View this article online: https://www.insurancejournal.com/news/national/2019/11/01/547040.htm

Benefitfocus Adds Toggle, a Renters Insurance Subscription Product from Farmers

Benefitfocus, a cloud-based benefits platform, has added Toggle, a Farmers company, is to its BenefitsPlace offering.

BenefitsPlace allows employers, brokers and medical insurance carriers to offer specialty benefits products from more than 45 brands. The product catalog also gives consumer access to voluntary benefits.

Toggle, a renters insurance subscription provider, gives renters the ability to tailor their coverage selection to meet their individual needs. Toggle offers redesigned renters insurance through a digital subscription with customizable coverage options. Renters can select from three subscription levels, starting at $5 per month. They are then able to customize their policy by toggling different coverage elements up, down, on or off, with optional add-on features, including:

• Credit Lift powered by RentTrack, which reports on-time rent payments to all three major credit bureaus to help build a renter’s credit score.
• Pet Parent offers protection for injuries caused by a renter’s pet to another person, boarding costs if a covered loss makes their residence unfit to live in and damage caused by their pet.
• Side Hustle covers items customers use to make extra income, like sound equipment for a DJ. This option also covers personal injury for social influencers and lost wages due to a covered loss.
• Technology Coverage protects personal technology devices in the event of damage or loss

All Toggle coverages include Always-On Portability, allowing renters’ belongings to be covered at home, on the road, during a move or anywhere they travel in the world.

The Toggle brand is underwritten by 21st Century Assurance Co. or 21st Century Premier Insurance Co., members of the Farmers Insurance Group.