob, I tend to think everyone should read your logical posts and Ron’s idiocy and everyone can make up their minds about which one is worthy of belief. I know you are fighting the good fight, but they are just too hard headed to believe it. No amount of information is good enough with them. They are all too agenda driven.
Bob, Ron seems to be offended if I mention his name when I post to you. How unfortunate that he objects to be called out. I am not going to give him the time of day even though the time changes this weekend.
I hope you have a good Halloween weekend even though our Energy Dept has just warned people about buying pumpkins and making Jack O Lanterns since that will be so harmful to our environment and cause Global Warming. I sure will be glad to see these Progressive Climate Change trolls be handed a card board box and told to vacate the premises.
Way to keep being disrespectful. Typical Conservative.
At what point did I say I was offended? I have never been offended by anything, ever. Only weak Liberals and idiot Conservatives get offended. All I am saying is that if you are going to ignore me, then ignore me.
If this country is so bad, MOVE!!!!!!
November 4, 2015 at 3:13 pm
Ohio Agent says:
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If you ever look at the back of a hospital bill, it usually states Financial Assistance is available if you make under a certain amount and are uninsured. Here the income is approx $50k for 1 person and about $5k more for each individual in your household. I know people who choose not to carry insurance and choose to do the assistance paper work and end up not having to pay anything for medical services other than doctor visits. If they were to have insurance (even with the Obama plan’s $5k, $10k deductibles) they would not be eligible for the assistance. Most who don’t have plans with reasonable deductibles making less than $100k for a family, and don’t have any medical needs other than a few Doctor visits a year, would be better off not buying the insurance if the plans come with high deductibles.
WOW! No wonder families who need coverage are having trouble getting answers. Lots of bad information on the cost for health insurance and the possibility for exemption from the penalties/tax. It’s amazing how much attention is given to blaming people. Maybe as insurance agents we could change things by looking at the positive side of ACA.
No family should have uninsured children. If the income is too low to afford health insurance it’s a good chance the kids are eligible for either Medicaid or the family is eligible for the premium tax credit.
If the adults choose to not get coverage the family is probably eligible for an exemption from the penalties.
The insurance agent whine is about not wanting to understand ACA and the fact that we don’t make a bunch of money writing health insurance.
That’s the truth, admit it.
FFA, I hardly think an old tax preparer would ever be an agent for anyone. They don’t have the personality to do it. You and I are about the only agents who have sold policies. I have since quit that line and concentrate on P&C due to the Obamacare nightmare which continues. By the way, where do we look to find the positive benefits of this law? What has it solved in Healthcare? Just a Progressive scheme to impose their will on the people and tax them to death.
Sell, his lies about keeping your policies are coming back around as almost everyone I have written is being cancelled. They are getting pushed to Higher Deds, Higher Co Insurance and many of the Co Pays are going up or being eliminated all together.
FFA, Townhall had a story that 18 counties in northern Illinois has had rate increases exceeding 20%. That is not exactly good news for people in the process of enrolling, is it? I think the new enrollment may be the lowest since the law was passed. Thank you, Obamacare.
November 11, 2015 at 2:36 pm
FFA says:
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Agent, a lot of policies getting non renewed. I have revised my marketing plan to go along the lines of Off Exchange Policies. Most of my clients are asking to get out of that crap. So, BCBS Direct.
November 5, 2015 at 5:49 pm
Agent says:
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FFA, I was also concerned about my E&O exposure to selling the lies in this coverage and trying to explain all the bad things in it and having people misunderstand what is in it. I am sure a lot of people bought coverage not knowing what they were getting into and hoping they could get a claim paid if the worst happened. I know they don’t understand how the deductible was applied or what a maximum out of pocket expense would be on a serious claim.
I agree the deductibles suck, but guest what I have the deductibles on my own policy and I don’t qualify for any subsidies. Yes, changes are needed
but what did the person do before they had insurance? They could still choose to not buy health insurance and probably qualify for an exemption.
They will probably have insurance eventually, unless they are self employed or working for a small company with less than 50 employees.
By the way, I’ve heard of CHIP and ‘old tax preparer’ has written some policies. Ha! Ha!
I am learning alot by your comments on how it’s going with your sales or lack of. Thanks.
Hey New, if you were aware of CHIP, you wouldn’t have made the statement you did on your prior post. Perhaps you should have remained a tax preparer and then you could help people figure out a way of avoiding that $695 penalty they are facing in 2016 for not buying the monstrocity known as Obamacare.
Apparently you were not a resident of the US at the time so you were unaware of Obama, Pelosi, Reid, Jonathon Gruber putting this plan together and ramming it down the throat of the American People. They are all Progressives 24/7 and have been their whole lives.
What is not being addressed is the deductibles. My employer pays 70% of my coverage leaving me with a biweekly payment of $160.00 for me and my wife. That isn’t so bad until you tack on the deductible of $4000.00 before the insurance kicks in and even then they only pay 80%. My son had a policy that cost him $185 a month, he is only 28 and in good health, with a $6500 deductible and the policy covered 1 physical. So in short he paid $2200 for a physical. Imagine that! Who’s making the money here.
Joe, I want the Obama Plan to be expanded. I want to get on my kid’s insurance. She’s part of a plan through the Teamsters. Has a $100 yearly deductible (excluding ER visits) with a 80% co-pay up to a max of $500 per year. Each ER visit has a Deductible of $500 if not admitted with no max on that ER deductible per year. Cost of the plan to her is $88 a month. If we can keep our children on our plans until age 26, shouldn’t they be able to add us after age 55?
Hey Agenda, one of the hallmarks of Progressives is a mocking attitude because none of you have an original thought so you just copy down posts of others and try to mock. I suggest you switch sites to Moveon.org. It should be more to your liking.
Ohio, aren’t the Cadillac Plans of the unions going away to be replaced by the wonderful Obamacare Plans? If they aren’t, what was Jimmy Hoffa Jr screaming about? Never fear, after age 55, you can apply to AARP and get their endorsed Obamacare coverage.
Agent, So far no changes in Union Plans. Mostly likely won’t happen until the the current Union Contracts come up every 2-3 years. I do know my daughters plan did increase from $14 at week to $22 a week. Still much better than I get from my employers: $140 bi-monthly (employee only plan) with a $500 Deductibles and max. out of pocket of $2,000. Her $22 weekly includes dental and vision. My doesn’t.
They should ride their union plans as far as they can. Cadillac plans will be going away, no doubt about it. By the way, congratulations are in order for the Cincinnati Bengals. They really seem to have in going this year. It will probably come down to them or the Patriots for a Super Bowl nod. Brady, like him or hate him is still very good. The Giants thought they had him until they didn’t and he did it without his best receiver. I can’t watch the Monday night game with the Texans. It will get ugly early in that one.
Hey Ohio, I don’t know if you get the Townhall.com daily stories, but in today’s edition, 11-17-15, another story on how the majority of Americans are still opposed to this 5 year old disaster. Plenty of evidence about what people are going through and how they can’t afford to use the insurance because of the deductibles and out of pocket expense.
Who’s paying $695/6 mos? None of my clients, even with FFM subsidy and high oop. I must be in the wrong state.
This does not make any sense. I have a family member who is a full-time, working, single mother. She makes too much money to receive any kind of assistance with food, housing, or Medicaid and she does not receive healthcare from her job. She lives very meagerly. Our family helps her out with groceries each week, clothing and shoes for her child, and books. Penalizing her for this does not help anyone. Repeal AHCA.
I have a sister that signed up for the AHCA and yes her premium is only $ 17 a month but her deductible is 1/3 her annual income. What good is the coverage if you can’t afford to pay your deductible. Not to mention a lot of doctor offices will not accept her AHCA coverage. She has to call 10 doc offices / specialist before they will accept the coverage. We need to repeal this and start over!! Be sure to use your voice every November!
Dont believe the hype.you can avoid fines with exemptions.you can also get more affordable coverage if you qualify.you can even get coverage and pay the max fine and for some it comes out cheaper.low deductibles low out of pocket expense.its available.
brett, what country do you live in? Are you talking about Medicaid? Is that a good plan to be on? Ask your doctor if he accepts Medicaid patients. Many don’t!
not talking about medicaid.phcs and cigna networks underwritten policy not aca approved but great coverage none the less.if you can get an exemption its a no brainer
Hey Texas, the law was designed to fail so the people would demand Single Payer government administered coverage. Since we know all about how efficient government is at anything, I hardly think that is the answer.
Quite correct. Socialist single-payer could not be foisted in a single step.
I hope you and Agent are right. We couldn’t even get a public option out of the Democrats.
And…there goes Planet again.
A single payer option is not a good option.
Subsidized combined with private is the best, when done right. This law however was not.
The program was designed by the conservative Heritage Foundation. I don’t think they wanted people to demand Single Payer. In fact, they designed it as their alternative to universal healthcare. Hopefully it will backfire, and we’ll get what we should have had all along.
How many times do I have to reiterate the same point to you Shirley?
It was ONE suggestion made about 30 years ago. A suggestion that the majority of republicans didn’t want to do, and it was ONE facet.
The PPACA was not designed 30 years ago. A single part of that law, the mandate, was considered 30 years ago.
So your logic here is nonsensical. Of course they didn’t want single payer, and they have nothing at all to do with the PPACA.
Why do they call it a fine when Supreme Ct ruled it to be a tax?
Why do they call it a fine when Supreme Ct ruled it to be a tax?
Answer: Doesn’t that depend on which part of the Supreme Court ruling you are reading? They bent over backwards illogically to find it the correct way in different parts so that they could rule it constitutional.
FFA, before I forget it, sorry about the Cubs getting swept. I was hoping for a good series and possibly seeing the Cubs in the World Series. That Mets bunch are very tough with both pitching and hitting. Being a young team, the Cubs should be in there for a while and maybe the next time will be different when they have more experience.
To your question, the government can call it anything they want because they can. They don’t operate on the rule of law anymore and the Supremes made a big mistake ruling it Constitutional to start with and calling it a tax was an out for them.
This is not a problem. Obama will find a way to unilaterally amend the ACA, once again, to exempt or reduce the impact on his union friends, and to subsidize anyone lower than middle class Americans, so that the burden falls only on them.
David, have you been following the demise of the so called Health Co-Ops which have had at least 9 outright fail and many others on the verge of collapse. A bad idea to a disastrous law.
Doesn’t the goverment get it???? Young, especially single parents can’t afford health insurance! Then they want to fine them? Don’t they get the fact that these families would love to have health insurance but what comes first…. food or health insurance???? Food would win out for my kids every time! GET A GRIP!
Doesn’t the goverment get it?
Answer: The government gets it very much. As long as the Democrats and Obama serve their constituents, the poor and the unions, all is ok. The fines are too small, and will stay too small, to make healthy people sign up. Then you have a “death spiral” as only the sick and “so-so” folks join. Which makes the needed premium go up even more, and so on.
Thank the Democrats when November elections come. If you like what your President has done, you can keep his party in power for another session.
there are options.you dont have to take the crap theyre trying to force down your throat..Ask me how
Debbie, if a young family or single parent poor person does not pay Federal Income tax, I wonder how they can be “fined”/taxed to the tune of $695. Good luck getting it out of them if they are living paycheck to paycheck or on government assistance.
Um…maybe the government will give them less money (you know how taxes work, right, if you earn below a certain income there is no tax, but instead THE GOVERNMENT GIVES YOU MONEY in the form of the earned income credit).
Good one David. I had forgotten about the Earned Income Tax Credit part of the Progressive Tax Code. Perhaps the fine/tax could be deducted from the refund they get for not paying taxes. $1,000 return – $695 Fine/Tax = $305 net. Then, they can complain that they thought Obamacare was going to be free to them.
they do take your income tax return to repay any subsidy and or fine
Maybe we should have a 2nd Independence Day…. The day OfnBama leaves office.
Good idea FFA, I think we should start the day countdown until he departs. We did that for Carter & Clinton back in the day. That would be a day of rejoicing.
The only solution for all of the problems and complaints listed is Universal Health care, run by private companies, paid for by the government.
Let’s get the profit motive out of health care and increase our bargaining power, especially with the pharmaceutical companies.
Also include strict tort reform to reduce unnecessary testing.
Unfortunately, removing the profit drive will also remove the drive for innovation. There will be less incentive to invest in research.
Get, Socialism has never provided any incentives for people to innovate and improve their lives. It is all Statist big government Socialism, pure and simple.
Get your facts straight,
What innovations are there in paying for health care?
Doctors, administrators and staff, medical devices, pharmaceuticals, equipment and anything else used to administer care would remain privatized and for-profit.
By the way, the government completed the research and development of the Internet and the space program. They are capable of driving innovation.
There’s no innovation in Canada? No innovation in rest of the developed world? I don’t think that’s true. And the sky is not going to fall.
Nope. Best solution is to allow the private companies to operate separately. The government can handle people who are poor with a government funded option.
Profit does help the health industry as a side comment. No person making $100k a year is ever going to be as driven as a bunch of people making millions investing the premiums to build further capital.
If you want to remove the profit section you will degrade quality by comparison to keeping it and making it work.
For example: Making it illegal to exclude pre existing conditions, or alternatively making it illegal to decline types of claims that would normally be declined to increase profits.
However, this happens much less than you imply as it is. I have only seen a handful of examples, and even in those cases, the majority are cases that they receive coverage and then go bankrupt.
Removal of profiteering removes efficiency.
Completely unrelated to the topic at hand, but apparently in Norway the word “Texas” is now slang for “crazy.”
We have two words for Norway, Crazy Socialist. By the way, if Texas was a sovereign country, they would have the 12th largest economy in the world by GDP and they have more exports than California and New York combined. The labor force is 13,126,900 as of 1-1-15 and the unemployment rate is 4.4% which is much better than the blue states who are losing people to outward migration, many to Texas.
Agent,
Don’t forget some other words to describe Norway, happiest and richest, also 2nd in safety and security.
http://www.forbes.com/pictures/mef45ejmi/01-norway/
The U.S. is ranked 10th happiest after many “socialist” countries. In addition, it received high marks for health due, in part, to having the highest level of government spending on healthcare.
Oh snap!
Such stupidity…
http://www.oecd.org/els/health-systems/Briefing-Note-NORWAY-2014.pdf
Obesity in Norway is 10%. They even considered an obesity tax. A big part of why these people have less health spending is their lifestyle choices.
Obesity in U.S: 27.7%
I’ll post links below this on the proof.
As of now the opinion is that obesity takes 8 years off your life, and this is not assuming that people who eat poorly are more likely to have cancer.
Are you ready for some fun math? We have 17.7% more of our population exposed to a reduction of 8 years off their lifespan due to lifestyle choices. Yet we still have a near life expectancy to the average in the OECD of 80.1 (78.7) and Norway is at 83.4.
Now for the math I was talking about: You can lower their life expectancy to account for the perceived risk due to obesity of 8 years loss for that 17.7% of the population.
Now more interesting: That means our obesity rate is double theirs. Quiz question: Where does most spending come from? People who need it. Who are going to need it more? Fat people or skinny?
Well, there’s your answer to the reason behind our spending differences.
Then do the math for unnatural deaths, aka vehicular deaths, homicides, or deaths that have nothing to do with the failure of the healthcare system but that differ Norway to U.S.
This accounts for some of the difference in the life expectancy as well. When adjusted you can see our healthcare is keeping our fat butts alive. It costs a lot of money but it’s doing it.
How happy someone is does not mean they know the system.
I could be happy until the cows come home, it won’t increase my knowledge or say anything about how a system works.
Part of that is from taking in more federal tax dollars than they pay. Texans sure do love those free handouts.
What do we call the government taking more revenues than they pay out?
I would like to call that the government stealing money. Think about it for a moment. That isn’t a far right comment either.
As for manageable deficits, that’s a different story.
However, to simultaneously accuse Texans of giving free handouts and to screw over the poor by taking away their handouts…Is sheer insanity.
Regardless, we are talking a State that generally underestimates their revenues. They have only overestimated their revenues 6 times since 1974.
http://www.dallasnews.com/news/politics/state-politics/20150112-state-has-18-billion-in-new-money-to-spend-but-some-is-probably-off-limits.ece
Bob says “What do we call the government taking more revenues than they pay out?”
I say – Non Existent!
Good one Bob…
FFA, no matter how much Progressives raise taxes and no matter how much they collect in tax revenue, they will always spend much more, hence the regular $500 Billion or more deficit each and every year and they have to keep raising the debt ceiling. It is due to reach $20 Trillion by the time Obama leaves office and future leaders will have to deal with it. Can we see another downgrade in our credit rating in the future? You bet!
http://www.texasmonthly.com/politics/texas-has-an-unexpected-8-8-billion-surplus/
And regarding taking in more federal tax dollars than they pay…
Well, do some damn research Shirley.
http://www.texasmonthly.com/politics/texas-has-an-unexpected-8-8-billion-surplus/
Don’t just talk out of your ass.
Just in case my last one gets flagged since I swore:
http://www.texasmonthly.com/politics/texas-has-an-unexpected-8-8-billion-surplus/
Do your research better. Don’t just talk.
Us darned republicans don’t know facts though, do we?
What’s the average salary and/or hourly wage in TX? Also, if TX was a sovereign nation, it wouldn’t have all the military bases and NASA, not to mention all the other government handouts TX receives. Oh, and TX is turning purple, Agent. Whether you like it or not.
Purple?????? Is that why Wendy Davis lost in a record landslide to Greg Abbott? By the way, Iowa is turning red with your two conservative Senators with Joni Ernst being the new addition. Have some more free range chicken on us.
Hmm, turning red, huh? Man, those darn facts keep getting in your way:
http://www.270towin.com/states/Iowa
I think we both know who shows up in the midterms. That’s been a problem for Democrats for some time. As an Independent, I show up and actually did vote for some Republicans on the midterm ticket. Not Joni, though. She’s acts like a flipping nut bag. No wonder she garnered all that RWNJ support.
Now, back to my original questions to you about average TX hourly wage and salary and just how many jobs you might actually have without the public sector (ones where people aren’t going to be blown up, mind you)…
Oh yeah, Iowa is really going red — Carson and Trump lead the pack. Completely unelectable in 2016.
While you are trolling Planet downgrading Texas, why do you think that Blue State Massachusetts based Liberty Mutual is building a million square foot building in Plano, Tx. to house 4,000 employees? Why did Illinois based State Farm move a large operation to the DFW metroplex from Illinois? These companies are no fools despite what you might think. They know where the future lies and it is not in the frozen tundra up north.
By the way, the majority of Iowans elected Joni. They have a lot more sense than you do.
Actually, Agent, the majority of Iowans did not vote for Ernst. She had 588,575 votes. Bruce had 494,370. “Others” had 44,401. The total of which is 1,127,346 votes. Iowa’s population is 3,107,000, roughly. So, the majority of Iowans did not vote for anyone at all. Nearly 2,000,000 people stayed home.
Still don’t want to answer my questions, huh? That’s all right, rhetorical anyhow, which is why you won’t answer it.
Planet,
You’re arguing semantics in order to find a way to disregard what agent said.
In order to make the case that more Iowans are blue, you would have to show that the people who didn’t vote wouldn’t have voted as they did, or would have. Which you can’t do.
All you did was try to disprove Agent based on semantics in this scenario without any proof to the contrary.
This is not how one debates.
http://bipartisanpolicy.org/library/2012-voter-turnout/
I mean really, you could just as easily argue that Obama didn’t receive the majority vote either.
But you yourself have made the argument that he did when Agent said Obama was not his president.
57.5% of people voted in 2012. Obama got 51.%.
This means only 29.325% of Americans voted for Obama.
But would you ever, EVER try to argue that the general public did not want Obama as president? That there wasn’t a trend behind that with the country voting left?
That the country was in fact leaning right?
bob,
Agent said, “By the way, the majority of Iowans elected Joni. They have a lot more sense than you do.”
Captain Planet proved that statement to be false, period. It is not semantics, it is a fact.
If Agent meant that the majority of Iowa voters elected her, he would have been correct. Try holding Agent accountable for not being accurate in his statement.
Here is another fact, President Obama is every United States citizen’s president, period. Unless you renounce your citizenship and move to another country, that is the way it is.
Captain Planet, if you previously made the statement that the majority of United States citizens voted for President Obama, and not U.S. voters, you are just as guilty as Agent.
Ron,
I should have used the word semiotic. This is why you are so inept at politics. You aren’t even arguing properly. You know what agent meant, and you’re arguing against how he said it, knowing what he meant.
That is a semiotic argument (arguing about how he is saying something, not the topic itself.) when you essentially know better. This is pointless to the topic at hand. It makes arguments last far longer than they should, and it is willful discrediting tactics that make conversations take too damn long Ron! Let’s not debate how someone used English when we know what he meant. Let’s debate the concept.
So he left out the word VOTERS. Irrelevant. We know what he meant.
“Here is another fact, President Obama is every United States citizen’s president, period. Unless you renounce your citizenship and move to another country, that is the way it is.”
I DON’T CARE. You’re trying to make me care and it’s why you brought it up. Right here you have no reason to say this except to say shame on you, you conservative for rejecting your president! I have never said Obama is not my president. Regardless of this fact, you saying this would still be a semiotic piece of garbage argument! You know what a human means when they say this person is not my president. You know they mean they don’t like him. This is like the smart ass who has to say “You mean MAY I go to the bathroom, not CAN”. When in fact you know what the person meant. Arguing about how someone says something when you know what they mean t is insane. Language is fluid. What this means is people shape language to what they want, language doesn’t shape people. Do you get the point in that? When I referenced agent, and you make it personal to me, as if to insinuate some crap about my character based on how I speak, it is dishonest, and I’m going to take it personal Ron!
Your ignorance astounds me. Go look up a bit about semiotic arguments.
In other words to make it shorter Ron:
You know what Agent meant. Stop trying to make a semiotic argument about how he said something.
The question here is: Is the state going to go red?
Planet provided some useful information, but the one regarding the total voters, could just as easily be applied to Obama. It serves no purpose in the conversation, whatsoever.
In fact,
Not only does it serve no purpose, it is solely about how agent said something.
That’s all. Not about the concept of what agent clearly meant to says, but how he said it.
All that is, is extremely condescending…Really.
Ron,
I don’t read Bob’s comments EVER, but I gather he suggested I said the majority of Americans voted for President Obama. I never said that. I did, however, point out that Agent guaranteed Romney would win in a blowout. That didn’t exactly come to fruition.
Planet:
A: I said you could just as easily say it about Obama, but that you haven’t. Which means you’re dishonestly using a semiotic argument style that has no purpose.
B: The never reading my comments is a flaw on your end, not mine. The way you deal with bullies (which you think I am) is not to ignore them. This is actually a form of bullying. It is to ignore their anger, and positive redirect. You can literally cause a bully to become a sociopath murderer by saying let’s ignore him for life because he has issues.
C:
“Actually, Agent, the majority of Iowans did not vote for Ernst. She had 588,575 votes. Bruce had 494,370. “Others” had 44,401. The total of which is 1,127,346 votes. Iowa’s population is 3,107,000, roughly. So, the majority of Iowans did not vote for anyone at all. Nearly 2,000,000 people stayed home. ”
This comment is what I referenced, and by stating it, you made a pointless statement, which could equally as easily be applied to Obama (whether you said that or not) the existence of that ability makes your argument there a pointless one.
I’m aware you were arguing whether or not a state would vote red, of which the above had no bearing on it, except to accuse agent of misspeaking.
Celtica, with the latest round of policies being Non Renewed in the Exchange, who ever speaks of getting rid of the ACA is going to get a lot of votes. Spent 1.5 hours on the phone this Am with a client that cant keep her plan while the market place is trying to force her into an HOM which she has repeatedly told them she dont want. The she says no 30% co Insurance, 20% and they still try and jam it down her throat. Has she taken their advice, she would have lost all her docs. Every one of them including her lady parts doc.
To all you agents that declined to participate in this mess, that is a wise choice….
If you vote for someone that is not going to repeal or fix this thing, you just dont care about average Joes’ in the middle class or lower.
Obama would just out source it.
Bob, we can argue semantics 24/7 on election results. The facts showed Ernst with nearly 100,000 more votes than her Democratic opponent and she “won” fair and square. Iowans picked the right candidate and sent her to Washington to represent them.
By the way, Kentucky picked a Republican governor for the first time in 4 decades and he won over a hand picked rising star Democrat who was pro Obamacare and pro Democrat big spender. They also picked a black female Republican for Lieutenant Governor. This marks quite a shift in their belief system and a rejection of Obama once again.
FFA, did you see the story about 870,000 Co-op consumers being kicked to the curb on the failures of the Obama endorsed Co-ops that we funded with $2.4 Billion to set up? Now, they have to go to Healthcare.gov in the enrollment period and try to get coverage. I am sure they will like those deductibles, higher out of pocket, limited networks and of course, the higher premium they will see.
FFA, I saw a funny political cartoon this morning. It showed a voter with his trash bin on the edge of a cliff and he was dumping his garbage over it. It was labled “Liberalism”. There are hopeful signs that the voters are starting to get it more and more. 900 state legislative seats, 69 House Seats and 14 Senate seats have changed hands since Obama was first elected. I think that qualifies for taking out the trash. All we have to do now is change out the Presidency in about 14 months.
So the cost of the failures are topping $2.4Bill? Add another Bill on for the web site. I wonder if that money could have put all uninsured on an HMO…
People without health care insurance will sooner or later end up in the Emergency Room as a last resort. Who pays for that? Everyone.
Obamacare was supposed to fix the emergency room problem, but didn’t. Now, people with coverage with high deductibles are still using the emergency rooms for care and have to arrange for pay plans because they can’t afford the deductible.
Only Universal health care can solve the emergency room problem.
Affordable – by the old school definition – would work.
FFA, on the internet, it said only 442 days remained on Obama’s second term. We are starting the countdown.
Obamacare was designed to provide medical insurance for the uninsured, not solve the Emergency Room problem. And it’s nonsensical that people with high deductibles (and I am one of them) go to the emergency room at a higher rate than their doctor at a lower non-emergency rate.
Celtica, trolls like you and Libby proudly proclaimed for three years, that the Emergency Room problem would be solved by Obamacare.
By the way, another Co-Op just went belly up in South Carolina which makes 9 so far and the rest of them are teetering on insolvency after receiving nearly a billion to set them up to handle Obamacare. It is kind of like giving loans to green energy and we know how they turned out with the taxpayer getting the screws.
Trolls? Really, darling, I thought I meant more than that to you.
And for the record, I never, ever, ever, ever said anything about solving an emergency room problem. That is purely a figment of your convoluted imagination…darling.
Celtica, I have a better memory than you do and you were joined at the hip with Libby on comments ever since the “law” was passed extolling the virtues of Obamacare and how it was going to solve all the vexing problems of Healthcare, be more affordable, keep people out of the emergency rooms since that was the most expensive way to treat people etc. Her favorite line was – what are you complaining about, it hasn’t even been fully implemented yet. We have seen how it has been implemented, how it was one convoluted lie after another by the Progressives.
Good analysis Bob. It will bounce right off the hard headed Progressives skulls without making a dent in their belief system. We know of one poster that was stupid enough to vote for Obama twice. 7 years of this governance is about to end, thank goodness. It is encouraging that many of the left leaning posters say they will not support Hilliary, no matter what. If not her, I wonder if they will show up at the polls at all. Socialist Democrats are all in now and there is no one else since Biden decided he wanted no part of it.
Common sense is not so common as it would seem and as I always say.
My gift isn’t an intellect, it’s in thinking intuitively.
This is ironic considering how many liberals I know believe they are thinking intuitively who are in fact not.
Bob, Progressive Liberalism is a mental disease since they always interpret what we say backwards. They will also argue with a fence post trying to prove their point. The ones who voted for Obama twice are the worst by far. No Common sense whatsoever and very little sense of right and wrong.
Ron has me furious.
Obviously. I’m tired of this buffoon.
Bob, following is a good one which describes our society currently.
Welcome to 2015
Our phones – wireless
Cooking – Fireless
Cars – Keyless
Food – Fatless
Tires – Tubeless
Dress – Sleeveless
Youth – Jobless
Leaders – Shameless
Relationships – Meaningless
Attitudes – Careless
Babies – Fatherless
Feelings – Heartless
Education – Valueless
Children – Mannerless
Country – Godless
Government is Clueless and our politicians are worthless
I am scared Sh..less
bob and Agent are the biggest pair of hypocritical, arrogant, self-righteous, clueless, moronic schmucks around.
Go ahead Rosenblatt, call me out.
If a Democrat wins the White Hose, it is because the Republican Party will select an even bigger idiot just to pander to voters like those two.
And no, I don’t mean debunk my comments against you.
I mean my comments regarding health.
Use a little math like I did for the life expectancy. Think for yourself, using other facts to form your own conclusion, not with some opinion piece doing it for you.
Further:
What do you notice in my comment vs agent’s above?
“My gift isn’t an intellect, it’s in thinking intuitively.
This is ironic considering how many liberals I know believe they are thinking intuitively who are in fact not.”
Would a self righteous person say they aren’t that smart?
More importantly READING COMPREHENSION, RON. I love that I get to throw that in your face, watch how:
“This is IRONIC CONSIDERING HOW MANY liberals I KNOW believe they are thinking intuitively who are in fact not.”
Do you see my qualifier? Do you see where I say how many? Did I say “All liberals have a mental disease” like Agent?
Did you however group me in with Agent?
I think you did. ;)
Jackass
In case you still missed it, the qualifier is how many I know personally.
Bob, I would imagine that you know plenty of liberals up there in Washington state who are married to Progressive ideology and are as arrogant as some on this site. There is a good reason why we call Washington, Oregon and California the left coast.
So also while Agent said liberals are a mental disease, you just said republicans are stoopid.
You still believe the right does more pandering with no evidence.
Pandering is what the democrats did with gay marriage. Pandering is what the democrats did in WA state with the law regarding celebratory fees, solely to tell the gays they got the Church, even though the republicans were ready to pass a law for gay discrimination.
Pandering is planned parenthood. Really. All services handled there can be handled elsewhere. Anyone who says otherwise is a liar. While planned parenthood doesn’t only perform abortions, that’s the point. They couldn’t afford to be solely a provider of the services they are getting funding for. They are getting those to be able to be the biggest abortion provider. While I don’t care about that, I do care that these funds would be best handled by clinics, which republicans have said they will put all the funding back into clinics, unrestricted. Pandering is then trying to keep planned parenthood around and threaten shut downs saying women will lose their health benefits if it is closed.
Why don’t you talk to me a bit about pandering, you idiotic piece of trash.
Pandering is trying to make equal pay laws unreasonable, and when republicans suggest changes saying they don’t support equal pay for women.
Pandering is saying that women make 77 cents to the man’s dollar (a lie) and using that to say republicans don’t understand women.
Pandering is saying they will put you back in chains, in an audience with a larger than normal black population.
Pandering is creating affirmative action, to buy votes.
Pandering is creating class warfare through taxes, estate taxes, etc.
Pandering is saying if we don’t have tax revenues, x amount of elderly and children will go without a hot meal (or die)
You ready to give your examples, Ronny boy?
You caused this to happen when you twice now refused to debate the freaking topic at hand.
I don’t allow some boy to walk over me. So go ahead, prove you aren’t trash. Let’s debate!
And note when I’m mad, while I insult you I tell you again and again, DEBATE THE TOPIC AT HAND!!!
NOWHERE in your post did you debate any topic with this horse crap post you made! God!
Idiot!
Bob, I see that Ron has you stirred up. You have told me before to not take his bait. Take your own advice and blow him off. I don’t respond to him anymore. He can just twist in the wind with some others of his ilk.
By the way, I watched enough of the debate last night to see the Progressive commentators make complete fools of themselves with their loaded, unfair and biased questions. Rubio & Cruz really put them in their place and by the response of the audience, they were cheering the Republican responses and there were boos on some of the questions. There is an old saying, what doesn’t kill you makes you stronger. As I said earlier in another post, Progressive Liberalism is a mental disease. Last night proved it once again whether you believe me or not.
I agree – those “moderators” were horrible, their questions were lacking in substance to put it nicely, and they let the candidates walk all over them.
You’re right Agent. I need to take my own advice.
I didn’t watch it, I’m far too busy at the moment. I have a lot going on.
Bob, sorry you missed the debate. Had you seen it, you would have been amazed at the Progressive agenda on display. It mirrored what we see on this blog all the time. Ted Cruz took them completely apart and Rubio did much the same. All CNBC did was unify the candidates against the agenda.
Bob, a year or so ago, you mentioned that your boss might be offering a partnership to you. I hope that came true. There is nothing better in this business than being an owner of an agency business, even with the headaches that sometimes comes with it. If it hasn’t happened yet, hopefully it will.
‘There is nothing better in this business than being an owner of an agency business’
that’s just, like, your opinion, man
Bob, it looks like SCOTUS is going to hear the case on the mandates compelling religious institutions to provide birth control, abortion coverage etc. The most prominent of the suits involve the Little Sisters of the Poor nuns who objected to the mandates.
In your opinion, do you think the Court will cave to Obama again or show some spine and strike it down? Maybe they have actually read that Obamacare is in dire circumstances, the Co-ops are failing, the exchanges are failing and enrollment is on the decline.
bob,
I have no problem debating the topics with you. The problem is that either I agree with you 100% or you state I am using the wrong methodology, false equivalencies or untrustworthy data/sources. Nobody can win a debate with you because you do not debate fairly.
With that said, what topic would you like to debate?
Please quote me where I said the right does more pandering? Please stop putting words in my mouth.
Why are taking the Lord’s name in vain? That is a sin.
You are the child here and need to grow up.
Ron, I’m not doing that anymore. I don’t have the time to pick up a second full-time job, a non-paying one at that, especially as it makes no difference in how people talk to each other on this site.
WOOHOO! Rosenblatt is BACK! Missed ya buddy! :)
Just like Greg Hardy, I’m back in with guns blazing :)
Really?
How am I being pandered to? You just made some big assumptions…Which you said I don’t do. So that makes you what? Self righteous for the comment which has no purpose other than to attack me, a hypocrite in regards to assumptions, which is linked to arrogance, and in order to say I’m a moron,
Well…Go ahead and debunk my comments with logic above…Unless you want to make this solely about my personality again, which makes you a schmuck and a moron.
Also: I have asked you lately to make your case strictly based on facts, and you have failed each time.
I asked you to prove how republicans were bigger hypocrites. Typically you say I’m proof, or Agent is proof, ah yes that works. That time you said you already had and didn’t need to. Only you didn’t. I provided you examples.
You’re a damn fool, and I’m sick of it. Grow up, you fresh college grad snot nosed brat.
so tired of reading all these antagonistic, insulting, demeaning, and long-winded fighting posts. we can yell over each other 100 times in every article and nothing ever changes. i really like what Agent has done recently by not responding to people who get make him angry or insult him. it’s cleaned up a lot of the disgusting conversations he’s been a part of in the past. i would hope others could take Agent’s lead and just let all the negativity go for a while. (i can’t believe i just wrote that). once things get heated, we should just pull the rip-cord on the conversation and move on. fighting like this does nobody any good and accomplishes nothing.
while this was posted as a reply to your message bob, it was meant as a general comment for all and not specifically directed towards you.
Confused,
I won’t be taking this one personally. As I told Agent just now he’s right.
You’re right as well.
Hey Bob, here is a good one you will like.
If you are against the Death Penalty, but support abortion, you might be a liberal.
We have several of those on this blog, right?
Confused wrote, ” i would hope others could take Agent’s lead and just let all the negativity go for a while.”
Yes, nothing but sunshine and unicorn farts from these 2 Agent posts YESTERDAY:
Agent says:
Good analysis Bob. It will bounce right off the hard headed Progressives skulls without making a dent in their belief system. We know of one poster that was stupid enough to vote for Obama twice. 7 years of this governance is about to end, thank goodness. It is encouraging that many of the left leaning posters say they will not support Hilliary, no matter what. If not her, I wonder if they will show up at the polls at all. Socialist Democrats are all in now and there is no one else since Biden decided he wanted no part of it.
Agent says:
Bob, Progressive Liberalism is a mental disease since they always interpret what we say backwards. They will also argue with a fence post trying to prove their point. The ones who voted for Obama twice are the worst by far. No Common sense whatsoever and very little sense of right and wrong.
valid points, planet. you are right that agent is still insulting and attacking in his posts.
i should have said “i would hope others could take Agent’s lead and just **not respond negative posts people made about him**”
he is doing a great job of not responding to people who he thinks may have insulted or attacked him. i have to give him credit for that at least.
Must say I agree and have noticed that Agent has chilled some. He does deserve recognition for that. I used to like reading his post for a different point of view…maybe we will see that side again. I love when people have different views and opinions, part of what makes America a great place to be. I still can’t stand Boob…aka Bob, but that will never change…he is true definition of a bully and has zero social skills and one awful temperament.
While I don’t expect him to reply, I sincerely hope Agent reads the last few posts in this thread. After all, we’re defending his actions and giving him credit where credit is due. Hopefully that will reinforce his current behavior as I think it’s working out great for everyone.
Here’s hoping for a safe Halloween to everyone & all their circles. Hope you’ve got enough PEL or HO LIAB coverage just in case! :)
bob,
There is so much inaccuracy, hypocrisy, and idiocy in your posts, I will just let them speak for themselves.
Keep typing knowing that Agent is the only one buying your crap.
No. There’s not.
Go ahead and let them speak for themselves. In this particular page, all I have done is gone over health and defended myself from you.
Your attacks are pretty evident on this page. While I have cracked it is pretty clear I didn’t want to go this route, until you thrice insulted me.
bob,
You’re just not as smart as you think you are.
Bob, I tend to think everyone should read your logical posts and Ron’s idiocy and everyone can make up their minds about which one is worthy of belief. I know you are fighting the good fight, but they are just too hard headed to believe it. No amount of information is good enough with them. They are all too agenda driven.
Agent,
If you are not going to reply to my posts, then fine. I understand that you are not intelligent enough to keep up.
Please refrain from mentioning my name or referencing me in any of your posts.
Let’s see if you can honor a simple request.
Bob, Ron seems to be offended if I mention his name when I post to you. How unfortunate that he objects to be called out. I am not going to give him the time of day even though the time changes this weekend.
I hope you have a good Halloween weekend even though our Energy Dept has just warned people about buying pumpkins and making Jack O Lanterns since that will be so harmful to our environment and cause Global Warming. I sure will be glad to see these Progressive Climate Change trolls be handed a card board box and told to vacate the premises.
Agent,
Way to keep being disrespectful. Typical Conservative.
At what point did I say I was offended? I have never been offended by anything, ever. Only weak Liberals and idiot Conservatives get offended. All I am saying is that if you are going to ignore me, then ignore me.
If this country is so bad, MOVE!!!!!!
If you ever look at the back of a hospital bill, it usually states Financial Assistance is available if you make under a certain amount and are uninsured. Here the income is approx $50k for 1 person and about $5k more for each individual in your household. I know people who choose not to carry insurance and choose to do the assistance paper work and end up not having to pay anything for medical services other than doctor visits. If they were to have insurance (even with the Obama plan’s $5k, $10k deductibles) they would not be eligible for the assistance. Most who don’t have plans with reasonable deductibles making less than $100k for a family, and don’t have any medical needs other than a few Doctor visits a year, would be better off not buying the insurance if the plans come with high deductibles.
WOW! No wonder families who need coverage are having trouble getting answers. Lots of bad information on the cost for health insurance and the possibility for exemption from the penalties/tax. It’s amazing how much attention is given to blaming people. Maybe as insurance agents we could change things by looking at the positive side of ACA.
No family should have uninsured children. If the income is too low to afford health insurance it’s a good chance the kids are eligible for either Medicaid or the family is eligible for the premium tax credit.
If the adults choose to not get coverage the family is probably eligible for an exemption from the penalties.
The insurance agent whine is about not wanting to understand ACA and the fact that we don’t make a bunch of money writing health insurance.
That’s the truth, admit it.
Have you ever heard of the CHIP program to insure children? You should look it up before commenting.
Are you active in selling the policies?
Is anybody in the forum (besides me)?
FFA, I hardly think an old tax preparer would ever be an agent for anyone. They don’t have the personality to do it. You and I are about the only agents who have sold policies. I have since quit that line and concentrate on P&C due to the Obamacare nightmare which continues. By the way, where do we look to find the positive benefits of this law? What has it solved in Healthcare? Just a Progressive scheme to impose their will on the people and tax them to death.
Sell, his lies about keeping your policies are coming back around as almost everyone I have written is being cancelled. They are getting pushed to Higher Deds, Higher Co Insurance and many of the Co Pays are going up or being eliminated all together.
FFA, Townhall had a story that 18 counties in northern Illinois has had rate increases exceeding 20%. That is not exactly good news for people in the process of enrolling, is it? I think the new enrollment may be the lowest since the law was passed. Thank you, Obamacare.
Agent, a lot of policies getting non renewed. I have revised my marketing plan to go along the lines of Off Exchange Policies. Most of my clients are asking to get out of that crap. So, BCBS Direct.
FFA, I was also concerned about my E&O exposure to selling the lies in this coverage and trying to explain all the bad things in it and having people misunderstand what is in it. I am sure a lot of people bought coverage not knowing what they were getting into and hoping they could get a claim paid if the worst happened. I know they don’t understand how the deductible was applied or what a maximum out of pocket expense would be on a serious claim.
I agree the deductibles suck, but guest what I have the deductibles on my own policy and I don’t qualify for any subsidies. Yes, changes are needed
but what did the person do before they had insurance? They could still choose to not buy health insurance and probably qualify for an exemption.
They will probably have insurance eventually, unless they are self employed or working for a small company with less than 50 employees.
By the way, I’ve heard of CHIP and ‘old tax preparer’ has written some policies. Ha! Ha!
I am learning alot by your comments on how it’s going with your sales or lack of. Thanks.
Hey New, if you were aware of CHIP, you wouldn’t have made the statement you did on your prior post. Perhaps you should have remained a tax preparer and then you could help people figure out a way of avoiding that $695 penalty they are facing in 2016 for not buying the monstrocity known as Obamacare.
Not sure how the Affordable Care Act is a Progressive plan, if I’m not mistaken was this not Bob Dole’s plan?
Apparently you were not a resident of the US at the time so you were unaware of Obama, Pelosi, Reid, Jonathon Gruber putting this plan together and ramming it down the throat of the American People. They are all Progressives 24/7 and have been their whole lives.
What is not being addressed is the deductibles. My employer pays 70% of my coverage leaving me with a biweekly payment of $160.00 for me and my wife. That isn’t so bad until you tack on the deductible of $4000.00 before the insurance kicks in and even then they only pay 80%. My son had a policy that cost him $185 a month, he is only 28 and in good health, with a $6500 deductible and the policy covered 1 physical. So in short he paid $2200 for a physical. Imagine that! Who’s making the money here.
Joe, I want the Obama Plan to be expanded. I want to get on my kid’s insurance. She’s part of a plan through the Teamsters. Has a $100 yearly deductible (excluding ER visits) with a 80% co-pay up to a max of $500 per year. Each ER visit has a Deductible of $500 if not admitted with no max on that ER deductible per year. Cost of the plan to her is $88 a month. If we can keep our children on our plans until age 26, shouldn’t they be able to add us after age 55?
Joe, aren’t those union “Cadillac” Plans going away to be replaced by the now infamous Obamacare plans?
Hey Agenda, one of the hallmarks of Progressives is a mocking attitude because none of you have an original thought so you just copy down posts of others and try to mock. I suggest you switch sites to Moveon.org. It should be more to your liking.
Ohio, aren’t the Cadillac Plans of the unions going away to be replaced by the wonderful Obamacare Plans? If they aren’t, what was Jimmy Hoffa Jr screaming about? Never fear, after age 55, you can apply to AARP and get their endorsed Obamacare coverage.
Agent, So far no changes in Union Plans. Mostly likely won’t happen until the the current Union Contracts come up every 2-3 years. I do know my daughters plan did increase from $14 at week to $22 a week. Still much better than I get from my employers: $140 bi-monthly (employee only plan) with a $500 Deductibles and max. out of pocket of $2,000. Her $22 weekly includes dental and vision. My doesn’t.
They should ride their union plans as far as they can. Cadillac plans will be going away, no doubt about it. By the way, congratulations are in order for the Cincinnati Bengals. They really seem to have in going this year. It will probably come down to them or the Patriots for a Super Bowl nod. Brady, like him or hate him is still very good. The Giants thought they had him until they didn’t and he did it without his best receiver. I can’t watch the Monday night game with the Texans. It will get ugly early in that one.
Hey Ohio, I don’t know if you get the Townhall.com daily stories, but in today’s edition, 11-17-15, another story on how the majority of Americans are still opposed to this 5 year old disaster. Plenty of evidence about what people are going through and how they can’t afford to use the insurance because of the deductibles and out of pocket expense.