Zenith Announces First Quarter Results

April 28, 2004

  • April 29, 2004 at 7:06 am
    NICKIE HEATH/ MERIDIAN INSURAN says:
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    Zenith better be ready to share the pie with other carriers pretty soon. Knowing our industry, there are probably plenty of guys out there who can now see and smell the though in California where the rates have gone from inadequate to highway robbery in less than 3 years. Zeinth’s combined ratio and the profits look pretty inviting , I’d say !!!

  • April 29, 2004 at 11:24 am
    Debbie Kegley says:
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    Good Samaritan Hospital of Santa Clara Valley
    2425 Samaritan Drive
    San Jose, CA 95124

    Radiologist: Stuart I. Mass, M.D.
    Physician: Edward Klofas, M.D.

    QME: Arthur Lewis Messinger, M.D.
    Worker’s Compensation Insurance Carrier’s: CalComp 1996

    Emergency Room Department date of services 08/25/88, discharge date of service 08/25/88.

    Discharge Diagnosis: Acute left wrist sprain
    Treatment: Taped up left wrist

    My complaint is that you all screwed up my patient care concerning this left forearm and DRUJ. Putting it more bluntly is you left it in a condition known only to your facility. My perception is that the patient self-pay played into your lack of morals and ethic’s with the motion to play Russian roulette games by not informing me of the concerns that Dr. Stuart Mass had indicated on his Diagnostic Imaging Consultation Report date 08/26/88.

    This is where the Hippocratic Oath’s recording of patient’s medical experiences for future scientific use is distorted and purposely used for future fraud and deception. For the purpose of trying to get some understanding of the left extremity symptomology, a medical records request the 1st time in January/February 1996 produced a middle extraction off the original billing statement of August 1988. Not exactly what I was looking for in any kind of comparison to show my Santa Clara Valley Medical Center ‘s orthopedic physician’s if there need be. Even again off an April 15, 1996 submission by Good Samaritan Hospital, A packet of 8-25-88 medical records sent on for determination of worker’s compensation benefits to Arthur L. Messinger M.D., BUT, get this: did not have the records. Now, you see (how can that have been anywhere near the truth?) Because in fact, I personally picked up the x-rays just before a Monday morning conference at VMC, May 1996. I still have these Radiology films and report as of today April 27, 2004 and for good reason. Originally they were returned to Good Samaritan Hospital and picked up again in August of 1998, check your records. It wasn’t that they were stored with the radiological associated medical group of Santa Clara Valley, Inc. Good Samaritan Hospital radiology department had them all along.

    So, let run over the records I have received from your facility.

    1) August 1988 billing statement copy.

    2) Jacket of 1988 x-rays and radiology report by Stuart I. Mass, M.D. stating if clinically indicated a need for comparison AP view of the right extremity. Thanks for the information 8 years late.

    3) Also stating on the radiology report of 1988: No other abnormalities demonstrated, now we all know that is not the case, but still I forgive the Doctor for this mis-interpretation on account of my personal preference. But, one would wonder if I/he, had/had the chance for to evaluate the compasion studies of the right extremity this would have all been achieved.

    4) 8-26-88 emergency department medical record, FALSIFIED MEDICAL RECORD

    5) The Good Samaritan Hospital of Santa Clara Valley After-Care Instructions to the patient dated 8/26/88, Completely FALSIFIED MEDICAL RECORD. Shows Edward Klofas M.D. And false nurse signature same as the ER Department record of 8/26/88 and my name forged on the form. See Doctor VMC – ORTHO. Notation. What’s interesting is that would come 8 years later.

    6) 1988 patient history of injury, hello!! This one goes. Way Fake!! Another made up medical record for the Purpose of showing congenital diagnosis and old fracture. But, you see this will all come in to play when you know your own medical history and know that the employer for the worker’s compensation insurance carrier has a worker’s compensation spy. Get the word KNOW? I might have developed my knowledge later in certain anatomical relations but, don’t make no difference to me when the false records are for the purpose of patient identification arrangement of fraud by insurance carrier’s and their allies.

    7) 2/7/79 Emergency Room Radiology report suggesting a true ER visits. FALSE/WRONG it really is another private physician’s record inserted in your hospital records to perceive a true ER visit. Not only is not a true medical record from your facility, it is lacking the secondary x-ray taken with this date. That would be the right wrist x-ray taken at the same time and since has ended up as a FALSE medical record indicating a prior worker’s compensation claim. I have had another experience with an ultra sound date of October 1987 from the Palo Alto Medical Clinic showing up as an emergency room visit again at El Camino Hospital in Mountain View, California.

    So, now have you wondered why I have a great dislike for your hospital and especially with Michael A. Orber & Associates, Inc. who represent Health Care Indemnity, Inc. the insurance carrier for your hospital.

    Why did you all have to go here? All I wanted was the truth the first time and to get on with my life. You have made it a living hell for my son and me.

    Debbie L. Kegley

  • April 29, 2004 at 11:56 am
    Glenn says:
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    Hey Arnold,
    Looks to me like the carriers are doing just fine and with new reforms to save on claims the carriers will reap huge profits. Will rates come down soon? or at election time?

  • April 29, 2004 at 5:55 am
    Debbie Kegley says:
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    Risky Robots Workplace Safety Game, Zenith web site.

  • April 29, 2004 at 6:28 am
    Elise Dee Beraru says:
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    Once again, Stanley Zax posts record profits, then crows how the new law will increase profits even more. Lucky Stanley makes his money depriving injured workers of basic benefits and dignity, but he’s laughing all the way to the bank about the new governor he has in his back pocket who is making his new profits possible while injured workers suffer.



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