Inside This Issue
NATIONAL COVERAGE
Advisen: Historians May See 2013 as 'Cyber Tipping-Point'
P/C Insurers' CFOs Point to Hardening Markets: Towers Watson
Aon Benfield: U.S. Homeowners Market Offers Growth Opportunities
E&O Insights: What Could Go Wrong When Insuring Habitational?
10 Things to Know About Habitational and Dwelling Risks
How Health Law Could Affect Medical Professional Liability
Special Report: Professional Liability E&O Dangers for Agents, Plus Exclusive Agency E&O Survey Results
50 Vulnerable E&O Areas in Agencies Today
M&A Review: 3Q Activity Picks Up Pace
SOUTHEAST COVERAGE
Florida PIP Reforms Restored But Challenges Expected
Comp Fraud Probe Leads to West Virginia Bank
North Carolina Captive Law in Effect
State Farm Building Operations Center in Georgia
IDEA EXCHANGE
Increasing Retentions: The Hidden Premium Increase
The Fight Against Employee Theft
Franchise Opportunities
Minding Your Business: Oak & Schoeffler
Closing Quote: Technology, Government & Modernization
DEPARTMENTS
Declarations
Figures
People
Business Moves
MyNewMarkets