Lower Las Cruces Flood Rating Helps Homeowners

Las Cruces, N.M., homeowners should save money on insurance now that the city’s flood rating has improved because of its efforts to mitigate the potential for flooding.

City administrators learned from the Federal Emergency Management Agency that the city’s National Flood Insurance Program Community Rating System has been lowered, meaning property owners who buy flood insurance will be able to get it cheaper.

Mayor Ken Miyagishima said premium cost savings could be substantial — anywhere from $360 to $600 a year.

City Manager Terrence Moore was notified in November that the rating had dropped from Class 7 to Class 6. Moore says that represents a tremendous accomplishment in the city’s efforts to expand disaster-resistant practices.