So….if unfairly discriminatory rates are already illegal, what does this regulation do? Why didn’t she just advise them that they were already in violation of the law? And did you notice that even if insurance companies can demonstrate a relationship between occupation and probability of loss, homemakers must have a neutral factor regardless. So homemakers are now a protected class under NY Insurance law? Isn’t that discriminatory?
So….if unfairly discriminatory rates are already illegal, what does this regulation do? Why didn’t she just advise them that they were already in violation of the law? And did you notice that even if insurance companies can demonstrate a relationship between occupation and probability of loss, homemakers must have a neutral factor regardless. So homemakers are now a protected class under NY Insurance law? Isn’t that discriminatory?