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		<title>Court Sharpens Causation Standard in All-Risk Policies in NC Church Mutual Case</title>
		<link>https://www.insurancejournal.com/news/southeast/2026/02/24/859321.htm</link>
		
					<dc:creator><![CDATA[William Rabb]]></dc:creator>
					<pubDate>Tue, 24 Feb 2026 06:01:21 +0000</pubDate>
				<category><![CDATA[Southeast News]]></category>
		<category><![CDATA[107720]]></category>
		<category><![CDATA[causation]]></category>
		<category><![CDATA[church and institutional property insurance]]></category>
		<category><![CDATA[Church Mutual]]></category>
		<category><![CDATA[insurance claims denials]]></category>
		<category><![CDATA[roof damage]]></category>
		<category><![CDATA[wear and tear]]></category>
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							<description><![CDATA[In all-risk policies, an excluded cause of damage must be the sole cause of damage for the exclusion to apply, a federal appeals court decided last week in an opinion that clarifies North Carolina law but could make some claims &#8230;]]></description>
		
		
		
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