“If the climatologists are right about the continuing effects of climate change then people living in mobile homes could be particularly vulnerable to tornadoes in the years to come.”
And if the climatologists are wrong, then people living in mobile homes are still vulnerable to tornadoes!
The Climate Change hoaxers are at it again. By the way, Mobile Homes have always been vulnerable to wind and tornados and hail. They act like it is just in the past few years and man is responsible for it. WRONG!
Wish the article could have gotten into some detail of claim mitigation such as tie downs, mobile homes on a slab rather than remaining on the axles or other areas. Mobile homes are here to stay, so what can we recommend as the insurance industry to do to reduce total destruction of mobile homes.
Having never written property coverage on mobiles I had the same thoughts. I understand that the older units were very unsafe but as the construction methods have changed and very few of the units are truly mobile as they once were, there have to be installation methods that could certainly reduce the human loss when the events occur.
First of all there are no where near 8.7 million MH and the MH population trend line is significantly downward. Second, the number of people living is these homes is decreasing since a significant number are being used as secondary homes or storage. Third, the trend is to place homes out of park so the density has been decreased significantly compared to a tornado hitting a park. This is just another hatchet job to scare people about climate control. The fact is fewer people in MH will be killed by tornadoes when you actually look at the facts.
Maybe, but coverage limits are also much lower so the loss isn’t as significant. in my 20 years in insuring MHs I’ve only had 1 fire loss and hundreds of hail and wind claims. They really don’t burn as often as you’d imagine, especially the newer models.
“If the climatologists are right about the continuing effects of climate change then people living in mobile homes could be particularly vulnerable to tornadoes in the years to come.”
And if the climatologists are wrong, then people living in mobile homes are still vulnerable to tornadoes!
IJ’s weekly climate change article.
The Climate Change hoaxers are at it again. By the way, Mobile Homes have always been vulnerable to wind and tornados and hail. They act like it is just in the past few years and man is responsible for it. WRONG!
Wish the article could have gotten into some detail of claim mitigation such as tie downs, mobile homes on a slab rather than remaining on the axles or other areas. Mobile homes are here to stay, so what can we recommend as the insurance industry to do to reduce total destruction of mobile homes.
Having never written property coverage on mobiles I had the same thoughts. I understand that the older units were very unsafe but as the construction methods have changed and very few of the units are truly mobile as they once were, there have to be installation methods that could certainly reduce the human loss when the events occur.
The newer ones aren’t even called mobile homes anymore, they’re called manufactured homes.
First of all there are no where near 8.7 million MH and the MH population trend line is significantly downward. Second, the number of people living is these homes is decreasing since a significant number are being used as secondary homes or storage. Third, the trend is to place homes out of park so the density has been decreased significantly compared to a tornado hitting a park. This is just another hatchet job to scare people about climate control. The fact is fewer people in MH will be killed by tornadoes when you actually look at the facts.
I worry more about fire in Mobile Homes than wind. They will burn completely up in only a few minutes and Fire Departments only put out the ashes.
Maybe, but coverage limits are also much lower so the loss isn’t as significant. in my 20 years in insuring MHs I’ve only had 1 fire loss and hundreds of hail and wind claims. They really don’t burn as often as you’d imagine, especially the newer models.