People moved into formerly remote brush areas. The development was approved by government authorities. Power companies were told to put up power connections for those new homes. Then fires started because power lines broke in the annual fall high winds and started fires. Power companies were sued (some into bankruptcy). So now, people have to live without power at times! IN 2019!
How about the government requiring the power lines be put underground before development (like where I live)? After all, it is easy: the rural areas are wide open for trenching. Nope. Never thought of it.
Liberals run California, Kangaroo. Might want to catch up on the news.
P.S. California knows how to create homeless people like nowhere else in the country. So we have that going for us. Just ignore vagrancy laws, let them sleep and defecate anywhere they want, give them needles and food for free. Works every time.
So, Tramp didn’t suggest we should just rake the forests? Nothing but more goalpost shifting from you again? The issues you note below aren’t even remotely related to my comment. Trying to distract with your shiny object?
You still haven’t acknowledged that your president said the problem was not raking the forest LOL you support an idiot unequivocally is what you’re saying right there, good job champ.
October 15, 2019 at 12:05 pm
CommLinesAgent says:
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Californian’s (non-partisan) blame Forest Management because since the advent of “Fight Every Fire” no matter how remote the forests are packed with combustables. Forests did fine without us interfering.
October 15, 2019 at 5:43 pm
Craig Cornell says:
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Exactly right. Captain Kangaroo needs to get an honest source for news. Nobody disputes what you just pointed out, Democrats or Republicans. Forest management practices made it much worse.
But the partisan dopes on Insurance Journal blame Trump for telling the truth, revealing their ignorance..
October 17, 2019 at 2:57 pm
Po(l)arch Bear says:
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Rather than ‘rake’ the forest, we should all take the train after ‘raking’ the roof of obstruction(ist)s;
‘Raking the forest’ was a commonly used, but antiquated phrase which means clearing deadwood, which was a common and VERY effective means of preventing wildfires until liberal Greenies got their way in Calibfornia and other Western US states.
October 17, 2019 at 5:05 pm
Rosenblatt says:
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Bob – the Fox News article had nothing to do with forest fires or “raking” as is the topic of the article and this part of the debate.
Had the article actually been about raking, I’d agree it shouldn’t be dismissed solely because it’s from Fox News.
But it wasn’t and so I think you’re wrong tacitly defending the posting of an off-topic link regardless of who/what/how any response to is was made.
October 11, 2019 at 7:14 pm
Agent says:
Hot debate. What do you think?
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Hey lefty, your hate of our great President is a bit over the top.
You’re confusing hatred with lack of respect. Based on things he has actually said and did, I cannot respect him. You know what those are, I don’t need to rehash them. He’s the one who suggested raking the forest to prevent these fires, not me.
Not so; you’re playing word games, again. ‘Lack of respect’ implies you have nothing good to say. ‘Hate’ implies you have plenty of BAD things to say, ALL THE TIME. Raking the forest is an old phrase implying clearing deadwood. Got it?
Hey righty, you’re supporting a criminal who betrayed american allies and can’t even keep his own lies straight on national TV. Your lack of intelligence is ruining my country.
It has been an interesting week in northern CA. Tuesday afternoon it was announced the county I reside in was being added to the shutdown. Less than 12 hours notice. Would affect my home… and probably the agency as well. Stayed late, got some things out and hit the market for non-perishable foods. Went home and set up for my on-line volunteer job. 8:00 PM – no loss of power… Internet postings say maybe 12:00 AM… ok.. finish volunteer job and retire… Wed am – till had power… now it maybe noon… long story – my power and the agency’s stayed on… but many others didn’t. Maps and address look-ups – if you could reach the websites – very sketchy… Not enough prep time for stores or businesses to obtain ice let alone block ice or dry ice. Number of areas also lost internet as the provider’s substations also lost power. So after nearly 3 days of iffy stuff, most everyone is back on with power… internet maybe… but significant loss of business to many small businesses and inconvenience to others as some schools were closed so parent had to stay home with kids. For a utility that used to have exceedingly high standards for service and customer care, PG&E has hit rock bottom. Maybe this did prevent some serious fires, but it has set almost 100% of the customers against it… And I have a cupboard full of breakfast bars and canned stuff for the next debacle.
While I don’t live in California, I’ve been hearing/reading about anticipated power outages in high wind situations for at least a year. Instead of looking to big brother to save you how about saving yourself? Generators aren’t horrendously expensive. Also heard PGE asked your legislators for permission to add cost to your bills to cover additional brush removal & expense costs & your legislators refused. Should they not share in the blame? Perhaps you need to look at electing different representatives?
Californian here – The utilities were given approval to raise our costs in order to pay us for the law suits they lost to us. So no, the legislators do not share blame in this. Why should we also pay the costs to address problems related to maintenance negligence. They chose profit over basic maintenance. This is entirely on them.
Furthermore, while I understand that people are upset that the power is being shut off, if the alternative is a possible 100k acre fire, perhaps they can suck it up and deal with it. They told you a year ago they would shut the power off if conditions warranted. Don’t act all surprised now.
Would it be possible to put the powerlines underground? They do it in Europe so they aren’t an eyesore. It may be too expensive to do so in a remote area with a lot of ground to cover, but from the outside, it seems like a good idea. People wouldn’t have to worry about losing power and it would remove the risk of wildfires.
Nowhere in the above thread of these replies mentioned after Smooth’s post had you or anyone mentioned that you were talking about rural areas where new developments have gone up in the last 20 years. SO it sounds like you expect us to be psychic, you made a nonsensical post assuming people would know what you meant, or you’re trying to use that excuse now to cover your BS claim.
One of us sure seems like they need to put the bong down, and it’s not me, Craig. I can hold the bong and point out the idiotic moves you make at the same time :)
Do you work for the government? Seriously. Your inability to think of a mildly creative way to do two things at once should qualify you to be a top level government manager.
October 17, 2019 at 1:17 pm
Rosenblatt says:
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I don’t think putting water and electrical lines close together is safe. What happens when water and electricity combine? Nothing good, that’s what.
October 17, 2019 at 2:39 pm
Jon says:
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LOL Craig comes up with a solution out of thin air, calls others idiots for not finding a solution, then completely ignores all the holes in his solution and implies that others are stupid for not being able to imagine a solution to his fictional solution. Craig, your lows never cease to amaze.
October 17, 2019 at 3:02 pm
Po(l)arch Bear says:
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@Rosie: one word; insulation.
October 17, 2019 at 3:04 pm
UW says:
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No Craig, I’m just not a moron. Your plan is as stupid as your claim above that California has the highway poverty rate, which I debunked, but IJ removed. I specifically stated why it won’t work.
October 17, 2019 at 3:28 pm
Rosenblatt says:
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Insulation degrades … be it from weather, critters or just general age.
Geez Craig, did I kill your cat again or something? I hope one day you’ll be able to disagree with me without making an ad-hominem attack when I didn’t insult or attack you first.
October 17, 2019 at 6:43 pm
Craig Cornell says:
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Rosenblatt: your dismissive comments are insulting. As I stated, where I live ALL power lines are underground and they are placed near water lines. Modern technology it ain’t.
October 17, 2019 at 6:46 pm
Jon says:
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Darn, they deleted the articles pointing out how Craig is wrong and lying, but left his misinformation forbes post up. The one by the climate change truther that’s an opinion piece presented as fact. Too bad.
October 15, 2019 at 1:55 pm
Jax Agent says:
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Maybe, just maybe, if Cali would allow citizens and local municipalities to do some cleaning up of undergrowth, this type of thing would happen a lot less.
I feel a lot of pain for the normal folks that live in California. The people that run that place just get wackier and wackier every day.
I guess it will take ‘the big one’ to cleanse us of that cesspool.
California: highest poverty rate in the country. Greatest homeless problem in the country. Greatest inequality in the country. Los Angeles County schools are some of the worst in the country. Public Debt in the top 10 in the country. Highest gas prices in the country and some of the highest energy prices in the country, punishing middle class and poor people. Tax subsidies for rich people to buy electric cars, raising the tax burden for middle class people. Sky high housing prices in part from government taxation and regulatory burdens on builders. Homeless people, used needles, human waste and assaults on the public becoming routine in L.A., SF, SD, Sacramento and other smaller cities.
Man, we should let liberals run the whole country!
Yeah, the highest homeless problem in the country: Because you can live outside year round without dealing with extreme weather. Duh. It doesn’t take a rocket scientist to figure that part out. But we can’t expect common sense from you, only misinformation and generalizations.
Your post is filled with holes. You don’t care about the middle class, your political party has gutted the middle class.
California is one of the two centers of culture in the country, the driving force of the american economy and, you complain yet you live here. It’s practically a different country from the rest of the US. You don’t like it, please, go to Arkansas. We don’t want you.
California likes progressive thinkers, we don’t like you, Craig.
October 15, 2019 at 9:04 pm
Craig Cornell says:
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Too Funny!
Basement Boy says we have a homeless problem in California because “you can live outside year round”! Hilarious.
They aren’t homeless. They are just “camping”.
October 16, 2019 at 11:19 am
Jon says:
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Are you an idiot, Craig? That’s the clear reason that we have such a homeless problem. In most of the other states you’re dealing with weather extremes throughout the year, be it heat or cold. California stays moderate near year-round. Now you’re arguing against that? You’re a joke.
October 16, 2019 at 11:20 am
Jon says:
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I should say, because you’re going to nitpick this even though you accuse me of “picking fly poop out of pepper” for similar actions, it’s not the ONLY reason, but it’s the predominate reason California has such a high homeless population. It’s a lot easier to be homeless in California than in Maine.
October 16, 2019 at 12:20 pm
Craig Cornell says:
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Camping! HA HA HA HA HA!
October 16, 2019 at 12:47 pm
Jack says:
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Jon the camping problem is due to drug use not the great weather. SMH
October 16, 2019 at 12:54 pm
Jon says:
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The homeless flock to California for the weather, I didn’t say they were homeless because of the weather. You guys really don’t actually know how to read, do you?
October 16, 2019 at 1:05 pm
Jack says:
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Jon- no, you just change what you say or thought you meant.
October 16, 2019 at 3:16 pm
Jon says:
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“the highest homeless problem in the country: Because you can live outside year round without dealing with extreme weather.”
What I actually said. How is that different than what I meant? You’re so eager to try and find these wrong with my posts that you’re being stupid about actually reading them. Aren’t you in insurance? How are you this bad at understanding intent?
October 16, 2019 at 4:05 pm
Jack says:
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Jon-NO WHERE in your first statement did you blame homeless drug users from other states for crowding and trashing the streets of California because the temperatures are more pleasant there, but thanks for making that clear now.
October 16, 2019 at 5:00 pm
Craig Cornell says:
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You know why Seattle has a similar homeless problem? No, not the liberal politicians. The great weather.
October 16, 2019 at 7:31 pm
Jon says:
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usich.gov/tools-for-action/map/ Washington has barely 1/6 of the homeless population of California. Nice try, but once again you lie and make claims you haven’t researched, too bad it’s easily findable information dummy.
October 16, 2019 at 7:36 pm
Craig Cornell says:
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Geez, dude, you set yourself up again:
1. Washington has 1/6 the population of California. Ergo, 1/6 the homeless.
2. Besides, you said all the homeless move from somewhere else??!!?? So what would the State’s population have to do with anything?
Down, Bong, Down! Good boy.
October 17, 2019 at 1:24 pm
UW says:
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You’re so full of crap Craig. The top 10 poverty rates in the US are MS, NM, LA, WV, AR, KY, AL, OK, SC/TN tied. 8 of the top 10 are red states and like 95 of the 100 poorest counties in the nation are Republican-controlled.
So if you redefine the poverty rate, and still call it the poverty rate, the article you searched for to reverse engineer your claim, which states it’s 17th by real numbers, agreed with you 3 years ago. Got it.
October 17, 2019 at 3:14 pm
UW says:
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Jon, the guy he linked works at a think tank that makes a “moral case for climate change.” He’s a lunatic and a fraud, eg exactly who Craig would cite.
October 17, 2019 at 3:31 pm
Jon says:
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UW, not at all surprised. Craig likes to post things that are clearly opinion pieces as “fact” all the time.
October 17, 2019 at 4:04 pm
Boomers? says:
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I think it is funny how craig was called out yesterday for his constant posting of opinion pieces, junk science, and mischaracterizing statements from the credible sources Then he got called out today on a vaping article. Then Craig posts a……. opinion piece that also doesn’t confirm his point, but rather changes a definition to better fit his point (confirmation bias).
You kill me Craig, how many times do people have to point this out to you for you to understand?
I think it’s funny how people like Boomers who are ignorant of the subject can be so dismissive, revealing ignorance and false pride at the same time.
Google it. Huffington Post, Sacramento Bee, U.S. Census. Which one do you prefer as a source about California poverty, Mr. Genius? Because they ALL confirm it.
Half of all children in California are at or near poverty, Mr. Compassion. Look it up.
Once again, Craig, you’re lying and you were caught. You’re also misleading as usual, because the idea of “poverty” in california is much different. As stated, there are PLENTY of poorer states in the country, but because California’s cost of living is so high, you can still make significantly more than other states and technically be below the poverty line. You know exactly what you’re doing, and you will lie and spread misinformation to do it.
I googled it, turns out you’re still a liar.
October 16, 2019 at 1:43 pm
craig cornell says:
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Jon up votes his own posts. Seriously. Usually, he’s the only one.
California is one of the few places that can actually make Florida look good. Besides, Florida is divided into two distinct segments: everything north of Orlando is still in the South and conservative; everything from Orlando south is technically the North (see Guido New Jersey & New Yorkers) and is a cesspool in and of itself.
I’m sure that the latter would love to secede from the United States and join California……but for the taxes.
Jax Agent- Sadly the yankee liberals that turned south florida into a cesspool are moving halfway back and ending up in SC and NC. We callem halfbacks. Beginning to think Agent Smith from the matrix was right, they are a virus.
do people still talk about “yankees” (when not referring to the New York baseball team) in the year 2019? Pretty sure the war has been over for 150 years now,…
October 16, 2019 at 3:18 pm
Jon says:
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Southerners, Ralph. They lack the education to move forward with the times, which is why their states tend to be the ones reasonable intelligent people leave. If you grew up in SC or Alabama and stayed, you weren’t smart enough to get out.
And once again Jax, I’m from Florida too, it is laughable to the point of being sad that you would think Florida looks good compared to any state. That craphole is considered the nation’s dong for a reason. Enjoy alligator alley LOL
October 16, 2019 at 5:08 pm
Well... says:
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Yes Ralph. They do.
It’s a dog whistle.
October 16, 2019 at 12:44 pm
Jack says:
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Too early to say liberals can’t see the forest for the trees? Asking for a friend.
Maybe if big power companies were run by the government this wouldn’t happen? Ya know like FEMA and the US Postal Service cause they get it right EVERY time.
Did you really think that if you sued the power companies they wouldn’t do this the next time there was a chance it would happen again? If you did, you probably took the short bus if you know what I mean.
OK, I know it is craziness to try to discuss insurance on the IJ site instead of politics, but our staff in FNOL is being challenged right now because our California BOP insureds can’t believe that business income losses from these blackouts are not covered. Anyone else dealing with that aspect? Our policy is the ISO BOP policy.
Overall, this is new territory for carriers with limited precedent in how these claims are to be handled.
Business Income pays for the actual loss of business income sustained due to a suspension of operations. The suspension however must be caused be a direct physical loss of or damage to property at the described premises. I always stick on this wording. Since these shutoffs are a preventative measure without any physical loss/damage to property, coverage is not triggered. If the failure of power results in some sort of damage that may qualify as a covered loss, then you would want to submit it, but by and large unfortunately I don’t think there’s much coverage here unless the power outage itself causes a fire or something.
Thanks for the coverage explanation Jon, but you really didn’t need to add your second post which was unnecessary trolling IMO. If they had posted some falsehoods about BOP coverage that you had to educate them on, I could see the need for that comment. Although, as someone who has had his own share of issues with Agent, Craig, Polar & bob over the years, I understand it’s hard to turn it off sometime.
Come on Bob, I wasn’t trolling. First, if I was, I’d be a hypocrite for doing exactly the same thing I was saying Jon should’ve have done!
I merely meant to explain to Jon that while I don’t agree with how he posted that reply, I understood the difficulties of holding back the unprovoked attacks here. I admitted I had the same problem and named those who have elicited those responses in me before. You can’t deny we’ve had our issues … and clearly we still do based on your reply.
October 17, 2019 at 2:17 pm
CL PM says:
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Under the Business Income coverage in the policy it says “The suspension (of business operations) must be caused by direct physical loss of or damage to property at the described premises.” Also, purchasing the Utility Services Time Element endorsement does not help in this situation either. There is similar “direct physical loss” language in that endorsement. Interestingly, if you purchased the Spoilage endorsement, you would have coverage for spoilage, but not business income. The Spoilage endorsement responds for any power outage. At least that is my reading of the forms – but I’m only a product manager, not a claims adjuster.
This is how stupid government can be.
People moved into formerly remote brush areas. The development was approved by government authorities. Power companies were told to put up power connections for those new homes. Then fires started because power lines broke in the annual fall high winds and started fires. Power companies were sued (some into bankruptcy). So now, people have to live without power at times! IN 2019!
How about the government requiring the power lines be put underground before development (like where I live)? After all, it is easy: the rural areas are wide open for trenching. Nope. Never thought of it.
Hey, how about government run all of health care!
Just need to rake the forest, right Tramp?
Liberals run California, Kangaroo. Might want to catch up on the news.
P.S. California knows how to create homeless people like nowhere else in the country. So we have that going for us. Just ignore vagrancy laws, let them sleep and defecate anywhere they want, give them needles and food for free. Works every time.
So, Tramp didn’t suggest we should just rake the forests? Nothing but more goalpost shifting from you again? The issues you note below aren’t even remotely related to my comment. Trying to distract with your shiny object?
California Democrats also blamed forest management. Aren’t they stupid?
You still haven’t acknowledged that your president said the problem was not raking the forest LOL you support an idiot unequivocally is what you’re saying right there, good job champ.
Californian’s (non-partisan) blame Forest Management because since the advent of “Fight Every Fire” no matter how remote the forests are packed with combustables. Forests did fine without us interfering.
Exactly right. Captain Kangaroo needs to get an honest source for news. Nobody disputes what you just pointed out, Democrats or Republicans. Forest management practices made it much worse.
But the partisan dopes on Insurance Journal blame Trump for telling the truth, revealing their ignorance..
Rather than ‘rake’ the forest, we should all take the train after ‘raking’ the roof of obstruction(ist)s;
https://www.foxnews.com/world/london-climate-change-protest-commuters-rush-hour-snarl-tube-train
‘Raking the forest’ was a commonly used, but antiquated phrase which means clearing deadwood, which was a common and VERY effective means of preventing wildfires until liberal Greenies got their way in Calibfornia and other Western US states.
Bob – the Fox News article had nothing to do with forest fires or “raking” as is the topic of the article and this part of the debate.
Had the article actually been about raking, I’d agree it shouldn’t be dismissed solely because it’s from Fox News.
But it wasn’t and so I think you’re wrong tacitly defending the posting of an off-topic link regardless of who/what/how any response to is was made.
Hey lefty, your hate of our great President is a bit over the top.
You’re confusing hatred with lack of respect. Based on things he has actually said and did, I cannot respect him. You know what those are, I don’t need to rehash them. He’s the one who suggested raking the forest to prevent these fires, not me.
Not so; you’re playing word games, again. ‘Lack of respect’ implies you have nothing good to say. ‘Hate’ implies you have plenty of BAD things to say, ALL THE TIME. Raking the forest is an old phrase implying clearing deadwood. Got it?
Hey righty, you’re supporting a criminal who betrayed american allies and can’t even keep his own lies straight on national TV. Your lack of intelligence is ruining my country.
It has been an interesting week in northern CA. Tuesday afternoon it was announced the county I reside in was being added to the shutdown. Less than 12 hours notice. Would affect my home… and probably the agency as well. Stayed late, got some things out and hit the market for non-perishable foods. Went home and set up for my on-line volunteer job. 8:00 PM – no loss of power… Internet postings say maybe 12:00 AM… ok.. finish volunteer job and retire… Wed am – till had power… now it maybe noon… long story – my power and the agency’s stayed on… but many others didn’t. Maps and address look-ups – if you could reach the websites – very sketchy… Not enough prep time for stores or businesses to obtain ice let alone block ice or dry ice. Number of areas also lost internet as the provider’s substations also lost power. So after nearly 3 days of iffy stuff, most everyone is back on with power… internet maybe… but significant loss of business to many small businesses and inconvenience to others as some schools were closed so parent had to stay home with kids. For a utility that used to have exceedingly high standards for service and customer care, PG&E has hit rock bottom. Maybe this did prevent some serious fires, but it has set almost 100% of the customers against it… And I have a cupboard full of breakfast bars and canned stuff for the next debacle.
While I don’t live in California, I’ve been hearing/reading about anticipated power outages in high wind situations for at least a year. Instead of looking to big brother to save you how about saving yourself? Generators aren’t horrendously expensive. Also heard PGE asked your legislators for permission to add cost to your bills to cover additional brush removal & expense costs & your legislators refused. Should they not share in the blame? Perhaps you need to look at electing different representatives?
Californian here – The utilities were given approval to raise our costs in order to pay us for the law suits they lost to us. So no, the legislators do not share blame in this. Why should we also pay the costs to address problems related to maintenance negligence. They chose profit over basic maintenance. This is entirely on them.
Furthermore, while I understand that people are upset that the power is being shut off, if the alternative is a possible 100k acre fire, perhaps they can suck it up and deal with it. They told you a year ago they would shut the power off if conditions warranted. Don’t act all surprised now.
Would it be possible to put the powerlines underground? They do it in Europe so they aren’t an eyesore. It may be too expensive to do so in a remote area with a lot of ground to cover, but from the outside, it seems like a good idea. People wouldn’t have to worry about losing power and it would remove the risk of wildfires.
estimated to be $3mm per mile.
Unless you put them underground at the same time as you dug water and sewer trenches . . .
Nowhere in the above thread of these replies mentioned after Smooth’s post had you or anyone mentioned that you were talking about rural areas where new developments have gone up in the last 20 years. SO it sounds like you expect us to be psychic, you made a nonsensical post assuming people would know what you meant, or you’re trying to use that excuse now to cover your BS claim.
One of us sure seems like they need to put the bong down, and it’s not me, Craig. I can hold the bong and point out the idiotic moves you make at the same time :)
Yes, water and sewer trenches run from the electrical plant and are all made at the same time and follow the same route. Real genius hour in here.
Do you work for the government? Seriously. Your inability to think of a mildly creative way to do two things at once should qualify you to be a top level government manager.
I don’t think putting water and electrical lines close together is safe. What happens when water and electricity combine? Nothing good, that’s what.
LOL Craig comes up with a solution out of thin air, calls others idiots for not finding a solution, then completely ignores all the holes in his solution and implies that others are stupid for not being able to imagine a solution to his fictional solution. Craig, your lows never cease to amaze.
@Rosie: one word; insulation.
No Craig, I’m just not a moron. Your plan is as stupid as your claim above that California has the highway poverty rate, which I debunked, but IJ removed. I specifically stated why it won’t work.
Insulation degrades … be it from weather, critters or just general age.
So we’re now back to: water + electricity = bad.
https://www.forbes.com/sites/chuckdevore/2016/09/28/why-does-california-have-the-nations-highest-poverty-rate/#6f24560012d9
Geez Craig, did I kill your cat again or something? I hope one day you’ll be able to disagree with me without making an ad-hominem attack when I didn’t insult or attack you first.
Rosenblatt: your dismissive comments are insulting. As I stated, where I live ALL power lines are underground and they are placed near water lines. Modern technology it ain’t.
Darn, they deleted the articles pointing out how Craig is wrong and lying, but left his misinformation forbes post up. The one by the climate change truther that’s an opinion piece presented as fact. Too bad.
Maybe, just maybe, if Cali would allow citizens and local municipalities to do some cleaning up of undergrowth, this type of thing would happen a lot less.
I feel a lot of pain for the normal folks that live in California. The people that run that place just get wackier and wackier every day.
I guess it will take ‘the big one’ to cleanse us of that cesspool.
Florida-man calls Cali cesspool. Internet laughs.
Seriously, and I say that as someone from Florida who lives in California now – Jax is delusional.
California: highest poverty rate in the country. Greatest homeless problem in the country. Greatest inequality in the country. Los Angeles County schools are some of the worst in the country. Public Debt in the top 10 in the country. Highest gas prices in the country and some of the highest energy prices in the country, punishing middle class and poor people. Tax subsidies for rich people to buy electric cars, raising the tax burden for middle class people. Sky high housing prices in part from government taxation and regulatory burdens on builders. Homeless people, used needles, human waste and assaults on the public becoming routine in L.A., SF, SD, Sacramento and other smaller cities.
Man, we should let liberals run the whole country!
Yeah, the highest homeless problem in the country: Because you can live outside year round without dealing with extreme weather. Duh. It doesn’t take a rocket scientist to figure that part out. But we can’t expect common sense from you, only misinformation and generalizations.
Your post is filled with holes. You don’t care about the middle class, your political party has gutted the middle class.
California is one of the two centers of culture in the country, the driving force of the american economy and, you complain yet you live here. It’s practically a different country from the rest of the US. You don’t like it, please, go to Arkansas. We don’t want you.
California likes progressive thinkers, we don’t like you, Craig.
Too Funny!
Basement Boy says we have a homeless problem in California because “you can live outside year round”! Hilarious.
They aren’t homeless. They are just “camping”.
Are you an idiot, Craig? That’s the clear reason that we have such a homeless problem. In most of the other states you’re dealing with weather extremes throughout the year, be it heat or cold. California stays moderate near year-round. Now you’re arguing against that? You’re a joke.
I should say, because you’re going to nitpick this even though you accuse me of “picking fly poop out of pepper” for similar actions, it’s not the ONLY reason, but it’s the predominate reason California has such a high homeless population. It’s a lot easier to be homeless in California than in Maine.
Camping! HA HA HA HA HA!
Jon the camping problem is due to drug use not the great weather. SMH
The homeless flock to California for the weather, I didn’t say they were homeless because of the weather. You guys really don’t actually know how to read, do you?
Jon- no, you just change what you say or thought you meant.
“the highest homeless problem in the country: Because you can live outside year round without dealing with extreme weather.”
What I actually said. How is that different than what I meant? You’re so eager to try and find these wrong with my posts that you’re being stupid about actually reading them. Aren’t you in insurance? How are you this bad at understanding intent?
Jon-NO WHERE in your first statement did you blame homeless drug users from other states for crowding and trashing the streets of California because the temperatures are more pleasant there, but thanks for making that clear now.
You know why Seattle has a similar homeless problem? No, not the liberal politicians. The great weather.
usich.gov/tools-for-action/map/ Washington has barely 1/6 of the homeless population of California. Nice try, but once again you lie and make claims you haven’t researched, too bad it’s easily findable information dummy.
Geez, dude, you set yourself up again:
1. Washington has 1/6 the population of California. Ergo, 1/6 the homeless.
2. Besides, you said all the homeless move from somewhere else??!!?? So what would the State’s population have to do with anything?
Down, Bong, Down! Good boy.
You’re so full of crap Craig. The top 10 poverty rates in the US are MS, NM, LA, WV, AR, KY, AL, OK, SC/TN tied. 8 of the top 10 are red states and like 95 of the 100 poorest counties in the nation are Republican-controlled.
https://www.forbes.com/sites/chuckdevore/2016/09/28/why-does-california-have-the-nations-highest-poverty-rate/#6f24560012d9
It’s worth noting that Forbes allows literally anyone to write articles LOL
https://www.usatoday.com/story/money/2019/01/25/poorest-counties-in-the-us-median-household-income/38870175/ UW’s info checks out tho
So if you redefine the poverty rate, and still call it the poverty rate, the article you searched for to reverse engineer your claim, which states it’s 17th by real numbers, agreed with you 3 years ago. Got it.
Jon, the guy he linked works at a think tank that makes a “moral case for climate change.” He’s a lunatic and a fraud, eg exactly who Craig would cite.
UW, not at all surprised. Craig likes to post things that are clearly opinion pieces as “fact” all the time.
I think it is funny how craig was called out yesterday for his constant posting of opinion pieces, junk science, and mischaracterizing statements from the credible sources Then he got called out today on a vaping article. Then Craig posts a……. opinion piece that also doesn’t confirm his point, but rather changes a definition to better fit his point (confirmation bias).
You kill me Craig, how many times do people have to point this out to you for you to understand?
https://www.politifact.com/california/statements/2018/sep/19/gavin-newsom/true-nearly-half-californias-children-are-or-near-/
https://www.sacbee.com/news/california/article234920662.html
https://www.huffpost.com/entry/california-limits-rent-increase_n_5d9d3285e4b06ddfc5103b39
I think it’s funny how people like Boomers who are ignorant of the subject can be so dismissive, revealing ignorance and false pride at the same time.
Google it. Huffington Post, Sacramento Bee, U.S. Census. Which one do you prefer as a source about California poverty, Mr. Genius? Because they ALL confirm it.
Half of all children in California are at or near poverty, Mr. Compassion. Look it up.
https://www.ppic.org/publication/child-poverty-in-california/
Once again, Craig, you’re lying and you were caught. You’re also misleading as usual, because the idea of “poverty” in california is much different. As stated, there are PLENTY of poorer states in the country, but because California’s cost of living is so high, you can still make significantly more than other states and technically be below the poverty line. You know exactly what you’re doing, and you will lie and spread misinformation to do it.
I googled it, turns out you’re still a liar.
Jon up votes his own posts. Seriously. Usually, he’s the only one.
California is one of the few places that can actually make Florida look good. Besides, Florida is divided into two distinct segments: everything north of Orlando is still in the South and conservative; everything from Orlando south is technically the North (see Guido New Jersey & New Yorkers) and is a cesspool in and of itself.
I’m sure that the latter would love to secede from the United States and join California……but for the taxes.
Jax Agent- Sadly the yankee liberals that turned south florida into a cesspool are moving halfway back and ending up in SC and NC. We callem halfbacks. Beginning to think Agent Smith from the matrix was right, they are a virus.
do people still talk about “yankees” (when not referring to the New York baseball team) in the year 2019? Pretty sure the war has been over for 150 years now,…
Southerners, Ralph. They lack the education to move forward with the times, which is why their states tend to be the ones reasonable intelligent people leave. If you grew up in SC or Alabama and stayed, you weren’t smart enough to get out.
And once again Jax, I’m from Florida too, it is laughable to the point of being sad that you would think Florida looks good compared to any state. That craphole is considered the nation’s dong for a reason. Enjoy alligator alley LOL
Yes Ralph. They do.
It’s a dog whistle.
Too early to say liberals can’t see the forest for the trees? Asking for a friend.
Maybe if big power companies were run by the government this wouldn’t happen? Ya know like FEMA and the US Postal Service cause they get it right EVERY time.
Did you really think that if you sued the power companies they wouldn’t do this the next time there was a chance it would happen again? If you did, you probably took the short bus if you know what I mean.
Short bus, Jack, really? You think the R word is funny? Says a lot.
OK, I know it is craziness to try to discuss insurance on the IJ site instead of politics, but our staff in FNOL is being challenged right now because our California BOP insureds can’t believe that business income losses from these blackouts are not covered. Anyone else dealing with that aspect? Our policy is the ISO BOP policy.
We don’t do BOP in CA, but I’m curious – what’s the exclusion that would apply resulting in the denial?
Overall, this is new territory for carriers with limited precedent in how these claims are to be handled.
Business Income pays for the actual loss of business income sustained due to a suspension of operations. The suspension however must be caused be a direct physical loss of or damage to property at the described premises. I always stick on this wording. Since these shutoffs are a preventative measure without any physical loss/damage to property, coverage is not triggered. If the failure of power results in some sort of damage that may qualify as a covered loss, then you would want to submit it, but by and large unfortunately I don’t think there’s much coverage here unless the power outage itself causes a fire or something.
See? I don’t just school Craig, Polar and their ilk on politics, I can school them on coverage too ;)
Thanks for the coverage explanation Jon, but you really didn’t need to add your second post which was unnecessary trolling IMO. If they had posted some falsehoods about BOP coverage that you had to educate them on, I could see the need for that comment. Although, as someone who has had his own share of issues with Agent, Craig, Polar & bob over the years, I understand it’s hard to turn it off sometime.
Come on Bob, I wasn’t trolling. First, if I was, I’d be a hypocrite for doing exactly the same thing I was saying Jon should’ve have done!
I merely meant to explain to Jon that while I don’t agree with how he posted that reply, I understood the difficulties of holding back the unprovoked attacks here. I admitted I had the same problem and named those who have elicited those responses in me before. You can’t deny we’ve had our issues … and clearly we still do based on your reply.
Under the Business Income coverage in the policy it says “The suspension (of business operations) must be caused by direct physical loss of or damage to property at the described premises.” Also, purchasing the Utility Services Time Element endorsement does not help in this situation either. There is similar “direct physical loss” language in that endorsement. Interestingly, if you purchased the Spoilage endorsement, you would have coverage for spoilage, but not business income. The Spoilage endorsement responds for any power outage. At least that is my reading of the forms – but I’m only a product manager, not a claims adjuster.
And now I see you basically posted the same exact thing. Damn it :P
Interesting how my reply says it was posted before yours (timewise) but it shows up after. I was drifting somewhere in cyber space.
Yours was definitely here first, I just didn’t read yours first and I responded to the post above!
Thanks for the coverage explanation, CL PM!