Insurers Face Potential $1 Billion in Claims for Las Vegas Mass Shooting

By and Hannah Levitt | November 13, 2017

  • November 13, 2017 at 1:51 pm
    Jack says:
    Hot debate. What do you think?
    Thumb up 19
    Thumb down 19

    Unless the public is willing to have every piece of luggage searched they walk into a hotel with, I don’t see any liability on the hotel or the event company. Lawyers will not care about that of course.

    Some liberal crazy guy shoots up the place and everybody gets to pay for it.

    • November 13, 2017 at 2:08 pm
      David says:
      Like or Dislike:
      Thumb up 9
      Thumb down 8

      Putz

      • November 13, 2017 at 4:38 pm
        Jack says:
        Like or Dislike:
        Thumb up 6
        Thumb down 3

        David- I’m sure you have handled what, maybe 1000 claims in your days as a claims adjuster? Betting more like ZERO. Now that’s not to say the insurance carriers involved wont rollover and pay something just to stay out of court, anyway who would want to try that case, but paying the claim based on them being negligent is another story. The attorneys know the carriers wont try the case and it will be only the attorneys that get rich in this one.

    • November 13, 2017 at 2:19 pm
      Agent says:
      Hot debate. What do you think?
      Thumb up 10
      Thumb down 11

      Jack, Las Vegas leads the world in surveillance cameras and yet no one thought it was odd that the guy and possibly more were carrying multiple boxes or luggage up to that hotel room. Still nothing on the shooter and motive for doing this terrible act. We knew about everything on the Texas church shooter in a few days.

    • November 13, 2017 at 3:43 pm
      mrbob says:
      Well-loved. Like or Dislike:
      Thumb up 38
      Thumb down 0

      Although I personally feel terrible for all of those involved in this act of pure evil. How much are we as a society willing to pay in lawsuit verdicts for acts outside of the deep pockets control. Please help me to see what a reasonable person would do to stop this.

      There certainly is significant surveillance coverage in Las Vegas but put yourself in front of the cameras and tell me that over multiple days you would spot the same person carrying a suit case up to their room. My goodness folks this is a hotel and that is what people do there. It is easy to Monday morning quarterback the tapes after the fact but to expect the hotel to catch something out of the ordinary with this I am very hesitant to find blame.

      As to the event promoter how are they to blame for someone across the street shooting into the crowd. They have zero control over the shooter or the room he shot from.

      Sad though it is sometimes evil happens in the world and no one is to blame other than the evil perpetrator.

      • November 13, 2017 at 4:19 pm
        Agent says:
        Poorly-rated. Like or Dislike:
        Thumb up 3
        Thumb down 14

        Hidden due to low comment rating. Click here to see.

      • November 13, 2017 at 8:37 pm
        Really ?? says:
        Like or Dislike:
        Thumb up 5
        Thumb down 7

        Mandalay Bay gave their guest, the shooter, unsupervised access to the hotel’s freight elevator for 2-3 days prior to the shooting???

        I’m sorry but I believe that this was serious error in judgment on MB’s part, unfortunate “YES” however the reality is that their error of judgment and lack of security gave this sick person much greater access than he should have had!!!

        • November 14, 2017 at 10:53 am
          SWFL Agent says:
          Like or Dislike:
          Thumb up 6
          Thumb down 1

          Disagree. It’s not unusual for people on vacation or guests in hotels to go on shopping trips so they can bring items back home with them. In fact it’s very common in South Florida for Latin Americans, when on vacation in Florida, to buy suit cases, fill them up with American goods (example jeans), and take the suit cases back to their countries. Easy to say after the fact that this was suspicious but suit cases in an hotel would not be a huge red flag.

        • November 17, 2017 at 1:37 pm
          mrbob says:
          Like or Dislike:
          Thumb up 2
          Thumb down 1

          Really ?? I am missing the point of your logic. Giving someone access alone does not make you responsible for the actions of a third party. Our world is certainly out of control when individuals can reach that conclusion. I understand fully that a jury will out of pity alone find these entities liable but that is not the way it should end up.

        • November 20, 2017 at 4:50 pm
          ?MOTIVE? says:
          Like or Dislike:
          Thumb up 0
          Thumb down 0

          The shooter had room service delivered to the room prior to the shooting meaning someone from the hotel had been inside his room. The scariest thing about this shooting is that either the hotel staff was oblivious, in spite of all the packages he was storing in his room and the hotel camera evidence, or one person or multiple persons were assisting him. Remember he was a frequent high-rolling gambler in Vegas. He likely knew many people. Still no motive, but the whole thing is so sketchy, I’m inclined to agree this is not a terrorist attack. Someone, somewhere, got something out of this attack, but we may never know who.

    • November 13, 2017 at 4:51 pm
      Dave says:
      Well-loved. Like or Dislike:
      Thumb up 11
      Thumb down 0

      I don’t see liability here on the part of the hotel, but in our “somebody’s gotta pay society” they are a huge target. Don’t see what they did wrong, or how they could have stopped it. As far as I know, there is no law against bringing a gun or guns up to your room. What do dealers of gin shows do with their guns when going on the road for a gun show. Leave the guns in their vehicles which can easily be broken into or lock them up in their room? Still don’t even know this guy’s motivation. Although he appears to be a whack job who probably should not have been allowed to have guns and certainly not allowed to convert them to automatic weapons.

    • November 14, 2017 at 1:55 pm
      insurance mom says:
      Like or Dislike:
      Thumb up 4
      Thumb down 0

      ‘liberal crazy’ Did I miss something – have we heard anything about who he/they were and why??

  • November 13, 2017 at 4:32 pm
    Mary Bookman says:
    Well-loved. Like or Dislike:
    Thumb up 27
    Thumb down 0

    I’m so sorry that this horrible event happened but sue? People are just looking for money. There is no way anyone except the shooter is responsible. The hotel is not responsible nor the event planner. Why not sue the parents who bred this animal? Why not sue the car company that made the vehicle he drove there? How about the general contractor that built the hotel or the company that manufactured the windows? Where does it stop and really who is responsible? THE SHOOTER IS!!!!!!

    • November 13, 2017 at 4:42 pm
      Jack says:
      Like or Dislike:
      Thumb up 9
      Thumb down 0

      Mary- so simple, even a caveman gets it.

      • November 13, 2017 at 5:21 pm
        Agent says:
        Like or Dislike:
        Thumb up 0
        Thumb down 8

        Not the GEICO caveman. After he totals a golf cart, he asks the pro’s if they are playing the tips.

  • November 13, 2017 at 7:14 pm
    Mark B says:
    Well-loved. Like or Dislike:
    Thumb up 11
    Thumb down 1

    It’s a bunch of lawyers who see dollar signs and stir the pot. I am sure they went to the attendees and told them you were wronged and I am here to help make it right. Sign on the dotted line.

  • November 13, 2017 at 8:28 pm
    Really ?? says:
    Poorly-rated. Like or Dislike:
    Thumb up 0
    Thumb down 10

    Hidden due to low comment rating. Click here to see.

    • November 14, 2017 at 2:09 pm
      mrbob says:
      Like or Dislike:
      Thumb up 5
      Thumb down 1

      Sorry really ?? but it is folks like you that can find liability in anything that is bringing the economy to it’s knees. Are you by chance a trial lawyer or is that just your alter ego I see coming through?

  • November 14, 2017 at 10:37 am
    Baxtor says:
    Well-loved. Like or Dislike:
    Thumb up 17
    Thumb down 2

    Let’s see so we are blaming the hotel because he was given access to a freight elevator? Who cares? Have you ever been to a hotel or someplace and ask for a favor or a little extra? Yes, you have. And if they gave it to you, you probably were excited and would use that hotel or shop at that place again. Were you ever upgraded to a better room or seat on a plane? Did you turn it down? No probably not. I’m sure he asked nicely to use it, and gave them some sort of lie. They were like, why not. He’s a guest, a high roller, and what’s the big deal. If they knew he was going to kill people, I’m sure they not only would have said no, but called the police. So I agree with mrbob here and stop playing Monday morning quarterback. I’m sure the workers that night at the hotel were not joking around laughing after the shooting. I’m sure they are hurting as well. Sue the nutjob’s estate, otherwise I’m sorry, but if I was on that jury, I’d say I feel horrible for the people, but the hotel or event planner are NOT responsible.

  • November 14, 2017 at 2:29 pm
    Jax Agent says:
    Like or Dislike:
    Thumb up 5
    Thumb down 0

    Heidi Lawson, a lawyer at Mintz Levin who specializes in insurance litigation and investigations. “There was a failure to oversee, a failure to supervise, a failure to set up internal security measures.”
    I sure don’t see how the concert venue could have, or could have been expected to, anticipate something like this happening. So will every outdoor concert now have to have secret service level security from now on or otherwise be deemed to have been negligent ? If the public expects this level of protection everywhere they go, they had better be ready to pay for it because that costs a lot of money.
    Insofar as the hotel is concerned…..is allowing a guest that pays you a lot of money access to a freight elevator an act of negligence ? If they thought or suspected that he was up to something ‘untoward’ then “yes” they should have investigated and searched his room, but what activity constitutes a legitimate reason to conduct that search/investigation ??
    Personally, I think the gunman’s motive was to hurt Las Vegas in their pocketbook by driving their business away. He was pissed that he had lost so much money gambling and this was how he was going to get his payback. Too bad he didn’t do something to tip off the authorities.

  • November 17, 2017 at 11:01 am
    Dori Shields says:
    Like or Dislike:
    Thumb up 0
    Thumb down 2

    All that Terrorism premium collecting in the Government coffers since 9-11 and not one single event has been declared a Terrorist Event, not Boston, not NYC, not Orlando, not San Bernadino, not Las Vegas. And the Secretary of State, Treasury and the Attny General have to declare it an attack, not Trump or Homeland Security. So that’s Tillerson, Mnuchin and Sessions….Really!!!!

    • November 20, 2017 at 3:17 pm
      Research says:
      Like or Dislike:
      Thumb up 0
      Thumb down 0

      It is important to note that a distinction remains between acts of terrorism that are certified and those that are noncertified: Only certified acts are eligible for coverage through TRIA. An event can be certified if the Secretary of the Treasury, the Secretary of State, and the Attorney General of the United States determine the act meets all the following criteria:
      •It is considered an act of terrorism.
      •It is violent or dangerous to human life, property, or infrastructure.
      •It results in damage within the United States, (including US air carriers, vessels, and/or US missions, as described in the Act).
      •It is committed by an individual or individuals, as part of an effort to coerce the US civilian population or to influence the policy or affect the conduct of the US government by coercion.

      An event cannot be certified if it does not cause property and casualty losses exceeding the $5 million threshold in the aggregate or if the act is committed as part of the course of a war declared by Congress. (Note: This shall not apply with respect to any coverage for workers’ compensation).

      The distinction between a certified and noncertified act of terrorism remains an important consideration for insureds and insurers alike. Although the make-available provision requires insurers to offer TRIA coverage for certified acts of terrorism, some exclude coverage for noncertified acts. Therefore, businesses may consider purchasing noncertified terrorism insurance, which can provide protection for events that do not qualify as certified per the criteria listed above.

      Even after certification, coverage under TRIPRA isn’t triggered until covered P&C losses exceed $140 million.



Add a Comment

Your email address will not be published. Required fields are marked *

*

More News
More News Features