It is about time that we have a govenor that knows what the problem is. To many employers like myself have been hit with fradulent claims that have sent premiums into the stratosphere and beyond.
Gray Davis was only a union puppet, rubber stamping everything that they wanted. That type of action has severely impacted every employer and employee in the state. All legitimate claims need to and will be paid, however there is a great deal of fraud that has taken advantage of the former climate that fostered such behavior.
It’s not a matter of caring. W.C. has always been considered a part of the California “welfare system” and it’s about time for reformation to take place. It is insurance, not a welfare benefit!
Don obviously doesn’t have any appreciation for the employer’s side, or care about the economy. If WC Insurance is one of the most expensive in the nation, California business is less competative, and California’s economy is worse off for it, thus less taxes, thus less employment, thus less governmental hand-outs… to those less fortunate…
Get the WComp system under control and back in line with California’s competition, you know, think beyond your nose! … or outreaching hand… Money doesn’t grow in trees. It comes from profitably operating companies employing individuals producing a product or service others will by in a competative market allowing for payroll, taxation and so-forth. …or did you just want to chuck it all and make the Peoples Republic of California one giant comunistict state controlled labor farm? I hope you don’t mind if the adjacent states put up fences…
It is lack of understanding by the majority, the bread winners are and will continue to be the medical industry and the Insurance Companies, forget about the injured worker whatever the injured worker recovers is penauts compared to the amount paid out to the medical facilities for treatment, which by the way, the insurance carrier holds some kind of interest to the medical facility. It is just pocket change. That’s all. Those who pay the price are the small companies not big enough to be self insured or to contorl the faith of their workers compensation claims but have to abide to their insurance carrier’s “own” internal policy & procedures and designated medical facilities.
I have been on both side of this fence. I was an injured worker and have endured two major back surgeries, a drastic life change,a forced career change and almost five years of “healing”.
The career I evolved into just happened to be insurance and now as an insurance professional selling worker compensation, I see the business realities as well.
In some respects, Worker Compensation has become the working person’s lotto. Until we can truely “punish” those who commit fraud, the “real” injured worker will suffer. The system as is, is a “no fault” system and protects the worker with little or no recourse for the employer and insurance provider even when fraud is proven.
Currently, even if the employer and/or insurance company can prove, in a court of law, that the claim/injury was fraud, the employer and insurance companies are still hit with the “loss and cost”, in some cases for years and the worker usually walks away virtually un-impacted.
Address fraud and make it punishable by time in prison and/or loss of assets. figure out away to indemnify employers and providers that have paid on these fraud claims and the rest will most likely take care of itself….including better benifits for injured workers!
Just a thought.
I was out on disability in 2003 with a back injury. Safeway is my employer. Big companies are self insured and can absorb the costs. But it is not the medical industry that is greedy, it is not the employer that is greedy it is the special interest groups and the insurance companies. Insurance companies don’t want to pay out on claims. Health care is grossly denied or delayed. The employer treats the injured worked with no respect and in an inhumane way. The attorneys collect their fees from billion dollar companies able to abosrb the cost. The insurace companies make enough money in billions of dollars each year to pay off the entire state California’s debt in 3 years. The medical field is the field that treats the injured employee with respect. I was forced out a second time by Safeway this last fall. The laws do not address people with other life threatening hanicaps when they are injured on the job such as high blood pressure. Insurance rates need to be regulated and sticter penalties for delay medical care and pay checks for employers and insurance companies.
It is about time that we have a govenor that knows what the problem is. To many employers like myself have been hit with fradulent claims that have sent premiums into the stratosphere and beyond.
Gray Davis was only a union puppet, rubber stamping everything that they wanted. That type of action has severely impacted every employer and employee in the state. All legitimate claims need to and will be paid, however there is a great deal of fraud that has taken advantage of the former climate that fostered such behavior.
Thank God we now have a competent Govenor.
The governor doesn’t care. There are 10 illegals to take the job of every injured worker. Get another warm body in here, now!!
It’s not a matter of caring. W.C. has always been considered a part of the California “welfare system” and it’s about time for reformation to take place. It is insurance, not a welfare benefit!
Don obviously doesn’t have any appreciation for the employer’s side, or care about the economy. If WC Insurance is one of the most expensive in the nation, California business is less competative, and California’s economy is worse off for it, thus less taxes, thus less employment, thus less governmental hand-outs… to those less fortunate…
Get the WComp system under control and back in line with California’s competition, you know, think beyond your nose! … or outreaching hand… Money doesn’t grow in trees. It comes from profitably operating companies employing individuals producing a product or service others will by in a competative market allowing for payroll, taxation and so-forth. …or did you just want to chuck it all and make the Peoples Republic of California one giant comunistict state controlled labor farm? I hope you don’t mind if the adjacent states put up fences…
It is lack of understanding by the majority, the bread winners are and will continue to be the medical industry and the Insurance Companies, forget about the injured worker whatever the injured worker recovers is penauts compared to the amount paid out to the medical facilities for treatment, which by the way, the insurance carrier holds some kind of interest to the medical facility. It is just pocket change. That’s all. Those who pay the price are the small companies not big enough to be self insured or to contorl the faith of their workers compensation claims but have to abide to their insurance carrier’s “own” internal policy & procedures and designated medical facilities.
I have been on both side of this fence. I was an injured worker and have endured two major back surgeries, a drastic life change,a forced career change and almost five years of “healing”.
The career I evolved into just happened to be insurance and now as an insurance professional selling worker compensation, I see the business realities as well.
In some respects, Worker Compensation has become the working person’s lotto. Until we can truely “punish” those who commit fraud, the “real” injured worker will suffer. The system as is, is a “no fault” system and protects the worker with little or no recourse for the employer and insurance provider even when fraud is proven.
Currently, even if the employer and/or insurance company can prove, in a court of law, that the claim/injury was fraud, the employer and insurance companies are still hit with the “loss and cost”, in some cases for years and the worker usually walks away virtually un-impacted.
Address fraud and make it punishable by time in prison and/or loss of assets. figure out away to indemnify employers and providers that have paid on these fraud claims and the rest will most likely take care of itself….including better benifits for injured workers!
Just a thought.
I was out on disability in 2003 with a back injury. Safeway is my employer. Big companies are self insured and can absorb the costs. But it is not the medical industry that is greedy, it is not the employer that is greedy it is the special interest groups and the insurance companies. Insurance companies don’t want to pay out on claims. Health care is grossly denied or delayed. The employer treats the injured worked with no respect and in an inhumane way. The attorneys collect their fees from billion dollar companies able to abosrb the cost. The insurace companies make enough money in billions of dollars each year to pay off the entire state California’s debt in 3 years. The medical field is the field that treats the injured employee with respect. I was forced out a second time by Safeway this last fall. The laws do not address people with other life threatening hanicaps when they are injured on the job such as high blood pressure. Insurance rates need to be regulated and sticter penalties for delay medical care and pay checks for employers and insurance companies.