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	<title>Insurance Information Institute Archives - Insurance Journal</title>
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	<title>Insurance Information Institute Archives - Insurance Journal</title>
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	<item>
		<title>Industry Trades Respond to FIO&#8217;s Proposal to Collect Climate Change Data</title>
		<link>https://www.insurancejournal.com/news/national/2022/10/19/690780.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 19 Oct 2022 05:58:32 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[American Property Casualty Insurance Association (APCIA)]]></category>
		<category><![CDATA[Climate Change]]></category>
		<category><![CDATA[Federal Insurance Office (FIO)]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[National Association of Mutual Insurance Companies (namic)]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=690780</guid>

							<description><![CDATA[Shortly after Treasury&#8217;s Federal Insurance Office (FIO) proposed to have P/C insurers submit homeowners insurance underwriting data to assess climate risk, the response from industry trade associations was, at best, tepid. &#8220;You don&#8217;t need a massive data collection to know &#8230;]]></description>
		
		
		
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		<item>
		<title>P/C Underwriting Profitability to Worsen as Inflation, Hard Market Persist: Triple-I, Milliman</title>
		<link>https://www.insurancejournal.com/news/national/2022/08/16/680703.htm</link>
		
				<pubDate>Tue, 16 Aug 2022 16:08:38 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[commercial insurance]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Milliman]]></category>
		<category><![CDATA[personal auto insurance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=680703</guid>

							<description><![CDATA[The 2022 combined ratio for the property/casualty insurance industry is forecast to be 100.7, a worsening of 1.2 points relative to 2021, driven by significant deterioration in the personal auto line. Loss pressures and a hard P/C market are expected &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>New Layer of Federal Oversight for Climate Disclosures Not Needed: Triple-I</title>
		<link>https://www.insurancejournal.com/news/national/2022/06/21/672868.htm</link>
		
				<pubDate>Tue, 21 Jun 2022 16:27:02 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Climate disclosure]]></category>
		<category><![CDATA[greenhouse gas emissions]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[regulation]]></category>
		<category><![CDATA[securities and exchange commission (SEC)]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=672868</guid>

							<description><![CDATA[Creating a new layer of federal oversight would neither enhance nor standardize the climate-related disclosures U.S. insurers make to investors, the Insurance Information Institute (Triple-I) said in a letter sent today to the U.S. Securities and Exchange Commission (SEC). Triple-I&#8217;s &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Dog-Related Claims Cost U.S. Home Insurers Nearly $900M in 2021</title>
		<link>https://www.insurancejournal.com/news/national/2022/04/14/663029.htm</link>
		
				<pubDate>Thu, 14 Apr 2022 09:15:27 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[dog bite claims]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[State farm]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/news/national/2022/04/14/663029.htm</guid>

							<description><![CDATA[Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2021, costing $881 million, according to an analysis by the Insurance Information Institute (Triple-I) and State Farm. The number of &#8230;]]></description>
		
		
		
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		<item>
		<title>Report: Wildfires Have California in &#8216;Heightened State of Alert&#8217;</title>
		<link>https://www.insurancejournal.com/news/west/2021/11/10/641808.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Wed, 10 Nov 2021 19:57:43 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[California Insurance Commissioner Ricardo Lara]]></category>
		<category><![CDATA[California Wildfires]]></category>
		<category><![CDATA[CSAA Insurance Group]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=641808</guid>

							<description><![CDATA[California, which has seen its eight largest recorded wildfires since 2017, is in a &#8220;heightened state of alert,&#8221; according to a new report that calls for urgent policy actions. The report was released on Wednesday and also discussed in a &#8230;]]></description>
		
		
		
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		<item>
		<title>Lloyd&#8217;s U.S. Chief Says They&#8217;re Ready to Get into Canadian Cannabis Market</title>
		<link>https://www.insurancejournal.com/news/west/2018/10/02/503228.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Tue, 02 Oct 2018 22:21:17 +0000</pubDate>
				<category><![CDATA[International & Reinsurance News]]></category>
		<category><![CDATA[West News]]></category>
		<category><![CDATA[cannabis market]]></category>
		<category><![CDATA[Center for Insurance Studies]]></category>
		<category><![CDATA[Hank Watkins]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[James Lynch]]></category>
		<category><![CDATA[Jumpstart Insurance Solutions Inc.]]></category>
		<category><![CDATA[Lloyd's]]></category>
		<category><![CDATA[Mihaylo College of Business and Economics at Cal State University Fullerton]]></category>
		<category><![CDATA[Willis Towers Watson]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=503228</guid>

							<description><![CDATA[Lloyd&#8217;s is set to get into Canada&#8217;s cannabis market when recreational marijuana becomes legal there on Oct. 17, according to Hank Watkins, president of Lloyd&#8217;s America Inc. Watkins was speaking today at the 2018 Insurance Forum, an annual event in &#8230;]]></description>
		
		
		
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		<item>
		<title>IIAV &#8216;Redoubling&#8217; Hurricane Preparedness Efforts Since Following Harvey&#8217;s Texas Impact</title>
		<link>https://www.insurancejournal.com/news/east/2017/08/28/462555.htm</link>
		
					<dc:creator><![CDATA[Elizabeth Blosfield]]></dc:creator>
					<pubDate>Mon, 28 Aug 2017 16:27:06 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[AIR Worldwide]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[flood damage]]></category>
		<category><![CDATA[Hurricane Harvey]]></category>
		<category><![CDATA[Hurricane Isabel]]></category>
		<category><![CDATA[Hurricane Matthew]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[NFIP]]></category>
		<category><![CDATA[Robert Bradshaw]]></category>
		<category><![CDATA[Virginia Department of Emergency Management]]></category>
		<category><![CDATA[Virginia State Corporation Commission]]></category>
		<category><![CDATA[Virginia Tech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=462555</guid>

							<description><![CDATA[The Independent Insurance Agents of Virginia (IIAV) is motivated to &#8220;redouble its efforts&#8221; around hurricane preparedness, particularly as it relates to flood damage, since following Hurricane Harvey&#8217;s impact in Texas, according to President and CEO Robert Bradshaw in an emailed &#8230;]]></description>
		
		
		
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		<item>
		<title>Hurricane Harvey&#8217;s Flood Insurance Losses Could Match Katrina&#8217;s</title>
		<link>https://www.insurancejournal.com/news/national/2017/08/28/462496.htm</link>
		
				<pubDate>Mon, 28 Aug 2017 05:00:02 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Hurricane Harvey flood losses]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=462496</guid>

							<description><![CDATA[Flood damage in Texas from Hurricane Harvey may equal that from 2005&#8217;s Hurricane Katrina, the costliest natural disaster in U.S. history, said an insurance research group on Sunday. As heavy rain pounded Houston and Texas&#8217;s coastal counties, the Insurance Information &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Watchdog Group Wants California to Look into Claims in ProPublica Report</title>
		<link>https://www.insurancejournal.com/news/west/2017/04/07/447332.htm</link>
		
				<pubDate>Fri, 07 Apr 2017 20:30:12 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[California Insurance Commissioner Dave Jones]]></category>
		<category><![CDATA[Consumer Watchdog]]></category>
		<category><![CDATA[Harvey Rosenfield]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Prop 103]]></category>
		<category><![CDATA[ProPublica]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=447332</guid>

							<description><![CDATA[Consumer Watchdog, a California-based advocacy group, is asking the state&#8217;s insurance commissioner to open an investigation into the alleged redlining uncovered by a ProPublica report that claims that four auto insurance companies in California mark up prices by as much &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>P/C Insurance Executives Express Cautious Optimism for 2017</title>
		<link>https://www.insurancejournal.com/news/national/2017/01/23/439464.htm</link>
		
					<dc:creator><![CDATA[Elizabeth Blosfield]]></dc:creator>
					<pubDate>Mon, 23 Jan 2017 13:34:50 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Barclays]]></category>
		<category><![CDATA[Gary Ransom]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Jay Gelb]]></category>
		<category><![CDATA[Property Casualty Insurance Joint Industry Forum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=439464</guid>

							<description><![CDATA[A panel of financial experts discussed the opportunities and challenges they see ahead in 2017 at the Insurance Information Institute&#8217;s (III) 21st Annual Property and Casualty Insurance Joint Industry Forum, held last week at the Waldorf-Astoria in New York. The &#8230;]]></description>
		
		
		
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		<item>
		<title>Fintech Firms Alibaba, Tencent Support China&#8217;s New Cyber Law Despite Foreign Opposition</title>
		<link>https://www.insurancejournal.com/news/international/2016/11/18/432705.htm</link>
		
					<dc:creator><![CDATA[L.S. Howard]]></dc:creator>
					<pubDate>Fri, 18 Nov 2016 15:53:56 +0000</pubDate>
				<category><![CDATA[International & Reinsurance News]]></category>
		<category><![CDATA[Alibaba Group Holding]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[China cyber security]]></category>
		<category><![CDATA[cyber]]></category>
		<category><![CDATA[cyber security]]></category>
		<category><![CDATA[FinTech]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Tencent Holdings]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=432705</guid>

							<description><![CDATA[China&#8217;s Alibaba Group Holding Ltd. and Tencent Holdings Ltd. rallied behind Beijing&#8217;s recently imposed cyber security law on Thursday, following criticism of it from overseas technology rivals. The country&#8217;s two tech giants also urged closer cooperation between the public and &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>China&#8217;s Cyber Security Law Could Hamper Foreign Business: P/C Industry Reps</title>
		<link>https://www.insurancejournal.com/news/international/2016/11/09/431894.htm</link>
		
					<dc:creator><![CDATA[Mark Hollmer]]></dc:creator>
					<pubDate>Wed, 09 Nov 2016 14:22:48 +0000</pubDate>
				<category><![CDATA[International & Reinsurance News]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[China cyber security]]></category>
		<category><![CDATA[cyber]]></category>
		<category><![CDATA[cyber security]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Property Casualty Insurers Association of America]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=431894</guid>

							<description><![CDATA[China&#8217;s new wide-ranging cyber security law is drawing some serious apprehension from the U.S. property/casualty insurance industry. Trade associations and experts alike caution that it will create business obstacles in the world&#8217;s second-largest economy. &#8220;Most insurers already find China a &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Insurance Industry Collaboration Key to Facing Disruption, III CEO Says</title>
		<link>https://www.insurancejournal.com/news/east/2016/10/21/430031.htm</link>
		
					<dc:creator><![CDATA[Elizabeth Blosfield]]></dc:creator>
					<pubDate>Fri, 21 Oct 2016 15:44:27 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[AMCOMP]]></category>
		<category><![CDATA[collaboration]]></category>
		<category><![CDATA[Cyber Risk]]></category>
		<category><![CDATA[Dodd-FRank]]></category>
		<category><![CDATA[insurance industry disruption]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[man-made catastrophes]]></category>
		<category><![CDATA[regulation]]></category>
		<category><![CDATA[Sean Kevelighan]]></category>
		<category><![CDATA[stability]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=430031</guid>

							<description><![CDATA[In an increasingly connected and globalized world, the insurance industry needs to work together to understand and accommodate the many disruptions it faces today and in the future, according to Sean Kevelighan, CEO of the Insurance Information Institute (III), during &#8230;]]></description>
		
		
		
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		<item>
		<title>Schwarzenegger Discusses Risk at California Insurance Forum</title>
		<link>https://www.insurancejournal.com/news/west/2016/05/09/407941.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Tue, 10 May 2016 00:37:38 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[Arnold Schwarzenegger]]></category>
		<category><![CDATA[Center for Insurance Studies at Cal State Fullerton]]></category>
		<category><![CDATA[III]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[Robert Hartwig]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=407941</guid>

							<description><![CDATA[It turns out characters like Conan the Barbarian, the cyborg from Terminator and Dutch the protagonist in the original &#8220;Predator&#8221; movie, know a thing or two about risk. Definitely the actor who portrayed them does. Actor Arnold Schwarzenegger on Monday &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Schwarzenegger, Hartwig to Headline May Southern California Symposium</title>
		<link>https://www.insurancejournal.com/news/west/2016/04/11/404723.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Mon, 11 Apr 2016 12:00:09 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[Center for Insurance Studies]]></category>
		<category><![CDATA[Former California Gov. Arnold Schwarzenegger]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Robert Hartwig]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=404723</guid>

							<description><![CDATA[Former California Gov. Arnold Schwarzenegger will headline an event next month at a Southern California university to benefit insurance students. Schwarzenegger will be joined by Robert Hartwig, an economist and president of the Insurance Information Institute, who could be making &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>El Nin᷈o Talk Growing Louder Amid Southern California Storms</title>
		<link>https://www.insurancejournal.com/news/west/2015/11/16/389109.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Tue, 17 Nov 2015 00:03:20 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[El Nin᷈o]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[flash flooding]]></category>
		<category><![CDATA[flood]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
		<category><![CDATA[NOAA]]></category>
		<category><![CDATA[rain]]></category>
		<category><![CDATA[Research and Trends]]></category>
		<category><![CDATA[storms]]></category>
		<category><![CDATA[weather]]></category>
		<category><![CDATA[wildfires]]></category>
		<category><![CDATA[winds]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=389109</guid>

							<description><![CDATA[A whopper of a winter appears to be brewing for the Western U.S. and more conversations are turning to preparations for what could be one of the strongest El Nin᷈os on record. Strong rains throughout much of California and snow &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Oregon Woman Loses Home, Then Her Insurance</title>
		<link>https://www.insurancejournal.com/news/west/2015/09/22/382419.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 22 Sep 2015 15:17:23 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[I.I.I.]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Oregon]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=382419</guid>

							<description><![CDATA[An elderly southern Oregon woman says she&#8217;s been left to depend on friends and family after her home was gutted in a suspected arson and her insurance company canceled her policy. Insurance industry officials contend the process of handling fire-related &#8230;]]></description>
		
		
		
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		<title>IMCA Presents &#8216;Innovation Torchbearer Award&#8217; to Insurance Information Institute</title>
		<link>https://www.insurancejournal.com/news/national/2015/06/23/372739.htm</link>
		
				<pubDate>Tue, 23 Jun 2015 17:00:22 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[IMCA]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[P&C Companies]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=372739</guid>

							<description><![CDATA[The Insurance Information Institute (I.I.I.) has been awarded the 2015 Innovation Torchbearer Award at the Insurance Marketing &#38; Communications Association&#8217;s (IMCA) 2015 Annual Conference in Nashville, Tenn. The I.I.I. is a non-profit communications organization supported by the insurance industry. &#8220;IMCA&#8217;s &#8230;]]></description>
		
		
		
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		<title>Texas Tops in Lightning Damage Claim Amounts</title>
		<link>https://www.insurancejournal.com/news/southcentral/2015/06/22/372567.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 22 Jun 2015 16:10:09 +0000</pubDate>
				<category><![CDATA[Texas / South Central News]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[lightning damage]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=372567</guid>

							<description><![CDATA[Lightning damage is the most striking in Texas, at least for the insurance industry. The average claim in the state was $10,671 last year, the Insurance Information Institute said in a statement. That&#8217;s the highest figure among the 10 states &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Agent Support, Ratings Added to Expanding Google Compare</title>
		<link>https://www.insurancejournal.com/news/national/2015/05/05/366951.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Tue, 05 May 2015 22:32:18 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[compare.com]]></category>
		<category><![CDATA[Compare.com CEO Andrew Rose]]></category>
		<category><![CDATA[CoverHound]]></category>
		<category><![CDATA[Google Compare]]></category>
		<category><![CDATA[iiaba]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[Independent Insurance Agents & Brokers of America Inc.]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Pennsylvania]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[W.R. Berkley Corp.]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=366951</guid>

							<description><![CDATA[The auto insurance comparison website Google Compare is expanding into Texas, Illinois and Pennsylvania, as well as adding ratings and insurance agent support. That announcement was made Tuesday by Stephanie Cuthbertson, group product manager for Google Compare, at Google&#8217;s annual &#8230;]]></description>
		
		
		
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		<title>Nepal Earthquake Losses Could Top $2 Billion; Sparse Insurance Coverage</title>
		<link>https://www.insurancejournal.com/news/international/2015/04/27/365713.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 27 Apr 2015 16:16:38 +0000</pubDate>
				<category><![CDATA[International & Reinsurance News]]></category>
		<category><![CDATA[earthquake]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Julian Roberts]]></category>
		<category><![CDATA[Kinetic Analysis Corp]]></category>
		<category><![CDATA[low insurance penetration]]></category>
		<category><![CDATA[Nepal earthquake]]></category>
		<category><![CDATA[Willis Group Holdings]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=365713</guid>

							<description><![CDATA[The earthquake that struck Nepal caused about $2 billion in economic losses in the country, and only a fraction of the cost will be incurred by insurers, according to Kinetic Analysis Corp. Damage in India could cost an additional $800 &#8230;]]></description>
		
		
		
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		<title>Climate Change Report Slams Insurers for &#8216;Profound Lack of Preparedness&#8217;</title>
		<link>https://www.insurancejournal.com/news/national/2014/10/22/344497.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Thu, 23 Oct 2014 00:06:16 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[ACE]]></category>
		<category><![CDATA[Allianz]]></category>
		<category><![CDATA[Ceres]]></category>
		<category><![CDATA[Climate Change]]></category>
		<category><![CDATA[climate risk]]></category>
		<category><![CDATA[David Kodama]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Insurance Information Institute President Robert Hartwig]]></category>
		<category><![CDATA[Munich Re]]></category>
		<category><![CDATA[NAIC]]></category>
		<category><![CDATA[National Association of Insurance Commissioners]]></category>
		<category><![CDATA[Property Casualty Insurers Association of America]]></category>
		<category><![CDATA[Prudential]]></category>
		<category><![CDATA[Reinsurers]]></category>
		<category><![CDATA[Sompo Japan]]></category>
		<category><![CDATA[Swiss Re]]></category>
		<category><![CDATA[The Hartford]]></category>
		<category><![CDATA[XL Group]]></category>
		<category><![CDATA[Zurich]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=344497</guid>

							<description><![CDATA[A report on the insurance industry released Wednesday shows &#8220;a profound lack of preparedness in addressing climate-related risks and opportunities.&#8221; Insurance industry representatives immediately criticized the report as a negative take on the industry&#8217;s ability to adapt and not reflective &#8230;]]></description>
		
		
		
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		<title>I.I.I.: 13 Years After 9/11, Threat of Terrorist Attack Remains Real</title>
		<link>https://www.insurancejournal.com/news/east/2014/09/11/340241.htm</link>
		
				<pubDate>Thu, 11 Sep 2014 16:58:59 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[9/11]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Sept. 11 terror attack]]></category>
		<category><![CDATA[Terrorism Risk Insurance Program Reauthorization Act]]></category>
		<category><![CDATA[TRIPRA]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=340241</guid>

							<description><![CDATA[The Insurance Information Institute said this week that the threat of terrorist attack remains real and that the 13-year anniversary of the Sept. 11 terror attack is a reminder of the urgent need for federal lawmakers to reauthorize the terrorism &#8230;]]></description>
		
		
		
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		<title>Twenty Years Later Big Lesson From Northridge Quake Lost</title>
		<link>https://www.insurancejournal.com/news/west/2014/01/17/317586.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Fri, 17 Jan 2014 17:44:06 +0000</pubDate>
				<category><![CDATA[West News]]></category>
		<category><![CDATA[AIR Worldwide]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[California Earthquake Authority]]></category>
		<category><![CDATA[CEA]]></category>
		<category><![CDATA[Coastal]]></category>
		<category><![CDATA[damages]]></category>
		<category><![CDATA[Disaster (Flood]]></category>
		<category><![CDATA[Dr. Robert Hartwig]]></category>
		<category><![CDATA[earthquake]]></category>
		<category><![CDATA[Glenn Pomeroy]]></category>
		<category><![CDATA[I.I.I.]]></category>
		<category><![CDATA[IINC]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[insured losses]]></category>
		<category><![CDATA[Los Angeles]]></category>
		<category><![CDATA[Pete Moraga]]></category>
		<category><![CDATA[quake]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=317586</guid>

							<description><![CDATA[Twenty years ago today a big one hit the Los Angeles area, killing several people and injuring thousands, damaging tens of thousands of properties, shutting down businesses, putting out of operation some of the nation&#8217;s busiest freeways and radically changing &#8230;]]></description>
		
		
		
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		<title>Ex-Treasury Official Wolin Urges Federal, State Collaboration to Improve Regulation</title>
		<link>https://www.insurancejournal.com/news/national/2014/01/17/317287.htm</link>
		
					<dc:creator><![CDATA[Young Ha]]></dc:creator>
					<pubDate>Fri, 17 Jan 2014 10:00:15 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Dodd–Frank Wall Street Reform and Consumer Protection Act]]></category>
		<category><![CDATA[Federal Insurance Office]]></category>
		<category><![CDATA[FIO]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[insurance regulation]]></category>
		<category><![CDATA[state versus federal regulation]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=317287</guid>

							<description><![CDATA[To make continued improvements in the U.S. insurance regulatory system, it&#8217;s imperative for state and federal officials to work collaboratively and share information and perspectives, said former Deputy Treasury Secretary Neal S. Wolin, who delivered the keynote speech at the &#8230;]]></description>
		
		
		
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		<title>P/C Insurance Executives Expect Flood Insurance Delay, TRIA Renewal, Industry Consolidation</title>
		<link>https://www.insurancejournal.com/news/national/2014/01/16/317335.htm</link>
		
					<dc:creator><![CDATA[Young Ha]]></dc:creator>
					<pubDate>Thu, 16 Jan 2014 14:16:32 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Biggert-Waters Flood Insurance Reform Act]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Insurance Information Institute Property/Casualty Insurance Joint Industry Forum]]></category>
		<category><![CDATA[insurance outlook]]></category>
		<category><![CDATA[Terrorism Risk Insurance Act]]></category>
		<category><![CDATA[U.S. property casualty insurance industry outlook]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=317335</guid>

							<description><![CDATA[A survey conducted at the Insurance Information Institute&#8217;s Property/Casualty Insurance Joint Industry Forum in New York Tuesday asked industry leaders for their outlook on 12 topics &#8212; ranging from the Terrorism Risk Insurance Act and the Biggert-Waters Flood Insurance Reform &#8230;]]></description>
		
		
		
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		<title>P/C Insurers Face Challenge to Match 2013 Results in 2014</title>
		<link>https://www.insurancejournal.com/news/national/2014/01/15/317171.htm</link>
		
					<dc:creator><![CDATA[Young Ha]]></dc:creator>
					<pubDate>Wed, 15 Jan 2014 16:29:34 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[A.M. Best Co.]]></category>
		<category><![CDATA[Barclays]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Research and Trends]]></category>
		<category><![CDATA[U.S. property casualty insurance industry outlook]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=317171</guid>

							<description><![CDATA[The U.S. property/casualty insurance industry reported strong performance in 2013, but in 2014, the industry may find it difficult to match last year&#8217;s results as insurers begin to face more headwinds, according to executives who spoke at the Insurance Information &#8230;]]></description>
		
		
		
		<enclosure url="https://www.insurancejournal.com/app/uploads/2014/01/Challenges-Opportunities-398x580.jpg" length="47013" type="image/jpeg" />	</item>
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		<title>Big Brains at Big &#8216;I&#8217;, Insurance Information Institute Give Their Take on 2014</title>
		<link>https://www.insurancejournal.com/news/national/2013/12/11/314108.htm</link>
		
					<dc:creator><![CDATA[Don Jergler]]></dc:creator>
					<pubDate>Wed, 11 Dec 2013 21:36:54 +0000</pubDate>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[Dr. Robert Hartwig]]></category>
		<category><![CDATA[iiaba]]></category>
		<category><![CDATA[III]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Prop 103]]></category>
		<category><![CDATA[Proposition 103]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=314108</guid>

							<description><![CDATA[Most economists are upbeat about next year, but just what does that mean for insurance agents in 2014? For independent agents 2013 was a year in which one entity forecasted their eventual demise, and for the rest of the business &#8230;]]></description>
		
		
		
		<enclosure url="https://www.insurancejournal.com/app/uploads/2013/12/2014-forecast-Growth--580x322.jpg" length="18781" type="image/jpeg" />	</item>
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		<title>Hundreds of Homes Destroyed by Midwest Tornado Outbreak: AIR</title>
		<link>https://www.insurancejournal.com/news/midwest/2013/11/19/311750.htm</link>
		
				<pubDate>Wed, 20 Nov 2013 00:55:42 +0000</pubDate>
				<category><![CDATA[Midwest News]]></category>
		<category><![CDATA[AIR Worldwide]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Kentucky]]></category>
		<category><![CDATA[midwest tornado outbreak]]></category>
		<category><![CDATA[Ohio]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=311750</guid>

							<description><![CDATA[Hundreds of homes were flattened by the outbreak of intense late-season thunderstorms accompanied by high winds, quarter-to-baseball sized hail, and dozens of tornadoes that swept across the Midwest on Nov. 17, according to catastrophe modeling firm AIR Worldwide. Tornadoes were &#8230;]]></description>
		
		
		
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		<title>I.I.I. on Business Insurance Lessons Learned From Sandy</title>
		<link>https://www.insurancejournal.com/news/east/2013/10/04/307285.htm</link>
		
				<pubDate>Fri, 04 Oct 2013 16:51:49 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[business insurance coverage analysis]]></category>
		<category><![CDATA[business interruption insurance]]></category>
		<category><![CDATA[Insurance Information Institute]]></category>
		<category><![CDATA[Superstorm Sandy]]></category>
		<category><![CDATA[supply chain insurance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=307285</guid>

							<description><![CDATA[The difficulty many businesses had reopening after Superstorm Sandy is a reminder of the importance of having a disaster recovery plan and the right type and amount of insurance, according to the Insurance Information Institute (I.I.I.). The I.I.I. notes that &#8230;]]></description>
		
		
		
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