A.M. Best’s Perspective on ESG Risks & Opportunities


Climate change. Renewable energy. Health and wellness programs. In recent years, shareholders, consumers, and regulatory authorities have started judging companies based not only on financial metrics but on how they manage environmental, social and governance (ESG) concerns.

A trusted source of insurance information, A.M. Best believes that ESG risks and opportunities have the potential to impact an insurer’s balance sheet strength, operating performance, business profile and enterprise risk management, and that these factors are worth considering when evaluating financial strength and creditworthiness.

Download A.M. Best’s briefing, “Considering Environmental, Social and Governance Factors from a Credit Rating Perspective,” to learn more about ESG and its potential connections to underwriting experience and financial performance for carriers.