Low cost insurance only for very older vehicles only !
and you had better not have a minimum wage job either
it is based out of state unacountable
you are forced to register your 20
year old vehicle in your name
what if the DMV sends out a false report
to law enforcement your vehicle is not
insured? then you lose your car to the junk yard wrongfully !! this is the same
DMV that took 6 months to replace my
stolen drivers liscense !! they will get
it wrong and have to be sued for damages
Other states have been tracking auto cancellations for years. What took CA so long? I\’ll be curious to see if they will be able to act against these UIMs.
What kind of idiot are you? I don\’t care if your car is one day old or 100 years old… if you hit me, you\’d better have insurance! Cripes, no wonder I drive defensively!!! Merry Christmas!
I agree with Lincoln, Garamendi is on his way out and this will undoubtedly get challenged. Where are all the plaintiff\’s lawyers? Please stand up, please stand up…!
You agree with him?! He\’s saying that adults who have minimum wage jobs shouldn\’t be held to the same standards of accountability as everyone else, and that if a bureaucrat makes a mistake he\’d be inconvenienced. Hello!!!! We all live in this world. We should all subject to the same rules.
Maybe you\’d sing a different tune if he t-boned you in an intersection w/o coverage.
If, by enforcement, they take the same steps to get around to checking on & getting uninsured drivers off the road that we have had a law on the books for the last 40 years and have done nothing to put any teeth in it, don\’t expect to see a lot of improvement! Sending a notice will be frightening to absolutly no one!
I\’m right with you Santa! Too many people these days are looking for free rides. You have to work hard, don\’t have kids you can\’t afford and pay your own freaken way for once – including your insurance.
Hey Enforcement… sure a notice will scare some people… if it\’s printed in enough different languages! I can only imagine the costs they\’ll try to rack up. Glad I don\’t live there, and don\’t plan on ever driving there. Merry Christmas!
Hey HD88… funny you should mention FL. Lived is SW FL (the \”quiet\” side) for 12 years. Have been back to a midwesterner for the past nine years and don\’t regret it a bit! Things started getting too outta hand down there. Some people just don\’t see a correlation between UN-insured and IL-legal… neither one is good. Merry Christmas!
It appears the comments have gotten off the point of the article… so if I may, I\’d like to go back to the article for my points…
Something about States and uninsured drivers I\’ve never quite understood: it seems to be OK to charge vehicle registration taxes, but not OK to force insurance? The reality is, if you do not pay for one, you cannot get a license plate.
UIM is therefore, in my view, patently simple. To get a plate, you pay for the State taxation, and you pay for the insurance minimum limits. If you don\’t, the State takes the plate off your car. They own the plate — you don\’t. The cost to come take your plate away from you is then charged to you, if indeed you cannot prove that you had the insurance on the vehicle when they \”repossessed\” that plate.
Computer reporting is a wonderful thing. In many States, officer car computers have direct hookup to this information. When they come across one without insurance, they get out their screwdriver and take the plate — which is deposited at the local DMV office at the end of the day, where you can retreive it the next, if you really get the insurance. Again, your ticket pays for this State service.
So we have ease of doing it, and direct cost application. Don\’t have an insurance agent or way to get insurance?… simple, have the DMV offices have insurance sales kiosks on site for minimum limits coverage, which spits out an ID card on the spot.
If the State won\’t tolerate not paying for the vehicle registration / plate taxation… then they have no business tolerating the failure of minimum limits insurance that is also within the same statute book.
whatever it takes to get these people insured,this whole deal makes me angry,dmv needs more teeth,impound these vehicles with stiff fines & put \’em jail and make \’em pay before they get out of jail,we need a lot more facilities to store cars/people & staff to enforce law. what\’s the difference between this law & min lia limits for these drivers? they will drive until they get caught & still might not do the right thing. make them pay for a full 6 months or annual term-no monthly available,this is a bunch of b.s. until they back it up like they should!!!!!
Are you kidding me? This get challenged? Why, because it requires each idiot on the road to be responsible for his crappy volkswagen bus prior to hitting my Benz? You are the typical liberal gayboy from S.F. wanting the free ride with a joint in your mouth. Gay, Stoned and uninsured is no way to go through life!
Low cost insurance only for very older vehicles only !
and you had better not have a minimum wage job either
it is based out of state unacountable
you are forced to register your 20
year old vehicle in your name
what if the DMV sends out a false report
to law enforcement your vehicle is not
insured? then you lose your car to the junk yard wrongfully !! this is the same
DMV that took 6 months to replace my
stolen drivers liscense !! they will get
it wrong and have to be sued for damages
You are making absolutely no sense. Would you care to re-write that?
I think I know what he means: \”I don\’t want to have to pay for insurance, but I want all of the rights and privileges of those who do.\”
Other states have been tracking auto cancellations for years. What took CA so long? I\’ll be curious to see if they will be able to act against these UIMs.
What kind of idiot are you? I don\’t care if your car is one day old or 100 years old… if you hit me, you\’d better have insurance! Cripes, no wonder I drive defensively!!! Merry Christmas!
I agree with Lincoln, Garamendi is on his way out and this will undoubtedly get challenged. Where are all the plaintiff\’s lawyers? Please stand up, please stand up…!
You agree with him?! He\’s saying that adults who have minimum wage jobs shouldn\’t be held to the same standards of accountability as everyone else, and that if a bureaucrat makes a mistake he\’d be inconvenienced. Hello!!!! We all live in this world. We should all subject to the same rules.
Maybe you\’d sing a different tune if he t-boned you in an intersection w/o coverage.
If, by enforcement, they take the same steps to get around to checking on & getting uninsured drivers off the road that we have had a law on the books for the last 40 years and have done nothing to put any teeth in it, don\’t expect to see a lot of improvement! Sending a notice will be frightening to absolutly no one!
I\’m right with you Santa! Too many people these days are looking for free rides. You have to work hard, don\’t have kids you can\’t afford and pay your own freaken way for once – including your insurance.
Hey Enforcement… sure a notice will scare some people… if it\’s printed in enough different languages! I can only imagine the costs they\’ll try to rack up. Glad I don\’t live there, and don\’t plan on ever driving there. Merry Christmas!
Then you don\’t want to drive in Miami, FL. Plenty of UIMs and other languages in Miami.
Hey HD88… funny you should mention FL. Lived is SW FL (the \”quiet\” side) for 12 years. Have been back to a midwesterner for the past nine years and don\’t regret it a bit! Things started getting too outta hand down there. Some people just don\’t see a correlation between UN-insured and IL-legal… neither one is good. Merry Christmas!
It appears the comments have gotten off the point of the article… so if I may, I\’d like to go back to the article for my points…
Something about States and uninsured drivers I\’ve never quite understood: it seems to be OK to charge vehicle registration taxes, but not OK to force insurance? The reality is, if you do not pay for one, you cannot get a license plate.
UIM is therefore, in my view, patently simple. To get a plate, you pay for the State taxation, and you pay for the insurance minimum limits. If you don\’t, the State takes the plate off your car. They own the plate — you don\’t. The cost to come take your plate away from you is then charged to you, if indeed you cannot prove that you had the insurance on the vehicle when they \”repossessed\” that plate.
Computer reporting is a wonderful thing. In many States, officer car computers have direct hookup to this information. When they come across one without insurance, they get out their screwdriver and take the plate — which is deposited at the local DMV office at the end of the day, where you can retreive it the next, if you really get the insurance. Again, your ticket pays for this State service.
So we have ease of doing it, and direct cost application. Don\’t have an insurance agent or way to get insurance?… simple, have the DMV offices have insurance sales kiosks on site for minimum limits coverage, which spits out an ID card on the spot.
If the State won\’t tolerate not paying for the vehicle registration / plate taxation… then they have no business tolerating the failure of minimum limits insurance that is also within the same statute book.
Good idea. There should also be a waiting period so that the check can clear unless a debit card is used to pay for it.
whatever it takes to get these people insured,this whole deal makes me angry,dmv needs more teeth,impound these vehicles with stiff fines & put \’em jail and make \’em pay before they get out of jail,we need a lot more facilities to store cars/people & staff to enforce law. what\’s the difference between this law & min lia limits for these drivers? they will drive until they get caught & still might not do the right thing. make them pay for a full 6 months or annual term-no monthly available,this is a bunch of b.s. until they back it up like they should!!!!!
Are you kidding me? This get challenged? Why, because it requires each idiot on the road to be responsible for his crappy volkswagen bus prior to hitting my Benz? You are the typical liberal gayboy from S.F. wanting the free ride with a joint in your mouth. Gay, Stoned and uninsured is no way to go through life!