What Government Shutdown Means for P/C Insurance Industry

By | January 22, 2018

  • January 22, 2018 at 2:29 pm
    Agent says:
    Well-loved. Like or Dislike:
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    We need to get the government back to doing annual budgets, not 60 day CR’s. Haven’t had a real budget in 9 years now. Partisan politics are not the way to go. The people are demanding they do their jobs in Congress and show some responsibility instead of taking numerous vacations at our expense.

    • January 22, 2018 at 3:15 pm
      Rosenblatt says:
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      I agree 100%. Also, if the House & Senate can’t agree on funding the government, they shouldn’t be able to collect paychecks during the shutdown.

      • January 23, 2018 at 1:04 pm
        Agent says:
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        As punishment, the lawmakers should be forced to buy Obamacare instead of their gold plated healthcare.

    • January 22, 2018 at 3:51 pm
      Ron says:
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      Agebnt,

      I agree, but do not forget this applies to our president, too.

      • January 23, 2018 at 12:59 pm
        Agent says:
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        You could try spelling my moniker name correctly to start. Guess you didn’t hear that our President does not take a salary and donates it instead.

        • January 23, 2018 at 3:01 pm
          Jax Agent says:
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          Sounds like Ron was trying to say your name with a fat lip !! LOL.

        • January 23, 2018 at 3:23 pm
          Rosenblatt says:
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          “You could try spelling my moniker name correctly to start.”

          See kids, this is why we can’t have nice things around here. What’s the point of focusing on a simple typo that clearly wasn’t done intentionally to insult you? Why even bother pointing that out? What did you hope to accomplish?

          Also … Agent, Ron responded to your comment of “instead of taking numerous vacations at our expense” saying that should also apply to the President.

          • January 23, 2018 at 4:03 pm
            Agent says:
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            Want to argue some more Rosenblatt? Seems like you should still be smarting from the beating Bob gave you on the last article. The reason we can’t have nice things and nice comments is the Progressive side. By the way, we won, you lost. Wait a bit longer and the boil in Washington DC will be lanced and the drainage will begin. People will be going to jail for their misdeeds.

          • January 23, 2018 at 4:15 pm
            Rosenblatt says:
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            Your reply had nothing to do with what I pointed out or asked you. Care to try responding again, this time actually saying something relevant about what I posted?

          • January 24, 2018 at 1:26 pm
            Jax Agent says:
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            Rosy, you shouldn’t be so thin skinned. You should try to ‘man-up’ a bit.

          • January 24, 2018 at 2:48 pm
            Captain Planet says:
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            I agree, Agent. People from this administration will be going to jail.

          • January 24, 2018 at 3:40 pm
            Rosenblatt says:
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            Jax Agent – If I was thin skinned, I would’ve been more emotional in my response. I simply asked Agent if he wanted to respond to what I actually said (while implying that he didn’t want to do that, and only intended to troll me making arguments about off-topic content).

        • January 24, 2018 at 8:12 am
          Ron says:
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          Agent,

          Where in your post did you mention salaries?

          Are you now OK with the POTUS spending millions of taxpayer dollars to go play golf?

      • January 23, 2018 at 3:52 pm
        FFA says:
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        Trumps on Medicare at this point. I don’t watch the news much so I cant speak to his vacation schedule.

        • January 23, 2018 at 4:18 pm
          Confused says:
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          Pop quiz hot shot … what’s a longer amount of time — 2 days off every weekend for 26 weeks (conservative estimate) or four different 10-day vacations in a year (aggressive estimate)?

    • January 22, 2018 at 4:45 pm
      alexjonesisakook says:
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      I have never agreed with you more and have proudly upvoted that comment.

      Looks like it’s over, for now at least.

      PS–GO EAGLES!!!

      • January 23, 2018 at 9:00 am
        Sources says:
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        PHILLY PHILLY!!

  • January 22, 2018 at 3:19 pm
    Rich L says:
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    Claims aside, the government shutdown means that the authority of the National Flood Insurance Program (NFIP) and their WYOs to issue flood insurance contracts lapsed at 12:01 a.m. on Saturday, January 20th. Agents needing flood insurance can still purchase coverage through private insurance providers.

  • January 23, 2018 at 8:29 am
    Tax Cuts 4 PolaRich Bears says:
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    IMO, the Senate vote rule should be change to 55 to approve instead of 60, or 51 as some wish to do. It’s a compromise that will enable one party to legislate on behalf of a modest majority of US citizens as symbolized by 55% of US Senators.

    It won’t prevent shutdowns when one party falls short of 55 Senators, but it will clear some paths for compromise for the good of US citizens (instead of special interest groups; e.g. illegal aliens and those who employ them illegally to work or vote on their behalf.)

    I like short duration government shutdowns because it prompts discussion of the terms ‘non-essential government workers’, which points indirectly to bloated, bureaucratic federal government agencies that should be localized, privatized, or eliminated; e.g. Post Office.

    • January 23, 2018 at 8:31 am
      Tax Cuts 4 PolaRich Bears says:
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      Oops! should be ‘changeD to 55 votes for cloture’. Bear culpa.

    • January 23, 2018 at 8:47 am
      alexjonesisakook says:
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      and now I find myself agreeing with YOUR posts as well…sign of the oncoming apocalypse???

      • January 23, 2018 at 10:08 am
        Tax Cuts 4 PolaRich Bears says:
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        No, b/c my post has a common sense underpinning to it.

        Nearly all US citizens are frustrated by the inertia in Congress, and the resulting lack of progress.

        Whichever party you prefer, you prefer to see something done. If the Will of The People is to elect Dems or Republicans, their Will to do something should be carried out after the pols are working in Congress.

        • January 23, 2018 at 10:31 am
          alexjonesisakook says:
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          did someone hack your and Agent’s accounts??? THIS IS 3 POSTS NOW!

          Very well put indeed.

        • January 24, 2018 at 8:02 am
          Tax Cuts 4 PolaRich Bears says:
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          You may think Conservatives vote in lock-step for Republican candidates. I often do, but recall voting for a moderate Dem Senator over a no-chance-in-hell of winning RINO because the Dem was supportive of the military, and had been in the past as an incumbent.

          Inertia is why things aren’t getting done, despite one side controlling every legislative and executive branch of Federal Govt. Thus, Congressional approval ratings rarely exceed 30%. People like THEIR Congressman, but don’t like ALL members of Congress as an entity because they can’t agree on what to do, so they create inertia by blocking the majority party.

          With a 55 votes to cloture rule, a 51 Senator majority, or a 50-50 tied Senate plus the VP tiebreaker vote, can implement the Will of The People. It only takes 4 or 5 sensible members of the minority party (not in the White House) to allow that to happen. The 60 votes to cloture rule currently existing is to rigid to overcome with the majority party rarely holding 60+ seats, and too few minority party Senators willing to compromise for the good of US citizens.

          • January 24, 2018 at 12:40 pm
            Agent says:
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            Polar, we may have more nuclear option votes that Harry Ried started in order to get things passed. The Progressive Democrats may not like it, but what is good for the goose is good for the gander. It is all changing slowly but surely.

    • January 23, 2018 at 1:01 pm
      Agent says:
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      Chucky Schmucky blinked.

      • January 23, 2018 at 3:08 pm
        Jax Agent says:
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        I’m no Chuck Schumer fan, but he did what he had to do and what republicans have done over the years when the roles were reversed – to have filibustered any longer would have served no one at all.
        Just once I’d like to see Trump (who I voted for) take the high road and quit responding to everything like a spoiled 4th grader. Instead of goading the Dems for ‘blinking’ he could have simply thanked them for doing the right thing and ending the shut down. That might be a very modest olive branch that could lead to some further good will. I don’t guess we’ll get to find out.

        • January 23, 2018 at 3:22 pm
          alexjonesisakook says:
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          hear, hear! VERY well-said, Jax!

          It’s time they stopped playing politics. We get it, Trump, you won. We’re proud of you. Do what you said you’d do in your inauguration speech (your finest, by the way): UNITE all of us. YOU could be great. Stop making up names for your enemies, find common ground, and for God’s sake PUT DOWN THE TWITTER.

          We get it, Dems, You lost and Trump ain’t the most likable kid in the sandbox, but you have to live with him for at least another 3 years. Might as well find a way to work with him.

          Instead of “all or nothing”, it has to be give and take. When you’re married, every day is like this, and right now Congress and the President are married to US.

          Now…could you PLEASE make it so we don’t have to go through this every few months or so? Our heads hurt.

          • January 23, 2018 at 3:27 pm
            Rosenblatt says:
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            I hope the agreements between liberals, conservatives and independents shown in the majority of this thread become the norm for IJ comments. It’s nice to see there are some things we can all actually agree on and not resort to insults, attacks, name calling, outright lying and providing misleading or incomplete information. I now expect this post to cause all the things I just said I hoped we can continue to avoid (not being a pessimist….just a realist).

          • January 24, 2018 at 7:49 am
            alexjonesisakook says:
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            well, all that agreeing and civility was fun while it lasted…

            sighhhhhh…

          • January 24, 2018 at 8:42 am
            alexjonesisakook says:
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            Tax Cuts et al–

            THANK YOU FOR THIS POST, specifically the part about both parties taking the high road. Let’s all do it!

            I truly hope you have a great day today.

        • January 23, 2018 at 4:11 pm
          Agent says:
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          Jax, if Trump stopped tweeting, he would be run over by Democrats and he would never get an honest reporting of the good things he is doing. At least he is getting his message out. That is a good thing. Progressives are bleeding from a thousand cuts. It is all about to come down.

      • January 23, 2018 at 4:05 pm
        Cut the Bias says:
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        He got CHIP funded for 6 years and got Republicans to agree to a DACA vote within 3 weeks. I am not seeing any blinking here… If Republicans don’t follow through, like McConnell already lied to Senators in his own party to get the tax vote through, then the shut down next time will go on indefinitely until they actually follow through for once.

        That, and McConnell actually Objected, on record, to voting to approve members of the military getting paid during the shutdown. He is lucky that it only went three days, but I am positive his future opponent will be working that spineless comment into an attack ad the first chance he gets.

        • January 23, 2018 at 4:14 pm
          Agent says:
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          Spoken like a true Progressive troll. I wonder if any military will vote for a Democrat that sided with Chucky. How will they explain voting against the Tax Bill that puts money in Middle Class pockets starting in two weeks? America has had enough of weird Tax and Spend Democrats.

        • January 23, 2018 at 4:47 pm
          Craig Cornell says:
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          Hilarious. Your name should be just “Bias”. CNN’s poll showed that 56% of Americans thought a shutdown for the Dreamers was ridiculous. The longer the shutdown, the better for Trump. All over CNN and MSNBC, they have been grilling the Dems. about how pointless was the shutdown, and how nothing has been gained.

          The Senate agreed, but the House didn’t. Game over.

          Everyone knows Schumer overplayed his hand. And there won’t be a deal on the Dreamers because the crazy, far left won’t fund the wall. They keep saying the wall is a joke/won’t work, blah blah blah.

          Well then, go ahead and fund it and watch it fail and make Trump look like crap. Oh, wait. Walls work. Funding it would help Trump look good.

          Tough crap, Dreamers. Hating Trump is far more important to the Left than helping any Dreamers.

  • January 24, 2018 at 12:04 pm
    Andrew G. Simpson says:
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    Please move on, gents and ladies. The government shutdown is over for now and too many comments have nothing to do with insurance. Thanks.

    • January 24, 2018 at 1:02 pm
      Cut the Bias says:
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      What’s the point of responding to anyone’s inane comments if they are just going to be deleted?

      I guess we should just let hardcore rightwing people post here uninhibited and not respond to anything, since the effect will just be the same. At least you took the sensible approach this time by deleting the entire conversation string, instead of just my fact-based responses…

      Here is my insurance related comment:

      -Immigrants commit less crime than Americans, which would in theory cause premiums to fall.

      -They work jobs no one else would work, and their employers by the same measure must cover them for workers compensation, resulting in no added drain on carriers or businesses to provide for uninsured workers’ accidents.

      -They aren’t eligible for welfare, either. Which isn’t insurance related, but is a teaching tool for our more confused posters.

      Whatever, time to hit the delete button.

      • January 26, 2018 at 1:33 am
        Long-time Reader/First-time poster says:
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        Tax Cuts:

        Do us all a favor and follow your own advice.

        You literally couldn’t help yourself but to scold someone for continuing politics talk by…continuing to inject politics into every comment.

        It would be comical if your hypocritical comments weren’t so blatant, but over the years it has just gotten stale and, to quote my favorite politician, SAD!



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