60% of P/C Execs See 2016 Much Like 2015; 55% Expect Democrat to Win White House

January 13, 2016

  • January 13, 2016 at 1:18 pm
    wayne smith says:
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    55% of people have no idea what they are talking about.

    • January 13, 2016 at 2:04 pm
      PETE says:
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      Let’s HOPE!!!!

    • January 14, 2016 at 1:47 pm
      Ron says:
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    • January 21, 2016 at 5:07 pm
      Anddrocles says:
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      85.7% of all statistics are false

      • January 22, 2016 at 10:34 am
        Agent says:
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        Anddrocles, I would agree with much of that, particularly if the stats are from the government on employment, growth in the economy, enrollment numbers on Obamacare. In our industry stats from actuaries on Predictive Modeling, Price Optimization are a joke as well.

        • January 22, 2016 at 10:45 am
          Ron says:
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          Agent,

          Since you are against using statistics to price insurance, please enlighten the class as to how you would go about pricing for product when you do not know the cost of said product.

          • January 22, 2016 at 5:12 pm
            ConfuciusRains says:
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            P&C underwriters have few clues about the true price of their products. The day that “production” underwriters entered the scene underwriting became a market share joke.

          • January 25, 2016 at 10:32 am
            Agent says:
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            Confucius, When actuaries came in with their Predictive Modeling Algorithms, Price Optimization schemes, re-tiering, re-scoring, it has had a very negative impact on the market. I wonder how our industry grew and was successful over the past 20 years without these bean counters impersonating insurance people.

          • January 25, 2016 at 10:51 am
            Ron says:
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            Agent,

            I guess your way of solving a problem is just to complain about it. Typical.

            If these things are so devastating, why do nearly all, if not all, insurance companies use them?

            Please name any insurance company that does not use these tools and provide their 5 year change in market share, loss and combined ratios, and in which states they write.

            Never mind, that takes actual work and research. I almost forget to whom I was speaking.

  • January 13, 2016 at 1:21 pm
    Jack Kanauph says:
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    Let’s hope “the democrat in the White House” is a janitor and not hilliary.

    • January 13, 2016 at 2:32 pm
      Agent says:
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      Jack, did they just interview the crony capitalists like Buffet or Progressive that have gotten favors? Hilliary is more likely to have handcuffs on in 2017.

      • January 13, 2016 at 5:01 pm
        Captain Planet says:
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        Comment removed for terms violation

    • January 19, 2016 at 5:00 pm
      Agent says:
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      Jack, let’s hope the A Team lowers the boom on Hilliary sometime between Iowa or New Hampshire. It has now been revealed she had emails above top secret on her server and that she directed subordinates to wipe the designations off the emails. The military is considering lowering the rank of Petraeus after he resigned from the CIA for letting his biographer girlfriend have some notes on sensitive information and apparently, Hilliary has done 100% worse. Is there a separate law for each? If Loretta Lynch doesn’t proceed with an indictment, there will be calls for her impeachment right away. Hand cuffs are on the way.

      • January 20, 2016 at 10:52 pm
        UW says:
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  • January 13, 2016 at 1:38 pm
    joe says:
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  • January 14, 2016 at 10:41 am
    Yogi Polar Berra says:
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    I want an Al Gorecount (only in industry segments that support my agenda).

  • January 14, 2016 at 12:37 pm
    RetiredUW says:
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    • January 14, 2016 at 1:35 pm
      Captain Planet says:
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      • January 15, 2016 at 1:37 pm
        James says:
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        Don’t forget stuffing the ballot boxes, a favorite Dem tool, which is why a comedian is a Senator in MN.

        • January 15, 2016 at 3:03 pm
          Well, James.. says:
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          If you will remember, we had an actor for president a while back.

          • January 15, 2016 at 9:01 pm
            JAMES says:
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            This reply is for Rosenblatt: I never said president, I said Senator. And my point was not whether an entertainer makes a good politician, my point was it was a stolen election. I’ll be happy to provide proof if need be.

          • January 19, 2016 at 8:19 am
            Rosenblatt says:
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            Sorry James, you’re correct. My comment of “actor for president” was for Well, James and not just James. My mistake confusing the two posters.

          • January 19, 2016 at 4:53 pm
            Agent says:
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            James, I clearly saw your post on Franken that many on the left didn’t. They criticize my reading comprehension – ha, ha, ha.

          • January 19, 2016 at 7:48 pm
            Ron says:
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        • January 15, 2016 at 3:22 pm
          Agent says:
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          Yes, I remember Franken and his stolen election. He is a comedian in the Senate as well. Didn’t Minnesota elect a pro wrestler Ventura as governor several years ago? I think their brains are frozen on the frozen tundra.

          • January 15, 2016 at 4:04 pm
            READING COMPREHENSION says:
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          • January 15, 2016 at 4:39 pm
            Rosenblatt says:
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        • January 15, 2016 at 6:41 pm
          UW says:
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    • January 15, 2016 at 11:37 am
      Agent says:
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      Retired, I can see why you are retired with views like that. Are you the father of UW? You sound a lot alike. If you want to analyze what has happened since Obama has been in office, you would find that Republicans have huge majorities in Governorships, State Legislatures in a majority of states, the House & Senate on the federal level. It is Obama & the Democrats who have imploded for the past 7 years. The voters have soundly defeated Progressives in the last two mid terms and the last General Election except for 1 man who somehow kept his incumbent job. He then proceeded to take the country further toward ruin. By the way, the Republicans squabble with each other, but they will unite behind the winner. It shouldn’t be hard to beat Hilliary or Bernie. She is a criminal and he is a quasi Socialist/Communist.

      • January 15, 2016 at 1:18 pm
        Captain Planet says:
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        • January 15, 2016 at 2:14 pm
          Confused says:
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      • January 15, 2016 at 6:58 pm
        UW says:
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        Thanks Agent, I notice you reference one of the few reality-based comments to me, instead of the bullshit conspiracy theories and nonsense you actually reply to.

        This poll is actually quite disturbing. These people are running pretty major companies and don’t seem to have a grasp on current events in any analytical sense. The electoral college is heavily against Republicans because of the states they have basically abandoned due to Democratic dominance. They need 270 to win, and based on blue/red state divides it starts with Democrats/Republicans at 247/206. That means in “guaranteed” states the Democrats are 91% of the way there.

        That means Republicans need to win 75% of the remaining electoral college votes. If you throw in Colorado which has been becoming a blue state they basically have to win the rest.

        At this stage looking at this and thinking there is a good chance of a Republican president is almost insane, it is certainly out of touch with reality, but a lot of companies are being driven by people as delusional as Agent, apparently.

    • January 15, 2016 at 12:12 pm
      Jack Kanauph says:
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      I don’t understand how Obama still gets support. His Presidency is a disaster for our country. Spending is out of hand as is borrowing from China, our world image has degraded significantly (evidence by iran grabbing 10 of our military), and our country is sooo divided right now. Democrats & Republicans rarely are working together. Our social classes are at odds. Men vs Women in the workplace. Racial tensions are high. The police are under attack. And terrorism is increasing on OUR land.
      I give him credit for trying to fix healthcare but he shouldn’t have “closed the doors and passed it”. That started the divide!
      And Hillary is an arrogant crook who feels she can do anything she wants because she is above us all. She will continue the divide between the parties with her arrogance.

      • January 15, 2016 at 7:15 pm
        UW says:
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        • January 18, 2016 at 10:55 am
          Jack Kanauph says:
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          U/W,
          Name calling signifies the loss of an argument.
          Spending is exceeding our tax revenue, hence spending is too high. Borrowing from China, if your rational was correct, we could be paying down the loans. Our country is very divided right now and the buck stops at the leader, Obama. There are better choices to deal with issues. Since you didn’t comment on racial tensions being high and our police force being attacked, I guess you agree. Obama did close the doors and sign the passage of Obamacare.
          You don’t know me or my beliefs, yet you attack Trump. Draw your own conclusions.

          • January 19, 2016 at 2:28 pm
            Agent says:
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            Jack, that is what Progressive trolls do. They can’t win any argument so they start screaming and name calling. I can envision some of them foaming at the mouth and lying in the floor kicking and screaming like a child that doesn’t get their way.

          • January 19, 2016 at 7:27 pm
            UW says:
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          • January 19, 2016 at 7:30 pm
            UW says:
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          • January 20, 2016 at 6:06 pm
            Agent says:
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            Jack, the poster called UW doubles down when we call him out on his swearing, name calling by name calling yet again. What a child. I would call him an ignorant Millenial, but he would criticize that as well.

          • January 20, 2016 at 10:57 pm
            UW says:
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          • January 22, 2016 at 9:35 am
            Mickey Dee says:
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            to UW,
            According to you, there must be many morons and idiots on this board because your comments see to be disliked, yet the ones you disagree with are well-liked. HHMMMMM.

          • January 27, 2016 at 1:29 pm
            Michael says:
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            Mickey Dee…you do realize that it is Agent that does all the thumbing up and down, don’t you? It’s very important to him; how he has time to run a wildly successful agency is beyond me.

  • January 15, 2016 at 11:31 am
    Mr. Mister says:
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    • January 15, 2016 at 7:16 pm
      UW says:
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      • January 17, 2016 at 2:24 pm
        Mr. Mister says:
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        UW, I’m interested in hearing your source for this. Nothing I’ve read on the subject says they are more accurate when ‘it is close’.

        • January 17, 2016 at 9:33 pm
          UW says:
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  • January 15, 2016 at 12:36 pm
    Agent says:
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    Mr. are you one of those algorithms guys who like to do Predictive Modeling, Price Optimization scheming that has the insurance industry in the doldrums. Their is no computer model that can predict human behavior, sorry. I am afraid that the sorry record of Progressive Socialists are their undoing and the people are tired of it. Let’s take out the trash.

    • January 15, 2016 at 1:27 pm
      Rosenblatt says:
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    • January 15, 2016 at 1:30 pm
      Captain Planet says:
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      • January 15, 2016 at 1:40 pm
        James says:
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        In other words, a majority of Americans want something for nothing, i.e. universal healthcare? Not true, the polls say otherwise.

        • January 15, 2016 at 2:44 pm
          Agent says:
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          So James, if all of this is true, how come the Progressives have been losing so badly in recent elections? The reason may be their “agenda”. People don’t like it and they keep rejecting it.

          • January 15, 2016 at 4:06 pm
            Confused says:
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          • January 15, 2016 at 7:18 pm
            UW says:
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          • January 15, 2016 at 9:13 pm
            JAMES says:
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            I totally agree. Socialists like UW are all-in for free stuff. I’m not a Republican either, but I can see why Americans are wanting to take out the trash when it comes to the stupidity of the administration. Kerry apologized and said the sailors were rescued by Iran only because he and the Pretender in Chief want the nuclear deal to go through. By the way, the sailors violated the Military code of Justice by apologizing to their captors.

            UW, who do you work for?

          • January 15, 2016 at 10:51 pm
            UW says:
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        • January 15, 2016 at 7:16 pm
          UW says:
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          • January 18, 2016 at 8:09 pm
            JAMES says:
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            You never answered my question about where you work.

            Signed,

            Sick in bed

      • January 15, 2016 at 3:37 pm
        Jack Kanauph says:
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        Dear Captain Planet,
        I don’t think you know what MAJORITY means, or you mean the majority of some, not all. Your statements are incorrect, you just believe them, like Costanza on Seinfeld. You do not speak for the majority.

      • January 15, 2016 at 3:38 pm
        Get your facts straight... says:
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        You keep using that word (majority). I do not think it means what you think it means.

        • January 15, 2016 at 4:40 pm
          Inigo Montoya says:
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          Stop copying me!! (For what it’s worth, this is Rosenblatt posting and I love your reference :)

    • January 15, 2016 at 3:37 pm
      Mr. Mister says:
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      Agent,
      I don’t work in Predictive Modeling, I just enjoy hearing predictions from sources that tend to be right more often than the cheerleaders who’ve picked the right on Fox News or the left on MSNBC.

      While my tone may not be as strident as yours, I think that our opinion of Progressive Socialists is more alike than different. :)

      The great thing about Nate Silver is that his politics don’t really matter, just like I don’t care about the party affiliation of my local weatherman. As a forecaster, he is excellent. With him, it’s, “just the facts, Ma’am.”

      • January 15, 2016 at 3:51 pm
        Agent says:
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        Mr, you do realize that weathermen are very often wrong on their predictions, don’t you? Most look at their satellite images, algorithms on what it will be like and they can’t get it right for a few days, let alone a week from now. They grin at the camera and then proclaim I told you it was only a 40% chance of rain or snow. Another thing that is off is polls. It all depends on who is getting polled at the time. If you call registered Democratic voters of Obama and asked them what kind of job he has done, it would be very favorable. If you called Republicans or Conservatives and asked them the same question, the numbers would be in the toilet (as they should be).

        • January 15, 2016 at 4:08 pm
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          • January 15, 2016 at 5:58 pm
            David says:
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        • January 15, 2016 at 7:25 pm
          UW says:
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          • January 19, 2016 at 9:22 am
            Agent says:
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            How about a good quote from a famous person of the past?

            The goal of Socialism is Communism – Vladimir Lenin

      • January 15, 2016 at 7:21 pm
        UW says:
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      • January 22, 2016 at 5:48 pm
        Agent says:
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        I think I have it figured out now Mr. The White House and minions in it use Predictive Modeling which tells them that their policies are working and it is well received by the people no matter what the real people say. The Algorithms work for them, just not the American People.

    • January 20, 2016 at 11:05 pm
      UW says:
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      • January 21, 2016 at 4:48 pm
        Agent is a TOOL! says:
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  • January 18, 2016 at 8:32 am
    louie says:
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    So there’s a great possibility that our “choice” for the next 4 years is either going to be Trump or Clinton. That’s like asking would you rather have dog crap or cat crap on your shoes for the next 4 years?

    Think I’ll sit this one out.

    • January 18, 2016 at 9:36 am
      Ron says:
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    • January 18, 2016 at 10:50 am
      Agent says:
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      So louie, the double Obama voter recommends that you don’t vote for anyone. Isn’t that rich?

      • January 18, 2016 at 11:23 am
        louie says:
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        • January 18, 2016 at 12:25 pm
          Agent says:
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          louie, I realize you are from Philly and may be a little more liberal, but do you honestly believe that the Progressive agenda was the way to go to solve the vexing problems of this country? I am “ANGRY” about the way this country has been going the past 7+ years. Finally, in 2017, we may see some relief and we can start back with Conservative solutions. It will be better for businesses and citizens, believe me.

          • January 19, 2016 at 3:23 pm
            Don't Call Me Shirley says:
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          • January 19, 2016 at 3:45 pm
            Androcles says:
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            I will call you Shirley, Shirley.

            The stock market is higher because of expectations of great corporate results and a ton of newbies in the market who are bailing out at this very second because Big Oil is dropping like a lead balloon and taking the market with it.

            More people have access to healthcare but they cannot find doctors willing to work with them.

            How can unemployment be lower when 98 million Americans are not in the workforce. its lower beause the MaoBama adminstration is no longer counting those who went off unemployment comp and still do not have jobs. Its a managed [read, rigged] figure.

            Shirley, read the news and not opnline news snippets. Oh, BTW, the overseas papers have not been bought nor blackmailed by the administration so you can get the unvarnished truth somewhere and its quite embarassing for MaoBama.

          • January 21, 2016 at 1:31 pm
            Godot says:
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      • January 18, 2016 at 12:23 pm
        Ron says:
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        • January 21, 2016 at 3:07 pm
          Agent says:
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          Godot????? I don’t mind telling you I am angry at the Progressive Agenda that has basically ruined this once great country in a little more than 7 years. The great uniter has been the great divider instead. If you haven’t noticed it, our society is very angry with so many at each others throat. Look at how the election campaign has been going. It is nasty and getting nastier. We have the economy humming along at 2% growth, 94 million over age 16 out of the work force, entitlements galore and nothing being done to improve the lives of the American People. Yes, I’m just angry.

          • January 21, 2016 at 3:31 pm
            Ron says:
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          • January 27, 2016 at 1:33 pm
            Godot says:
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            Why all the question marks behind the name? Not sure who Godot is, I would suspect. I hope your people skills are better in dealing with insureds and employees than they are on this site.

            Okay – blast away at me now.

    • January 20, 2016 at 12:50 pm
      Agent says:
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      louie, you may remember when Hilliary was running against the Community Organizer back in 08. Hilliary said – Who would you want answering the phone at 3:00 AM if there were a crises/emergency to deal with? The answer is that neither one of them answered the call on Benghazi. Go see the movie 13 Hours and you will see what I mean.

      We all have to determine who will answer the call and do the right thing for the country and get this monumental mess straightened out. We can’t keep doing the same things over and over again and hope for a different result.

      • January 20, 2016 at 12:59 pm
        Ron says:
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  • January 19, 2016 at 3:38 pm
    Androcles says:
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    Since the Dems and Killary are owned by Wall Street this makes some sense. What makes equal sense is that a majority of P/C insurance execs smoke a lot more weed than we thought. Their reality is elusive.

    • January 19, 2016 at 4:07 pm
      Aristotle says:
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      Androcles, you are correct in your posts. I do think there is a proliferation of weed smokers and many on this blog. It seems to cloud their judgment and what is going on currently.

    • January 19, 2016 at 5:33 pm
      Agent says:
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      Androcles, I don’t know where you came from, but I like how you think. A little off subject, but do you follow the NFL and the play offs? Who do you like now that we are down to the conference show downs? I am not going to offer an opinion just yet and want to see who people like.

      • January 19, 2016 at 9:28 pm
        Androcles says:
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        Pats v. Panthers in SBowl. Pats win.

        • January 20, 2016 at 9:41 am
          Agent says:
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          Androcles, You may be right about the playoffs. We will see. Brady has not had a lot of success beating Denver in Denver in recent years, but perhaps the law of averages will catch up. The Panthers are good, but it is a bit troubling when they only play a half and then start resting on their laurels in the second half. I don’t think they will with Arizona because if they do, Arizona will make them pay. No doubt we have the best 4 in the NFL in the playoffs this year.

        • January 25, 2016 at 9:54 am
          Agent says:
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          Androcles, You were 1-1 on the playoffs. I guess the age old saying that defense wins championships is still pretty true. Denver suffocated the Pats offense for the most part and Von Miller did a number on Brady all day long. Denver’s offense was pedestrian at best and they were lucky to hold the Pats off at the end. Carolina, in my opinion will win the Super Bowl this year because they have the complete package and the QB to pull it off.

    • January 19, 2016 at 6:26 pm
      REALLY says:
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      Hidden due to low comment rating. Click here to see.

      • January 19, 2016 at 9:30 pm
        Androcles says:
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        Betting that the police won’t arrest you for watching Fox News while you drive. Betting that they will if you toke while you drive.

        • January 21, 2016 at 11:54 am
          confused says:
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          Hidden due to low comment rating. Click here to see.

      • January 20, 2016 at 9:37 am
        Agent says:
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        Studies show watching MSNBC, NBC, CBS, ABC, CNN has a completely debilitating effect on the brain and eliminates all common sense and turns former moderates into leftists.

        • January 21, 2016 at 5:12 pm
          Androcles says:
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          Best way to get the real news about the US is to read the British newspapers, not the tabloids, whom have not been blackmailing or buying US “journalists” [there’s an oxymoron]. No varnish.

          • January 21, 2016 at 6:14 pm
            Agent says:
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            You may be right. The lame street newspapers and networks are so in the tank, we haven’t had objective journalism for a few decades now. The schools are just churning out little Socialists with an agenda and the newspapers and networks put them right on.



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