Homeowners Can Record Insurance Company Adjusters’ Inspections, Florida Court Says

By | June 7, 2022

  • June 7, 2022 at 7:54 am
    retired risk manager says:
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    Immediately amend the policy to include a prohibition on video recordings. Or, a provision that requires that an independent third party be hired as the sole authorized party to record the inspection. The insured and ins company would split the cost. The dept of insurance would create a list of approved video providers. Any party attempting to create their own video would be liable for monetary damages and potential criminal charges.

    • June 8, 2022 at 6:23 pm
      Mr. Solvent says:
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      Playing devil’s advocate here, what kind of expectation of privacy do you have in someone else’s home?

      • June 9, 2022 at 9:23 am
        FL Analyst says:
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        On the surface, this is a valid concern.

        The greater concern however is the accuracy of the video recorded by the Homeowner being used as evidence in any litigation. Unless the video is curated by an impartial 3rd party, the Defense has every incentive to question the accuracy of the video presented as evidence (think deep-fakes, edited videos to support an argument, etc.). Adding language to the policy to specifically outline proper procedures to avoid these concerns is probably in everybody’s best interest to help avoid lengthy, costly litigation.

        • June 9, 2022 at 1:52 pm
          wayne says:
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          And any attorney is free to challenge the accuracy of the recording in court with an expert witness.

    • June 14, 2022 at 7:03 pm
      DH says:
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      People wonder why insurance policy is so long and hard to read lol. b/c stupid things like this now they have add to policy b/c everything is ambiguous and we need spell out common sense.

  • June 8, 2022 at 8:45 pm
    Hugh Beaumont says:
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    Just advise that if they insist on the video recording, we (the Insurer) will insist on a recorded Examination Under Oath – automatic.



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