Chubb Decided to Quit NRA Insurance Program 3 Months Ago

Giant insurer Chubb has joined a list of companies that are halting business deals with the National Rifle Association (NRA).

However, the insurer confirmed to Insurance Journal that the decision was made several months ago, before the latest mass shooting at a high school in Parkland, Florida.

“Three months ago, Chubb provided notice of our intent to discontinue participation in the NRA Carry Guard insurance program under the terms of our contract,” the company said.

In the wake of the Florida tragedy, several car rental firms and banks have announced they are ending benefit offerings for NRA members as is Symantec, which offers an identity protection product called Lifelock.

Lockton is the insurance broker for the NRA-branded personal liability insurance policy for gun owners, which was announced last April. Lockton did not immediately respond to a request for comment.

Chubb did not reveal the reason for its decision.

One gun control lobbying organization, Guns Down America, said that last November it petitioned Chubb to stop selling what it called “murder insurance” in cooperation with the the NRA.

NRA Carry Guard provides coverage for gun owners who face legal or other costs for self-defense shootings. The NRA website says the insurance plans are for “those who lawfully carry firearms and their families” and include the cost to defend against civil and criminal legal actions and access to attorneys. Benefits also include payments for bail, criminal defense legal retainer fees, lawful firearm replacement, compensation while in court, psychological support and cleanup costs for any covered claim resulting from the use of a legally possessed firearm—including an act of self-defense.

There are four plans: Bronze, Silver, Gold, and Gold Plus with benefits ranging from $250,000 to $1.5 million in civil protection and from $50,000 to $250,000 for criminal defense costs.