Top 5 Workers Compensation Claims and Their Causes

May 18, 2016

  • May 18, 2016 at 9:02 am
    Yogi Polar Berra says:
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    These frequency stats aren’t surprising, given the various, different tasks workers perform on their jobs. Having the knowledge of accidents should reduce the overall frequency. But the reduced frequency of all claims will still have larger frequencies of some types of the fewer remaining claims. Smart insurers will seek to reduce HIGH severity claims, perhaps by risk classes, regardless of their residual frequency.

    I shall later read the full report. Meanwhile, I’m risking a few types of strain and repetitive use injuries in regard to bending my elbows to push my mouse around its pad and lift my coffee cup…

  • May 18, 2016 at 12:32 pm
    insurance_guy says:
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    when we get replaced by robots, we no longer have to worry about workers compensation.

  • May 20, 2016 at 1:30 pm
    Richard Rossiter says:
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    Here’s what I see in all this, you want to talk about it, you want to show the world your plight in having to deal with the problem. Fixing the issues isn’t what you are trying to accomplish. You are involved heavily in working with symptoms.

    What you are missing is working with the causes. I don’t mean the work stations, not the environment, the people. You fix the person, not his station. To do that you need to understand the cause. When you understand the cause, it takes all of 10 minutes. Why do you insist on capturing people in a system that simply doesn’t work.

    The outside causes will always be there, no matter what the job title is. Fixing issues means changing HOW you deal with the internals in each person. Fortunately, once done, even the person with the problem gets it. From that point on they know how to fix it themselves and will be happy to do it. All you need is a demonstration and a willingness to change. Your costs will plummet. IF you really want them, too.

  • May 25, 2016 at 1:48 pm
    David W. Clifton says:
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    Tip of the day:

    Try asking a physical therapist to assist in loss and injury prevention. PTs are THE FUNCTIONAL EXPERTS (along with many OTs) especially, when dealing with cumulative trauma disorders and manual materials handling tasks. There is no more qualified profession period! Many (myself included) have extensive experience with OSHA abatement programs for RSDs/CTDs, ADA compliance and the identification of RTW restrictions/limitations and “reasonable accommodations”

  • May 25, 2016 at 6:31 pm
    Richard Rossiter says:
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    You may be very experienced. It doesn’t mean you have the best answers, chances are you have 80% of the solutions they had 30 years ago. They didn’t work then and they aren’t any better now. If you have great experience then there wouldn’t be any surgeries in your area of expertise. Training as functional experts is great if it actually stopped the issue from arising at all. To myself, who has also extensive experience with all the above, I find PTs are becoming progressively slower in being able to fix an issue. When I can fix the same issue in a few sessions and I see PTs keeping people on for months, who’s benefitting whom? Insurance companies pay out the nose for 3, 6 and 9 month solutions when there are people all over the US who can fix the issue in two or three sessions. So please, just fix the issue, don’t drag it out. As one who has experienced PT first hand, it’s long drawn out and most of all, boring.



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